CIA Class A Citizens, Inc. Class A Common Stock ($1.00 Par)
NYSE · Insurance · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 6, 2026
$3.54
· of 52w range
· above low
· to high
$3.3852w low
$6.5452w high
Revenue
$256M
your badges
52W Range
$3–$7
Analyst Rating
BUY
Price Target
$5
P/E
·
ROE
6.3%
Net Profit Margin
4.5%
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CIA Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$3.54
Revenue
$256M
ROE
6.3%
52W Range
$3–$7
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| Dec. 13, 2005 | 107-for-100 | Forward |
| Nov. 29, 2004 | 107-for-100 | Forward |
| Nov. 26, 2003 | 107-for-100 | Forward |
| April 29, 2002 | 23-for-20 | Forward |
| Nov. 29, 2000 | 107-for-100 | Forward |
| Nov. 29, 1999 | 107-for-100 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
Revenue$256M2019-12-31 → 2025-12-31
Free Cash Flow$18M2019-12-31 → 2025-12-31
Net margin4.5%2019-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | CIA | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Pretax Margin (TTM) | 5.6% | · | · | · | |
| Net Profit Margin (TTM) | 4.5% | · | · | · | |
| ROA | 0.85% | · | · | · | |
| ROE | 6.3% | · | · | · |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | CIA | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 4.3% | · | · | · | |
| Revenue CAGR 3Y | 3.2% | · | · | · | |
| Revenue CAGR 5Y | 1.4% | · | · | · | |
| Net Income YoY | -2.1% | · | · | · | |
| Net Income CAGR 3Y | -17.5% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | CIA | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.1 | · | · | · | |
| Revenue / Employee | ≈$1.1M | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-8.8%
Next Report
Nov 04, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Aug 5, 2026 | $-0.01 | $0.07 | -114.1% |
| March 31, 2026 | May 13, 2026 | $0.03 | $0.05 | -40.6% |
| Dec. 31, 2025 | $0.14 | $0.08 | 73.3% | |
| Sept. 30, 2025 | $0.04 | $0.06 | -34.0% | |
| June 30, 2025 | $0.13 | $0.04 | 221.8% | |
| March 31, 2025 | $-0.03 | $0.05 | -159.4% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $256M | $245M | $241M | $233M | $251M | $239M | $251M | $244M | $253M | $245M | $236M | $230M | |
| Pretax Income | $17M | $15M | $26M | $27M | $31M | $-12M | $6M | $2M | $-3M | $5M | $-2M | $-2M | |
| Income Tax | $3M | $68.0K | $2M | $1M | $-42M | $-1M | $7M | $13M | $35M | $4M | $1M | $4M | |
| Net Income | $15M | $15M | $24M | $26M | $73M | $-11M | $-1M | $-11M | $-38M | $2M | $-3M | $-6M | |
| Shares (Basic) | · | · | 49,696,000 | 50,139,000 | 49,972,000 | 50,402,000 | 50,216,000 | 50,082,000 | 50,082,000 | 50,082,000 | 50,082,000 | 50,082,000 | |
| Shares (Diluted) | · | · | 50,681,000 | 50,867,000 | 50,645,000 | 50,940,000 | 50,349,000 | 50,141,000 | 50,082,000 | 50,082,000 | · | · |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $23M | $29M | $27M | $23M | $27M | $34M | $46M | $45M | $46M | $36M | $83M | $51M | |
| Short-term Investments | · | · | · | $1M | $0 | · | · | · | · | · | · | · | |
| PP&E (Net) | $10M | $11M | $12M | $13M | $14M | $16M | $6M | $6M | $7M | $8M | $6M | $6M | |
