your badges 52W Range $12–$19 82% of range Analyst Rating BUY 8 analysts Price Target $19 +9% upside P/E 12.5 ROE 10.1% Net Profit Margin 1282.7%

FVCB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $17.79
Market Cap (MRQ) $321M
P/E (TTM) 12.5
EPS (TTM) $1.42
Revenue (TTM) $2M
Div Yield 0.68%
ROE (TTM) 10.1%
52W Range $12–$19

FVCB Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
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Stock splits 4
Ex-date Split Type
Feb. 1, 2023 5-for-4 Forward
Sept. 29, 2017 3-for-2 Forward
Sept. 26, 2017 5-for-4 Forward
July 1, 2016 5-for-4 Forward

10-Year Performance Revenue, net income, margins and EPS trends

06
Revenue$2M
2021-12-31 → 2025-12-31
EPS$1.21
2017-12-31 → 2025-12-31
Free Cash Flow$24M
2018-12-31 → 2025-12-31
Net margin1282.7%
2018-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend FVCB 5Y avg Peer Median Verdict
P/E (TTM) 12.55Y avg ≈23.8 ≈23.8 11.7 Overvalued
P/S (TTM) 159.35Y avg ≈156.0 ≈156.0 3.0 Overvalued
P/B (MRQ) 1.25Y avg ≈1.1 ≈1.1 1.2 Overvalued
Price / FCF (TTM) 10.15Y avg ≈12.5 ≈12.5 · ·
Price / Cash Flow (TTM) 10.15Y avg ≈12.3 ≈12.3 10.4 Fair value
Price / Tangible Book 1.35Y avg ≈1.1 ≈1.1 · ·
PEG Ratio ≈6.5 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Dividend Yield0.68%
Payout Ratio9.8%
Annualized Payout≈$0.28Paid quarterly
Ex-dateAmountCurrencyYield
Jul 27, 2026$0.07USD≈1.4%
Apr 27, 2026$0.07USD≈1.6%
Jan 26, 2026$0.06USD≈1.2%
Oct 27, 2025$0.06USD≈0.96%
Jul 28, 2025$0.06USD≈0.46%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

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Avg Surprise 5.6%
Next Report Oct 19, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 20, 2026 $0.42 $0.37 14.4%
March 31, 2026 $0.35 $0.34 4.0%
Dec. 31, 2025 $0.31 $0.32 -2.0%
Sept. 30, 2025 $0.31 $0.32 -2.0%
June 30, 2025 $0.30 $0.29 5.0%
March 31, 2025 $0.28 $0.24 14.4%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

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Income Statement 10
Metric Trend 20252024202320222021
Revenue $2M$2M$1M$1M$2M
Interest Expense ··$52M$15M$10M
Interest Income $118M$113M$107M$81M$68M
Pretax Income $28M$22M$4M$31M$28M
Income Tax $6M$7M$410.0K$6M$6M
Net Income $22M$15M$4M$25M$22M
EPS (Basic) $1.22$0.83$0.22$1.43$1.29
EPS (Diluted) $1.21$0.82$0.21$1.35$1.20
Shares (Basic) 18,121,00018,057,00017,723,00017,43117,062
Shares (Diluted) 18,260,00018,397,00018,231,00018,48418,227
Balance Sheet 14
Metric Trend 20252024202320222021
PP&E (Net) $693.0K$858.0K$997.0K$1M$2M
PP&E (Gross) $8M$8M$8M$9M$9M
Accum. Depreciation $7M$7M$7M$8M$7M
Goodwill $7M$7M$7M$7M$7M
Intangibles $138.0K$263.0K$428.0K$633.0K·
Total Assets $2.29B$2.20B$2.19B$2.34B$2.20B
Total Liabilities $2.04B$1.96B$1.97B$2.14B$1.99B
Common Stock $179.0K$182.0K$178.0K$175.0K$137.0K
Paid-in Capital $122M$127M$125M$124M$122M
Retained Earnings $151M$131M$116M$115M$90M
AOCI $-20M$-23M$-24M$-37M$-2M
Stockholders' Equity $254M$235M$217M$202M$210M
Liabilities + Equity $2.29B$2.20B$2.19B$2.34B$2.20B
Shares Outstanding 17,917,50418,204,00017,807,00017,47513,727
Cash Flow 15
Metric Trend 20252024202320222021
Stock-based Comp $854.0K$789.0K$1M$1M$1M
Deferred Tax $-29.0K$1M$934.0K$395.0K$1M
Amort. of Intangibles $125.0K$165.0K$205.0K$262.0K$305.0K
Operating Cash Flow $24M$18M$16M$22M$19M
CapEx $47.0K$141.0K$212.0K$166.0K$485.0K
Investing Cash Flow $-95M$-9M$149M$-226M$-344M
Stock Issued $545.0K$2M$2M$2M$1M
Stock Repurchased $7M$0$1M$730.0K$0
Net Stock Activity $-6M$2M$284.0K$943.0K$1M
Dividends Paid $2M$0···
Financing Cash Flow $68M$-9M$-165M$186M$329M
Net Change in Cash $-2M$119.0K$789.0K$-17M$4M
Taxes Paid $5M$6M$2M$6M$5M
Free Cash Flow $24M$18M$16M$22M$19M
Levered FCF ··$-31M$10M$11M
Profitability 4
Metric Trend 20252024202320222021
Net Margin 1238.5%963.2%259.3%1744.7%35.2%
Pretax Margin 1586.0%1425.6%287.1%2164.0%45.3%
ROA 0.98%0.69%0.17%1.1%1.1%
ROE 8.9%6.5%1.8%12.6%10.6%
Efficiency 1
Metric Trend 20252024202320222021
Asset Turnover 0.00.00.00.00.0
Per Share 4
Metric Trend 20252024202320222021
Book Value / Share $14.15$12.93$12.19$11.58$15.28
Revenue / Share $0.10$0.09$80.85$77.47$4269.19
Cash Flow / Share $1.31$0.99$892.38$1211.43$1333.58
EPS (TTM) $1.21$0.82$0.21$1.35$1.20
Growth Rates 8
Metric Trend 20252024202320222021
Revenue YoY 13.9%6.1%2.9%-9.8%·
Revenue CAGR 3Y 7.5%-0.51%···
EPS YoY 47.6%290.5%-84.4%12.5%9.1%
EPS CAGR 3Y -3.6%-11.9%-42.4%··
EPS CAGR 5Y 1.9%····
Net Income YoY 46.4%294.1%-84.7%13.9%41.5%
Net Income CAGR 3Y -4.1%-11.8%-37.3%··
Net Income CAGR 5Y 7.3%····
Valuation (TTM) 13
Metric Trend 20252024202320222021
Revenue TTM $2M$2M$1M$1M$2M
Net Income TTM $22M$15M$4M$25M$22M
Market Cap $249M$229M$253M$267M$216M
P/E 11.515.367.611.313.1
P/S 139.9146.3171.5186.2136.1
P/B 1.01.01.21.31.0
P / Tangible Book 1.01.01.21.41.1
P / Cash Flow 10.412.615.511.911.1
P / FCF 10.512.615.712.011.4
Dividend Yield 0.87%0.00%···
Earnings Yield 8.7%6.5%1.5%8.8%7.6%
Payout Ratio 9.8%····
Annual Payout $2M$0···

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

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Metric 2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $2M $2M $1M $1M $2M
Net Income $22M $15M $4M $25M $22M
Diluted EPS $1.21 $0.82 $0.21 $1.35 $1.20

