$15.40
▼ $-0.09
(-0.58%)
Vol 22K
10
Quality Score
ok
Deep Check
1/5
fail
Rev ✗
NI ✓
>IPO ✗
Mkt Cap
$80.6M
P/E
14.4
ROE
5.5%
Margin
20.4%
D/E
10.48
Beta
0.32
Div Yield
2.00%
52W
$10–$15
Price Chart
Similar Stocks
Earnings
Beat rate: 0.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Mar 2024 | — | $0.34 | — |
| Mar 2023 | — | $0.33 | — |
| Dec 2022 | — | $0.35 | — |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $9.7M | $9.8M | $10.3M | $10.5M | $10.4M |
| Net Income | — | $1.7M | $1.8M | $155K | $1.9M | $2.1M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 5.9% | 5.9% | 5.9% | 5.9% | 5.5% | 5.5% |
| P/E (TTM) | 12.63 | 10.92 | 12.12 | 12.83 | 14.06 | 14.45 |
| Net Margin | — | 20.4% | 20.4% | 20.4% | 20.4% | 20.4% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 10.71 | 45.06 | 10.71 | 10.71 | 29.67 | 10.48 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.5%
P/S (TTM)
1.34
P/B
0.7
EPS (TTM)
$0.93
CF/Share
$1.63
Rev Growth 3Y
-1.9%
52W High
$14.79
52W Low
$10.30
$10.30
52-Week Range
$14.79
Financial Health
Free Cash Flow
$2.1M
Net Debt
-$62.6M
Cash
$73.5M
Total Debt
$10.9M
As of Dec 31, 2025
How does FUSB compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
FUSB valuation vs Banking peers
P/E ratio
14.5
▲
15%
above
peers
(12.6)
vs Peers
vs Industry
Fair value
P/S ratio
1.3
▼
42%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.7
▼
31%
below
peers
(1.1)
vs Peers
vs Industry
Undervalued
Div yield
2.0%
▼
33%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
FUSB profitability vs Banking peers
ROE
5.5%
▼
39%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
20.4%
▼
29%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.5%
▼
48%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
FUSB financial health vs Banking peers
D/E ratio
10.5
▼
24%
below
peers
(13.8)
vs Peers
vs Industry
Above avg
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.3
▼
54%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
FUSB fundamentals radar
FUSB
Peer median
Industry
FUSB profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
FUSB vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
MCPHEARSON JOHN LEE
Director · Feb 18
1500 shs
MCPHEARSON JOHN LEE
Director · Feb 18
1500 shs
DOZIER BEVERLY J
Officer · Feb 09
930 shs
MEIGS JACK W
Director · Feb 09
425 shs
MCPHEARSON JOHN LEE
Director · Feb 09
425 shs
MABOWITZ ERIC H
Officer · Feb 09
2800 shs
HOUSE JAMES F
Chief Executive Officer · Feb 09
6500 shs
MITCHELL WILLIAM C
Officer · Feb 09
3200 shs
ELLEY THOMAS S
Chief Financial Officer · Feb 09
3300 shs
MILLER AUBREY S
Director · Feb 09
1000 shs
Last 90 days
Top Holders
Top 5: 12.55%Gendell, Jeffrey L.
7.03%
$6.1M
Vanguard Group Inc
1.94%
$1.7M
Renaissance Technologies, L…
1.55%
$1.3M
Geode Capital Management, L…
1.04%
$905K
Pinnacle Holdings, LLC
0.99%
$859K
As of Dec 31, 2025
Dividends
$0.28
/ year
Mar 13, 2026
$0.0700
Dec 12, 2025
$0.0700
Sep 12, 2025
$0.0700
Jun 13, 2025
$0.0700
Mar 14, 2025
$0.0700
Dec 13, 2024
$0.0700
Sep 13, 2024
$0.0500
Jun 07, 2024
$0.0500
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