your badges 52W Range $63–$78 44% of range Analyst Rating BUY 7 analysts Price Target $87 +25% upside P/E 10.0 ROE 13.1% Net Profit Margin 49.0%

IBOC Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $69.84
P/E 10.0
EPS $6.62
ROE 13.1%
52W Range $63–$78

IBOC Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
range
bars

Bar granularity adapts to the selected period — hover the chart to see open/high/low/close for a bar.

Stock splits 11
Ex-date Split Type
May 17, 2007 11-for-10 Forward
June 1, 2005 5-for-4 Forward
June 1, 2004 5-for-4 Forward
June 17, 2003 5-for-4 Forward
June 17, 2002 5-for-4 Forward
June 18, 2001 5-for-4 Forward
June 13, 2000 5-for-4 Forward
June 14, 1999 5-for-4 Forward
June 15, 1998 5-for-4 Forward
June 10, 1997 5-for-4 Forward
June 10, 1996 5-for-4 Forward

About International Bancshares Corporation - Common Stock Company overview from Wikipedia

05 · wikidata

International Bancshares Corporation is a bank holding company based in Laredo, Texas whose primary subsidiary is International Bank of Commerce. Through its bank subsidiaries, it has 217 banking offices and 315 automated teller machines serving 88 communities in the U.S. states of Texas and Oklahoma.

In 2002, Tony Sanchez, a member of the Sanchez family that is the largest owner of IBC, ran as the Democratic Party candidate for Governor of Texas, but lost to incumbent Republican Rick Perry. In 2012, the company was named one of "America’s 100 Most Trustworthy Companies" by Forbes magazine.

In 2024, S&P Global Market Intelligence ranked International Bancshares Corp. as the "Best Performing U.S. Public Bank with more than $10 billion in assets."

Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗

Wikidata ↗

sectorFinancials industryBanking employees2,126 countryUS

10-Year Performance Revenue, net income, margins and EPS trends

06
EPS$6.62
2016-12-31 → 2025-12-31
Free Cash Flow$473M
2016-12-31 → 2025-12-31
Net margin49.0%
2016-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend IBOC 5Y avg Peer Median Verdict
P/E 10.05Y avg ≈9.6 ≈9.6 12.8 Undervalued
PEG Ratio ≈0.5 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Payout Ratio21.1%
Annualized Payout≈$1.46Paid semi-annually
5Y Div CAGR≈4.9%Per share, split-adjusted
Growth Streak≈16Consecutive years of dividend growth
Ex-dateAmountCurrencyYield
Aug 14, 2026$0.73USD≈2.0%
Feb 13, 2026$0.73USD≈2.0%
Aug 15, 2025$0.70USD≈2.1%
Feb 14, 2025$0.70USD≈2.1%
Aug 14, 2024$0.66USD≈2.3%
Feb 14, 2024$0.66USD≈2.5%
Aug 10, 2023$0.63USD≈2.7%
Feb 14, 2023$0.63USD≈2.7%
Aug 15, 2022$0.60USD≈2.6%
Feb 14, 2022$0.60USD≈2.9%
Aug 19, 2021$0.60USD≈2.8%
Feb 4, 2021$0.55USD≈2.8%
Sep 18, 2020$0.55USD≈3.8%
Mar 31, 2020$0.55USD≈4.1%
Sep 27, 2019$0.55USD≈2.7%
Mar 29, 2019$0.50USD≈2.4%
Oct 5, 2018$0.42USD≈1.7%
Mar 29, 2018$0.33USD≈1.7%
Sep 28, 2017$0.33USD≈1.6%
Mar 30, 2017$0.33USD≈1.8%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise -3.9%
Next Report Nov 04, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Aug 5, 2026 $1.54 $1.71 -10.1%
March 31, 2026 $1.64 $1.71 -4.3%
Dec. 31, 2025 $1.71 $1.66 2.9%
June 30, 2024 $1.56 — —
March 31, 2024 $1.56 — —
June 30, 2023 $1.62 — —

