MCY logo
MCY NYSE US

Mercury General Corporation Common Stock

Financials · Insurance Website · IPO Nov 1985
$92.21
▼ $-1.89 (-2.01%)
Vol 167K
Mkt Cap
$5.1B
P/E
9.4
ROE
25.7%
Margin
9.0%
Beta
0.96
Div Yield
1.35%
52W
$49–$100

Wall Street Consensus

5 analysts · Apr 2026
2
Strong Buy
2
Buy
1
Hold
0
Sell
0
Strong Sell
80.0%
Buy Rating

Price Chart

Earnings

Beat rate: 100.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $2.59 $3.66 +$1.07
Sep 2025 $2.17 $3.86 +$1.69
Jun 2025 $1.67 $2.67 +$1.00
Mar 2025 $-3.28 $-2.29 +$0.99

Quarterly Revenue & Earnings

Quarter 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $1.4B $1.4B $1.5B $1.6B $1.5B
Net Income $101.1M -$108.3M $166.5M $280.4M $202.5M

Key Ratios

ROA (TTM)
5.8%
P/S (TTM)
0.85
P/B
2.2
EPS (TTM)
$9.77
CF/Share
$-0.54
Rev Growth 3Y
+18.0%
52W High
$100.06
52W Low
$48.79
$48.79 52-Week Range $100.06

Financial Health

Free Cash Flow
$273.9M
Net Debt
-$728.7M
Cash
$1.3B
Total Debt
$586.9M
As of Dec 31, 2025

How does MCY compare to Insurance peers?

Peer group: Peers · Insurance (Peers) · 10 companies

MCY valuation vs Insurance peers

P/E ratio
9.4
11% below peers (10.6)
vs Peers
vs Industry
Undervalued
P/S ratio
0.9
29% below peers (1.2)
vs Peers
vs Industry
Undervalued
P/B ratio
2.2
6% above peers (2.0)
vs Peers
vs Industry
Fair value
Div yield
1.4%
21% below peers (1.7%)
vs Peers
vs Industry
Below avg

MCY profitability vs Insurance peers

ROE
25.7%
20% above peers (21.4%)
vs Peers
vs Industry
Top tier
Net margin
9.0%
12% below peers (10.3%)
vs Peers
vs Industry
Weak
Gross margin
vs Peers
vs Industry
Weak
ROA
5.8%
18% above peers (5.0%)
vs Peers
vs Industry
Below avg

MCY financial health vs Insurance peers

D/E ratio
0% below peers (25.9)
vs Peers
vs Industry
Low debt
Current ratio
0.2
27% below peers (0.2)
vs Peers
vs Industry
Low liquidity
Beta
1.0
65% above peers (0.6)
vs Peers
vs Industry
More volatile

MCY fundamentals radar

MCY Peer median Industry

MCY profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

MCY vs peers: key metrics

Dividends

$1.27
/ year
Mar 12, 2026 $0.3180
Dec 10, 2025 $0.3180
Sep 11, 2025 $0.3180
Jun 12, 2025 $0.3180
Mar 13, 2025 $0.3180
Dec 12, 2024 $0.3180
Sep 12, 2024 $0.3180
Jun 13, 2024 $0.3180

Latest News

No related news yet