CHYM
NASDAQ
US
Chime Financial, Inc. - Class A Common Stock
$19.24
▲ +$0.61
(+3.27%)
Vol 3.7M
4
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$9.4B
Margin
-60.7%
D/E
0.00
Beta
1.26
52W
$16–$45
Wall Street Consensus
22 analysts · Apr 20264
Strong Buy
14
Buy
4
Hold
0
Sell
0
Strong Sell
81.8%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $-0.16 | $-0.12 | +$0.04 |
| Sep 2025 | $-0.25 | $-0.15 | +$0.10 |
| Jun 2025 | $-7.50 | $-7.29 | +$0.21 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $475.2M | $518.7M | $528.1M | $543.5M | $596.4M |
| Net Income | — | -$19.6M | $12.9M | -$923.4M | -$54.7M | -$44.8M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | — | — | — | — | — | — |
| P/E (TTM) | — | — | — | — | — | — |
| Net Margin | -174.8% | -87.0% | -87.0% | -87.0% | -60.7% | -60.7% |
| Gross Margin | 87.3% | 87.8% | 87.8% | 87.8% | 87.6% | 87.6% |
| D/E Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Ratio | 4.83 | 4.83 | 4.83 | 4.83 | 4.94 | 4.94 |
Key Ratios
P/S (TTM)
5.93
EPS (TTM)
$-7.40
52W High
$44.94
52W Low
$16.17
$16.17
52-Week Range
$44.94
Financial Health
Free Cash Flow
$17.6M
Net Debt
-$331.6M
Cash
$466.3M
Total Debt
$134.7M
As of Dec 31, 2025
How does CHYM compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
CHYM valuation vs Financial Services peers
P/E ratio
—
▼
0%
below
peers
(12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
5.9
▲
82%
above
peers
(3.3)
vs Peers
vs Industry
Overvalued
P/B ratio
—
▼
0%
below
peers
(1.6)
vs Peers
vs Industry
Overvalued
Div yield
—
▼
0%
below
peers
(4.5%)
vs Peers
vs Industry
In line
CHYM profitability vs Financial Services peers
ROE
—
▼
0%
below
peers
(12.3%)
vs Peers
vs Industry
Top tier
Net margin
-60.7%
▼
422%
below
peers
(18.9%)
vs Peers
vs Industry
Weak
Gross margin
87.6%
▲
35%
above
peers
(65.1%)
vs Peers
vs Industry
Below avg
ROA
—
▼
0%
below
peers
(2.9%)
vs Peers
vs Industry
Top tier
CHYM financial health vs Financial Services peers
D/E ratio
0.0
▼
100%
below
peers
(103.6)
vs Peers
vs Industry
Low debt
Current ratio
4.9
▲
330%
above
peers
(1.2)
vs Peers
vs Industry
Strong liquidity
Beta
1.3
▲
33%
above
peers
(1.0)
vs Peers
vs Industry
More volatile
CHYM fundamentals radar
CHYM
Peer median
Industry
CHYM profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio