MRBK Meridian Corporation - Common Stock
NASDAQ · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 7, 2026
$18.97
· of 52w range
· above low
· to high
$13.8152w low
$21.6752w high
Market Cap (MRQ)
$226M
P/E (TTM)
10.3
EPS (TTM)
$1.84
Revenue (TTM)
$7M
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52W Range
$14–$22
Analyst Rating
BUY
Price Target
$23
P/E
10.3
ROE
11.3%
Net Profit Margin
322.1%
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MRBK Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$18.97
Market Cap (MRQ)
$226M
P/E (TTM)
10.3
EPS (TTM)
$1.84
Revenue (TTM)
$7M
Div Yield
2.5%
ROE (TTM)
11.3%
Debt/Equity (MRQ)
0.5
52W Range
$14–$22
MRBK Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| March 21, 2023 | 2-for-1 | Forward |
About Meridian Corporation - Common Stock Company overview from Wikipedia
sectorFinancials
industryBanking
employees327
countryUS
10-Year Performance Revenue, net income, margins and EPS trends
Revenue$6M2023-12-31 → 2025-12-31
EPS$1.892023-12-31 → 2025-12-31
Free Cash Flow$23M2023-12-31 → 2025-12-31
Net margin322.1%2023-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | MRBK | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 10.3 | · | 11.1 | Fair value | |
| P/S (TTM) | 33.6 | · | 3.0 | Overvalued | |
| P/B (MRQ) | 1.1 | · | 0.9 | Overvalued | |
| Price / FCF (TTM) | 12.1 | · | · | · | |
| Price / Cash Flow (TTM) | 11.2 | · | 9.7 | Fair value | |
| Price / Tangible Book (MRQ) | 1.1 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | MRBK | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Pretax Margin (TTM) | 417.0% | · | 42.9% | Top tier | |
| Net Profit Margin (TTM) | 322.1% | · | 35.1% | Top tier | |
| ROA (TTM) | 0.85% | · | 0.93% | In line | |
| ROE (TTM) | 11.3% | · | 10.7% | Top tier |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | MRBK | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity (MRQ) | 0.5 | · | · | · |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | MRBK | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 10.1% | · | · | · | |
| Revenue CAGR 3Y | 10.1% | · | · | · | |
| EPS YoY | 30.3% | · | · | · | |
| Net Income YoY | 33.6% | · | · | · | |
| EPS CAGR 3Y | 1.8% | · | · | · | |
| EPS CAGR 5Y | -15.0% | · | · | · | |
| Net Income CAGR 3Y | 0.01% | · | · | · | |
| Net Income CAGR 5Y | -3.8% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | MRBK | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | 0.0 | Weak | |
| Revenue / Employee | ≈$19.3K | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield2.5%
Payout Ratio26.0%
Annualized Payout≈$0.56
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 10, 2026 | $0.14 | USD | ≈2.8% |
| May 4, 2026 | $0.14 | USD | ≈3.0% |
| Feb 9, 2026 | $0.14 | USD | ≈2.5% |
| Nov 10, 2025 | $0.13 | USD | ≈3.4% |
| Aug 11, 2025 | $0.13 | USD | ≈3.5% |
| May 12, 2025 | $0.13 | USD | ≈3.5% |
| Feb 10, 2025 | $0.13 | USD | ≈3.0% |
| Nov 12, 2024 | $0.13 | USD | ≈3.6% |
| Aug 12, 2024 | $0.13 | USD | ≈4.9% |
| May 10, 2024 | $0.13 | USD | ≈5.5% |
| Feb 9, 2024 | $0.13 | USD | ≈5.1% |
| Nov 10, 2023 | $0.13 | USD | ≈4.6% |
| Aug 11, 2023 | $0.13 | USD | ≈3.9% |
| May 12, 2023 | $0.13 | USD | ≈5.0% |
| Feb 13, 2023 | $0.13 | USD | ≈2.7% |
| Nov 10, 2022 | $0.10 | USD | ≈5.6% |
| Aug 12, 2022 | $0.10 | USD | ≈5.9% |
| May 13, 2022 | $0.10 | USD | ≈5.3% |
| Feb 11, 2022 | $0.60 | USD | ≈7.2% |
| Nov 12, 2021 | $0.10 | USD | ≈4.7% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-6.1%
Next Report
Oct 21, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 22, 2026 | $0.48 | $0.52 | -7.7% |
| March 31, 2026 | $0.39 | $0.49 | -19.7% | |
| Dec. 31, 2025 | $0.61 | $0.55 | 10.5% | |
| Sept. 30, 2025 | $0.58 | $0.51 | 14.6% | |
| June 30, 2025 | $0.45 | $0.43 | 5.0% | |
| March 31, 2025 | $0.20 | $0.33 | -39.7% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | $6M | $6M | $5M | $5M | |
| Interest Expense | · | · | $68M | $19M | |
| Interest Income | $166M | $156M | $137M | $89M | |
| Pretax Income | $28M | $22M | $17M | $28M | |
| Income Tax | $7M | $5M | $4M | $6M | |
| Net Income | $22M | $16M | $13M | $22M | |
| EPS (Basic) | $1.93 | $1.47 | $1.19 | $1.85 | |
| EPS (Diluted) | $1.89 | $1.45 | $1.16 | $1.79 | |
| Shares (Basic) | 11,326,000 | 11,113,000 | 11,115,000 | 11,792,000 | |
| Shares (Diluted) | 11,538,000 | 11,243,000 | 11,387,000 | 12,204,000 |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| PP&E (Net) | $12M | $12M | $14M | $13M | |
| Accum. Depreciation | $16M | $15M | $14M | $13M | |
| Goodwill | $899.0K | $899.0K | $899.0K | $899.0K | |
| Intangibles | $3M | $3M | $3M | $3M | |
| Total Assets | $2.56B | $2.39B | $2.25B | $2.06B | |
| Short-term Debt | $107M | $99M | $141M | $113M | |
| Total Liabilities | $2.36B | $2.21B | $2.09B | $1.91B | |
| Long-term Debt | · | · | · | $9M | |
| Total Debt | $107M | $99M | $141M | $113M | |
| Common Stock | · | · | $13M | $13M | |
| Paid-in Capital | $90M | $82M | $80M | $79M | |
| Retained Earnings | $128M | $112M | $101M | $96M | |
| Treasury Stock | $26M | $26M | $26M | $22M | |
| AOCI | $-5M | $-8M | $-9M | $-12M | |
| Stockholders' Equity | $200M | $172M | $158M | $153M | |
| Liabilities + Equity | $2.56B | $2.39B | $2.25B | $2.06B | |
| Shares Outstanding | 11,826,462 | 11,240,075 | 11,183,015 | 11,465,572 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Stock-based Comp | $1M | $976.0K | $1M | $1M | |
| Deferred Tax | $-373.0K | $-799.0K | $-234.0K | $1M | |
| Amort. of Intangibles | $204.0K | $204.0K | $204.0K | $204.0K | |
| Operating Cash Flow | $24M | $10M | $19M | $85M | |
| CapEx | $2M | $568.0K | $2M | $3M | |
| Investing Cash Flow | $-164M | $-165M | $-164M | $-393M | |
| Debt Issued | · | · | · | $9M | |
| Net Debt Issued | · | · | · | $9M | |
| Stock Issued | $8M | $0 | · | · | |
| Stock Repurchased | · | $0 | $4M | $13M | |
| Net Stock Activity | $8M | $0 | $-4M | $-13M | |
| Dividends Paid | $6M | $6M | $6M | $11M | |
| Financing Cash Flow | $148M | $126M | $164M | $323M | |
| Net Change in Cash | $8M | $-29M | $18M | $15M | |
| Free Cash Flow | $23M | $9M | $17M | $82M | |
| Levered FCF | · | · | $-36M | $67M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Net Margin | 345.7% | 285.0% | 268.7% | 19.5% | |
| Pretax Margin | 449.7% | 379.9% | 344.3% | 25.0% | |
| ROA | 0.88% | 0.68% | 0.59% | 1.1% | |
| ROE | 11.8% | 9.9% | 8.5% | 13.7% |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Debt / Equity | 0.5 | 0.6 | 0.9 | 0.7 |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.1 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Book Value / Share | $16.89 | $15.26 | $14.13 | $13.37 | |
| Revenue / Share | $0.55 | $0.51 | $0.43 | $9.17 | |
