ECBK Stock Price Chart
Daily OHLCV with technical indicators — pan, zoom, and customize your view
04
range
bars
Bar granularity adapts to the selected period — hover the chart to see open/high/low/close for a bar.
10-Year Performance
Revenue, net income, margins and EPS trends
06
Revenue$598.0K2024-12-31 → 2025-12-31
EPS$0.942022-12-31 → 2025-12-31
Free Cash Flow$9M2022-12-31 → 2025-12-31
Net margin1299.7%2022-12-31 → 2025-12-31
Valuation & Ratios07–12
Valuation
P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
ECBK
5Y avg
Peer Median
Verdict
P/E
21.75Y avg ≈30.9
≈30.9
12.1
Overvalued
P/S
300.4
·
2.7
Overvalued
P/B (MRQ)
1.05Y avg ≈0.8
≈0.8
1.0
Overvalued
Price / FCF (TTM)
8.05Y avg ≈19.3
≈19.3
·
·
Price / Cash Flow (TTM)
7.95Y avg ≈18.8
≈18.8
10.6
Overvalued
Price / Tangible Book
1.05Y avg ≈0.8
≈0.8
·
·
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability
Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
ECBK
5Y avg
Peer Median
Verdict
EBITDA Margin
49.7%5Y avg ≈13.3%
≈13.3%
63.3%
Weak
Pretax Margin
1735.6%5Y avg ≈448.3%
≈448.3%
47.3%
Top tier
Net Profit Margin
1299.7%5Y avg ≈335.7%
≈335.7%
34.6%
Top tier
ROA
0.51%5Y avg ≈0.38%
≈0.38%
0.70%
Weak
ROE
4.6%5Y avg ≈2.8%
≈2.8%
7.2%
Weak
Financial Health
Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth
Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
ECBK
5Y avg
Peer Median
Verdict
Revenue YoY
3.6%
·
·
·
EPS YoY
95.8%5Y avg ≈50.2%
≈50.2%
·
·
Net Income YoY
94.7%5Y avg ≈28.9%
≈28.9%
·
·
EPS CAGR 3Y
43.2%
·
·
·
Net Income CAGR 3Y
41.9%
·
·
·
Per Share Metrics
EPS, book value per share, cash flow per share, dividend per share
Metric
5Y trend
ECBK
5Y avg
Peer Median
Verdict
EPS (Diluted)
$0.945Y avg ≈$0.56
≈$0.56
·
·
Revenue / Share
$0.075Y avg ≈$2.30
≈$2.30
·
·
Cash Flow / Share
$1.115Y avg ≈$0.88
≈$0.88
·
·
Capital Efficiency
Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
ECBK
5Y avg
Peer Median
Verdict
Asset Turnover
0.05Y avg ≈0.0
≈0.0
0.0
Weak
Revenue / Employee
≈$9.3K
·
·
·
value · ≈ 5Y avg · industry median · verdict relative to median
Earnings History
EPS actual vs estimate, surprise %, beat rate, next earnings date
14
Next ReportOct 19, 2026
Period
Report
EPS Actual
EPS Est
Surprise
Dec. 31, 2025
$0.31
—
—
Full Fundamentals
All metrics by year — income statement, balance sheet, cash flow
15
Income Statement10
Metric
Trend
2025
2024
Revenue
$598.0K
$577.0K
Interest Income
$78M
$67M
Pretax Income
$10M
$5M
Income Tax
$3M
$1M
Net Income
$8M
$4M
EPS (Basic)
$0.96
$0.48
EPS (Diluted)
$0.94
$0.48
Shares (Basic)
8,100,328
8,257,014
Shares (Diluted)
8,311,966
8,345,737
EBITDA
$297.0K
$302.0K
Balance Sheet14
Metric
Trend
2025
2024
Cash & Equivalents
·
$158M
Short-term Investments
$83M
