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AFL NYSE US

AFLAC Incorporated Common Stock

Financials · Insurance Website · IPO Jun 1974
$111.22
▼ $-0.92 (-0.82%)
Vol 51K
Mkt Cap
$57.2B
P/E
15.7
ROE
13.1%
Margin
21.2%
Beta
0.65
Div Yield
2.16%
52W
$97–$119

Wall Street Consensus

22 analysts · Apr 2026
1
Strong Buy
2
Buy
11
Hold
7
Sell
1
Strong Sell
13.6%
Buy Rating

Price Chart

Earnings

Beat rate: 50.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $1.71 $1.57 $-0.14
Sep 2025 $1.79 $2.49 +$0.70
Jun 2025 $1.72 $1.78 +$0.06
Mar 2025 $1.69 $1.66 $-0.03

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $5.5B $3.5B $4.2B $4.8B $4.9B
Net Income $1.9B $29.0M $599.0M $1.6B $1.4B

Key Ratios

ROA (TTM)
3.0%
P/S (TTM)
3.33
P/B
2.0
EPS (TTM)
$6.89
Rev Growth 3Y
-4.2%
52W High
$119.32
52W Low
$96.95
$96.95 52-Week Range $119.32

Financial Health

Free Cash Flow
$315.0M
Net Debt
$2.2B
Cash
$6.2B
Total Debt
$8.4B
As of Dec 31, 2025

How does AFL compare to Insurance peers?

Peer group: Peers · Insurance (Peers) · 7 companies

AFL valuation vs Insurance peers

P/E ratio
15.7
2% above peers (15.4)
vs Peers
vs Industry
Fair value
P/S ratio
3.3
464% above peers (0.6)
vs Peers
vs Industry
Overvalued
P/B ratio
2.0
90% above peers (1.0)
vs Peers
vs Industry
Overvalued
Div yield
2.2%
0% below peers (2.2%)
vs Peers
vs Industry
Low yield

AFL profitability vs Insurance peers

ROE
13.1%
103% above peers (6.4%)
vs Peers
vs Industry
Top tier
Net margin
21.2%
336% above peers (4.9%)
vs Peers
vs Industry
Top tier
Gross margin
vs Peers
vs Industry
Weak
ROA
3.0%
652% above peers (0.4%)
vs Peers
vs Industry
Top tier

AFL financial health vs Insurance peers

D/E ratio
0% below peers (49.6)
vs Peers
vs Industry
Low debt
Current ratio
0.1
0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.7
31% below peers (0.9)
vs Peers
vs Industry
More volatile

AFL fundamentals radar

AFL Peer median Industry

AFL profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

AFL vs peers: key metrics

Insider Activity

Bearish
Buys
0
Sells
20
$34536430
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than… · Apr 07
sale
24200 shs
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than… · Apr 06
sale
21500 shs
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than… · Apr 02
sale
20100 shs
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than… · Apr 01
sale
19600 shs
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than… · Mar 30
sale
14700 shs
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than… · Mar 27
sale
14500 shs
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than… · Mar 26
sale
14900 shs
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than… · Mar 25
sale
14200 shs
LAKE CHARLES D II
Officer · Mar 25
sale
5000 shs
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than… · Mar 24
sale
14000 shs
Last 90 days

Top Holders

Top 5: 35.09%
Vanguard Group Inc
11.09%
$6.3B
Japan Post Holdings Co., Lt…
10.15%
$5.8B
Blackrock Inc.
7.14%
$4.1B
State Street Corporation
4.61%
$2.6B
Wells Fargo & Company
2.10%
$1.2B
As of Dec 31, 2025

Dividends

$2.35
/ year
Feb 18, 2026 $0.6100
Nov 19, 2025 $0.5800
Aug 20, 2025 $0.5800
May 21, 2025 $0.5800
Feb 19, 2025 $0.5800
Nov 20, 2024 $0.5000
Aug 21, 2024 $0.5000
May 21, 2024 $0.5000