Earnings History
EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-0.01%
Period
EPS Actual
EPS Est
Surprise
March 31, 2025
$0.06
—
—
Dec. 31, 2022
$0.14
$0.15
-0.01%
Sept. 30, 2022
$0.14
$0.15
-0.01%
June 30, 2022
$0.12
$0.12
-0.00%
Peer comparison (GICS sub-industry)
Key metrics vs sector peers
Ticker
Market Cap
P/E
Rev YoY
Net Margin
ROE
Gross Margin
BSBK
$109M
49.7
44.9%
12.1%
1.5%
—
UNB
$109M
9.8
13.3%
20.3%
14.6%
—
SFBC
$112M
15.8
9.1%
18.4%
6.7%
—
TFC
$62.13B
12.9
53.0%
26.1%
8.2%
—
Full Fundamentals
All metrics by year — income statement, balance sheet, cash flow
Income Statement9
Annual Income Statement data for BSBK
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
Interest Expense
·
·
$22M
$7M
$6M
$10M
$12M
$9M
Interest Income
$43M
$42M
$37M
$30M
$25M
$23M
$23M
$22M
Pretax Income
$2M
$-3M
$480.4K
$9M
$9M
$3M
$3M
$6M
Income Tax
$-18.3K
$-371.6K
$-162.2K
$3M
$2M
$437.3K
$850.6K
$1M
Net Income
$2M
$-2M
$642.5K
$7M
$8M
$2M
$2M
$4M
EPS (Basic)
$0.17
$-0.17
$0.05
$0.51
$0.55
$0.17
·
·
EPS (Diluted)
$0.17
$-0.17
$0.05
$0.51
$0.54
$0.17
·
·
Shares (Basic)
12,632,118
12,767,410
12,891,847
13,570,407
13,725,884
12,170,610
·
·
Shares (Diluted)
12,502,323
12,767,410
12,891,847
13,576,934
13,897,645
12,170,610
·
·
Balance Sheet14
Annual Balance Sheet data for BSBK
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
Cash & Equivalents
$36M
$52M
$25M
$17M
$105M
$80M
$128M
$25M
PP&E (Net)
$4M
$5M
$8M
$8M
$8M
$6M
$4M
$5M
PP&E (Gross)
$10M
$10M
$13M
$13M
$13M
$10M
$8M
$8M
Accum. Depreciation
$5M
$5M
$5M
$5M
$4M
$4M
$4M
$4M
Intangibles
$107.6K
$152.9K
$206.1K
$267.3K
$336.4K
·
·
·
Total Assets
$905M
$971M
$939M
$951M
$837M
$741M
$767M
$665M
Total Liabilities
$764M
$834M
$802M
$811M
$690M
$612M
$692M
$593M
Common Stock
$129.3K
$130.6K
$132.8K
$137.0K
$146.1K
$131.6K
·
·
Paid-in Capital
$55M
$55M
$56M
$59M
$68M
$57M
·
·
Retained Earnings
$92M
$90M
$92M
$92M
$85M
$77M
$75M
$73M
AOCI
$-2M
$-4M
$-6M
$-6M
$-272.7K
$-273.0K
$-313.7K
$-317.1K
Stockholders' Equity
$141M
$137M
$137M
$140M
$148M
$128M
$75M
$72M
Liabilities + Equity
$905M
$971M
$939M
$951M
$837M
$741M
$767M
$665M
Shares Outstanding
12,925,572
13,059,175
13,279,230
13,699,016
14,605,809
13,157,525
·
·
Cash Flow13
Annual Cash Flow data for BSBK
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
Stock-based Comp
$897.5K
$921.3K
$932.8K
$932.8K
$310.9K
·
·
·
Deferred Tax
$-8.7K
$-457.5K
$-624.4K
$503.3K
$261.3K
$-837.3K
$-86.1K
$-84.3K
Amort. of Intangibles
·
·
·
$69.1K
$759.1K
·
·
·
Operating Cash Flow
$3M
$-3M
$1M
$11M
$6M
$6M
$3M
$4M
CapEx
$70.4K
$594.8K
$318.0K
$241.5K
$1M
$2M
$159.3K
$523.9K
Investing Cash Flow
$50M
$10M
$22M
$-211M
$35M
$-22M
$2M
$-22M
Stock Issued
·
·
·
·
·
$8M
·
·
Stock Repurchased
$1M
$2M
$4M
$10M
$481.5K
·
·
·
Net Stock Activity
$-1M
$-2M
$-4M
$-10M
·
$8M
·
·
Financing Cash Flow
$-70M
$20M
$-15M
$112M
$-16M
$-31M
$99M
$19M
Net Change in Cash
$-17M
$27M
$8M
$-88M
