FNWB First Northwest Bancorp - Common Stock

NASDAQ · Banking · View on SEC EDGAR ↗
$9.60
Price · May 20, 2026
Fundamentals as of May 7, 2026

FNWB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$9.60
Market Cap
$89M
P/E (TTM)
-19.5
EPS (TTM)
$-0.48
Revenue (TTM)
Div Yield
1.5%
ROE
-2.7%
Debt/Equity
52W Range
$6 – $11

FNWB Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income
2-point trend, -23.1%
2019-12-31 2020-12-31
EPS $-0.48
9-point trend, -204.3%
2017-06-30 2025-12-31
Free Cash Flow
7-point trend, +9008.4%
2017-06-30 2023-12-31
Margins -6.1%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
FNWB
Peer Median
P/E (TTM)
5-point trend, -257.7%
-19.5
11.3
P/B
5-point trend, -46.5%
0.6
0.8

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
FNWB
Peer Median
Net Profit Margin
5-point trend, -129.2%
-6.1%
26.6%
ROA
5-point trend, -122.1%
-0.19%
0.38%
ROE
5-point trend, -133.4%
-2.7%
3.3%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
FNWB
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
FNWB
Peer Median
EPS YoY
5-point trend, -129.4%
-84.8%
Net Income YoY
5-point trend, -127.2%
-85.4%

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
FNWB
Peer Median
EPS (Diluted)
5-point trend, -129.4%
$-0.48

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
FNWB
Peer Median
Payout Ratio
5-point trend, -291.4%
-31.4%

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
1.5%
Payout Ratio
-31.4%
5Y Div CAGR
Ex-dateAmount
May 9, 2025$0.0700
Feb. 14, 2025$0.0700
Nov. 8, 2024$0.0700
Aug. 9, 2024$0.0700
May 9, 2024$0.0700
Feb. 8, 2024$0.0700
Nov. 9, 2023$0.0700
Aug. 10, 2023$0.0700
May 11, 2023$0.0700
Feb. 9, 2023$0.0700
Nov. 9, 2022$0.0700
Aug. 11, 2022$0.0700
May 12, 2022$0.0700
Feb. 10, 2022$0.0700
Nov. 10, 2021$0.0700
Aug. 12, 2021$0.0600
May 13, 2021$0.0600
Feb. 11, 2021$0.0600
Nov. 12, 2020$0.0600
Aug. 13, 2020$0.0500

FNWB Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 8 analysts
  • Strong Buy 2 25.0%
  • Buy 5 62.5%
  • Hold 1 12.5%
  • Sell 0 0.0%
  • Strong Sell 0 0.0%

