LX logo
LX NASDAQ CN

LexinFintech Holdings Ltd. - American Depositary Shares

Financial Services · Financial Services Website · IPO Dec 2017
$2.25
▲ +$0.11 (+5.14%)
Vol 1.5M
10
Quality Score
ok
Deep Check
2/5 ok
Mkt Cap
$553.6M
P/E
2.4
ROE
14.7%
Margin
7.8%
D/E
42.02
Beta
0.77
Div Yield
9.39%
52W
$3–$12

Wall Street Consensus

14 analysts · Apr 2026
5
Strong Buy
7
Buy
2
Hold
0
Sell
0
Strong Sell
85.7%
Buy Rating

Price Chart

Earnings

Beat rate: 0.0%
Quarter EPS Est EPS Act Surprise
Sep 2025 $2.91
Jun 2025 $2.87
Mar 2025 $2.38
Dec 2024 $2.02

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 14.7% 12.5% 14.7% 14.7% 14.7% 14.7%
P/E (TTM) 5.25 5.69 4.06 3.58 2.39 2.40
Net Margin 7.8% 7.8% 7.8% 7.8% 7.8%
Gross Margin 35.4% 35.4% 35.4% 35.4% 35.4%
D/E Ratio 42.02 48.05 42.02 42.02 42.02 42.02
Current Ratio 1.89 1.85 1.89 1.89 1.89 1.89

Key Ratios

ROA (TTM)
7.2%
P/S (TTM)
0.27
P/B
0.6
EPS (TTM)
$4.57
Rev Growth 3Y
+7.7%
52W High
$11.64
52W Low
$3.07
$3.07 52-Week Range $11.64

How does LX compare to Financial Services peers?

Peer group: Small-cap Financial Services ($300M+) · 132 companies

LX valuation vs Financial Services peers

P/E ratio
2.4
81% below peers (12.3)
vs Peers
vs Industry
Undervalued
P/S ratio
0.3
92% below peers (3.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.6
62% below peers (1.6)
vs Peers
vs Industry
Undervalued
Div yield
9.4%
111% above peers (4.5%)
vs Peers
vs Industry
Below avg

LX profitability vs Financial Services peers

ROE
14.7%
20% above peers (12.3%)
vs Peers
vs Industry
Below avg
Net margin
7.8%
59% below peers (18.9%)
vs Peers
vs Industry
Weak
Gross margin
35.4%
46% below peers (65.1%)
vs Peers
vs Industry
Weak
ROA
7.2%
150% above peers (2.9%)
vs Peers
vs Industry
Top tier

LX financial health vs Financial Services peers

D/E ratio
42.0
59% below peers (103.6)
vs Peers
vs Industry
Above avg
Current ratio
1.9
64% above peers (1.2)
vs Peers
vs Industry
Below avg
Beta
0.8
19% below peers (1.0)
vs Peers
vs Industry
More volatile

LX fundamentals radar

LX Peer median Industry

LX profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

LX vs peers: key metrics