FCCO
NASDAQ
US
First Community Corporation - Common Stock
$29.51
▲ +$0.16
(+0.55%)
Vol 74K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$228.0M
P/E
12.3
ROE
12.2%
Margin
21.0%
D/E
70.92
Beta
0.38
Div Yield
2.16%
52W
$19–$32
Wall Street Consensus
9 analysts · Apr 20263
Strong Buy
5
Buy
1
Hold
0
Sell
0
Strong Sell
88.9%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.69 | $0.69 | $0.00 |
| Sep 2025 | $0.66 | $0.72 | +$0.06 |
| Jun 2025 | $0.58 | $0.67 | +$0.09 |
| Mar 2025 | $0.46 | $0.51 | +$0.05 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | $15.8M | $16.1M | $17.1M | $18.2M | $18.8M | — |
| Net Income | $3.9M | $4.2M | $4.0M | $5.2M | $5.2M | — |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 11.7% | 11.7% | 11.7% | 11.7% | 11.7% | 12.2% |
| P/E (TTM) | 10.84 | 11.68 | 12.54 | 11.07 | 11.89 | 12.25 |
| Net Margin | — | 21.0% | 21.0% | 21.0% | 21.0% | 21.0% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 76.27 | 76.27 | 76.27 | 76.27 | 76.27 | 70.92 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.9%
P/S (TTM)
2.25
P/B
1.3
EPS (TTM)
$2.39
CF/Share
$1.89
Rev Growth 3Y
+6.2%
52W High
$31.50
52W Low
$19.46
$19.46
52-Week Range
$31.50
Financial Health
Free Cash Flow
$9.0M
Net Debt
-$176.2M
Cash
$193.6M
Total Debt
$17.4M
As of Sep 30, 2025
How does FCCO compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
FCCO valuation vs Banking peers
P/E ratio
12.3
▼
3%
below
peers
(12.6)
vs Peers
vs Industry
Fair value
P/S ratio
2.3
▼
3%
below
peers
(2.3)
vs Peers
vs Industry
Fair value
P/B ratio
1.3
▲
21%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
2.2%
▼
28%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
FCCO profitability vs Banking peers
ROE
12.2%
▲
35%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
21.0%
▼
27%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.9%
▼
3%
below
peers
(1.0%)
vs Peers
vs Industry
In line
FCCO financial health vs Banking peers
D/E ratio
70.9
▲
412%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.4
▼
45%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
FCCO fundamentals radar
FCCO
Peer median
Industry
FCCO profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
FCCO vs peers: key metrics
Dividends
$0.63
/ year
Feb 10, 2026
$0.1600
Nov 04, 2025
$0.1600
Aug 05, 2025
$0.1600
May 06, 2025
$0.1500
Feb 04, 2025
$0.1500
Oct 29, 2024
$0.1500
Jul 30, 2024
$0.1500
Apr 29, 2024
$0.1400
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