| Cash Flow / Share | $2.11 | $0.85 | $1.66 | $6.94 | |
| Dividend / Share | $0.50 | $0.50 | $0.50 | $0.90 | |
| EPS (TTM) | $1.89 | $1.45 | $1.16 | $1.79 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue YoY | 10.1% | 16.4% | 4.1% | · | |
| Revenue CAGR 3Y | 10.1% | · | · | · | |
| EPS YoY | 30.3% | 25.0% | -35.2% | -37.6% | |
| EPS CAGR 3Y | 1.8% | -20.3% | -35.2% | · | |
| EPS CAGR 5Y | -15.0% | · | · | · | |
| Net Income YoY | 33.6% | 23.4% | -39.3% | -38.7% | |
| Net Income CAGR 3Y | 0.01% | -22.8% | -20.6% | · | |
| Net Income CAGR 5Y | -3.8% | · | · | · | |
| Dividends Paid CAGR 5Y | 30.0% | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue TTM | $6M | $6M | $5M | $5M | |
| Net Income TTM | $22M | $16M | $13M | $22M | |
| Market Cap | $208M | $154M | $155M | $174M | |
| P/E | 9.3 | 9.5 | 12.0 | 8.5 | |
| P/S | 32.9 | 26.9 | 31.5 | 36.7 | |
| P/B | 1.0 | 0.9 | 1.0 | 1.1 | |
| P / Tangible Book | 1.1 | 0.9 | 1.0 | 1.2 | |
| P / Cash Flow | 8.6 | 16.1 | 8.2 | 2.1 | |
| P / FCF | 9.2 | 17.1 | 9.1 | 2.1 | |
| Dividend Yield | 2.7% | 3.6% | 3.6% | 6.3% | |
| Earnings Yield | 10.8% | 10.6% | 8.3% | 11.8% | |
| Payout Ratio | 26.0% | 34.3% | 42.4% | 50.1% | |
| Annual Payout | $6M | $6M | $6M | $11M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2M | $2M | $2M | $2M | $1M | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $21M | · | $18M | $17M | $13M | $9M | $5M | |
| Interest Income | $41M | $41M | $43M | $43M | $41M | $39M | $40M | $40M | $38M | $37M | $36M | $35M | $34M | $31M | $28M | $23M | |
| Pretax Income | $7M | $3M | $9M | $9M | $7M | $3M | $8M | $6M | $4M | $4M | $728.0K | $5M | $6M | $5M | $6M | $7M | |
| Income Tax | $2M | $582.0K | $2M | $2M | $2M | $746.0K | $2M | $2M | $1M | $877.0K | $156.0K | $1M | $1M | $1M | $1M | $2M | |
| Net Income | $6M | $2M | $7M | $7M | $6M | $2M | $6M | $5M | $3M | $3M | $572.0K | $4M | $5M | $4M | $5M | $6M | |
| EPS (Basic) | $0.49 | $0.17 | $0.63 | $0.59 | $0.50 | $0.21 | $0.50 | $0.43 | $0.30 | $0.24 | $0.05 | $0.36 | $0.42 | $0.36 | $0.41 | $0.49 | |
| EPS (Diluted) | $0.48 | $0.17 | $0.61 | $0.58 | $0.49 | $0.21 | $0.49 | $0.42 | $0.30 | $0.24 | $0.06 | $0.35 | $0.41 | $0.34 | $0.39 | $0.48 | |
| Shares (Basic) | 11,859,000 | 11,811,000 | · | 11,325,000 | 11,228,000 | 11,205,000 | · | 11,110,000 | 11,096,000 | 11,088,000 | · | 11,058,000 | 11,062,000 | 11,272,000 | · | 11,736,000 | |
| Shares (Diluted) | 12,174,000 | 12,153,000 | · | 11,540,000 | 11,392,000 | 11,446,000 | · | 11,234,000 | 11,150,000 | 11,201,000 | · | 11,363,000 | 11,304,000 | 11,656,000 | · | 12,118,000 |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $13M | $13M | $13M | $14M | $13M | $13M | $13M | $13M | $13M | |
| Accum. Depreciation | · | · | $16M | · | · | · | $15M | · | · | · | $14M | · | · | · | $13M | · | |
| Goodwill | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | $899.0K | |
| Intangibles | $2M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | |
| Total Assets | $2.59B | $2.58B | $2.56B | $2.54B | $2.51B | $2.53B | $2.39B | $2.39B | $2.35B | $2.29B | $2.25B | $2.23B | $2.21B | $2.23B | $2.06B | $1.92B | |
| Short-term Debt | $108M | $110M | $107M | $127M | $113M | $105M | $99M | $101M | $143M | $112M | $141M | $150M | $182M | $222M | $113M | $23M | |
