FVCB FVCBankcorp, Inc. - Common Stock

NASDAQ · Banking · View on SEC EDGAR ↗
$15.46
Price · May 20, 2026
Fundamentals as of May 7, 2026

FVCB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$15.46
Market Cap
$249M
P/E (TTM)
11.5
EPS (TTM)
$1.21
Revenue (TTM)
$2M
Div Yield
0.87%
ROE
8.9%
Debt/Equity
52W Range
$11 – $18

FVCB Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $2M
5-point trend, +12.2%
2021-12-31 2025-12-31
EPS $1.21
9-point trend, +80.6%
2017-12-31 2025-12-31
Free Cash Flow $24M
8-point trend, +89.0%
2018-12-31 2025-12-31
Margins 1238.5%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
FVCB
Peer Median
P/E (TTM)
5-point trend, -12.4%
11.5
12.0
P/S (TTM)
5-point trend, +2.8%
139.9
2.1
P/B
5-point trend, -4.6%
1.0
1.1
Price / FCF
5-point trend, -8.2%
10.5

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
FVCB
Peer Median
Net Profit Margin
5-point trend, +3415.4%
1238.5%
24.1%
ROA
5-point trend, -10.1%
0.98%
0.93%
ROE
5-point trend, -16.2%
8.9%
8.5%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
FVCB
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
FVCB
Peer Median
Revenue YoY
5-point trend, +12.2%
13.9%
Revenue CAGR 3Y
5-point trend, +12.2%
7.5%
EPS YoY
5-point trend, +0.8%
47.6%
Net Income YoY
5-point trend, +0.6%
46.4%

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
FVCB
Peer Median
EPS (Diluted)
5-point trend, +0.8%
$1.21

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
FVCB
Peer Median
Payout Ratio
9.8%

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
0.87%
Payout Ratio
9.8%
5Y Div CAGR
Ex-dateAmount
April 27, 2026$0.0700
Jan. 26, 2026$0.0600
Oct. 27, 2025$0.0600
July 28, 2025$0.0600

FVCB Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 8 analysts
  • Strong Buy 2 25.0%
  • Buy 4 50.0%
  • Hold 2 25.0%
  • Sell 0 0.0%
  • Strong Sell 0 0.0%

12-Month Price Target

2 analysts · 2026-05-16
Median target $18.38 +18.9%
Mean target $18.38 +18.9%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
0.01%
Period EPS Actual EPS Est Surprise
March 31, 2026 $0.35 $0.34 0.01%
Dec. 31, 2025 $0.31 $0.32 -0.01%
Sept. 30, 2025 $0.31 $0.32 -0.01%
June 30, 2025 $0.30 $0.29 0.01%
March 31, 2025 $0.28 $0.24 0.04%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
FVCB $249M 11.5 13.9% 1238.5% 8.9%
OVLY $252M 10.4 6.7% 29.3% 12.2%
FCCO $228M 12.0 -3.1% 2083.0% 11.9%
MYFW $261M 20.0 7.6% 13.6% 5.0%
WNEB $257M 16.8 18.5% 6.3%
TFC $62.13B 12.9 53.0% 26.1% 8.2%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 10
Annual Income Statement data for FVCB
Metric Trend 20252024202320222021
Revenue 5-point trend, +12.2% $2M $2M $1M $1M $2M
Interest Expense 3-point trend, +398.2% · · $52M $15M $10M
Interest Income 5-point trend, +73.0% $118M $113M $107M $81M $68M
Pretax Income 5-point trend, +0.1% $28M $22M $4M $31M $28M
Income Tax 5-point trend, -1.4% $6M $7M $410.0K $6M $6M
Net Income 5-point trend, +0.6% $22M $15M $4M $25M $22M
EPS (Basic) 5-point trend, -5.4% $1.22 $0.83 $0.22 $1.43 $1.29
EPS (Diluted) 5-point trend, +0.8% $1.21 $0.82 $0.21 $1.35 $1.20
Shares (Basic) 5-point trend, +106106.8% 18,121,000 18,057,000 17,723,000 17,431 17,062
Shares (Diluted) 5-point trend, +100081.1% 18,260,000 18,397,000 18,231,000 18,484 18,227
Balance Sheet 14
Annual Balance Sheet data for FVCB
Metric Trend 20252024202320222021
PP&E (Net) 5-point trend, -56.2% $693.0K $858.0K $997.0K $1M $2M
PP&E (Gross) 5-point trend, -7.2% $8M $8M $8M $9M $9M
Accum. Depreciation 5-point trend, +3.6% $7M $7M $7M $8M $7M
Goodwill Flat — no change across 5 periods $7M $7M $7M $7M $7M
Intangibles 4-point trend, -78.2% $138.0K $263.0K $428.0K $633.0K ·
Total Assets 5-point trend, +4.1% $2.29B $2.20B $2.19B $2.34B $2.20B
Total Liabilities 5-point trend, +2.3% $2.04B $1.96B $1.97B $2.14B $1.99B
Common Stock 5-point trend, +30.7% $179.0K $182.0K $178.0K $175.0K $137.0K
Paid-in Capital 5-point trend, +0.3% $122M $127M $125M $124M $122M
Retained Earnings 5-point trend, +67.8% $151M $131M $116M $115M $90M
AOCI 5-point trend, -858.4% $-20M $-23M $-24M $-37M $-2M
Stockholders' Equity 5-point trend, +20.9% $254M $235M $217M $202M $210M
Liabilities + Equity 5-point trend, +4.1% $2.29B $2.20B $2.19B $2.34B $2.20B
Shares Outstanding 5-point trend, +130427.5% 17,917,504 18,204,000 17,807,000 17,475 13,727
Cash Flow 15
Annual Cash Flow data for FVCB
Metric Trend 20252024202320222021
Stock-based Comp 5-point trend, -15.5% $854.0K $789.0K $1M $1M $1M
Deferred Tax 5-point trend, -102.9% $-29.0K $1M $934.0K $395.0K $1M
Amort. of Intangibles 5-point trend, -59.0% $125.0K $165.0K $205.0K $262.0K $305.0K
Operating Cash Flow 5-point trend, +22.7% $24M $18M $16M $22M $19M
CapEx 5-point trend, -90.3% $47.0K $141.0K $212.0K $166.0K $485.0K
Investing Cash Flow 5-point trend, +72.5% $-95M $-9M $149M $-226M $-344M
Stock Issued 5-point trend, -55.4% $545.0K $2M $2M $2M $1M
Stock Repurchased 5-point trend, +6677000.00 $7M $0 $1M $730.0K $0
Net Stock Activity 5-point trend, -602.2% $-6M $2M $284.0K $943.0K $1M
Dividends Paid 2-point trend, +2167000.00 $2M $0 · · ·
Financing Cash Flow 5-point trend, -79.2% $68M $-9M $-165M $186M $329M
Net Change in Cash 5-point trend, -165.6% $-2M $119.0K $789.0K $-17M $4M
Taxes Paid 5-point trend, +14.7% $5M $6M $2M $6M $5M
Free Cash Flow 5-point trend, +25.6% $24M $18M $16M $22M $19M
Levered FCF 3-point trend, -387.7% · · $-31M $10M $11M
Profitability 4
Annual Profitability data for FVCB
Metric Trend 20252024202320222021
Net Margin 5-point trend, +3415.4% 1238.5% 963.2% 259.3% 1744.7% 35.2%
Pretax Margin 5-point trend, +3399.6% 1586.0% 1425.6% 287.1% 2164.0% 45.3%
ROA 5-point trend, -10.1% 0.98% 0.69% 0.17% 1.1% 1.1%
ROE 5-point trend, -16.2% 8.9% 6.5% 1.8% 12.6% 10.6%
Efficiency 1
Annual Efficiency data for FVCB
Metric Trend 20252024202320222021
Asset Turnover 5-point trend, -97.4% 0.0 0.0 0.0 0.0 0.0
Per Share 4
Annual Per Share data for FVCB
Metric Trend 20252024202320222021
Book Value / Share 5-point trend, -7.4% $14.15 $12.93 $12.19 $11.58 $15.28
Revenue / Share 5-point trend, -100.0% $0.10 $0.09 $80.85 $77.47 $4269.19
Cash Flow / Share 5-point trend, -99.9% $1.31 $0.99 $892.38 $1211.43 $1333.58
EPS (TTM) 5-point trend, +0.8% $1.21 $0.82 $0.21 $1.35 $1.20
Growth Rates 8
Annual Growth Rates data for FVCB
Metric Trend 20252024202320222021
Revenue YoY 4-point trend, +241.2% 13.9% 6.1% 2.9% -9.8% ·
Revenue CAGR 3Y 2-point trend, +1578.4% 7.5% -0.51% · · ·
EPS YoY 5-point trend, +423.2% 47.6% 290.5% -84.4% 12.5% 9.1%
EPS CAGR 3Y 3-point trend, +91.6% -3.6% -11.9% -42.4% · ·
EPS CAGR 5Y 1.9% · · · ·
Net Income YoY 5-point trend, +11.9% 46.4% 294.1% -84.7% 13.9% 41.5%
Net Income CAGR 3Y 3-point trend, +89.1% -4.1% -11.8% -37.3% · ·
Net Income CAGR 5Y 7.3% · · · ·
Valuation (TTM) 13
Annual Valuation (TTM) data for FVCB
Metric Trend 20252024202320222021
Revenue TTM 5-point trend, +12.2% $2M $2M $1M $1M $2M
Net Income TTM 5-point trend, +0.6% $22M $15M $4M $25M $22M
Market Cap 5-point trend, +15.3% $249M $229M $253M $267M $216M
P/E 5-point trend, -12.4% 11.5 15.3 67.6 11.3 13.1
P/S 5-point trend, +2.8% 139.9 146.3 171.5 186.2 136.1
P/B 5-point trend, -4.6% 1.0 1.0 1.2 1.3 1.0
P / Tangible Book 5-point trend, -5.1% 1.0 1.0 1.2 1.4 1.1
P / Cash Flow 5-point trend, -6.0% 10.4 12.6 15.5 11.9 11.1
P / FCF 5-point trend, -8.2% 10.5 12.6 15.7 12.0 11.4
Dividend Yield 2-point trend, +0.01 0.87% 0.00% · · ·
Earnings Yield 5-point trend, +14.2% 8.7% 6.5% 1.5% 8.8% 7.6%
Payout Ratio 9.8% · · · ·
Annual Payout 2-point trend, +2167000.00 $2M $0 · · ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $2M$2M$1M$1M$2M
Net Income $22M$15M$4M$25M$22M
Diluted EPS $1.21$0.82$0.21$1.35$1.20
Cash Flow
2025-12-312024-12-312023-12-312022-12-312021-12-31
Free Cash Flow $24M$18M$16M$22M$19M

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