$35.16
▲ +$0.25
(+0.72%)
Vol 60K
Mkt Cap
$6.5B
P/E
5.5
ROE
12.0%
Margin
6.3%
Beta
1.22
Div Yield
5.16%
52W
$28–$47
Wall Street Consensus
19 analysts · Apr 20262
Strong Buy
6
Buy
9
Hold
1
Sell
1
Strong Sell
42.1%
Buy Rating
Price Chart
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Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.92 | $2.21 | +$0.29 |
| Sep 2025 | $1.88 | $2.04 | +$0.16 |
| Jun 2025 | $1.91 | $2.36 | +$0.45 |
| Mar 2025 | $1.55 | $1.60 | +$0.05 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $5.1B | $4.7B | $4.1B | $4.6B | $5.0B |
| Net Income | — | $1.7B | -$722.0M | $699.0M | $445.0M | $754.0M |
Key Ratios
ROA (TTM)
0.3%
P/S (TTM)
0.35
P/B
0.8
EPS (TTM)
$5.80
Rev Growth 3Y
-0.3%
52W High
$46.82
52W Low
$28.23
$28.23
52-Week Range
$46.82
Financial Health
Free Cash Flow
$233.0M
Net Debt
-$3.1B
Cash
$9.5B
Total Debt
$6.4B
As of Dec 31, 2025
How does LNC compare to Insurance peers?
Peer group: Peers · Insurance (Peers) · 10 companies
LNC valuation vs Insurance peers
P/E ratio
5.5
▼
55%
below
peers
(12.3)
vs Peers
vs Industry
Undervalued
P/S ratio
0.4
▼
63%
below
peers
(1.0)
vs Peers
vs Industry
Undervalued
P/B ratio
0.8
▼
55%
below
peers
(1.7)
vs Peers
vs Industry
Undervalued
Div yield
5.2%
▲
115%
above
peers
(2.4%)
vs Peers
vs Industry
Strong yield
LNC profitability vs Insurance peers
ROE
12.0%
▲
0%
above
peers
(12.0%)
vs Peers
vs Industry
In line
Net margin
6.3%
▼
1%
below
peers
(6.4%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.3%
▼
65%
below
peers
(0.8%)
vs Peers
vs Industry
Weak
LNC financial health vs Insurance peers
D/E ratio
—
▼
0%
below
peers
(33.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
In line
Beta
1.2
▲
49%
above
peers
(0.8)
vs Peers
vs Industry
More volatile
LNC fundamentals radar
LNC
Peer median
Industry
LNC profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
LNC vs peers: key metrics
Insider Activity
BearishBuys
13
$9783
Sells
3
$734040
CHARTERS JENNIFER
Chief Technology Officer · Mar 13
purchase
300 shs
WOODROFFE SEAN NIGEL
Officer · Mar 09
sale
8000 shs
WOODROFFE SEAN NIGEL
Officer · Mar 02
sale
10000 shs
REID JAMES WALTMAN
Officer · Feb 19
award
79968 shs
WOODROFFE SEAN NIGEL
Officer · Feb 19
award
75812 shs
RALLIS ANDREW
Officer · Feb 19
award
30549 shs
KROLL BRIAN
Officer · Feb 19
award
20574 shs
CHARTERS JENNIFER
Chief Technology Officer · Feb 19
award
18704 shs
MORRISS JOHN G.
Chief Investment Officer · Feb 19
award
13716 shs
ADHYA NILANJAN
Officer · Feb 19
award
19951 shs
Last 90 days
Insider Buy Returns
RYAN OWEN
Nov 12, 2025
$84340
-16.62%
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3.10%
$201.6M
As of Dec 31, 2025
Dividends
$1.80
/ year
Apr 10, 2026
$0.4500
Jan 12, 2026
$0.4500
Oct 10, 2025
$0.4500
Jul 10, 2025
$0.4500
Apr 10, 2025
$0.4500
Jan 10, 2025
$0.4500
Oct 10, 2024
$0.4500
Jul 10, 2024
$0.4500