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FBP NYSE PR

First BanCorp. New Common Stock

Financials · Banking Website · IPO Jan 1987
$23.68
▲ +$0.15 (+0.64%)
Vol 102K
Mkt Cap
$3.5B
P/E
10.2
ROE
18.4%
Margin
31.7%
Beta
0.82
Div Yield
3.52%
52W
$18–$23

Wall Street Consensus

11 analysts · Apr 2026
2
Strong Buy
6
Buy
3
Hold
0
Sell
0
Strong Sell
72.7%
Buy Rating

Price Chart

Earnings

Beat rate: 100.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.51 $0.55 +$0.04
Sep 2025 $0.49 $0.63 +$0.14
Jun 2025 $0.46 $0.50 +$0.04
Mar 2025 $0.43 $0.47 +$0.04

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $221.3M $244.1M $239.7M $239.7M $238.1M
Net Income $75.7M $77.1M $80.2M $100.5M $87.1M

Fundamentals Trend

Metric 2026-04-12 2026-04-17
ROE (TTM) 18.4% 18.4%
P/E (TTM) 10.28 10.24
Net Margin 31.7% 31.7%
Gross Margin
D/E Ratio
Current Ratio

Key Ratios

ROA (TTM)
1.8%
P/S (TTM)
2.76
P/B
1.7
EPS (TTM)
$2.15
CF/Share
$1.80
Rev Growth 3Y
+8.5%
52W High
$23.43
52W Low
$17.76
$17.76 52-Week Range $23.43

Financial Health

Free Cash Flow
$103.2M
Net Debt
-$367.9M
Cash
$657.9M
Total Debt
$290.0M
As of Dec 31, 2025

How does FBP compare to Banking peers?

Peer group: Peers · Banking (Peers) · 4 companies

FBP BPOP BPOPM OFG

FBP valuation vs Banking peers

P/E ratio
10.3
0% below peers (10.3)
vs Peers
vs Industry
Fair value
P/S ratio
2.8
17% above peers (2.4)
vs Peers
vs Industry
Overvalued
P/B ratio
1.7
28% above peers (1.3)
vs Peers
vs Industry
Overvalued
Div yield
3.5%
4% above peers (3.4%)
vs Peers
vs Industry
In line

FBP profitability vs Banking peers

ROE
18.4%
21% above peers (15.2%)
vs Peers
vs Industry
Below avg
Net margin
31.7%
18% above peers (26.9%)
vs Peers
vs Industry
Below avg
Gross margin
vs Peers
vs Industry
Weak
ROA
1.8%
7% above peers (1.7%)
vs Peers
vs Industry
In line

FBP financial health vs Banking peers

D/E ratio
0% below peers (17.6)
vs Peers
vs Industry
In line
Current ratio
vs Peers
vs Industry
Low liquidity
Beta
0.8
18% above peers (0.7)
vs Peers
vs Industry
More volatile

FBP fundamentals radar

FBP Peer median Industry

FBP profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

FBP vs peers: key metrics

Dividends

$0.74
/ year
Feb 26, 2026 $0.2000
Aug 28, 2025 $0.1800
May 29, 2025 $0.1800
Feb 21, 2025 $0.1800
Nov 29, 2024 $0.1600
Aug 29, 2024 $0.1600
May 30, 2024 $0.1600
Feb 22, 2024 $0.1600

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