| Total Liabilities | $2.39B | $2.38B | $2.36B | $2.35B | $2.33B | $2.36B | $2.21B | $2.22B | $2.19B | $2.13B | $2.09B | $2.08B | $2.05B | $2.08B | $1.91B | $1.77B | |
| Long-term Debt | · | · | · | · | · | · | · | · | · | · | · | · | $12M | $12M | · | · | |
| Total Debt | $108M | $110M | · | $127M | $113M | $105M | · | $101M | $143M | $112M | · | $150M | $182M | $222M | · | $23M | |
| Common Stock | · | · | · | · | · | · | · | · | · | $13M | · | $13M | $13M | $13M | $13M | $7M | |
| Paid-in Capital | $91M | $91M | $90M | $85M | $82M | $82M | $82M | $81M | $81M | $80M | $80M | $80M | $80M | $79M | $79M | $85M | |
| Retained Earnings | $133M | $128M | $128M | $122M | $117M | $113M | $112M | $108M | $104M | $102M | $101M | $102M | $99M | $96M | $96M | $92M | |
| Treasury Stock | $26M | $26M | $26M | $26M | $26M | $26M | $26M | $26M | $26M | $26M | $26M | $26M | $26M | $25M | $22M | $18M | |
| AOCI | $-6M | $-6M | $-5M | $-6M | $-8M | $-8M | $-8M | $-7M | $-9M | $-9M | $-9M | $-12M | $-11M | $-10M | $-12M | $-13M | |
| Stockholders' Equity | $205M | $200M | $200M | $188M | $178M | $174M | $172M | $167M | $162M | $160M | $158M | $155M | $154M | $153M | $153M | $151M | |
| Liabilities + Equity | $2.59B | $2.58B | $2.56B | $2.54B | $2.51B | $2.53B | $2.39B | $2.39B | $2.35B | $2.29B | $2.25B | $2.23B | $2.21B | $2.23B | $2.06B | $1.92B | |
| Shares Outstanding | 11,923,798 | 11,879,178 | 11,826,462 | 11,517,456 | 11,296,778 | 11,285,278 | 11,240,075 | 11,229,075 | 11,190,875 | 11,185,515 | 11,183,015 | 11,177,751 | 11,177,751 | 11,177,001 | 11,465,572 | 6,566,356 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $118.0K | $-32.0K | $913.0K | $102.0K | $56.0K | $118.0K | $657.0K | $66.0K | $111.0K | $142.0K | $658.0K | $-63.0K | $157.0K | $277.0K | $744.0K | $377.0K | |
| Deferred Tax | $-32.0K | $-207.0K | $604.0K | $-123.0K | $-208.0K | $-646.0K | $-865.0K | $31.0K | $286.0K | $-251.0K | $-404.0K | $270.0K | $-46.0K | $-54.0K | $1M | $-66.0K | |
| Operating Cash Flow | $-930.0K | $3M | $-6M | $24M | $-12M | $18M | $-704.0K | $31M | $-19M | $-2M | $8M | $23M | $-145.0K | $-11M | $21M | $28M | |
| CapEx | $469.0K | $227.0K | $394.0K | $448.0K | $631.0K | $259.0K | $346.0K | $-2M | $54.0K | $2M | $743.0K | $479.0K | $317.0K | $284.0K | $887.0K | $992.0K | |
| Investing Cash Flow | $-1M | $-24M | $-8M | $-55M | $-49M | $-52M | $-9M | $-43M | $-35M | $-79M | $-21M | $-27M | $-31M | $-84M | $-147M | $-96M | |
| Stock Issued | · | · | $5M | · | · | · | $0 | · | · | · | · | · | · | · | · | · | |
| Stock Repurchased | · | · | · | · | · | · | · | $0 | $0 | $0 | $0 | $-1.0K | $2M | $3M | $4M | $6M | |
| Net Stock Activity | · | · | · | · | · | · | · | · | · | $0 | · | · | · | $-3M | · | · | |
| Dividends Paid | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Financing Cash Flow | $10M | $14M | $10M | $21M | $-20M | $137M | $5M | $20M | $55M | $47M | $10M | $18M | $-30M | $166M | $133M | $63M | |
| Net Change in Cash | $8M | $-8M | $-4M | $-10M | $-81M | $104M | $-5M | $8M | $1M | $-34M | $-3M | $13M | $-62M | $70M | $7M | $-6M | |
| Free Cash Flow | · | $3M | · | · | · | $18M | · | · | · | $-4M | · | · | · | $-12M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-19M | · | · | · | $-22M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 340.4% | 116.0% | · | 413.6% | 374.8% | 156.3% | · | 327.8% | 230.3% | 203.2% | · | 318.4% | 17.7% | 16.5% | · | 20.5% | |