| PP&E (Gross) | $19M | $19M | $22M | $23M | $23M | $25M | $14M | $13M | $15M | $23M | $21M | $21M | |
| Accum. Depreciation | $9M | $9M | $10M | $10M | $9M | $9M | $9M | $7M | $9M | $16M | $15M | $14M | |
| Goodwill | · | · | · | · | · | · | $13M | $13M | $13M | $17M | $17M | $17M | |
| Total Assets | $1.75B | $1.69B | $1.67B | $1.59B | $1.85B | $1.84B | $1.74B | $1.62B | $1.64B | $1.58B | $1.48B | $1.42B | |
| Deferred Tax | $6M | $3M | $1M | $4M | $15M | $10M | $12M | · | · | · | · | $-66M | |
| Total Liabilities | $1.52B | $1.47B | $1.50B | $1.46B | $1.53B | $1.54B | $1.49B | $1.43B | $1.42B | $1.33B | $1.23B | $1.16B | |
| Retained Earnings | $72M | $57M | $42M | $16M | $-46M | $-82M | $-71M | $-70M | $-54M | $-16M | $-18M | $-19M | |
| Treasury Stock | $24M | $24M | $24M | $23M | $20M | $11M | $11M | $11M | $11M | $11M | $11M | $11M | |
| AOCI | $-88M | $-96M | $-118M | $-137M | · | · | · | · | · | · | · | · | |
| Stockholders' Equity | $235M | $210M | $172M | $128M | $100M | $301M | $260M | $188M | $224M | $249M | $247M | $262M | |
| Liabilities + Equity | $1.75B | $1.69B | $1.67B | $1.59B | $1.85B | $1.84B | $1.74B | $1.62B | $1.64B | $1.58B | $1.48B | $1.42B |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Deferred Tax | $1M | $-2M | $860.0K | $2M | $2M | $-402.0K | $2M | $63M | $-21M | $10M | $-4M | $79M | |
| Operating Cash Flow | $18M | $32M | $22M | $57M | $40M | $49M | $72M | $85M | $93M | $102M | $87M | $98M | |
| CapEx | $447.0K | $663.0K | $442.0K | $100.0K | $1M | $221.0K | $511.0K | $724.0K | $1M | $2M | $590.0K | $481.0K | |
| Investing Cash Flow | $-20M | $-27M | $-14M | $-61M | $-41M | $-62M | $-69M | $-85M | $-85M | $-152M | $-58M | $-104M | |
| Stock Issued | · | · | $0 | $2M | $2M | $0 | $0 | · | · | · | · | · | |
| Net Stock Activity | · | · | $0 | $2M | $2M | · | · | · | · | · | · | · | |
| Financing Cash Flow | $-5M | $-2M | $-4M | $-499.0K | $-6M | $904.0K | $-2M | $-58.0K | $3M | $2M | $3M | $2M | |
| Net Change in Cash | $-6M | $2M | $4M | $-4M | $-7M | $-12M | $713.0K | $-572.0K | $11M | $-47M | $32M | $-4M | |
| Taxes Paid | $2M | $500.0K | $2M | $300.0K | $1M | $0 | $2M | $3M | $3M | $4M | $5M | $5M | |
| Free Cash Flow | $18M | $31M | $22M | $57M | $39M | $49M | $72M | $84M | $92M | $100M | $87M | $97M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 5.7% | 6.1% | 10.2% | -2.9% | 14.7% | -4.6% | -0.55% | -4.5% | -15.1% | 0.80% | -1.5% | -2.8% | |
| Pretax Margin | 6.8% | 6.1% | 10.9% | -3.0% | -2.7% | -5.2% | 2.3% | 0.82% | -1.2% | 2.2% | -1.1% | -1.2% | |
| ROA | 0.85% | 0.87% | 1.5% | -0.39% | 2.0% | -0.61% | -0.08% | -0.68% | -2.4% | 0.13% | -0.25% | -0.49% | |
| ROE | 6.3% | 7.1% | 15.0% | -11.8% | 12.6% | -3.7% | -0.53% | -5.9% | -15.6% | 0.79% | -1.4% | -2.6% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Share | · | · | $4.75 | $4.57 | $4.95 | $4.69 | $4.98 | $4.87 | · | · | · | · | |