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 9
Metric Trend 202520242023202220212020201920182017201620152014
Interest Expense ··$137M$38M$27M$39M$59M$53M$39M$43M$44M$47M
Interest Income $886M$866M$800M$526M$398M$427M$492M$466M$415M$388M$397M$394M
Pretax Income $520M$509M$524M$383M$322M$212M$260M$273M$222M$197M$207M$230M
Income Tax $108M$100M$112M$82M$68M$44M$55M$57M$64M$63M$70M$77M
Net Income $412M$409M$412M$300M$254M$167M$205M$216M$157M$134M$137M$153M
EPS (Basic) $6.63$6.58$6.63$4.79$4.01$2.63$3.13$3.27$2.38$2.03$2.06$2.29
EPS (Diluted) $6.62$6.57$6.62$4.78$4.00$2.62$3.12$3.24$2.36$2.02$2.05$2.28
Shares (Basic) 62,171,91462,180,44862,082,82762,658,41463,352,73763,725,81965,476,60666,106,58066,046,15565,967,98966,411,19366,872,500
Shares (Diluted) 62,256,90762,298,27862,221,60162,810,23463,486,36663,853,13565,685,68466,633,82066,778,43666,313,49066,636,35367,056,456
Balance Sheet 15
Metric Trend 202520242023202220212020201920182017201620152014
Cash & Equivalents $536M$353M$651M$2.09B$3.21B$2.00B$257M$317M$265M$269M$273M$255M
Short-term Investments $4.98B$5.00B$4.83B$4.43B$4.22B$3.09B······
PP&E (Net) $423M$428M$437M$432M$447M$480M$507M$507M$514M$528M$517M$526M
Accum. Depreciation $617M$602M$579M$557M$542M$527M$499M$468M$448M$420M$403M$379M
Goodwill $283M$283M$283M$283M$283M$283M$283M$283M$283M$283M$283M$283M
Intangibles ·········$25.0K$153.0K$797.0K
Total Assets $16.58B$15.74B$15.07B$15.50B$16.05B$14.03B$12.11B$11.87B$12.18B$11.80B$11.77B$12.20B
Total Liabilities $13.32B$12.94B$12.62B$13.46B$13.74B$11.85B$9.99B$9.93B$10.35B$10.08B$10.11B$10.62B
Common Stock $97M$97M$96M$96M$96M$96M$96M$96M$96M$96M$96M$96M
Paid-in Capital $161M$159M$156M$154M$152M$149M$148M$145M$172M$170M$168M$166M
Retained Earnings $3.68B$3.36B$3.03B$2.70B$2.47B$2.29B$2.20B$2.06B$1.89B$1.78B$1.68B$1.59B
Treasury Stock $441M$436M$435M$431M$379M$378M$329M$311M$292M$292M$284M$277M
AOCI $-246M$-379M$-398M$-470M$-32M$21M$2M$-55M$-28M$-27M$2M$11M
Stockholders' Equity $3.25B$2.80B$2.45B$2.04B$2.31B$2.18B$2.12B$1.94B$1.84B$1.72B$1.67B$1.58B
Liabilities + Equity $16.58B$15.74B$15.07B$15.50B$16.05B$14.03B$12.11B$11.87B$12.18B$11.80B$11.77B$12.20B
Cash Flow 15
Metric Trend 202520242023202220212020201920182017201620152014
Stock-based Comp $104.0K$214.0K$330.0K$449.0K$506.0K$743.0K$980.0K$1M$903.0K$1M$1M$1M
Deferred Tax $14M$-11M$23M$11M$4M$-3M$3M$5M$5M$7M$-332.0K$-1M
Amort. of Intangibles ··$0$0$0$0$0$0$25.0K$128.0K$644.0K$2M
Operating Cash Flow $491M$474M$474M$388M$292M$305M$312M$230M$197M$203M$204M$193M
CapEx $18M$14M$27M$19M$10M$7M$30M$21M$14M$39M$20M$50M
Investing Cash Flow $-592M$-985M$-1.07B$-992M$-916M$-344M$-318M$379M$-404M$-138M$373M·
Net Debt Issued ··$-26M···$-26M··$-1M$-14M$-15M
Stock Repurchased $5M$963.0K$5M$52M$716.0K$49M$18M$19M$187.0K$8M$7M$19M
Net Stock Activity $-5M$-963.0K$-5M$-52M$-716.0K$-49M$-18M$-19M$-187.0K$-8M$-7M$-19M
Dividends Paid $87M$82M$78M$75M$73M$70M$69M$50M$44M$40M$39M$35M
Financing Cash Flow $284M$213M$-844M$-517M$1.84B$1.78B$-53M$-558M$203M$-69M$-559M·
Net Change in Cash $184M$-298M$-1.44B$-1.12B$1.21B$1.74B$-60M$51M$-4M$-4M$18M·
Taxes Paid ·$51M$70M$22M$47M$35M$44M$41M$67M$50M$65M·
Free Cash Flow $473M$460M$447M$369M$281M$298M$282M$208M$183M$164M$184M$143M
Levered FCF ··$339M$339M$260M$267M$236M$167M$155M$135M$155M$112M
Profitability 4
Metric Trend 202520242023202220212020201920182017201620152014
Net Margin 49.0%49.1%49.4%44.5%42.8%31.1%34.8%37.4%29.9%26.4%26.9%29.1%
Pretax Margin 61.8%61.0%62.8%56.7%54.3%39.3%44.2%47.1%42.1%38.9%40.7%43.8%
ROA 2.5%2.7%2.7%1.9%1.7%1.3%1.7%1.8%1.3%1.1%1.1%1.3%
ROE 13.1%14.8%17.7%15.0%11.0%7.8%9.8%11.4%8.8%7.9%8.4%10.2%
Efficiency 1
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 0.10.10.10.00.00.00.00.00.00.00.00.0
Per Share 4
Metric Trend 202520242023202220212020201920182017201620152014
Revenue / Share $13.53$13.38$13.39$10.74$9.35$8.43$8.96$8.68$7.89$7.64$7.63$7.84
Cash Flow / Share $7.89$7.61$7.62$6.18$4.59$4.78$4.74$3.45$2.95$3.06$3.06$2.88
Dividend / Share $1.40$1.32$1.26$1.20$1.15$1.10$1.05$0.75$0.66$0.60$0.58$0.43
EPS (TTM) $6.62$6.57$6.62$4.78$4.00$2.62$3.12$3.24$2.36$2.02$2.05$2.28
Growth Rates 10
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY 1.0%0.02%23.5%13.7%10.2%·······
Revenue CAGR 3Y 7.7%12.0%15.7%·········
Revenue CAGR 5Y 9.4%···········
EPS YoY 0.76%-0.76%38.5%19.5%52.7%·······
EPS CAGR 3Y 11.5%18.0%36.2%·········
EPS CAGR 5Y 20.4%···········
Net Income YoY 0.76%-0.63%37.1%18.2%51.8%·······
Net Income CAGR 3Y 11.2%17.2%35.0%·········
Net Income CAGR 5Y 19.8%···········
Dividends Paid CAGR 5Y 4.5%···········
Valuation (TTM) 6
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM $842M$834M$833M$675M$594M$538M$589M$578M$527M$506M$508M$525M
Net Income TTM $412M$409M$412M$300M$254M$167M$205M$216M$157M$134M$137M$153M
P/E 10.09.68.29.610.614.313.810.616.820.212.511.6
Earnings Yield 10.0%10.4%12.2%10.4%9.4%7.0%7.2%9.4%5.9%5.0%8.0%8.6%
Payout Ratio 21.1%20.1%19.0%25.1%28.7%41.8%33.5%23.0%27.7%29.5%28.2%22.7%
Annual Payout $87M$82M$78M$75M$73M$70M$69M$50M$44M$40M$39M$35M

