BSBK Bogota Financial Corp. - Common Stock

NASDAQ · Banking · View on SEC EDGAR ↗
$8.49
Price · May 20, 2026
Fundamentals as of May 13, 2026

BSBK Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$8.49
Market Cap
$109M
P/E (TTM)
49.7
EPS (TTM)
$0.17
Revenue (TTM)
Div Yield
ROE
1.5%
Debt/Equity
52W Range
$7 – $10

BSBK Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income
EPS $0.17
6-point trend, +0.0%
2020-12-31 2025-12-31
Free Cash Flow $3M
5-point trend, -22.8%
2020-12-31 2025-12-31
Margins 12.1%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
BSBK
Peer Median
P/E (TTM)
5-point trend, +163.7%
49.7
11.7
P/S (TTM)
5-point trend, -20.5%
6.3
1.9
P/B
5-point trend, -15.1%
0.8
0.8
Price / FCF
5-point trend, +20.6%
34.9

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
BSBK
Peer Median
Net Profit Margin
5-point trend, -13.8%
12.1%
23.8%
ROA
5-point trend, -18.5%
0.22%
0.74%
ROE
5-point trend, -7.4%
1.5%
8.2%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
BSBK
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
BSBK
Peer Median
Revenue YoY
44.9%
Revenue CAGR 3Y
-10.7%
Revenue CAGR 5Y
3.2%
EPS YoY
5-point trend, -68.5%
-90.2%
Net Income YoY
5-point trend, -72.2%
-90.7%

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
BSBK
Peer Median
EPS (Diluted)
5-point trend, -68.5%
$0.17