| Cash Flow / Share | · | · | $0.44 | $1.12 | $0.80 | $0.96 | $1.43 | $1.69 | · | · | · | · |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 4.3% | 1.8% | 3.5% | -7.2% | 4.9% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 3.2% | -0.74% | 0.25% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 1.4% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | -2.1% | -39.0% | -6.0% | -64.2% | · | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | -17.5% | -41.0% | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $256M | $245M | $241M | $233M | $251M | $239M | $251M | $244M | $253M | $245M | $236M | $230M | |
| Net Income TTM | $15M | $15M | $24M | $26M | $73M | $-11M | $-1M | $-11M | $-38M | $2M | $-3M | $-6M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $60M | $60M | $72M | $63M | $65M | $56M | $63M | $62M | $62M | $58M | $67M | $59M | $59M | $56M | $67M | $56M | |
| Pretax Income | $-529.0K | $2M | $8M | $4M | $7M | $-2M | $4M | $3M | $3M | $5M | $9M | $5M | $6M | $7M | $11M | $5M | |
| Income Tax | $-104.0K | $106.0K | $526.0K | $2M | $455.0K | $-164.0K | $95.0K | $247.0K | $-657.0K | $383.0K | $-2M | $2M | $-82.0K | $2M | $-2M | $1M | |
| Net Income | $-425.0K | $2M | $7M | $2M | $6M | $-2M | $4M | $3M | $4M | $5M | $11M | $3M | $6M | $5M | $14M | $3M |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $17M | $19M | $23M | $23M | $23M | $18M | $29M | $32M | $26M | $23M | $27M | $17M | $21M | $19M | $23M | $21M | |
| PP&E (Net) | $9M | $10M | $10M | $10M | $10M | $10M | $11M | $11M | $11M | $11M | $12M | $12M | $12M | $13M | $13M | $13M | |
| PP&E (Gross) | · | · | $19M | · | · | · | $19M | · | · | · | $22M | · | · | · | $23M | · | |
| Accum. Depreciation | · | · | $9M | · | · | · | $9M | · | · | · | $10M | · | · | · | $10M | · | |
| Total Assets | $1.75B | $1.74B | $1.75B | $1.74B | $1.71B | $1.70B | $1.69B | $1.74B | $1.66B | $1.67B | $1.67B | $1.56B | $1.62B | $1.64B | $1.59B | $1.54B | |
| Deferred Tax | $5M | $6M | $6M | $5M | $5M | $4M | $3M | $2M | $2M | $4M | $1M | $2M | $5M | $6M | $4M | $0 | |
| Total Liabilities | $1.52B | $1.50B | $1.52B | $1.52B | $1.48B | $1.48B | $1.47B | $1.53B | $1.47B | $1.47B | $1.50B | $1.41B | $1.48B | $1.48B | $1.46B | $1.56B | |
| Retained Earnings | $73M | $74M | $72M | $64M | $62M | $55M | $57M | $53M | $51M | $47M | $42M | $31M | $27M | $21M | $16M | $-56M | |
| Treasury Stock | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $23M | $23M | $22M | |
| AOCI | $-91M | $-87M | $-88M | $-89M | $-84M | $-87M | $-96M | $-95M | $-108M | $-100M | $-118M | $-127M | $-128M | $-115M | $-137M | · | |
| Stockholders' Equity | $235M | $239M | $235M | $226M | $229M | $218M | $210M | $208M | $191M | $195M | $172M | $153M | $147M | $154M | $128M | $-14M | |
| Liabilities + Equity | $1.75B | $1.74B | $1.75B | $1.74B | $1.71B | $1.70B | $1.69B | $1.74B | $1.66B | $1.67B | $1.67B | $1.56B | $1.62B | $1.64B | $1.59B | $1.54B |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $2M | $-323.0K | $9M | $5M | $3M | $748.0K | $11M | $10M | $5M | $7M | $7M | $3M | $5M | $7M | $17M | $17M | |
| CapEx | $35.0K | $326.0K | $104.0K | $60.0K | $176.0K | $107.0K | $102.0K | $372.0K | $131.0K | $58.0K | $150.0K | $208.0K | $11.0K | $73.0K | $24.0K | $25.0K | |
| Investing Cash Flow | $-3M | $-3M | $-9M | $-5M | $5M | $-11M | $-14M | $-3M | $-735.0K | $-9M | $4M | $-7M | $-885.0K | $-11M | $-15M | $-18M | |
| Stock Issued | · | · | · | · | · | · | · | · | · | · | · | $0 | $0 | $0 | $0 | $0 | |