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312023-12-312022-12-312021-12-31
Net Income $412M $409M $412M $300M $254M
Diluted EPS $6.62 $6.57 $6.62 $4.78 $4.00

Institutional owners (13F) 312 filers · $3.6B total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 312
Value held $3.6B
New positions 36
Exited positions 23
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
36 (-18 vs prior Q) 23 (+5 vs prior Q) 126 (+13 vs prior Q) 83 (+12 vs prior Q) +1.7M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $535,310,355 7,048,194 14.83% Shares
VANGUARD GROUP INC $413,202,784 6,219,187 11.45% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $254,447,538 3,350,198 7.05% Shares
DIMENSIONAL FUND ADVISORS LP $247,496,858 3,258,656 6.86% Shares
AMERICAN CENTURY COMPANIES INC $237,603,195 3,128,416 6.58% Shares
STATE STREET CORP $213,478,437 2,810,776 5.91% Shares
VANGUARD CAPITAL MANAGEMENT LLC $189,564,289 2,495,909 5.25% Shares
GEODE CAPITAL MANAGEMENT, LLC $119,514,583 1,573,378 3.31% Shares
Boston Trust Walden Corp $99,236,664 1,306,605 2.75% Shares
GOLDMAN SACHS GROUP INC $78,664,837 1,035,745 2.18% Shares
Azora Capital LP $67,274,080 885,768 1.86% Shares
FIRST TRUST ADVISORS LP $62,342,798 820,840 1.73% Shares
NORTHERN TRUST CORP $57,028,122 750,864 1.58% Shares
REINHART PARTNERS, LLC. $56,945,617 749,761 1.58% Shares
Tamar Securities, LLC $54,775,970 721,211 1.52% Shares
NORGES BANK $53,193,405 700,374 1.47% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $52,756,085 694,616 1.46% Shares
MILLENNIUM MANAGEMENT LLC $49,426,361 650,775 1.37% Shares
AQR CAPITAL MANAGEMENT LLC $44,629,013 587,610 1.24% Shares
Bank of New York Mellon Corp $33,170,713 436,744 0.92% Shares
PANAGORA ASSET MANAGEMENT INC $32,146,293 423,256 0.89% Shares
ProShare Advisors LLC $28,679,099 377,605 0.79% Shares
VANGUARD FIDUCIARY TRUST CO $27,787,447 365,865 0.77% Shares
Polaris Capital Management, LLC $24,387,545 321,100 0.68% Shares
BANK OF AMERICA CORP /DE/ $23,625,083 311,061 0.65% Shares
TWO SIGMA INVESTMENTS, LP $23,304,422 306,839 0.65% Shares
MORGAN STANLEY $23,224,409 305,785 0.64% Shares
Invesco Ltd. $22,639,556 298,085 0.63% Shares
UBS Group AG $18,005,770 237,074 0.50% Shares
MACKENZIE FINANCIAL CORP $17,759,388 233,830 0.49% Shares
Nuveen, LLC $16,658,724 219,339 0.46% Shares
Walleye Capital LLC $15,249,089 200,778 0.42% Shares
ALLIANCEBERNSTEIN L.P. $14,915,165 221,655 0.41% Shares
Cerity Partners LLC $14,830,000 195,265 0.41% Shares
RHUMBLINE ADVISERS $13,176,917 173,495 0.37% Shares
Foundry Partners, LLC $10,891,408 172,715 0.30% Shares
Kovack Advisors, Inc. $10,701,389 138,943 0.30% Shares
FRANKLIN RESOURCES INC $10,642,660 140,127 0.29% Shares
Bridgewater Associates, LP $9,766,183 128,587 0.27% Shares
Eldred Rock Partners, LLC $9,680,587 127,460 0.27% Shares
MALTESE CAPITAL MANAGEMENT LLC $9,654,232 127,113 0.27% Shares
PRINCIPAL FINANCIAL GROUP INC $9,394,179 123,689 0.26% Shares
JPMORGAN CHASE & CO $9,194,438 118,422 0.25% Shares
Brandywine Global Investment Management, LLC $8,608,299 129,565 0.24% Shares
Swiss National Bank $8,293,740 109,200 0.23% Shares
DENALI ADVISORS LLC $8,239,056 108,480 0.23% Shares
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC $7,245,720 107,679 0.20% Shares
D. E. Shaw & Co., Inc. $6,966,666 91,727 0.19% Shares
CITADEL ADVISORS LLC $6,207,773 81,735 0.17% Shares
VICTORY CAPITAL MANAGEMENT INC $6,014,557 79,191 0.17% Shares

Show all 312 institutional owners →

Activists & 5%+ owners 10 positions

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Antonio R. Sanchez, Jr. ×7 filings Sept. 11, 2020 · Initial filing · SEC
Estate of Alicia M. Sanchez, Deceased Aug. 12, 2004 · Initial filing · SEC
Undisclosed reporting person Dec. 4, 2002 · Initial filing Capital structure SEC
Undisclosed reporting person Dec. 4, 2002 · Initial filing Capital structure SEC
Undisclosed reporting person Aug. 9, 2002 · Initial filing Capital structure SEC
Undisclosed reporting person Aug. 1, 2002 · Initial filing · SEC
Undisclosed reporting person Aug. 1, 2002 · Initial filing Capital structure SEC
Alicia M. Sanchez ×2 filings May 9, 2002 · Initial filing · SEC
Undisclosed reporting person Sept. 24, 2001 · Initial filing Capital structure SEC
Undisclosed reporting person March 30, 2001 · Initial filing · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 18 insiders · 5 officers · 14 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Dennis E Nixon CEO Nov. 13, 2024 S 900,000 0 0 $0
Judith I Wawroski TREASURER/PAO Feb. 6, 2026 M 12,347 0 0 $0
Dalia F Martinez VICE PRESIDENT Jan. 23, 2024 M 8,845 0 0 $0
David R Guerra VICE PRESIDENT Sept. 15, 2017 S 0 0 0 $0
Imelda Navarro TREASURER March 1, 2017 M 189,917 0 0 $0
Larry A Norton Director May 21, 2026 S 111,917 0 1 $-720,000
Antonio R Sanchez JR Director Aug. 15, 2025 S 447,439 0 0 $0
Diana G Zuniga Director Feb. 24, 2023 P 13,003 0 0 $0
Rudolph Miles Director March 11, 2020 P 3,939 0 0 $0
Javier De Anda Director March 10, 2020 P 10,000 0 0 $0
Roberto R Resendez Director Aug. 14, 2019 P 9,000 0 0 $0
Leonardo Salinas Director Aug. 17, 2015 P 34,535 0 0 $0
Daniel B Hastings JR Director Dec. 2, 2011 P 174,184 0 0 $0
Peggy J Newman Director Aug. 20, 2010 J 15,848 0 0 $0
Sioma Neiman Director March 5, 2010 S 0 0 0 $0
Richard E Haynes Director Dec. 31, 2007 G 45,760 0 0 $0
Lester Avigael Director June 13, 2007 G 8,459 0 0 $0
Irving Greenblum · Dec. 31, 2020 G 67,000 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 70 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
XMLV · Invesco Exchange-Traded Fund Trust … 1.17% 116,464 SH Oct. 2, 2026 Daily
XMVM · Invesco Exchange-Traded Fund Trust 1.07% 77,731 SH Oct. 2, 2026 Daily
HAPS · Harbor ETF Trust 0.75% 16,718 NS July 31, 2026 N-PORT
CVY · Invesco Exchange-Traded Fund Trust 0.69% 11,722 SH Oct. 2, 2026 Daily
DPST · Direxion Shares ETF Trust 0.52% 29,176 NS July 31, 2026 N-PORT
FNK · First Trust Exchange-Traded AlphaDE… 0.43% 12,798 NS July 31, 2026 N-PORT
SDVD · First Trust Exchange-Traded Fund IV 0.43% 50,636 NS July 31, 2026 N-PORT
EBIT · Harbor ETF Trust 0.35% 550 NS July 31, 2026 N-PORT
VTWV · VANGUARD SCOTTSDALE FUNDS 0.24% 43,452 SH Aug. 19, 2026 Daily
FNX · First Trust Exchange-Traded AlphaDE… 0.23% 40,685 NS July 31, 2026 N-PORT
DFAT · Dimensional ETF Trust 0.22% 412,161 NS July 31, 2026 N-PORT
JPSE · J.P. Morgan Exchange-Traded Fund Tr… 0.21% 15,915 NS July 31, 2026 N-PORT
OMFS · Invesco Exchange-Traded Self-Indexe… 0.20% 7,639 SH Oct. 2, 2026 Daily
VFMF · VANGUARD WELLINGTON FUND 0.18% 16,982 SH Aug. 19, 2026 Daily
BKSE · BNY Mellon ETF Trust 0.18% 2,013 NS July 31, 2026 N-PORT
BBSC · J.P. Morgan Exchange-Traded Fund Tr… 0.15% 13,651 NS July 31, 2026 N-PORT
FSMD · FIDELITY COVINGTON TRUST 0.14% 45,562 NS July 31, 2026 N-PORT
RSSL · Global X Funds 0.14% 26,592 NS July 31, 2026 N-PORT
SMDX · Tidal Trust III 0.13% 2,265 NS July 31, 2026 N-PORT
IWM · iShares Trust 0.13% 1,439,295 SH Sept. 11, 2026 Daily
IVOV · VANGUARD ADMIRAL FUNDS 0.13% 24,631 SH Aug. 19, 2026 Daily
VTWO · VANGUARD SCOTTSDALE FUNDS 0.13% 319,398 SH Aug. 19, 2026 Daily
FAB · First Trust Exchange-Traded AlphaDE… 0.13% 2,829 NS July 31, 2026 N-PORT
QVMM · Invesco Exchange-Traded Fund Trust … 0.12% 7,158 SH Oct. 2, 2026 Daily
PTMC · Pacer Funds Trust 0.12% 5,997 NS July 31, 2026 N-PORT
IVOO · VANGUARD ADMIRAL FUNDS 0.11% 87,284 SH Aug. 19, 2026 Daily
DFAS · Dimensional ETF Trust 0.10% 201,364 NS July 31, 2026 N-PORT
IVOG · VANGUARD ADMIRAL FUNDS 0.10% 25,088 SH Aug. 19, 2026 Daily
PRFZ · Invesco Exchange-Traded Fund Trust 0.09% 35,913 SH Oct. 2, 2026 Daily
VBR · VANGUARD INDEX FUNDS 0.09% 814,424 SH Aug. 19, 2026 Daily
MIDU · Direxion Shares ETF Trust 0.09% 795 NS July 31, 2026 N-PORT
DFSV · Dimensional ETF Trust 0.08% 85,032 NS July 31, 2026 N-PORT
TEXN · iShares Trust 0.06% 168 SH Sept. 11, 2026 Daily
VXF · VANGUARD INDEX FUNDS 0.05% 620,584 SH Aug. 19, 2026 Daily
VB · VANGUARD INDEX FUNDS 0.05% 1,283,912 SH Aug. 19, 2026 Daily
VFH · VANGUARD WORLD FUND 0.05% 88,504 SH Aug. 19, 2026 Daily
FNCL · FIDELITY COVINGTON TRUST 0.05% 14,293 NS July 31, 2026 N-PORT
RWK · Invesco Exchange-Traded Fund Trust … 0.04% 7,877 SH Oct. 2, 2026 Daily
TILT · FlexShares Trust 0.04% 11,500 NS July 31, 2026 N-PORT
WSML · iShares Trust 0.04% 3,439 SH Sept. 11, 2026 Daily
DXUV · Dimensional ETF Trust 0.03% 2,295 NS July 31, 2026 N-PORT
VTWG · VANGUARD SCOTTSDALE FUNDS 0.03% 6,048 SH Aug. 19, 2026 Daily
IWO · iShares Trust 0.03% 56,109 SH Sept. 11, 2026 Daily
DFUV · Dimensional ETF Trust 0.03% 50,632 NS July 31, 2026 N-PORT
VIG · VANGUARD SPECIALIZED FUNDS 0.02% 305,623 SH Aug. 19, 2026 Daily
VYM · VANGUARD WHITEHALL FUNDS 0.02% 216,467 SH Aug. 19, 2026 Daily
DFAC · Dimensional ETF Trust 0.02% 118,609 NS July 31, 2026 N-PORT
ROSC · Lattice Strategies Trust 0.02% 150 NS July 31, 2026 N-PORT
PFM · Invesco Exchange-Traded Fund Trust 0.02% 1,771 SH Oct. 2, 2026 Daily
DCOR · Dimensional ETF Trust 0.01% 5,776 NS July 31, 2026 N-PORT
DFSU · Dimensional ETF Trust 0.01% 3,059 NS July 31, 2026 N-PORT
VTI · VANGUARD INDEX FUNDS 0.01% 1,780,794 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.01% 4,628 SH Aug. 19, 2026 Daily
ESGV · VANGUARD WORLD FUND 0.01% 12,200 SH Aug. 19, 2026 Daily
DFAU · Dimensional ETF Trust 0.01% 14,704 NS July 31, 2026 N-PORT
DIVB · iShares Trust 0.01% 1,806 SH Sept. 11, 2026 Daily
IUSV · iShares Trust 0.01% 24,163 SH Sept. 11, 2026 Daily
DFUS · Dimensional ETF Trust 0.01% 16,891 NS July 31, 2026 N-PORT
ITOT · iShares Trust 0.01% 71,785 SH Sept. 11, 2026 Daily
IWV · iShares Trust 0.01% 15,058 SH Sept. 11, 2026 Daily
IUSG · iShares Trust 0.00% 22,912 SH Sept. 11, 2026 Daily
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.00% 37,246 SH Aug. 19, 2026 Daily
IJH · iShares Trust · 1,897,004 SH Sept. 11, 2026 Daily
IJK · iShares Trust · 147,795 SH Sept. 11, 2026 Daily
IJJ · iShares Trust · 146,557 SH Aug. 21, 2026 Daily
IWN · iShares Trust · 471,511 SH Sept. 11, 2026 Daily
XJH · iShares Trust · 7,419 SH Sept. 8, 2026 Daily
ISCB · iShares Trust · 2,263 SH Sept. 11, 2026 Daily
ISCV · iShares Trust · 11,369 SH Sept. 11, 2026 Daily
SMLF · iShares Trust · 12,313 SH Sept. 11, 2026 Daily