12-Month Price Target

2 analysts · 2026-05-14
Median target $13.25 +38.0%
Mean target $13.25 +38.0%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
-0.21%
Period EPS Actual EPS Est Surprise
March 31, 2026 $0.00 $0.04 -0.03%
Dec. 31, 2025 $0.04 $0.18 -0.14%
Sept. 30, 2025 $0.09 $0.14 -0.05%
June 30, 2025 $0.42 $0.10 0.32%
March 31, 2025 $-1.03 $0.13 -1.2%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
FNWB $89M -19.5 -6.1% -2.7%
TFC $62.13B 12.9 53.0% 26.1% 8.2%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 11
Annual Income Statement data for FNWB
Metric Trend 2025202420232022202120202019
Revenue 2-point trend, -23.1% · · · · · $176.0K $229.0K
Interest Expense 5-point trend, +244.8% · · $39M $11M $5M $8M $11M
Interest Income 7-point trend, +117.0% $107M $112M $101M $80M $64M $52M $49M
Pretax Income 7-point trend, -149.0% $-5M $-8M $3M $16M $18M $13M $11M
Income Tax 7-point trend, -159.8% $-1M $-944.0K $549.0K $3M $3M $3M $2M
Net Income 7-point trend, -146.5% $-4M $-7M $2M $16M $15M $10M $9M
EPS (Basic) 7-point trend, -152.2% $-0.48 $-0.75 $0.26 $1.71 $1.63 $1.07 $0.92
EPS (Diluted) 7-point trend, -152.7% $-0.48 $-0.75 $0.26 $1.71 $1.63 $1.07 $0.91
Shares (Basic) 7-point trend, -10.7% 8,790,719 8,784,849 8,918,284 9,082,032 9,133,953 9,370,778 9,845,021
Shares (Diluted) 7-point trend, -11.4% 8,790,719 8,784,849 8,941,180 9,143,615 9,228,740 9,402,198 9,923,110
EBITDA 7-point trend, -4.0% $1M $1M $2M $2M $1M $1M $1M
Balance Sheet 13
Annual Balance Sheet data for FNWB
Metric Trend 2025202420232022202120202019
PP&E (Net) 7-point trend, -41.0% $8M $10M $18M $18M $20M $15M $14M
PP&E (Gross) 7-point trend, -23.8% $22M $24M $36M $35M $36M $30M $29M
Accum. Depreciation 7-point trend, -7.0% $14M $14M $18M $17M $16M $16M $15M
Total Assets 7-point trend, +61.2% $2.11B $2.23B $2.20B $2.04B $1.92B $1.65B $1.31B
Total Liabilities 7-point trend, +72.5% $1.95B $2.08B $2.04B $1.88B $1.73B $1.47B $1.13B
Long-term Debt 2-point trend, -2.6% · · · · · $110M $113M
Common Stock 7-point trend, -11.2% $95.0K $93.0K $96.0K $97.0K $100.0K $102.0K $107.0K
Paid-in Capital 7-point trend, -8.1% $94M $93M $96M $96M $96M $97M $102M
Retained Earnings 7-point trend, +6.4% $92M $97M $107M $114M $103M $93M $86M
AOCI 7-point trend, -1355.4% $-22M $-30M $-33M $-41M $288.0K $5M $-2M
Stockholders' Equity 7-point trend, -11.1% $157M $154M $163M $158M $191M $186M $177M
Liabilities + Equity 7-point trend, +61.2% $2.11B $2.23B $2.20B $2.04B $1.92B $1.65B $1.31B
Shares Outstanding 7-point trend, -11.8% 9,467,925 9,353,348 9,611,876 9,703,581 9,972,698 10,247,185 10,731,639
Cash Flow 16
Annual Cash Flow data for FNWB
Metric Trend 2025202420232022202120202019
D&A 7-point trend, -6.8% $1M $1M $2M $2M $1M $1M $1M
Stock-based Comp 7-point trend, -31.0% $733.0K $957.0K $1M $2M $2M $1M $1M
Deferred Tax 7-point trend, -743.5% $-2M $-1M $134.0K $-2M $63.0K $-1M $313.0K
Amort. of Intangibles 6-point trend, +20000.00 $20.0K $3.0K $3.0K $94.0K $5.0K $0 ·
Other Non-cash 7-point trend, -57.8% $1M $23M $12M $-2M $-4M $-39.0K $3M
Operating Cash Flow 7-point trend, -119.6% $-3M $17M $18M $16M $15M $13M $14M
CapEx 5-point trend, +268.8% · · $2M $3M $6M $2M $426.0K
Investing Cash Flow 7-point trend, +766.4% $133M $-87M $-84M $-238M $-137M $-316M $-20M