| Net Stock Activity | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | · | · | |
| Financing Cash Flow | $-603.0K | $-705.0K | $-733.0K | $307.0K | $-4M | $-231.0K | $-98.0K | $-545.0K | $-751.0K | $-1M | $-375.0K | $-815.0K | $-2M | $-377.0K | $-586.0K | $-593.0K | |
| Net Change in Cash | $-2M | $-4M | $-147.0K | $452.0K | $4M | $-11M | $-3M | $6M | $3M | $-4M | $10M | $-4M | $2M | $-4M | $2M | $-1M | |
| Free Cash Flow | · | $-649.0K | · | · | · | $641.0K | · | · | · | $7M | · | · | · | $7M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | -0.70% | 3.8% | · | 3.9% | 9.9% | -2.9% | · | 4.5% | 6.4% | 7.9% | · | 4.5% | 10.5% | 8.7% | · | -9.1% | |
| Pretax Margin | -0.88% | 4.0% | · | 7.1% | 10.6% | -3.2% | · | 4.9% | 5.3% | 8.5% | · | 7.8% | 10.3% | 12.0% | · | -8.5% | |
| ROA | -0.02% | 0.13% | · | 0.14% | 0.38% | -0.10% | · | 0.17% | 0.24% | 0.27% | · | 0.17% | 0.38% | 0.29% | · | -0.30% | |
| ROE | -0.18% | 0.99% | · | 1.1% | 3.1% | -0.79% | · | 1.6% | 2.3% | 2.6% | · | 3.9% | 5.5% | 2.8% | · | -4.1% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $255M | $260M | · | $247M | $246M | $243M | · | $248M | $246M | $242M | · | $241M | $238M | $233M | · | $235M | |
| Net Income TTM | $12M | $18M | · | $11M | $11M | $9M | · | $22M | $22M | $24M | · | $27M | $28M | $24M | · | $86M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|
| Revenue | $256M | $245M | · | · | · |
| Net Income | $15M | $15M | · | · | · |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $18M | $31M | · | · | · |
Institutional owners (13F) 83 filers · $100.3M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
83
Value held
$100.3M
New positions
13
Exited positions
3
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 13 (-1 vs prior Q) | 3 (-1 vs prior Q) | 32 (+13 vs prior Q) | 17 (-5 vs prior Q) | +1.3M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $20,540,985 | 3,578,569 | 20.48% | Shares |
| CONTINENTAL GENERAL INSURANCE CO | $15,199,049 | 2,647,918 | 15.15% | Shares |
| VANGUARD GROUP INC | $12,080,511 | 2,501,141 | 12.04% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $11,394,755 | 1,985,149 | 11.36% | Shares |
| UBS Group AG | $6,822,874 | 1,188,654 | 6.80% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $6,434,098 | 1,120,660 | 6.41% | Shares |
| STATE STREET CORP | $3,832,632 | 667,706 | 3.82% | Shares |
| First Eagle Investment Management, LLC | $3,352,447 | 584,050 | 3.34% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $2,942,944 | 512,708 | 2.93% | Shares |
| NORTHERN TRUST CORP | $2,166,953 | 377,518 | 2.16% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,765,079 | 307,505 | 1.76% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $1,749,586 | 304,806 | 1.74% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $1,528,941 | 266,366 | 1.52% | Shares |
| Empowered Funds, LLC | $1,473,900 | 256,777 | 1.47% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $932,142 | 162,394 | 0.93% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $753,392 | 131,253 | 0.75% | Shares |
| Bank of New York Mellon Corp | $717,213 | 124,950 | 0.72% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $511,428 | 89,099 | 0.51% | Shares |
| GOLDMAN SACHS GROUP INC | $444,442 | 77,429 | 0.44% | Shares |
| CITADEL ADVISORS LLC | $410,410 | 71,500 | 0.41% | Put option |
| Squarepoint Ops LLC | $381,457 | 66,456 | 0.38% | Shares |
| HighTower Advisors, LLC | $358,750 | 62,500 | 0.36% | Shares |
| Nuveen, LLC | $351,196 | 61,184 | 0.35% | Shares |
| BARCLAYS PLC | $263,128 | 45,841 | 0.26% | Shares |
| Merit Financial Group, LLC | $246,085 | 42,872 | 0.25% | Shares |
| DEUTSCHE BANK AG\ | $224,026 | 39,029 | 0.22% | Shares |
| WELLS FARGO & COMPANY/MN | $221,001 | 38,502 | 0.22% | Shares |
| RHUMBLINE ADVISERS | $209,044 | 36,420 | 0.21% | Shares |
| BANK OF AMERICA CORP /DE/ | $200,280 | 34,892 | 0.20% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $181,958 | 31,700 | 0.18% | Call option |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $156,702 | 27,300 | 0.16% | Put option |
| Invesco Ltd. | $153,734 | 26,783 | 0.15% | Shares |
| Russell Investments Group, Ltd. | $151,277 | 26,355 | 0.15% | Shares |
| MetLife Investment Management, LLC | $147,065 | 25,621 | 0.15% | Shares |
| Metis Global Partners, LLC | $138,294 | 24,093 | 0.14% | Shares |
| Marietta Wealth Management, LLC | $136,578 | 23,794 | 0.14% | Shares |
| CITIGROUP INC | $121,636 | 21,191 | 0.12% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $121,527 | 21,172 | 0.12% | Shares |
| JPMORGAN CHASE & CO | $118,168 | 19,121 | 0.12% | Shares |
| MORGAN STANLEY | $108,888 | 18,970 | 0.11% | Shares |
| OCCUDO QUANTITATIVE STRATEGIES LP | $103,079 | 17,958 | 0.10% | Shares |
| FRANKLIN RESOURCES INC | $100,335 | 17,480 | 0.10% | Shares |
| Police & Firemen's Retirement System of New Jersey | $98,016 | 17,076 | 0.10% | Shares |
| LPL Financial LLC | $94,067 | 16,388 | 0.09% | Shares |
| Vanguard Global Advisers, LLC | $89,647 | 15,618 | 0.09% | Shares |
| Brandywine Global Investment Management, LLC | $84,428 | 17,480 | 0.08% | Shares |
| AMERICAN CENTURY COMPANIES INC | $78,810 | 13,730 | 0.08% | Shares |
| ALLIANCEBERNSTEIN L.P. | $64,384 | 12,800 | 0.06% | Shares |
| CITADEL ADVISORS LLC | $63,714 | 11,100 | 0.06% | Call option |
| INTECH INVESTMENT MANAGEMENT LLC | $63,502 | 11,063 | 0.06% | Shares |
Activists & 5%+ owners 7 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Galindo, Arias & Lopez S.S. or, Gala Trust and Management Services, Inc., formerly known as Gala Management Services, Inc. S.S. or, GAMASE Insureds Trust S.S. or, Regal Trust (BVI) Ltd. S.S. or, CICA Policyholders Trust S.S. or ×6 filings | Dec. 24, 2008 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | March 5, 2008 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Nov. 13, 2007 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Aug. 23, 2007 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | June 14, 2007 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | March 20, 2007 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Dec. 13, 2006 | · | Initial filing | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 43 insiders · 22 officers · 22 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Jon Stenberg | President & CEO | Aug. 11, 2026 P | 389,574 | 5 | 0 | $574,600 |
| Geoffrey Martin Kolander | CEO | Aug. 5, 2020 M | 311,226 | 0 | 0 | $0 |
| Rick D Riley | Chairman & CEO | April 13, 2016 P | 535,864 | 0 | 0 | $0 |
| Jeffery P. Conklin | CFO & Treasurer | March 31, 2026 A | 200,086 | 0 | 0 | $0 |
| Kay E Osbourn | Chief Financial Officer | April 2, 2019 L | 9,135 | 0 | 0 | $0 |
| Thomas Frank Kopetic | VP, CFO & Treasurer | Sept. 29, 2008 S | 0 | 0 | 0 | $0 |
| OLIVER MARK A | President | Feb. 6, 2007 L | 22,160 | 0 | 0 | $0 |
| Terry B Festervand | VP, COO | Feb. 15, 2018 A | · | 0 | 0 | $0 |
| Paula L Guerrero | Chief Information Officer | Aug. 15, 2026 M | 20,204 | 0 | 0 | $0 |
| Bryon Matthew Lewis | Chief Operations Officer | Aug. 15, 2026 M | 12,767 | 0 | 0 | $0 |
| Seth Alan Hoxworth | Chief Actuary | Aug. 11, 2026 P | 11,194 | 1 | 0 | $20,590 |
| Sheryl L Kinlaw | Chief Legal Officer | March 31, 2026 A | 99,350 | 0 | 0 | $0 |
| Harvey J. Waite | Chief Actuary | Dec. 26, 2025 L | 84,032 | 0 | 0 | $0 |
| Robert M Mauldin III | VP, Chief Marketing Officer | March 31, 2025 M | 145,073 | 0 | 0 | $0 |
| James A. Eliasberg | Former VP, Chief Legal Officer | May 7, 2021 M | 46,939 | 0 | 0 | $0 |
| Chad M Mellon | VP, Chief Info. & Ser. Officer | Jan. 31, 2021 M | 326 | 0 | 0 | $0 |
| Amanda L Crews | Vice President, Operations | Aug. 5, 2019 L | 127 | 0 | 0 | $0 |
| Gregory S. Broer | Vice President, Chief Actuary | Feb. 15, 2018 A | · | 0 | 0 | $0 |
| David S Jorgensen | General Manager of Subsidiary | Nov. 2, 2017 P | 2,900 | 0 | 0 | $0 |
| Cheri D. Duncan | Corporate Secretary | Sept. 8, 2016 S | 0 | 0 | 0 | $0 |
| Randall H. Riley | VP, International Division | Sept. 25, 2015 S | 101,992 | 0 | 0 | $0 |
| Joshua G Arnold | Asst. VP/Investment Officer | Sept. 19, 2008 S | 0 | 0 | 0 | $0 |
| HARWOOD MICHAEL PHILIP | Director | Aug. 31, 2026 P | 11,096 | 1 | 0 | $38,000 |
| Sean Samuel Mclaughlin | Director | June 17, 2026 A | · | 0 | 0 | $0 |
| Mary Taylor | Director | June 17, 2026 A | 60,831 | 0 | 0 | $0 |
| Cynthia H Davis | Director | June 17, 2026 A | 58,252 | 1 | 0 | $453 |
| Christopher W Claus | Director | June 17, 2026 A | 84,405 | 0 | 0 | $0 |
| Peter M Carlson | Director | June 17, 2026 A | 12,012 | 0 | 0 | $0 |
| Jerry Dodd Davis Jr. | Director | May 29, 2026 L | 74,985 | 0 | 0 | $0 |
| James Keith Morgan | Director | June 18, 2025 M | 94,182 | 0 | 0 | $0 |
| Terry Sam Maness | Director | June 18, 2025 M | 48,164 | 0 | 0 | $0 |
| Gerald Shields | Director | March 31, 2025 M | 303,943 | 0 | 0 | $0 |
| Frank A Keating | Director | June 6, 2024 M | 42,130 | 0 | 0 | $0 |
| Robert B Sloan JR | Director | June 7, 2023 M | 62,542 | 0 | 0 | $0 |
| Errol Dean Gage | Director | June 2, 2022 M | 8,393 | 0 | 0 | $0 |
| Grant Garland Teaff | Director | Feb. 15, 2019 M | 21,668 | 0 | 0 | $0 |
| Steven F Shelton | Director | Feb. 15, 2018 A | · | 0 | 0 | $0 |
| Dottie S. Riley | Director | Jan. 13, 2017 G | 419,936 | 0 | 0 | $0 |
| Harold E Riley | Director | Jan. 13, 2017 G | 419,936 | 0 | 0 | $0 |
| Richard C Scott | Director | May 12, 2010 S | 2 | 0 | 0 | $0 |
| Constance K Weaver | · | June 1, 2021 M | 4,591 | 0 | 0 | $0 |
| Ray A Riley | · | Jan. 3, 2012 S | 151,798 | 0 | 0 | $0 |
| Larry E Carson | · | Nov. 15, 2011 S | 0 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 31 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| ISVL · iShares Trust | 0.14% | 196,788 SH | Sept. 11, 2026 | Daily |
| PICK · iShares, Inc. | 0.06% | 627,455 SH | Sept. 11, 2026 | Daily |
| PDN · Invesco Exchange-Traded Fund Trust … | 0.06% | 94,022 SH | Oct. 2, 2026 | Daily |
| IWC · iShares Trust | 0.04% | 155,865 SH | Sept. 11, 2026 | Daily |
| VSS · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.03% | 1,569,736 SH | Aug. 19, 2026 | Daily |
| SCZ · iShares Trust | 0.03% | 1,448,914 SH | Sept. 11, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.02% | 40,083 SH | Aug. 19, 2026 | Daily |
| ISCF · iShares Trust | 0.02% | 53,274 SH | Sept. 11, 2026 | Daily |
| VPL · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.01% | 431,649 SH | Aug. 19, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.01% | 264,636 SH | Aug. 19, 2026 | Daily |
| IPAC · iShares Trust | 0.01% | 110,419 SH | Sept. 11, 2026 | Daily |
| WSML · iShares Trust | 0.01% | 23,342 SH | Sept. 8, 2026 | Daily |
| RSSL · Global X Funds | 0.01% | 21,971 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.01% | 1,235,512 SH | Sept. 11, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.01% | 4,028 SH | Oct. 1, 2026 | Daily |
| IDEV · iShares Trust | 0.01% | 660,364 SH | Sept. 10, 2026 | Daily |
| IEFA · iShares Trust | 0.00% | 2,960,776 SH | Sept. 11, 2026 | Daily |
| IXUS · iShares Trust | 0.00% | 561,090 SH | Sept. 11, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.00% | 48,245 NS | July 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.00% | 40,091 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 4,015 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 520,022 SH | Aug. 19, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 1,418,858 SH | Aug. 19, 2026 | Daily |
| VXUS · VANGUARD STAR FUNDS | 0.00% | 6,000,164 SH | Aug. 19, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.00% | 335,486 SH | Aug. 19, 2026 | Daily |
| VEA · VANGUARD TAX-MANAGED FUNDS | 0.00% | 4,082,714 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 2,786 SH | Aug. 19, 2026 | Daily |
| DFSU · Dimensional ETF Trust | 0.00% | 24 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 24 NS | July 31, 2026 | N-PORT |
| VSGX · VANGUARD WORLD FUND | 0.00% | 87,836 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 466,092 SH | Sept. 11, 2026 | Daily |
CIA Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 5 analysts
BUY
Median target
$5.25
+48.3%
1 20.0%
Strong Buy
3 60.0%
Buy
1 20.0%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
2 analysts · 2026-09-28Mean target $5.25 +48.3%
← Below all targets
Current price $3.54
Low$5.00
Mean$5.25
High$5.50
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| CIA | · | · | 4.3% | 5.7% | 6.3% | · |
| MET | $51.73B | 16.8 | 8.6% | 4.4% | 12.1% | · |
Latest News Recent headlines mentioning this company
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Source: SEC 10-Q filed Aug 6, 2026