$43.56
▲ +$1.01
(+2.37%)
Vol 28K
Mkt Cap
$1.8B
P/E
8.8
ROE
15.2%
Margin
26.9%
Beta
0.69
Div Yield
3.33%
52W
$35–$46
Wall Street Consensus
9 analysts · Apr 20261
Strong Buy
4
Buy
4
Hold
0
Sell
0
Strong Sell
55.6%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.16 | $1.27 | +$0.11 |
| Sep 2025 | $1.18 | $1.16 | $-0.02 |
| Jun 2025 | $1.06 | $1.15 | +$0.09 |
| Mar 2025 | $0.98 | $1.00 | +$0.02 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $169.0M | $166.7M | $167.9M | $171.2M | $169.4M |
| Net Income | — | $50.3M | $45.6M | $51.8M | $51.8M | $55.9M |
Fundamentals Trend
| Metric | 2026-04-12 | 2026-04-17 |
|---|---|---|
| ROE (TTM) | 15.2% | 15.2% |
| P/E (TTM) | 8.97 | 8.83 |
| Net Margin | 26.9% | 26.9% |
| Gross Margin | — | — |
| D/E Ratio | — | — |
| Current Ratio | — | — |
Key Ratios
ROA (TTM)
1.7%
P/S (TTM)
2.35
P/B
1.3
EPS (TTM)
$4.59
CF/Share
$4.39
Rev Growth 3Y
+11.3%
52W High
$46.11
52W Low
$34.95
$34.95
52-Week Range
$46.11
Financial Health
Free Cash Flow
$53.3M
Net Debt
-$560.6M
Cash
$1.0B
Total Debt
$479.7M
As of Dec 31, 2025
How does OFG compare to Banking peers?
Peer group: Peers · Banking (Peers) · 4 companies
OFG valuation vs Banking peers
P/E ratio
9.0
▼
13%
below
peers
(10.3)
vs Peers
vs Industry
Undervalued
P/S ratio
2.4
▼
0%
below
peers
(2.4)
vs Peers
vs Industry
Fair value
P/B ratio
1.3
▼
0%
below
peers
(1.3)
vs Peers
vs Industry
Fair value
Div yield
3.2%
▼
4%
below
peers
(3.4%)
vs Peers
vs Industry
Low yield
OFG profitability vs Banking peers
ROE
15.2%
▲
0%
above
peers
(15.2%)
vs Peers
vs Industry
Weak
Net margin
26.9%
▼
0%
below
peers
(26.9%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.7%
▲
0%
above
peers
(1.7%)
vs Peers
vs Industry
Weak
OFG financial health vs Banking peers
D/E ratio
—
▼
0%
below
peers
(17.6)
vs Peers
vs Industry
In line
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.7
▲
2%
above
peers
(0.7)
vs Peers
vs Industry
Less volatile
OFG fundamentals radar
OFG
Peer median
Industry
OFG profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
OFG vs peers: key metrics
Dividends
$1.25
/ year
Mar 31, 2026
$0.3500
Sep 30, 2025
$0.3000
Jun 30, 2025
$0.3000
Mar 31, 2025
$0.3000
Dec 31, 2024
$0.2500
Sep 30, 2024
$0.2500
Jun 28, 2024
$0.2500
Mar 27, 2024
$0.2500