Stock Repurchased 7-point trend, -100.0% $0 $4M $1M $5M $6M $7M $8M
Net Stock Activity 7-point trend, +100.0% $0 $-4M $-1M $-5M $-6M $-7M $-8M
Dividends Paid 7-point trend, -6.8% $1M $3M $3M $3M $3M $2M $1M
Financing Cash Flow 7-point trend, -515.7% $-118M $19M $144M $141M $183M $319M $28M
Net Change in Cash 7-point trend, -43.5% $13M $-51M $78M $-80M $61M $16M $22M
Taxes Paid 7-point trend, -99.3% $12.0K $83.0K $2M $4M $4M $3M $2M
Free Cash Flow 5-point trend, +19.3% · · $16M $13M $9M $10M $14M
Levered FCF 5-point trend, -444.9% · · $-15M $4M $5M $4M $4M
Profitability 5
Annual Profitability data for FNWB
Metric Trend 2025202420232022202120202019
Net Margin 7-point trend, -130.3% -6.1% -9.6% 3.5% 19.5% 20.8% 5875.0% 20.1%
Pretax Margin 7-point trend, -131.9% -7.9% -11.0% 4.1% 20.4% 24.6% 7553.4% 24.7%
EBITDA Margin 7-point trend, -37.6% 1.8% 2.1% 2.5% 2.4% 1.9% 781.2% 2.9%
ROA 7-point trend, -127.1% -0.19% -0.30% 0.11% 0.79% 0.86% 0.70% 0.70%
ROE 7-point trend, -153.6% -2.7% -4.2% 1.4% 8.9% 8.2% 5.7% 5.1%
Efficiency 1
Annual Efficiency data for FNWB
Metric Trend 2025202420232022202120202019
Asset Turnover 7-point trend, -9.1% 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Per Share 6
Annual Per Share data for FNWB
Metric Trend 2025202420232022202120202019
Book Value / Share 7-point trend, +0.8% $16.61 $16.45 $16.99 $16.65 $19.15 $18.19 $16.48
Revenue / Share 7-point trend, +73.4% $7.84 $7.85 $7.32 $8.77 $8.01 $0.02 $4.52
Cash Flow / Share 7-point trend, -122.1% $-0.31 $1.92 $2.00 $1.74 $1.64 $1.26 $1.42
Dividend / Share · · · · · · $0
Dividend Paid / Share 6-point trend, +7.7% $0 $0 $0 · $0 $0 $0
EPS (TTM) 7-point trend, -152.7% $-0.48 $-0.75 $0.26 $1.71 $1.63 $1.07 $0.91
Growth Rates 5
Annual Growth Rates data for FNWB
Metric Trend 2025202420232022202120202019
EPS YoY 3-point trend, -262.0% · · -84.8% 4.9% 52.3% · ·
EPS CAGR 3Y · · -37.6% · · · ·
Net Income YoY 3-point trend, -273.9% · · -85.4% 1.5% 49.1% · ·
Net Income CAGR 3Y · · -39.5% · · · ·
Dividend CAGR 5Y -9.6% · · · · · ·
Valuation (TTM) 13
Annual Valuation (TTM) data for FNWB
Metric Trend 2025202420232022202120202019
Revenue TTM 2-point trend, -23.1% · · · · · $176.0K $229.0K
Net Income TTM 7-point trend, -146.5% $-4M $-7M $2M $16M $15M $10M $9M
Market Cap 7-point trend, -54.4% $89M $95M $153M $149M $201M $160M $195M
P/E 7-point trend, -198.1% -19.5 -13.6 61.3 9.0 12.4 14.6 19.9
P/S 2-point trend, +6.9% · · · · · 908.3 849.6
P/B 7-point trend, -48.7% 0.6 0.6 0.9 0.9 1.1 0.9 1.1
P / Tangible Book 6-point trend, -34.2% 0.6 0.6 0.9 0.9 1.1 0.9 ·
P / Cash Flow 7-point trend, -333.3% -32.2 5.7 8.6 9.4 13.3 13.5 13.8
P / FCF 5-point trend, -34.0% · · 9.4 11.5 22.1 16.0 14.2
Dividend Yield 7-point trend, +102.7% 1.5% 2.8% 1.8% 1.9% 1.3% 1.4% 0.73%
Earnings Yield 7-point trend, -202.0% -5.1% -7.3% 1.6% 11.1% 8.1% 6.9% 5.0%
Payout Ratio 7-point trend, -300.4% -31.4% -40.0% 118.1% 17.8% 16.4% 21.1% 15.7%
Annual Payout 7-point trend, -6.8% $1M $3M $3M $3M $3M $2M $1M

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-312022-12-312021-12-31
Net Income $-4M$-7M$2M$16M$15M
Diluted EPS $-0.48$-0.75$0.26$1.71$1.63
Cash Flow
2025-12-312024-12-312023-12-312022-12-312021-12-31
Free Cash Flow $16M$13M$9M

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