| Pretax Margin | 438.4% | 149.7% | · | 538.7% | 488.4% | 204.9% | · | 431.6% | 304.2% | 269.8% | · | 414.1% | 22.5% | 21.1% | · | 26.4% | |
| ROA | 0.23% | 0.08% | · | 0.27% | 0.23% | 0.10% | · | 0.21% | 0.15% | 0.12% | · | 0.19% | 0.23% | 0.20% | · | 0.31% | |
| ROE | 3.0% | 1.1% | · | 3.8% | 3.3% | 1.4% | · | 2.9% | 2.1% | 1.7% | · | 2.6% | 3.0% | 2.6% | · | 3.8% |
Liquidity & Solvency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.5 | 0.6 | · | 0.7 | 0.6 | 0.6 | · | 0.6 | 0.9 | 0.7 | · | 1.0 | 1.2 | 1.4 | · | 0.2 |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $17.18 | $16.86 | · | $16.33 | $15.76 | $15.38 | · | $14.91 | $14.51 | $14.30 | · | $13.88 | $13.77 | $13.69 | · | $23.02 | |
| Revenue / Share | $0.14 | $0.14 | · | $0.14 | $0.13 | $0.13 | · | $0.13 | $0.13 | $0.12 | · | $0.11 | $2.32 | $2.09 | · | $4.66 | |
| Cash Flow / Share | · | $0.24 | · | · | · | $1.58 | · | · | · | $-0.15 | · | · | · | $-0.98 | · | · | |
| Dividend / Share | $0.14 | $0.14 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.10 | $0.10 | |
| EPS (TTM) | $1.84 | $1.85 | · | $1.77 | $1.61 | $1.42 | · | $1.02 | $0.95 | $1.06 | · | $1.49 | $1.62 | $1.69 | · | $-0.23 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $7M | $7M | · | $6M | $6M | $6M | · | $5M | $5M | $5M | · | $5M | $5M | · | · | · | |
| Net Income TTM | $22M | $21M | · | $20M | $18M | $16M | · | $11M | $11M | $12M | · | $17M | $19M | $20M | · | $25M | |
| Market Cap | $239M | $225M | · | $182M | $146M | $163M | · | $142M | $118M | $111M | · | $109M | $110M | $141M | · | $96M | |
| P/E | 10.9 | 10.2 | · | 8.9 | 8.0 | 10.1 | · | 12.4 | 11.1 | 9.4 | · | 6.6 | 6.0 | 7.5 | · | -63.4 | |
| P/S | 35.5 | 34.6 | · | 29.5 | 24.3 | 27.3 | · | 26.1 | 22.4 | 22.0 | · | 23.0 | 23.8 | · | · | · | |
| P/B | 1.2 | 1.1 | · | 1.0 | 0.8 | 0.9 | · | 0.8 | 0.7 | 0.7 | · | 0.7 | 0.7 | 0.9 | · | 0.6 | |
| P / Tangible Book | 1.2 | 1.1 | · | 1.0 | 0.8 | 1.0 | · | 0.9 | 0.7 | 0.7 | · | 0.7 | 0.7 | 0.9 | · | 0.7 | |
| P / Cash Flow | · | 78.7 | · | · | · | 9.0 | · | · | · | -65.0 | · | · | · | -12.4 | · | · | |
| Dividend Yield | 2.6% | 2.6% | · | 3.1% | 3.9% | 3.5% | · | 3.9% | 4.8% | 5.0% | · | 4.9% | 4.7% | 3.6% | · | 11.5% | |
| Earnings Yield | 9.2% | 9.8% | · | 11.2% | 12.5% | 9.9% | · | 8.1% | 9.0% | 10.7% | · | 15.2% | 16.5% | 13.4% | · | -1.6% | |
| Payout Ratio | · | 82.7% | · | · | · | 58.7% | · | · | · | 52.3% | · | · | · | 35.5% | · | · | |
| Annual Payout | $6M | $6M | · | $6M | $6M | $6M | · | $6M | $6M | $6M | · | $5M | $5M | $5M | · | $11M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Revenue | $6M | · | · | $6M | · |
| Net Income | $22M | · | · | $16M | · |
| Diluted EPS | $1.89 | · | · | $1.45 | · |
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Debt / Equity | 0.5 | · | · | 0.6 | · |
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Free Cash Flow | $23M | · | · | $9M | · |
Institutional owners (13F) 102 filers · $156.7M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
102
Value held
$156.7M
New positions
17
Exited positions
8
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 17 (+2 vs prior Q) | 8 (+1 vs prior Q) | 47 (+16 vs prior Q) | 19 (-10 vs prior Q) | +195K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $13,831,597 | 690,544 | 8.83% | Shares |