Institutional owners (13F) 121 filers · $167.3M total · As of June 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 121
Value held $167.3M
New positions 27
Exited positions 10
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
27 (+10 vs prior Q) 10 (+4 vs prior Q) 48 (+15 vs prior Q) 17 (-10 vs prior Q) +462K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $19,063,942 1,089,368 11.39% Shares
VANGUARD GROUP INC $12,057,368 866,813 7.21% Shares
VANGUARD CAPITAL MANAGEMENT LLC $11,670,925 666,910 6.97% Shares
ALLIANCEBERNSTEIN L.P. $10,540,964 693,941 6.30% Shares
Ategra Capital Management, LLC $7,643,090 436,748 4.57% Shares
DIMENSIONAL FUND ADVISORS LP $7,345,294 419,731 4.39% Shares
GEODE CAPITAL MANAGEMENT, LLC $6,657,900 380,377 3.98% Shares
STATE STREET CORP $6,554,923 374,567 3.92% Shares
RENAISSANCE TECHNOLOGIES LLC $5,714,188 326,525 3.41% Shares
ENDEAVOUR CAPITAL ADVISORS INC $4,859,015 277,658 2.90% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $4,075,505 232,886 2.44% Shares
MACKENZIE FINANCIAL CORP $3,998,015 228,458 2.39% Shares
AQR CAPITAL MANAGEMENT LLC $3,854,675 220,267 2.30% Shares
ALGERT GLOBAL LLC $3,808,770 217,644 2.28% Shares
TWO SIGMA INVESTMENTS, LP $3,795,138 216,865 2.27% Shares
BANC FUNDS CO LLC $3,746,540 214,088 2.24% Shares
WESTBOURNE INVESTMENTS, INC. $3,458,350 197,620 2.07% Shares
AMERICAN CENTURY COMPANIES INC $3,424,890 195,708 2.05% Shares
RAYMOND JAMES FINANCIAL INC $2,470,528 141,173 1.48% Shares
BRIDGEWAY CAPITAL MANAGEMENT, LLC $2,411,605 137,806 1.44% Shares
NORTHERN TRUST CORP $2,113,353 120,763 1.26% Shares
Qube Research & Technologies Ltd $1,927,853 110,163 1.15% Shares
Trexquant Investment LP $1,873,778 107,073 1.12% Shares
PANAGORA ASSET MANAGEMENT INC $1,833,248 104,757 1.10% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $1,793,943 102,511 1.07% Shares
VANGUARD FIDUCIARY TRUST CO $1,790,565 102,318 1.07% Shares
LOS ANGELES CAPITAL MANAGEMENT LLC $1,769,321 101,104 1.06% Shares
Connor, Clark & Lunn Investment Management Ltd. $1,697,325 96,990 1.01% Shares
Point72 Asset Management, L.P. $1,533,298 87,617 0.92% Shares
MORGAN STANLEY $1,469,234 83,956 0.88% Shares
Empowered Funds, LLC $1,407,735 80,442 0.84% Shares
Man Group plc $1,111,985 63,542 0.66% Shares
MILLENNIUM MANAGEMENT LLC $1,023,208 58,469 0.61% Shares
GOLDMAN SACHS GROUP INC $1,015,963 58,055 0.61% Shares
Numerai GP LLC $1,008,945 57,654 0.60% Shares
Proficio Capital Partners LLC $916,948 52,397 0.55% Shares
XTX Topco Ltd $881,143 50,351 0.53% Shares
Bridgewater Advisors Inc. $808,463 43,118 0.48% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $791,613 45,235 0.47% Shares
Fiduciary Trust Co $781,183 44,639 0.47% Shares
Bank of New York Mellon Corp $705,250 40,300 0.42% Shares
Nuveen, LLC $667,293 38,131 0.40% Shares
Schonfeld Strategic Advisors LLC $604,291 34,531 0.36% Shares
OCCUDO QUANTITATIVE STRATEGIES LP $492,573 28,147 0.29% Shares
Odyssean, LLC $436,118 24,921 0.26% Shares
STRS OHIO $427,000 24,400 0.26% Shares
Cassaday & Co Wealth Management LLC $421,540 24,088 0.25% Shares
SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC $420,158 24,009 0.25% Shares
Integrated Quantitative Investments LLC $385,612 22,035 0.23% Shares
Chevy Chase Trust Holdings, LLC $383,898 21,937 0.23% Shares