$152M
PP&E (Net)
$3M
$4M
PP&E (Gross)
$8M
$8M
Accum. Depreciation
$5M
$5M
Total Assets
$1.61B
$1.42B
Total Liabilities
$1.43B
$1.25B
Common Stock
$88.0K
$91.0K
Paid-in Capital
$83M
$86M
Retained Earnings
$96M
$88M
AOCI
$-896.0K
$382.0K
Stockholders' Equity
$172M
$168M
Liabilities + Equity
$1.61B
$1.42B
Shares Outstanding
8,792,719
9,095,833
Cash Flow13
Metric
Trend
2025
2024
D&A
$297.0K
$302.0K
Stock-based Comp
$1M
$1M
Deferred Tax
$-246.0K
$-250.0K
Other Non-cash
$164.0K
$2M
Operating Cash Flow
$9M
$6M
CapEx
$214.0K
$60.0K
Investing Cash Flow
$-260M
$-95M
Stock Repurchased
$5M
$3M
Net Stock Activity
$-5M
$-3M
Financing Cash Flow
$180M
$128M
Net Change in Cash
$-71M
$39M
Taxes Paid
·
$2M
Free Cash Flow
$9M
$6M
Profitability5
Metric
Trend
2025
2024
Net Margin
1299.7%
15.2%
Pretax Margin
1735.6%
20.5%
EBITDA Margin
49.7%
1.1%
ROA
0.51%
0.30%
ROE
4.6%
2.4%
Efficiency1
Metric
Trend
2025
2024
Asset Turnover
0.0
0.0
Per Share4
Metric
Trend
2025
2024
Book Value / Share
$19.55
$18.50
Revenue / Share
$0.07
$3.14
Cash Flow / Share
$1.11
$0.75
EPS (TTM)
$0.94
$0.48
Growth Rates5
Metric
Trend
2025
2024
Revenue YoY
3.6%
·
EPS YoY
95.8%
-7.7%
EPS CAGR 3Y
43.2%
·
Net Income YoY
94.7%
-10.4%
Net Income CAGR 3Y
41.9%
-0.42%
Valuation (TTM)10
Metric
Trend
2025
2024
Revenue TTM
$598.0K
$577.0K
Net Income TTM
$8M
$4M
Market Cap
$153M
$135M
P/E
18.5
30.9
P/S
255.7
233.9
P/B
0.9
0.8
P / Tangible Book
0.9
0.8
P / Cash Flow
16.6
21.4
P / FCF
17.0
21.6
Earnings Yield
5.4%
3.2%
Income Statement10
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Revenue
$152.0K
$155.0K
·
·
$154.0K
$140.0K
Interest Income
$22M
$22M
$21M
$20M
$19M
$18M
Pretax Income
$4M
$4M
$3M
$3M
$2M
$2M
Income Tax
$1M
$1M
$891.0K
$817.0K
$475.0K
$424.0K
Net Income
$3M
$3M
$3M
$2M
$1M
$1M
EPS (Basic)
$0.41
$0.39
$0.32
$0.30
$0.18
$0.16
EPS (Diluted)
$0.39
$0.38
$0.32
$0.29
$0.17
$0.16
Shares (Basic)
8,001,325
8,026,026
·
8,023,681
8,155,667
8,210,782
Shares (Diluted)
8,336,695
8,299,710
·
8,274,506
8,369,819
8,343,771
EBITDA
·
$75.0K
·
·
·
$75.0K
Balance Sheet14
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Cash & Equivalents
·
·
·
$103M
$99M
·
Short-term Investments
$121M
$108M
$83M
$99M
$92M
$144M
PP&E (Net)
$3M
$3M
$3M
$3M
$3M
$3M
PP&E (Gross)
·
·
$8M
·
·
·
Accum. Depreciation
·
·
$5M
·
·
·
Total Assets
$1.67B
$1.65B
$1.61B
$1.55B
$1.52B
$1.45B
Total Liabilities
$1.49B
$1.47B
$1.43B
$1.38B
$1.35B
$1.28B
Common Stock
$87.0K
$88.0K
$88.0K
$88.0K
$89.0K
$90.0K
Paid-in Capital
$83M
$83M
$83M
$83M
$85M
$86M
Retained Earnings
$102M
$99M
$96M
$93M
$91M
$89M
AOCI
$712.0K
$-144.0K
$-896.0K
$-998.0K
$-1M
$-385.0K
Stockholders' Equity
$180M
$176M
$172M
$169M
$168M
$169M
Liabilities + Equity
$1.67B
$1.65B
$1.61B