| STRATEGIC VALUE BANK PARTNERS LLC | $13,045,499 | 651,298 | 8.33% | Shares |
| Fourthstone LLC | $10,783,952 | 538,390 | 6.88% | Shares |
| VANGUARD GROUP INC | $10,267,986 | 584,072 | 6.55% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $9,971,052 | 497,805 | 6.36% | Shares |
| FIRST MANHATTAN CO. LLC. | $8,767,051 | 437,696 | 5.60% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $8,698,648 | 434,281 | 5.55% | Shares |
| BANC FUNDS CO LLC | $7,662,136 | 382,533 | 4.89% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $5,615,086 | 280,264 | 3.58% | Shares |
| AMERICAN CENTURY COMPANIES INC | $5,174,530 | 258,339 | 3.30% | Shares |
| Qube Research & Technologies Ltd | $4,353,581 | 217,353 | 2.78% | Shares |
| TWO SIGMA INVESTMENTS, LP | $3,826,912 | 191,059 | 2.44% | Shares |
| STATE STREET CORP | $3,726,521 | 186,047 | 2.38% | Shares |
| Nuveen, LLC | $3,588,835 | 179,173 | 2.29% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $3,537,418 | 176,606 | 2.26% | Shares |
| Wick Capital Partners, LLC | $2,894,655 | 144,516 | 1.85% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $2,593,304 | 129,471 | 1.66% | Shares |
| Trexquant Investment LP | $1,986,896 | 99,196 | 1.27% | Shares |
| MARSHALL WACE, LLP | $1,743,954 | 87,067 | 1.11% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $1,735,419 | 86,641 | 1.11% | Shares |
| MORGAN STANLEY | $1,713,751 | 85,558 | 1.09% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,706,476 | 85,196 | 1.09% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $1,635,253 | 81,640 | 1.04% | Shares |
| GOLDMAN SACHS GROUP INC | $1,623,772 | 81,067 | 1.04% | Shares |
| SEGALL BRYANT & HAMILL, LLC | $1,588,079 | 79,285 | 1.01% | Shares |
| NORTHERN TRUST CORP | $1,518,354 | 75,804 | 0.97% | Shares |
| Meridian Wealth Partners, LLC | $1,339,005 | 66,850 | 0.85% | Shares |
| Squarepoint Ops LLC | $1,287,068 | 64,257 | 0.82% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $1,272,846 | 63,547 | 0.81% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $1,225,896 | 61,203 | 0.78% | Shares |
| Key Financial Inc | $1,189,101 | 59,366 | 0.76% | Shares |
| SummerHaven Investment Management, LLC | $1,090,053 | 54,421 | 0.70% | Shares |
| Russell Investments Group, Ltd. | $1,050,517 | 52,447 | 0.67% | Shares |
| AMERIPRISE FINANCIAL INC | $947,299 | 47,294 | 0.60% | Shares |
| Bank of New York Mellon Corp | $855,261 | 42,699 | 0.55% | Shares |
| MILLENNIUM MANAGEMENT LLC | $809,773 | 40,428 | 0.52% | Shares |
| BARCLAYS PLC | $732,078 | 36,549 | 0.47% | Shares |
| CITADEL ADVISORS LLC | $684,545 | 34,176 | 0.44% | Shares |
| XTX Topco Ltd | $683,123 | 34,105 | 0.44% | Shares |
| Quadrature Capital Ltd | $652,337 | 32,568 | 0.42% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $552,828 | 27,600 | 0.35% | Shares |
| JPMORGAN CHASE & CO | $527,753 | 26,335 | 0.34% | Shares |
| MENDON CAPITAL ADVISORS CORP | $525,106 | 26,216 | 0.34% | Shares |
| HSBC HOLDINGS PLC | $514,741 | 25,609 | 0.33% | Shares |
| Traynor Capital Management, Inc. | $500,750 | 25,000 | 0.32% | Shares |
| Man Group plc | $465,637 | 23,247 | 0.30% | Shares |
| Jump Financial, LLC | $446,289 | 22,281 | 0.28% | Shares |
| Invesco Ltd. | $351,045 | 17,526 | 0.22% | Shares |
| Point72 Asset Management, L.P. | $339,529 | 16,951 | 0.22% | Shares |
