JFIN
NASDAQ
CN
Jiayin Group Inc. - American Depositary Shares
$4.19
▲ +$0.23
(+5.81%)
Vol 97K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$318.1M
P/E
1.4
ROE
47.4%
Margin
23.7%
D/E
0.00
Beta
0.81
Div Yield
22.16%
52W
$6–$19
Wall Street Consensus
7 analysts · Dec 20222
Strong Buy
4
Buy
1
Hold
0
Sell
0
Strong Sell
85.7%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 0.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2024 | — | $5.23 | — |
| Mar 2024 | — | $5.22 | — |
| Sep 2023 | — | $5.94 | — |
| Mar 2023 | — | $5.42 | — |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… |
|---|---|---|---|---|---|
| Revenue | $1.4B | $1.4B | $1.8B | $1.9B | $1.5B |
| Net Income | $269.6M | $275.5M | $539.5M | $519.1M | $376.5M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 47.4% | 42.7% | 47.4% | 47.4% | 47.4% | 47.4% |
| P/E (TTM) | 3.73 | 3.72 | 2.44 | 2.24 | 1.58 | 1.39 |
| Net Margin | — | 23.7% | 23.7% | 23.7% | 23.7% | 23.7% |
| Gross Margin | — | 63.2% | 63.2% | 63.2% | 63.2% | 63.2% |
| D/E Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Ratio | 1.87 | 1.97 | 1.87 | 1.87 | 1.87 | 1.87 |
Key Ratios
ROA (TTM)
26.4%
P/S (TTM)
0.41
P/B
0.8
EPS (TTM)
$7.55
Rev Growth 3Y
+61.4%
52W High
$19.23
52W Low
$5.78
$5.78
52-Week Range
$19.23
Financial Health
Net Debt
-$88.2M
Cash
$124.2M
Total Debt
$35.9M
As of Sep 30, 2025
How does JFIN compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
JFIN valuation vs Financial Services peers
P/E ratio
1.4
▼
89%
below
peers
(12.3)
vs Peers
vs Industry
Undervalued
P/S ratio
0.4
▼
88%
below
peers
(3.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.8
▼
53%
below
peers
(1.6)
vs Peers
vs Industry
Undervalued
Div yield
22.2%
▲
398%
above
peers
(4.5%)
vs Peers
vs Industry
Below avg
JFIN profitability vs Financial Services peers
ROE
47.4%
▲
287%
above
peers
(12.3%)
vs Peers
vs Industry
Top tier
Net margin
23.7%
▲
26%
above
peers
(18.9%)
vs Peers
vs Industry
Below avg
Gross margin
63.2%
▼
3%
below
peers
(65.1%)
vs Peers
vs Industry
Weak
ROA
26.4%
▲
819%
above
peers
(2.9%)
vs Peers
vs Industry
Top tier
JFIN financial health vs Financial Services peers
D/E ratio
0.0
▼
100%
below
peers
(103.6)
vs Peers
vs Industry
Low debt
Current ratio
1.9
▲
62%
above
peers
(1.2)
vs Peers
vs Industry
Below avg
Beta
0.8
▼
15%
below
peers
(1.0)
vs Peers
vs Industry
Less volatile
JFIN fundamentals radar
JFIN
Peer median
Industry
JFIN profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
JFIN vs peers: key metrics
Related Signals
Top Holders
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0.48%
$620K
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0.46%
$583K
Dimensional Fund Advisors LP
0.33%
$419K
Marshall Wace LLP
0.26%
$329K
Morgan Stanley
0.25%
$326K
As of Dec 31, 2025
Dividends
$2.10
/ year
Jul 14, 2025
$0.8000
Aug 27, 2024
$0.5000
Jan 18, 2024
$0.4000
Jul 27, 2023
$0.4000
Latest News
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