IBOC Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 7 analysts BUY
Median target $87.00 +24.6%
2 28.6% Strong Buy
4 57.1% Buy
1 14.3% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

1 analysts · 2026-10-02

Mean target $87.00 +24.6%

Low$87.00 Mean$87.00 High$87.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
IBOC · 10.0 1.0% 49.0% 13.1% ·
EBC $4.34B 42.9 19.1% 65.8% 2.2% ·
TFSL $3.70B 41.2 6.0% 28.3% 4.8% ·
FFIN $4.28B 16.9 14.7% 40.2% 13.9% ·
SFBS $3.92B 14.2 16.8% 49.2% 16.0% ·
FULT · · · · · ·
WSFS $4.22B 10.9 · 27.0% 10.8% ·
UCB $3.77B 11.9 11.7% 30.9% 9.0% ·
TCBI $4.69B 13.3 34.7% 26.3% 9.2% ·
CATY $3.25B 10.7 2.9% 585.8% 10.8% ·
WSBC $3.19B 14.9 61.8% 22.7% 5.7% ·

Trading Signals Recent buy/sell signals with entry price and risk/reward ratio

25
BOUNCE_UP Stopped out Oct 9
risk 1 reward 1.50
entry $66.92 R:R 1.50

No open signal right now — no card is filled, and that's honest.

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 10-Q filed Aug 6, 2026