·
·
·
·
Free Cash Flow
$3M
$-3M
$1M
$11M
·
$4M
·
·
Levered FCF
·
·
$-29M
$5M
·
$-4M
·
·
Profitability4
Annual Profitability data for BSBK
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
Net Margin
12.1%
-18.2%
4.0%
28.4%
·
14.1%
·
·
Pretax Margin
12.0%
-21.4%
3.0%
39.2%
·
17.0%
·
·
ROA
0.22%
-0.23%
0.07%
0.77%
·
0.27%
·
·
ROE
1.5%
-1.6%
0.47%
4.9%
·
1.6%
·
·
Efficiency1
Annual Efficiency data for BSBK
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
Asset Turnover
0.0
0.0
0.0
0.0
·
0.0
·
·
Per Share5
Annual Per Share data for BSBK
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
Book Value / Share
$10.90
$10.51
$10.33
$10.19
·
$9.76
·
·
Revenue / Share
$1.38
$0.93
$1.25
$1.78
·
·
·
·
Cash Flow / Share
$0.26
$-0.20
$0.11
$0.80
·
·
·
·
Cash / Share
$2.75
$4.00
$1.88
$1.23
·
$6.11
·
·
EPS (TTM)
$0.17
$-0.17
$0.05
$0.51
$0.54
$0.17
·
·
Growth Rates9
Annual Growth Rates data for BSBK
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
Revenue YoY
44.9%
-26.2%
-33.4%
1.8%
61.7%
·
·
·
Revenue CAGR 3Y
-10.7%
-20.6%
3.1%
·
·
·
·
·
Revenue CAGR 5Y
3.2%
·
·
·
·
·
·
·
EPS YoY
·
·
-90.2%
-5.6%
217.6%
·
·
·
EPS CAGR 3Y
-30.7%
·
-33.5%
·
·
·
·
·
EPS CAGR 5Y
0.00%
·
·
·
·
·
·
·
Net Income YoY
·
·
-90.7%
-8.6%
263.6%
·
·
·
Net Income CAGR 3Y
-32.8%
·
-32.3%
·
·
·
·
·
Net Income CAGR 5Y
0.22%
·
·
·
·
·
·
·
Valuation (TTM)10
Annual Valuation (TTM) data for BSBK
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
Revenue TTM
$17M
$12M
$16M
$24M
$24M
$15M
$12M
·
Net Income TTM
$2M
$-2M
$642.5K
$7M
$8M
$2M
$2M
·
Market Cap
$109M
$98M
$107M
$153M
·
$117M
·
·
P/E
49.7
-44.1
161.0
21.9
18.9
52.4
·
·
P/S
6.3
8.2
6.6
6.3
·
8.0
·
·
P/B
0.8
0.7
0.8
1.1
·
0.9
·
·
P / Tangible Book
0.8
0.7
0.8
1.1
1.0
0.9
·
·
P / Cash Flow
34.1
-38.3
74.4
14.1
·
20.2
·
·
P / FCF
34.9
-31.0
95.5
14.4
·
28.9
·
·
Earnings Yield
2.0%
-2.3%
0.62%
4.6%
5.3%
1.9%
·
·
Income Statement9
Quarterly Income Statement data for BSBK
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Interest Expense
·
·
·
·
·
·
·
·
·
$7M
·
$6M
$5M
$4M
$3M
$2M
Interest Income
$10M
$10M
$11M
$11M
$11M
$11M
$11M
$11M
$10M
$10M
$10M
$9M
$9M
$9M
$9M
$8M
Pretax Income
$846.2K
$918.1K
$670.3K
$527.5K
$171.8K
$702.9K
$-480.2K
$-620.2K
$-713.9K
$-727.8K
$-2M
$-154.3K
$1M
$1M
$3M
$3M
Income Tax
$98.7K
$212.1K
$-10.5K
$72.8K
$-52.6K
$-28.0K
$449.8K
$-253.2K
$-281.4K
$-286.8K
$-548.0K
$-125.3K
$213.0K
$298.1K
$732.1K
$734.2K
Net Income
$747.5K
$705.9K
$680.8K
$454.6K
$224.4K
$730.9K
$-930.0K
$-367.0K
$-432.5K
$-441.0K
$-1M
$-29.1K
$856.6K
$992.7K
$2M
$2M
EPS (Basic)
$0.06
$0.06
$0.05
$0.04
$0.02
$0.06
$-0.08
$-0.03
$-0.03
$-0.03
$-0.10
$0.00
$0.07
$0.08
$0.15
$0.14
EPS (Diluted)
$0.06
$0.06
$0.05
$0.04
$0.02
$0.06
$-0.08
$-0.03
$-0.03
$-0.03
$-0.10
$0.00
$0.07
$0.08
$0.15
$0.14
Shares (Basic)
12,492,325
12,605,383
-25,291,395
12,637,950
12,635,990
12,649,573
-25,592,128
12,702,683
12,803,925
12,852,930
-26,238,850
13,037,903
13,079,302
13,013,492
-27,419,450
13,468,751
Shares (Diluted)
12,507,536
12,607,136
-25,439,568
12,650,192
12,641,179
12,650,520
-25,592,128
12,702,683
12,803,925
12,852,930
-26,282,747
13,037,903
13,081,158
13,055,533
-27,532,901
13,529,857
Balance Sheet14
Quarterly Balance Sheet data for BSBK
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Cash & Equivalents
$30M
$28M
$36M
$31M
$20M
$26M
$52M
$21M
$18M
$14M
$25M
$25M
$29M
$25M
$17M
$13M
PP&E (Net)
$4M
$4M
$4M
$4M
$5M
$5M
$5M
$8M
$8M
$8M
$8M
$8M
$8M
$8M
$8M
$8M
PP&E (Gross)
·
·
$10M
·
·
·
$10M
·
·
·
$13M
·
·
·
$13M
·
Accum. Depreciation
·
·
$5M
·
·
·
$5M
·
·
·
$5M
·
·
·
$5M
·
Intangibles
·
·
$107.6K
·
·
·
·
·
·
·
·
·
·
·
·
·
Total Assets
$875M
$877M
$905M
$926M
$922M
$930M
$971M
$979M
$975M
$961M
$939M
$927M
$931M
$950M
$951M
$946M
Total Liabilities
$733M
$735M
$764M
$785M
$783M
$792M
$834M
$842M
$838M
$824M
$802M
$789M
$792M
$811M
$811M
$805M
Common Stock
$127.7K
$129.1K
$129.3K
$130.0K
$130.1K
$130.1K
$130.6K
$130.9K
$131.4K
$132.5K
$132.8K
$133.7K
$134.8K
$135.7K
$137.0K
$140.6K
Paid-in Capital
$54M
$55M
$55M
$55M
$55M
$55M
$55M
$55M
$56M
$56M
$56M
$57M
$57M
$58M
$59M
$63M
Retained Earnings
$94M
$93M
$92M
$91M
$91M
$91M
$90M
$91M
$91M
$92M
$92M
$93M
$93M
$93M
$92M
$90M
AOCI
$-2M
$-2M
$-2M
$-2M
$-4M
$-3M
$-4M
$-5M
$-6M
$-7M
$-6M
$-8M
$-7M
$-6M
$-6M
$-7M
Stockholders' Equity
$142M
$142M
$141M
$141M
$138M
$138M
$137M
$137M
$136M
$136M
$137M
$138M
$139M
$139M
$140M
$141M
Liabilities + Equity
$875M
$877M
$905M
$926M
$922M
$930M
$971M
$979M
$975M
$961M
$939M
$927M
$931M
$950M
$951M
$946M
Shares Outstanding
12,770,973
12,910,531
12,925,572
12,997,424
13,008,389
13,008,964
13,059,175
13,092,357
13,148,824
13,256,147
13,279,230
13,373,766
13,482,457
13,572,356
13,699,016
14,059,388
Cash Flow11
Quarterly Cash Flow data for BSBK
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Stock-based Comp
$225.4K
$225.4K
$225.4K
$225.4K
$225.4K
$221.2K
$253.2K
$196.5K
$237.1K
$234.5K
$233.2K
$233.2K
$233.2K
$233.2K
$233.2K
$233.2K
Deferred Tax
·
·
$682.8K
$-621.9K
$-69.6K
$0
$713.9K
$-641.3K
$16.4K
$-546.5K
$-512.8K
$0
$-111.6K
$0
$301.7K
$125.4K
Operating Cash Flow
$2M
$702.6K
$1M
$292.5K
$2M
$-16.0K
$-1M
$-287.9K
$2M
$-3M
$-224.3K
$68.0K
$376.9K
$1M
$2M
$3M
CapEx
$210.5K
$29.3K
$18.8K
$15.4K
$0
$36.2K
$51.8K
$43.1K
$233.8K
$266.1K
$53.4K
$102.1K
$68.9K
$93.6K
$56.7K
$71.2K
Investing Cash Flow
$3M
$20M
$25M
$8M
$920.5K
$15M
$50M
$862.5K
$-12M
$-29M
$-11M
$131.2K
$24M
$8M
$-901.1K
$-66M
Stock Repurchased
$1M
$124.9K
$1M
$-355.9K
$0
$398.2K
$276.0K
$415.0K
$734.7K
$269.7K
$744.6K
$822.3K
$840.5K
$1M
$4M
$2M
Net Stock Activity
·
$-124.9K
·
·
·
$-398.2K
·
·
·
$-269.7K
·
·
·
$-1M
·
·
Financing Cash Flow
$-4M
$-29M
$-22M
$2M
$-8M
$-42M
$-18M
$3M
$13M
$22M
$11M
$-4M
$-20M
$-2M
$3M
$69M
Net Change in Cash
$2M
$-8M
$4M
$11M
$-5M
$-27M
$31M
$3M
$3M
$-10M
$-47.9K
$-4M
$5M
$8M
$4M
·
Free Cash Flow
