FFIN
NASDAQ
US
First Financial Bankshares, Inc. - Common Stock
$29.98
▲ +$0.13
(+0.44%)
Vol 593K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$4.3B
P/E
17.6
ROE
14.2%
Margin
41.9%
D/E
3.97
Beta
0.87
Div Yield
2.54%
52W
$30–$39
Wall Street Consensus
11 analysts · Apr 20262
Strong Buy
4
Buy
5
Hold
0
Sell
0
Strong Sell
54.5%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.49 | $0.51 | +$0.02 |
| Sep 2025 | $0.48 | $0.36 | $-0.12 |
| Jun 2025 | $0.45 | $0.47 | +$0.02 |
| Mar 2025 | $0.44 | $0.43 | $-0.01 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 14.7% | 14.7% | 14.7% | 14.7% | 14.2% | 14.2% |
| P/E (TTM) | 20.95 | 20.82 | 19.49 | 18.00 | 18.65 | 17.63 |
| Net Margin | — | 41.9% | 41.9% | 41.9% | 41.9% | 41.9% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 4.04 | 4.04 | 4.04 | 4.04 | 3.97 | 3.97 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.7%
P/S (TTM)
7.48
P/B
3.2
EPS (TTM)
$1.69
CF/Share
$1.57
Rev Growth 3Y
+10.7%
52W High
$39.12
52W Low
$29.80
$29.80
52-Week Range
$39.12
How does FFIN compare to Banking peers?
Peer group: Mid-cap Banking ($2B+) · 74 companies
FFIN valuation vs Banking peers
P/E ratio
17.6
▲
40%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
7.5
▲
216%
above
peers
(2.4)
vs Peers
vs Industry
Overvalued
P/B ratio
3.2
▲
169%
above
peers
(1.2)
vs Peers
vs Industry
Overvalued
Div yield
2.5%
▼
31%
below
peers
(3.7%)
vs Peers
vs Industry
Low yield
FFIN profitability vs Banking peers
ROE
14.2%
▲
43%
above
peers
(9.9%)
vs Peers
vs Industry
Top tier
Net margin
41.9%
▲
36%
above
peers
(30.9%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.7%
▲
58%
above
peers
(1.1%)
vs Peers
vs Industry
Top tier
FFIN financial health vs Banking peers
D/E ratio
4.0
▼
75%
below
peers
(15.7)
vs Peers
vs Industry
Low debt
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.9
▲
0%
above
peers
(0.9)
vs Peers
vs Industry
Less volatile
FFIN fundamentals radar
FFIN
Peer median
Industry
FFIN profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio