$76.78
▲ +$0.57
(+0.75%)
Vol 248K
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$3.6B
P/E
20.1
ROE
5.7%
Margin
34.7%
D/E
10.13
Beta
0.84
Div Yield
3.23%
52W
$52–$78
Wall Street Consensus
11 analysts · Apr 20263
Strong Buy
5
Buy
2
Hold
1
Sell
0
Strong Sell
72.7%
Buy Rating
Price Chart
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Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.69 | $1.70 | +$0.01 |
| Sep 2025 | $1.57 | $1.55 | $-0.02 |
| Jun 2025 | $1.23 | $1.25 | +$0.02 |
| Mar 2025 | $1.18 | $1.06 | $-0.12 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $174.9M | $176.1M | $179.8M | $243.7M | $245.4M |
| Net Income | — | $50.0M | $44.4M | $51.1M | $34.3M | $75.3M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 6.2% | 6.2% | 6.2% | 5.7% | 5.7% | 5.7% |
| P/E (TTM) | 14.22 | 17.63 | 18.16 | 18.65 | 20.22 | 20.12 |
| Net Margin | — | 34.7% | 34.7% | 34.7% | 34.7% | 34.7% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 11.67 | 11.67 | 11.67 | 10.13 | 10.13 | 10.13 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.9%
P/S (TTM)
3.24
P/B
0.9
EPS (TTM)
$4.10
CF/Share
$6.67
Rev Growth 3Y
+12.9%
52W High
$78.17
52W Low
$52.15
$52.15
52-Week Range
$78.17
Financial Health
Free Cash Flow
$75.5M
Net Debt
$53.9M
Cash
$771.9M
Total Debt
$825.8M
As of Dec 31, 2025
How does INDB compare to Banking peers?
Peer group: Mid-cap Banking ($2B+) · 74 companies
INDB valuation vs Banking peers
P/E ratio
20.1
▲
60%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
3.2
▲
37%
above
peers
(2.4)
vs Peers
vs Industry
Overvalued
P/B ratio
0.9
▼
23%
below
peers
(1.2)
vs Peers
vs Industry
Undervalued
Div yield
3.2%
▼
12%
below
peers
(3.7%)
vs Peers
vs Industry
In line
INDB profitability vs Banking peers
ROE
5.7%
▼
43%
below
peers
(9.9%)
vs Peers
vs Industry
Weak
Net margin
34.7%
▲
12%
above
peers
(30.9%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.9%
▼
21%
below
peers
(1.1%)
vs Peers
vs Industry
Weak
INDB financial health vs Banking peers
D/E ratio
10.1
▼
36%
below
peers
(15.7)
vs Peers
vs Industry
Low debt
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.8
▼
3%
below
peers
(0.9)
vs Peers
vs Industry
Less volatile
INDB fundamentals radar
INDB
Peer median
Industry
INDB profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
INDB vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
RUGGIERO MARK J
Chief Financial Officer · Mar 12
1706 shs
HARRIS MARIA S
Officer · Mar 12
784 shs
RIZZO JAMES T.
Officer · Mar 12
738 shs
O'MALLEY KATHRYN
Officer · Mar 12
692 shs
TENGEL JEFFREY J
Chief Executive Officer · Mar 12
4656 shs
NADEAU GERARD F
Director · Mar 12
1337 shs
POWLUS LEE C
Officer · Feb 27
504 shs
RUGGIERO MARK J
Officer · Feb 27
1049 shs
POWLUS LEE C
Officer · Feb 19
2350 shs
RUGGIERO MARK J
Officer · Feb 19
3300 shs
Last 90 days
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As of Dec 31, 2025
Dividends
$2.36
/ year
Dec 29, 2025
$0.5900
Sep 29, 2025
$0.5900
Jun 30, 2025
$0.5900
Mar 31, 2025
$0.5900
Dec 30, 2024
$0.5700
Sep 30, 2024
$0.5700
Jul 01, 2024
$0.5700
Mar 28, 2024
$0.5700
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