$1.55B
$1.52B
$1.45B
Shares Outstanding
8,747,150
8,773,025
8,792,719
8,825,827
8,946,958
9,049,790
Cash Flow13
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
D&A
$75.0K
$75.0K
$73.0K
$74.0K
$75.0K
$75.0K
Stock-based Comp
$335.0K
$313.0K
$316.0K
$280.0K
$506.0K
$322.0K
Deferred Tax
$-279.0K
$326.0K
$-94.0K
$-134.0K
$-312.0K
$294.0K
Other Non-cash
·
$-1M
·
·
·
$-2M
Operating Cash Flow
$12M
$3M
$4M
$4M
$2M
$-631.0K
CapEx
$213.0K
$4.0K
$75.0K
$71.0K
$50.0K
$18.0K
Investing Cash Flow
$-16M
$-21M
$-68M
$-34M
$-112M
$-46M
Stock Repurchased
$675.0K
$350.0K
$513.0K
$2M
$1M
$673.0K
Net Stock Activity
·
$-350.0K
·
·
·
$-673.0K
Financing Cash Flow
$17M
$43M
$48M
$34M
$60M
$37M
Net Change in Cash
$13M
$24M
$-16M
$4M
$-49M
$-10M
Taxes Paid
·
·
·
$750.0K
$775.0K
$225.0K
Free Cash Flow
·
$3M
·
·
·
$-649.0K
Profitability5
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Net Margin
2145.4%
2014.2%
·
27.7%
18.0%
18.8%
Pretax Margin
2938.2%
2750.3%
·
37.0%
23.9%
24.9%
EBITDA Margin
·
48.4%
·
·
·
1.1%
ROA
0.20%
0.20%
·
0.17%
0.10%
0.09%
ROE
1.9%
1.8%
·
1.5%
0.86%
0.78%
Efficiency1
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Asset Turnover
0.0
0.0
·
0.0
0.0
0.0
Per Share5
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Book Value / Share
$20.56
$20.05
·
$19.18
$18.81
$18.63
Revenue / Share
$0.02
$0.02
·
$1.06
$0.96
$0.83
Cash Flow / Share
·
$0.34
·
·
·
$-0.08
Cash / Share
·
·
·
$11.63
$11.03
·
EPS (TTM)
$1.38
$1.16
·
$0.80
$0.65
$0.57
Valuation (TTM)7
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Net Income TTM
$11M
$10M
·
$7M
$5M
$5M
Market Cap
$176M
$147M
·
$140M
$138M
$137M
P/E
14.6
14.4
·
19.8
23.8
26.6
P/B
1.0
0.8
·
0.8
0.8
0.8
P / Tangible Book
1.0
0.8
·
0.8
0.8
0.8
P / Cash Flow
·
52.2
·
·
·
-217.3
Earnings Yield
6.9%
6.9%
·
5.0%
4.2%
3.8%
Most recent period on the left · null values shown as ·
Financial Statements
Income statement, balance sheet, cash flow — annual, last 5 years
16
Metric
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Revenue
$598.0K
$577.0K
·
·
·
Net Income
$8M
$4M
$4M
$3M
$4M
Diluted EPS
$0.94
$0.48
$0.52
$0.32
·
No data for this statement
Not enough fundamentals data to build this statement yet.
Metric
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Free Cash Flow
$9M
$6M
$6M
$8M
·
Institutional owners (13F)
63 filers
· $58.6M total
· As of June 30, 2026
17
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders63
Value held$58.6M
New positions7
Exited positions4
Institutional activity — Q2 2026 vs prior quarter
New positions
Exited positions
Increased
Decreased
Net shares change
7 (-4 vs prior Q)
4 (+2 vs prior Q)
23 (+9 vs prior Q)
13 (-8 vs prior Q)
-65K
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.