FRAF logo
FRAF NASDAQ US

Franklin Financial Services Corporation - Common Stock

Financials · Banking Website · IPO Oct 1993
$51.67
▲ +$1.28 (+2.54%)
Vol 26K
11
Quality Score
ok
Deep Check
2/5 ok
Mkt Cap
$224.8M
P/E
14.3
ROE
10.1%
Margin
20.1%
D/E
6.52
Beta
-0.09
Div Yield
2.63%
52W
$28–$60

Wall Street Consensus

7 analysts · Apr 2026
2
Strong Buy
4
Buy
1
Hold
0
Sell
0
Strong Sell
85.7%
Buy Rating

Price Chart

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Earnings

Beat rate: 0.0%
Quarter EPS Est EPS Act Surprise
Sep 2025 — $1.19 —
Jun 2025 — $1.32 —
Mar 2025 — $0.88 —
Sep 2024 — $0.95 —

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 9.6% 8.0% 9.7% 9.6% 9.6% 10.1%
P/E (TTM) 10.62 13.17 14.02 13.95 16.16 14.35
Net Margin — 20.1% 20.1% 20.1% 20.1% 20.1%
Gross Margin — — — — — —
D/E Ratio 12.53 13.02 12.74 12.53 12.53 6.52
Current Ratio — — — — — —

Key Ratios

ROA (TTM)
0.7%
P/S (TTM)
2.10
P/B
0.9
EPS (TTM)
$3.50
CF/Share
$3.58
Rev Growth 3Y
+4.7%
52W High
$59.95
52W Low
$28.01
$28.01 52-Week Range $59.95

How does FRAF compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

FRAF ACNB AFBI AMAL AROW

FRAF valuation vs Banking peers

P/E ratio
14.4
▲ 14% above peers (12.6)
vs Peers
vs Industry
Fair value
P/S ratio
2.1
▼ 9% below peers (2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.9
▼ 13% below peers (1.1)
vs Peers
vs Industry
Fair value
Div yield
2.6%
▼ 12% below peers (3.0%)
vs Peers
vs Industry
Low yield

FRAF profitability vs Banking peers

ROE
10.1%
▲ 12% above peers (9.0%)
vs Peers
vs Industry
In line
Net margin
20.2%
▼ 30% below peers (28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.7%
▼ 27% below peers (1.0%)
vs Peers
vs Industry
Weak

FRAF financial health vs Banking peers

D/E ratio
6.5
▼ 53% below peers (13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼ 0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
-0.1
▼ 113% below peers (0.7)
vs Peers
vs Industry
More volatile

FRAF fundamentals radar

FRAF Peer median Industry

FRAF profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

FRAF vs peers: key metrics

Related Signals

Bounce Up SL Hit
$45.74 1.50x Oct 01

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