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
BSBK
Peer Median

BSBK Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

SELL 6 analysts
  • Strong Buy 0 0.0%
  • Buy 0 0.0%
  • Hold 3 50.0%
  • Sell 1 16.7%
  • Strong Sell 2 33.3%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
-0.01%
Period EPS Actual EPS Est Surprise
March 31, 2025 $0.06
Dec. 31, 2022 $0.14 $0.15 -0.01%
Sept. 30, 2022 $0.14 $0.15 -0.01%
June 30, 2022 $0.12 $0.12 -0.00%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
BSBK $109M 49.7 44.9% 12.1% 1.5%
RVSB $119M 24.6 4.7% 9.7% 3.1%
SFBC $112M 15.8 9.1% 18.4% 6.7%
UNB $109M 9.8 13.3% 20.3% 14.6%
PROV $102M 16.7 0.35% 16.0% 4.9%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 9
Annual Income Statement data for BSBK
Metric Trend 20252024202320222021202020192018
Interest Expense 6-point trend, +154.7% · · $22M $7M $6M $10M $12M $9M
Interest Income 8-point trend, +95.6% $43M $42M $37M $30M $25M $23M $23M $22M
Pretax Income 8-point trend, -62.5% $2M $-3M $480.4K $9M $9M $3M $3M $6M
Income Tax 8-point trend, -101.3% $-18.3K $-371.6K $-162.2K $3M $2M $437.3K $850.6K $1M
Net Income 8-point trend, -49.5% $2M $-2M $642.5K $7M $8M $2M $2M $4M
EPS (Basic) 6-point trend, +0.0% $0.17 $-0.17 $0.05 $0.51 $0.55 $0.17 · ·
EPS (Diluted) 6-point trend, +0.0% $0.17 $-0.17 $0.05 $0.51 $0.54 $0.17 · ·
Shares (Basic) 6-point trend, +3.8% 12,632,118 12,767,410 12,891,847 13,570,407 13,725,884 12,170,610 · ·
Shares (Diluted) 6-point trend, +2.7% 12,502,323 12,767,410 12,891,847 13,576,934 13,897,645 12,170,610 · ·
Balance Sheet 14
Annual Balance Sheet data for BSBK
Metric Trend 20252024202320222021202020192018
Cash & Equivalents 8-point trend, +45.2% $36M $52M $25M $17M $105M $80M $128M $25M
PP&E (Net) 8-point trend, -5.5% $4M $5M $8M $8M $8M $6M $4M $5M
PP&E (Gross) 8-point trend, +17.8% $10M $10M $13M $13M $13M $10M $8M $8M
Accum. Depreciation 8-point trend, +48.4% $5M $5M $5M $5M $4M $4M $4M $4M
Intangibles 5-point trend, -68.0% $107.6K $152.9K $206.1K $267.3K $336.4K · · ·
Total Assets 8-point trend, +36.1% $905M $971M $939M $951M $837M $741M $767M $665M
Total Liabilities 8-point trend, +28.9% $764M $834M $802M $811M $690M $612M $692M $593M
Common Stock 6-point trend, -1.8% $129.3K $130.6K $132.8K $137.0K $146.1K $131.6K · ·
Paid-in Capital 6-point trend, -3.6% $55M $55M $56M $59M $68M $57M · ·
Retained Earnings 8-point trend, +26.5% $92M $90M $92M $92M $85M $77M $75M $73M
AOCI 8-point trend, -545.9% $-2M $-4M $-6M $-6M $-272.7K $-273.0K $-313.7K $-317.1K
Stockholders' Equity 8-point trend, +94.4% $141M $137M $137M $140M $148M $128M $75M $72M
Liabilities + Equity 8-point trend, +36.1% $905M $971M $939M $951M $837M $741M $767M $665M
Shares Outstanding 6-point trend, -1.8% 12,925,572 13,059,175 13,279,230 13,699,016 14,605,809 13,157,525 · ·
Cash Flow 13
Annual Cash Flow data for BSBK
Metric Trend 20252024202320222021202020192018
Stock-based Comp 5-point trend, +188.7% $897.5K $921.3K $932.8K $932.8K $310.9K · · ·
Deferred Tax 8-point trend, +89.7% $-8.7K $-457.5K $-624.4K $503.3K $261.3K $-837.3K $-86.1K $-84.3K
Amort. of Intangibles 2-point trend, -90.9% · · · $69.1K $759.1K · · ·
Operating Cash Flow 8-point trend, -23.4% $3M $-3M $1M $11M $6M $6M $3M $4M
CapEx 8-point trend, -86.6% $70.4K $594.8K $318.0K $241.5K $1M $2M $159.3K $523.9K
Investing Cash Flow 8-point trend, +330.9% $50M $10M $22M $-211M $35M $-22M $2M $-22M
Stock Issued · · · · · $8M · ·
Stock Repurchased 5-point trend, +133.9% $1M $2M $4M $10M $481.5K · · ·
Net Stock Activity 5-point trend, -114.7% $-1M $-2M $-4M $-10M · $8M · ·
Financing Cash Flow 8-point trend, -459.1% $-70M $20M $-15M $112M $-16M $-31M $99M $19M
Net Change in Cash 4-point trend, +81.1% $-17M $27M $8M $-88M · · · ·
Free Cash Flow 5-point trend, -22.8% $3M $-3M $1M $11M · $4M · ·
Levered FCF 3-point trend, -630.3% · · $-29M $5M · $-4M · ·
Profitability 4
Annual Profitability data for BSBK
Metric Trend 20252024202320222021202020192018
Net Margin 5-point trend, -13.8% 12.1% -18.2% 4.0% 28.4% · 14.1% · ·
Pretax Margin 5-point trend, -29.5% 12.0% -21.4% 3.0% 39.2% · 17.0% · ·
ROA 5-point trend, -18.5% 0.22% -0.23% 0.07% 0.77% · 0.27% · ·
ROE 5-point trend, -7.4% 1.5% -1.6% 0.47% 4.9% · 1.6% · ·
Efficiency 1
Annual Efficiency data for BSBK
Metric Trend 20252024202320222021202020192018
Asset Turnover 5-point trend, -5.6% 0.0 0.0 0.0 0.0 · 0.0 · ·
Per Share 5
Annual Per Share data for BSBK
Metric Trend 20252024202320222021202020192018
Book Value / Share 5-point trend, +11.7% $10.90 $10.51 $10.33 $10.19 · $9.76 · ·
Revenue / Share 4-point trend, -22.6% $1.38 $0.93 $1.25 $1.78 · · · ·
Cash Flow / Share 4-point trend, -68.0% $0.26 $-0.20 $0.11 $0.80 · · · ·
Cash / Share 5-point trend, -54.9% $2.75 $4.00 $1.88 $1.23 · $6.11 · ·
EPS (TTM) 6-point trend, +0.0% $0.17 $-0.17 $0.05 $0.51 $0.54 $0.17 · ·
Growth Rates 9
Annual Growth Rates data for BSBK
Metric Trend 20252024202320222021202020192018
Revenue YoY 5-point trend, -27.2% 44.9% -26.2% -33.4% 1.8% 61.7% · · ·
Revenue CAGR 3Y 3-point trend, -444.8% -10.7% -20.6% 3.1% · · · · ·
Revenue CAGR 5Y 3.2% · · · · · · ·
EPS YoY 3-point trend, -141.4% · · -90.2% -5.6% 217.6% · · ·
EPS CAGR 3Y 2-point trend, +8.5% -30.7% · -33.5% · · · · ·
EPS CAGR 5Y 0.00% · · · · · · ·
Net Income YoY 3-point trend, -134.4% · · -90.7% -8.6% 263.6% · · ·
Net Income CAGR 3Y 2-point trend, -1.5% -32.8% · -32.3% · · · · ·
Net Income CAGR 5Y 0.22% · · · · · · ·
Valuation (TTM) 10
Annual Valuation (TTM) data for BSBK
Metric Trend 20252024202320222021202020192018
Revenue TTM 7-point trend, +47.2% $17M $12M $16M $24M $24M $15M $12M ·
Net Income TTM 7-point trend, -13.9% $2M $-2M $642.5K $7M $8M $2M $2M ·
Market Cap 5-point trend, -6.8% $109M $98M $107M $153M · $117M · ·
P/E 6-point trend, -5.2% 49.7 -44.1 161.0 21.9 18.9 52.4 · ·
P/S 5-point trend, -20.5% 6.3 8.2 6.6 6.3 · 8.0 · ·
P/B 5-point trend, -15.1% 0.8 0.7 0.8 1.1 · 0.9 · ·
P / Tangible Book 6-point trend, -15.0% 0.8 0.7 0.8 1.1 1.0 0.9 · ·
P / Cash Flow 5-point trend, +68.8% 34.1 -38.3 74.4 14.1 · 20.2 · ·
P / FCF 5-point trend, +20.6% 34.9 -31.0 95.5 14.4 · 28.9 · ·
Earnings Yield 6-point trend, +5.2% 2.0% -2.3% 0.62% 4.6% 5.3% 1.9% · ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-312022-12-312021-12-31
Net Income $2M$-2M$642.5K$7M$8M
Diluted EPS $0.17$-0.17$0.05$0.51$0.54
Cash Flow
2025-12-312024-12-312023-12-312022-12-312021-12-31
Free Cash Flow $3M$-3M$1M$11M

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