BSBK Bogota Financial Corp. - Common Stock

NASDAQ · Banking · View on SEC EDGAR ↗
$9.27
Price · Aug 19, 2026
Fundamentals as of Aug 13, 2026

BSBK Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$9.27
Market Cap
$120M
P/E (TTM)
54.5
EPS (TTM)
$0.17
Revenue (TTM)
Div Yield
ROE
1.5%
Debt/Equity
52W Range
$8 – $10

BSBK Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income
EPS $0.17
6-point trend, +0.0%
2020-12-31 2025-12-31
Free Cash Flow $3M
5-point trend, -22.8%
2020-12-31 2025-12-31
Margins 12.1%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
BSBK
Peer Median
P/E (TTM)
5-point trend, +163.7%
54.5
11.7
P/S (TTM)
5-point trend, -20.5%
7.0
1.9
P/B
5-point trend, -15.1%
0.9
0.8
Price / FCF
5-point trend, +20.6%
38.2

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
BSBK
Peer Median
Net Profit Margin
5-point trend, -13.8%
12.1%
23.8%
ROA
5-point trend, -18.5%
0.22%
0.74%
ROE
5-point trend, -7.4%
1.5%
8.2%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
BSBK
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
BSBK
Peer Median
Revenue YoY
44.9%
Revenue CAGR 3Y
-10.7%
Revenue CAGR 5Y
3.2%
EPS YoY
5-point trend, -68.5%
-90.2%
Net Income YoY
5-point trend, -72.2%
-90.7%

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
BSBK
Peer Median
EPS (Diluted)
5-point trend, -68.5%
$0.17

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
BSBK
Peer Median

BSBK Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

SELL 6 analysts
  • Strong Buy 0 0.0%
  • Buy 0 0.0%
  • Hold 3 50.0%
  • Sell 1 16.7%
  • Strong Sell 2 33.3%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
-0.01%
Period EPS Actual EPS Est Surprise
March 31, 2025 $0.06
Dec. 31, 2022 $0.14 $0.15 -0.01%
Sept. 30, 2022 $0.14 $0.15 -0.01%
June 30, 2022 $0.12 $0.12 -0.00%