| ALGERT GLOBAL LLC | $308,722 | 15,413 | 0.20% | Shares |
Company insiders 15 insiders · 7 officers · 10 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Christopher J. Annas | Chairman & CEO | June 8, 2026 M | 393,865 | 0 | 0 | $0 |
| Denise Lindsay | EVP, Chief Financial Officer | Nov. 17, 2025 A | 93,600 | 0 | 0 | $0 |
| Clarence Addis Martindell | EVP | March 13, 2026 M | 20,970 | 0 | 0 | $0 |
| Andrew Nathan Fox | Chief Credit Officer | Nov. 17, 2025 A | · | 0 | 0 | $0 |
| Charles D. Kochka | EVP, Chief Lending Officer | March 6, 2023 M | 20,475 | 0 | 0 | $0 |
| Joseph L. Cafarchio | EVP, Chief Credit Officer | Aug. 22, 2022 A | 6,625 | 0 | 0 | $0 |
| Randall J Mcgarry | EVP, Chief Information Officer | Aug. 22, 2022 A | 1,000 | 0 | 0 | $0 |
| Kenneth Thomas Warriner | Director | June 12, 2026 A | 3,050 | 2 | 0 | $36,420 |
| Anthony Mark Imbesi | Director | May 13, 2026 P | 386,156 | 1 | 0 | $17,380 |
| Robert T. Holland | Director | May 7, 2026 M | 88,052 | 0 | 0 | $0 |
| Edward J. Hollin | Director | April 29, 2026 M | 51,626 | 0 | 0 | $0 |
| George C. Collier III | Director | March 6, 2026 M | 67,636 | 0 | 0 | $0 |
| Robert M. Casciato | Director | May 9, 2025 P | 215,396 | 0 | 0 | $0 |
| Christine Marie Helmig | Director | May 5, 2023 P | 3,266 | 0 | 0 | $0 |
| Kenneth H. Slack | Director | Dec. 29, 2021 M | 33,169 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 21 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.05% | 34,640 SH | Sept. 11, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.01% | 54,646 NS | July 31, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.01% | 56,435 SH | Aug. 19, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.01% | 8,491 SH | Aug. 19, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.01% | 10,954 SH | Oct. 2, 2026 | Daily |
| IWM · iShares Trust | 0.01% | 290,320 SH | Sept. 11, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.01% | 916 SH | Oct. 2, 2026 | Daily |
| RSSL · Global X Funds | 0.01% | 4,670 NS | July 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.01% | 43,837 NS | July 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.01% | 40,017 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 1,098 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 17,998 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 1,181 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 1,379 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 1,591 NS | July 31, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.00% | 1,022 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 111,653 SH | Aug. 19, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 313,342 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 716 SH | Aug. 19, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.00% | 4 NS | July 31, 2026 | N-PORT |
| IWN · iShares Trust | · | 94,349 SH | Sept. 11, 2026 | Daily |
MRBK Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 8 analysts
BUY
Median target
$23.00
+21.2%
2 25.0%
Strong Buy
5 62.5%
Buy
1 12.5%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
2 analysts · 2026-10-04Mean target $23.00 +21.2%
← Below all targets
Current price $18.97
Low$22.00
Mean$23.00
High$24.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
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Source: SEC 10-Q filed Aug 7, 2026