Show all 121 institutional owners →

Activists & 5%+ owners 2 positions

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Morton A. Bender Oct. 25, 2018 · Initial filing · SEC
David W. Pijor Sept. 24, 2018 · Initial filing Passive investment SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 21 insiders · 8 officers · 12 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Jennifer L Deacon SR EVP, CFO April 22, 2026 A 39,274 0 0 $0
Patricia A Ferrick President April 30, 2026 M 237,068 0 0 $0
Gilbert Kennedy Regional President Oct. 12, 2018 A 2,000 0 0 $0
Todd B. Dempsey Chief Operating Officer Aug. 20, 2024 S 109,154 0 0 $0
Sharon L. Jackson EVP, Chief Banking Officer Aug. 24, 2026 S 22,424 0 3 $-65,018
Michael G. Nassy Sr EVP, Chief Credit Officer June 30, 2026 F 62,315 0 2 $-60,466
Briggs Alissa Curry EVP, Chief Lending Officer June 23, 2026 F 20,447 0 0 $0
William G Byers Chief Lending Officer Feb. 15, 2024 M 40,290 0 0 $0
Scott Laughlin Director Aug. 21, 2026 S 174,421 0 1 $-150,255
Burwell L. Gunn Director April 23, 2026 M 85,960 0 0 $0
Marc N. Duber Director April 22, 2026 A 3,850 0 0 $0
Meena Krishnan Director April 22, 2026 A 20,520 0 0 $0
Phillip R. Wills III Director April 22, 2026 A 55,694 0 3 $-401,544
Sidney G Simmonds Director April 22, 2026 A 93,201 0 0 $0
Devin Satz Director April 22, 2026 A 165,656 0 0 $0
Daniel M. Testa Director April 22, 2026 A 196,158 0 0 $0
Steven M Wiltse Director April 22, 2026 A 25,688 0 0 $0
Lawrence W Schwartz Director April 22, 2026 A 18,276 0 2 $-672,848
PATTERSON THOMAS L /VA/ Director June 15, 2023 M 21,093 0 0 $0
David W Pijor · April 22, 2026 A 609,726 0 0 $0
Morton A Bender · March 26, 2021 A 751,677 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 20 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IWC · iShares Trust 0.07% 53,755 SH Sept. 11, 2026 Daily
EBIT · Harbor ETF Trust 0.04% 250 NS July 31, 2026 N-PORT
VTWV · VANGUARD SCOTTSDALE FUNDS 0.02% 13,308 SH Aug. 19, 2026 Daily
IWM · iShares Trust 0.01% 462,141 SH Sept. 11, 2026 Daily
OMFS · Invesco Exchange-Traded Self-Indexe… 0.01% 1,631 SH Sept. 30, 2026 Daily
VTWO · VANGUARD SCOTTSDALE FUNDS 0.01% 87,829 SH Aug. 19, 2026 Daily
RSSL · Global X Funds 0.01% 7,306 NS July 31, 2026 N-PORT
DFAS · Dimensional ETF Trust 0.01% 59,984 NS July 31, 2026 N-PORT
DFSV · Dimensional ETF Trust 0.01% 29,753 NS July 31, 2026 N-PORT
DFAT · Dimensional ETF Trust 0.01% 39,904 NS July 31, 2026 N-PORT
DFAC · Dimensional ETF Trust 0.00% 22,920 NS July 31, 2026 N-PORT
DFAU · Dimensional ETF Trust 0.00% 2,622 NS July 31, 2026 N-PORT
DCOR · Dimensional ETF Trust 0.00% 807 NS July 31, 2026 N-PORT
DFUS · Dimensional ETF Trust 0.00% 761 NS July 31, 2026 N-PORT
DFSU · Dimensional ETF Trust 0.00% 109 NS July 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.00% 175,358 SH Aug. 19, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.00% 476,086 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 1,374 SH Aug. 19, 2026 Daily
DXUV · Dimensional ETF Trust 0.00% 8 NS July 31, 2026 N-PORT
IWN · iShares Trust · 159,029 SH Sept. 11, 2026 Daily

FVCB Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 8 analysts BUY
Median target $19.38 +8.9%
2 25.0% Strong Buy
4 50.0% Buy
2 25.0% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

2 analysts · 2026-10-03

Mean target $19.38 +8.9%

Now Current price $17.79
Low$17.75 Mean$19.38 High$21.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
FVCB $249M 11.5 13.9% 1238.5% 8.9% ·
JMSB · 13.4 17.5% 33.9% 8.2% ·
COSO · 10.8 6.4% 1254.0% 10.6% ·
CFFI $236M 8.8 10.6% 19.1% 11.0% ·
FDBC $251M 9.0 15.3% 30.2% 12.3% ·
FCCO $228M 12.0 -3.1% 2083.0% 11.9% ·
CBNA · 11.2 3.8% 36.8% 12.4% ·
TFC $62.13B 12.9 53.0% 26.1% 8.2% ·

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 10-Q filed Aug 6, 2026