MSBI
NASDAQ
US
Midland States Bancorp, Inc. - Common Stock
$23.00
▲ +$0.16
(+0.70%)
Vol 91K
6
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$456.2M
ROE
-20.1%
Margin
28.7%
D/E
38.61
Beta
0.69
Div Yield
7.75%
52W
$14–$26
Wall Street Consensus
10 analysts · Apr 20260
Strong Buy
0
Buy
7
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
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Earnings
Beat rate: 0.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.70 | $0.53 | $-0.17 |
| Sep 2025 | $0.66 | $0.24 | $-0.42 |
| Jun 2025 | $0.64 | $0.44 | $-0.20 |
| Mar 2025 | $0.56 | $0.49 | $-0.07 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | -16.7% | -16.2% | -16.7% | -16.7% | -20.1% | -20.1% |
| P/E (TTM) | — | — | — | — | — | — |
| Net Margin | — | 28.7% | 28.7% | 28.7% | 28.7% | 28.7% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 24.04 | 29.63 | 24.04 | 24.04 | 38.61 | 38.61 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
-1.7%
P/S (TTM)
1.53
P/B
0.7
EPS (TTM)
$-5.61
CF/Share
$4.26
Rev Growth 3Y
+6.5%
52W High
$25.76
52W Low
$14.24
$14.24
52-Week Range
$25.76
How does MSBI compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
MSBI valuation vs Banking peers
P/E ratio
—
▼
0%
below
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
1.5
▼
34%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.7
▼
30%
below
peers
(1.1)
vs Peers
vs Industry
Undervalued
Div yield
7.8%
▲
159%
above
peers
(3.0%)
vs Peers
vs Industry
Strong yield
MSBI profitability vs Banking peers
ROE
-20.1%
▼
323%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
28.7%
▲
0%
above
peers
(28.6%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
-1.7%
▼
279%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
MSBI financial health vs Banking peers
D/E ratio
38.6
▲
179%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.7
▲
1%
above
peers
(0.7)
vs Peers
vs Industry
Less volatile
MSBI fundamentals radar
MSBI
Peer median
Industry
MSBI profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
MSBI vs peers: key metrics
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