Peer comparison (GICS sub-industry) Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
BSBK $109M 49.7 44.9% 12.1% 1.5%
UNB $109M 9.8 13.3% 20.3% 14.6%
SFBC $112M 15.8 9.1% 18.4% 6.7%
TFC $62.13B 12.9 53.0% 26.1% 8.2%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 9
Annual Income Statement data for BSBK
Metric Trend 20252024202320222021202020192018
Interest Expense 6-point trend, +154.7% · · $22M $7M $6M $10M $12M $9M
Interest Income 8-point trend, +95.6% $43M $42M $37M $30M $25M $23M $23M $22M
Pretax Income 8-point trend, -62.5% $2M $-3M $480.4K $9M $9M $3M $3M $6M
Income Tax 8-point trend, -101.3% $-18.3K $-371.6K $-162.2K $3M $2M $437.3K $850.6K $1M
Net Income 8-point trend, -49.5% $2M $-2M $642.5K $7M $8M $2M $2M $4M
EPS (Basic) 6-point trend, +0.0% $0.17 $-0.17 $0.05 $0.51 $0.55 $0.17 · ·
EPS (Diluted) 6-point trend, +0.0% $0.17 $-0.17 $0.05 $0.51 $0.54 $0.17 · ·
Shares (Basic) 6-point trend, +3.8% 12,632,118 12,767,410 12,891,847 13,570,407 13,725,884 12,170,610 · ·
Shares (Diluted) 6-point trend, +2.7% 12,502,323 12,767,410 12,891,847 13,576,934 13,897,645 12,170,610 · ·
Balance Sheet 14
Annual Balance Sheet data for BSBK
Metric Trend 20252024202320222021202020192018
Cash & Equivalents 8-point trend, +45.2% $36M $52M $25M $17M $105M $80M $128M $25M
PP&E (Net) 8-point trend, -5.5% $4M $5M $8M $8M $8M $6M $4M $5M
PP&E (Gross) 8-point trend, +17.8% $10M $10M $13M $13M $13M $10M $8M $8M
Accum. Depreciation 8-point trend, +48.4% $5M $5M $5M $5M $4M $4M $4M $4M
Intangibles 5-point trend, -68.0% $107.6K $152.9K $206.1K $267.3K $336.4K · · ·
Total Assets 8-point trend, +36.1% $905M $971M $939M $951M $837M $741M $767M $665M
Total Liabilities 8-point trend, +28.9% $764M $834M $802M $811M $690M $612M $692M $593M
Common Stock 6-point trend, -1.8% $129.3K $130.6K $132.8K $137.0K $146.1K $131.6K · ·
Paid-in Capital 6-point trend, -3.6% $55M $55M $56M $59M $68M $57M · ·
Retained Earnings 8-point trend, +26.5% $92M $90M $92M $92M $85M $77M $75M $73M
AOCI 8-point trend, -545.9% $-2M $-4M $-6M $-6M $-272.7K $-273.0K $-313.7K $-317.1K
Stockholders' Equity 8-point trend, +94.4% $141M $137M $137M $140M $148M $128M $75M $72M
Liabilities + Equity 8-point trend, +36.1% $905M $971M $939M $951M $837M $741M $767M $665M
Shares Outstanding 6-point trend, -1.8% 12,925,572 13,059,175 13,279,230 13,699,016 14,605,809 13,157,525 · ·
Cash Flow 13
Annual Cash Flow data for BSBK
Metric Trend 20252024202320222021202020192018
Stock-based Comp 5-point trend, +188.7% $897.5K $921.3K $932.8K $932.8K $310.9K · · ·
Deferred Tax 8-point trend, +89.7% $-8.7K $-457.5K $-624.4K $503.3K $261.3K $-837.3K $-86.1K $-84.3K
Amort. of Intangibles 2-point trend, -90.9% · · · $69.1K $759.1K · · ·
Operating Cash Flow 8-point trend, -23.4% $3M $-3M $1M $11M $6M $6M $3M $4M
CapEx 8-point trend, -86.6% $70.4K $594.8K $318.0K $241.5K $1M $2M $159.3K $523.9K
Investing Cash Flow 8-point trend, +330.9% $50M $10M $22M $-211M $35M $-22M $2M $-22M
Stock Issued · · · · · $8M · ·
Stock Repurchased 5-point trend, +133.9% $1M $2M $4M $10M $481.5K · · ·
Net Stock Activity 5-point trend, -114.7% $-1M $-2M $-4M $-10M · $8M · ·
Financing Cash Flow 8-point trend, -459.1% $-70M $20M $-15M $112M $-16M $-31M $99M $19M
Net Change in Cash 4-point trend, +81.1% $-17M $27M $8M $-88M · · · ·
Free Cash Flow 5-point trend, -22.8% $3M $-3M $1M $11M · $4M · ·
Levered FCF 3-point trend, -630.3% · · $-29M $5M · $-4M · ·
Profitability 4
Annual Profitability data for BSBK
Metric Trend 20252024202320222021202020192018
Net Margin 5-point trend, -13.8% 12.1% -18.2% 4.0% 28.4% · 14.1% · ·
Pretax Margin 5-point trend, -29.5% 12.0% -21.4% 3.0% 39.2% · 17.0% · ·
ROA 5-point trend, -18.5% 0.22% -0.23% 0.07% 0.77% · 0.27% · ·
ROE 5-point trend, -7.4% 1.5% -1.6% 0.47% 4.9% · 1.6% · ·
Efficiency 1
Annual Efficiency data for BSBK
Metric Trend 20252024202320222021202020192018
Asset Turnover 5-point trend, -5.6% 0.0 0.0 0.0 0.0 · 0.0 · ·
Per Share 5
Annual Per Share data for BSBK
Metric Trend 20252024202320222021202020192018
Book Value / Share 5-point trend, +11.7% $10.90 $10.51 $10.33 $10.19 · $9.76 · ·
Revenue / Share 4-point trend, -22.6% $1.38 $0.93 $1.25 $1.78 · · · ·
Cash Flow / Share 4-point trend, -68.0% $0.26 $-0.20 $0.11 $0.80 · · · ·
Cash / Share 5-point trend, -54.9% $2.75 $4.00 $1.88 $1.23 · $6.11 · ·
EPS (TTM) 6-point trend, +0.0% $0.17 $-0.17 $0.05 $0.51 $0.54 $0.17 · ·
Growth Rates 9
Annual Growth Rates data for BSBK
Metric Trend 20252024202320222021202020192018
Revenue YoY 5-point trend, -27.2% 44.9% -26.2% -33.4% 1.8% 61.7% · · ·
Revenue CAGR 3Y 3-point trend, -444.8% -10.7% -20.6% 3.1% · · · · ·
Revenue CAGR 5Y 3.2% · · · · · · ·
EPS YoY 3-point trend, -141.4% · · -90.2% -5.6% 217.6% · · ·
EPS CAGR 3Y 2-point trend, +8.5% -30.7% · -33.5% · · · · ·
EPS CAGR 5Y 0.00% · · · · · · ·
Net Income YoY 3-point trend, -134.4% · · -90.7% -8.6% 263.6% · · ·
Net Income CAGR 3Y 2-point trend, -1.5% -32.8% · -32.3% · · · · ·
Net Income CAGR 5Y 0.22% · · · · · · ·
Valuation (TTM) 10
Annual Valuation (TTM) data for BSBK
Metric Trend 20252024202320222021202020192018
Revenue TTM 7-point trend, +47.2% $17M $12M $16M $24M $24M $15M $12M ·
Net Income TTM 7-point trend, -13.9% $2M $-2M $642.5K $7M $8M $2M $2M ·
Market Cap 5-point trend, -6.8% $109M $98M $107M $153M · $117M · ·
P/E 6-point trend, -5.2% 49.7 -44.1 161.0 21.9 18.9 52.4 · ·
P/S 5-point trend, -20.5% 6.3 8.2 6.6 6.3 · 8.0 · ·
P/B 5-point trend, -15.1% 0.8 0.7 0.8 1.1 · 0.9 · ·
P / Tangible Book 6-point trend, -15.0% 0.8 0.7 0.8 1.1 1.0 0.9 · ·
P / Cash Flow 5-point trend, +68.8% 34.1 -38.3 74.4 14.1 · 20.2 · ·
P / FCF 5-point trend, +20.6% 34.9 -31.0 95.5 14.4 · 28.9 · ·
Earnings Yield 6-point trend, +5.2% 2.0% -2.3% 0.62% 4.6% 5.3% 1.9% · ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-312022-12-312021-12-31
Net Income $2M$-2M$642.5K$7M$8M
Diluted EPS $0.17$-0.17$0.05$0.51$0.54
Cash Flow
2025-12-312024-12-312023-12-312022-12-312021-12-31
Free Cash Flow $3M$-3M$1M$11M