·
$673.3K
·
·
·
$-52.2K
·
·
·
$-3M
·
·
·
$1M
·
·
Levered FCF
·
·
·
·
·
·
·
·
·
$-8M
·
·
·
$-2M
·
·
Profitability4
Quarterly Profitability data for BSBK
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Net Margin
16.6%
14.9%
·
10.8%
5.6%
16.3%
·
-12.3%
-14.2%
-14.9%
·
-0.83%
18.7%
20.6%
·
29.8%
Pretax Margin
18.8%
19.3%
·
12.5%
4.3%
15.7%
·
-20.8%
-23.4%
-24.7%
·
-4.4%
23.4%
26.9%
·
41.1%
ROA
0.08%
0.08%
·
0.05%
0.02%
0.08%
·
-0.04%
-0.05%
-0.05%
·
0.00%
0.09%
0.11%
·
0.22%
ROE
0.53%
0.50%
·
0.33%
0.16%
0.53%
·
-0.27%
-0.31%
-0.32%
·
-0.02%
0.61%
0.70%
·
1.4%
Efficiency1
Quarterly Efficiency data for BSBK
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Asset Turnover
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
Per Share5
Quarterly Per Share data for BSBK
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Book Value / Share
$11.12
$11.00
·
$10.82
$10.64
$10.63
·
$10.46
$10.37
$10.29
·
$10.29
$10.32
$10.25
·
$10.04
Revenue / Share
$0.36
$0.38
·
$0.33
$0.32
$0.35
·
$0.23
$0.24
$0.23
·
$0.27
$0.35
$0.37
·
$0.48
Cash Flow / Share
·
$0.06
·
·
·
$-0.00
·
·
·
$-0.22
·
·
·
$0.09
·
·
Cash / Share
$2.34
$2.16
·
$2.40
$1.56
$1.97
·
$1.60
$1.34
$1.09
·
$1.87
$2.15
$1.81
·
$0.95
EPS (TTM)
$0.18
$0.18
·
$0.09
$0.02
$-0.03
·
$-0.09
$0.01
$0.12
·
$0.29
$0.41
$0.44
·
$0.43
Valuation (TTM)10
Quarterly Valuation (TTM) data for BSBK
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Revenue TTM
$17M
$17M
·
$16M
$15M
$13M
·
$12M
$14M
$16M
·
$19M
$22M
$23M
·
$23M
Net Income TTM
$2M
$2M
·
$1M
$155.9K
$-509.5K
·
$-1M
$-45.9K
$1M
·
$4M
$5M
$6M
·
$6M
Market Cap
$115M
$110M
·
$118M
$101M
$100M
·
$109M
$88M
$94M
·
$99M
$110M
$136M
·
$155M
P/E
50.2
47.2
·
101.1
389.5
-255.3
·
-92.1
673.0
59.0
·
25.5
19.9
22.7
·
25.6
P/S
6.6
6.3
·
7.5
7.0
7.4
·
8.7
6.3
5.9
·
5.1
5.0
6.0
·
6.6
P/B
0.8
0.8
·
0.8
0.7
0.7
·
0.8
0.6
0.7
·
0.7
0.8
1.0
·
1.1
P / Tangible Book
0.8
0.8
·
0.8
0.7
0.7
·
0.8
0.6
0.7
·
0.7
0.8
1.0
·
1.1
P / Cash Flow
·
156.2
·
·
·
-6222.2
·
·
·
-32.6
·
·
·
111.5
·
·
P / FCF
·
163.0
·
·
·
-1909.6
·
·
·
-29.8
·
·
·
120.8
·
·
Earnings Yield
2.0%
2.1%
·
0.99%
0.26%
-0.39%
·
-1.1%
0.15%
1.7%
·
3.9%
5.0%
4.4%
·
3.9%
Financial Statements
Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Net Income
$2M
$-2M
$642.5K
$7M
$8M
Diluted EPS
$0.17
$-0.17
$0.05
$0.51
$0.54
Cash Flow
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Free Cash Flow
$3M
$-3M
$1M
$11M
—
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Institutional owners (13F)
16 filers · $4.9M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
New positions
Exited positions
Increased
Decreased
Net shares change
5
(+3 vs prior Q)
3
(+1 vs prior Q)
3
(0 vs prior Q)
4
(0 vs prior Q)
+109K
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
Activists & 5%+ owners
1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership
Held by 3 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.