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Institutional owners (13F) 16 filers · $4.9M total · As of June 30, 2026

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
5 (+3 vs prior Q) 3 (+1 vs prior Q) 3 (0 vs prior Q) 4 (0 vs prior Q) +109K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
VANGUARD CAPITAL MANAGEMENT LLC $1,634,981 181,061 33.49% Shares
VANGUARD GROUP INC $1,459,134 171,865 29.89% Shares
RENAISSANCE TECHNOLOGIES LLC $549,485 60,851 11.25% Shares
GEODE CAPITAL MANAGEMENT, LLC $349,623 38,705 7.16% Shares
BANK OF AMERICA CORP /DE/ $262,213 29,038 5.37% Shares
VANGUARD FIDUCIARY TRUST CO $207,112 22,936 4.24% Shares
CITADEL ADVISORS LLC $196,240 21,732 4.02% Shares
Cetera Investment Advisers $135,450 15,000 2.77% Shares
NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO $26,774 2,965 0.55% Shares
UBS Group AG $23,993 2,657 0.49% Shares
Vanguard Global Advisers, LLC $20,769 2,300 0.43% Shares
BlackRock, Inc. $7,856 870 0.16% Shares
Tower Research Capital LLC (TRC) $4,723 523 0.10% Shares
M3F, Inc. $3,825 423,562 0.08% Shares
CITIGROUP INC $144 16 0.00% Shares
BARCLAYS PLC $63 7 0.00% Shares

Company insiders 1 insider · 0 officers · 1 directors

Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
John J. Masterson Director Dec. 6, 2023 P 146,451 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

Activists & 5%+ owners 1 position

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Bogota Financial, MHC Jan. 15, 2020 Initial filing SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

ETF ownership Held by 3 ETFs

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IWC · iShares Trust 0.01% 14,709 SH Aug. 8, 2026 Daily
VXF · VANGUARD INDEX FUNDS 0.00% 40,016 SH Aug. 8, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.00% 138,283 SH Aug. 8, 2026 Daily