NMIH
NASDAQ
US
NMI Holdings Inc - Common Stock
$37.54
▲ +$0.19
(+0.51%)
Vol 399K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$3.1B
P/E
8.2
ROE
16.1%
Margin
55.0%
D/E
16.56
Beta
0.66
52W
$32–$43
Wall Street Consensus
12 analysts · Apr 20263
Strong Buy
6
Buy
3
Hold
0
Sell
0
Strong Sell
75.0%
Buy Rating
Price Chart
Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.21 | $1.20 | $-0.01 |
| Sep 2025 | $1.23 | $1.21 | $-0.02 |
| Jun 2025 | $1.23 | $1.22 | $-0.01 |
| Mar 2025 | $1.12 | $1.28 | +$0.16 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 16.5% | 16.5% | 16.5% | 16.5% | 16.1% | 16.1% |
| P/E (TTM) | 8.73 | 8.05 | 7.71 | 7.48 | 7.72 | 8.23 |
| Net Margin | 55.3% | 55.6% | 55.6% | 55.6% | 55.0% | 55.0% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 17.19 | 17.19 | 17.19 | 17.19 | 16.56 | 16.56 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
10.8%
P/S (TTM)
4.53
P/B
1.3
EPS (TTM)
$4.78
CF/Share
$3.83
Rev Growth 3Y
+10.3%
52W High
$43.20
52W Low
$31.90
$31.90
52-Week Range
$43.20
How does NMIH compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
NMIH valuation vs Financial Services peers
P/E ratio
8.2
▼
33%
below
peers
(12.3)
vs Peers
vs Industry
Undervalued
P/S ratio
4.5
▲
39%
above
peers
(3.3)
vs Peers
vs Industry
Pricier
P/B ratio
1.3
▼
19%
below
peers
(1.6)
vs Peers
vs Industry
Pricier
Div yield
—
▼
0%
below
peers
(4.5%)
vs Peers
vs Industry
In line
NMIH profitability vs Financial Services peers
ROE
16.1%
▲
31%
above
peers
(12.3%)
vs Peers
vs Industry
Below avg
Net margin
55.0%
▲
192%
above
peers
(18.9%)
vs Peers
vs Industry
Top tier
Gross margin
—
▼
0%
below
peers
(65.1%)
vs Peers
vs Industry
Top tier
ROA
10.8%
▲
276%
above
peers
(2.9%)
vs Peers
vs Industry
Top tier
NMIH financial health vs Financial Services peers
D/E ratio
16.6
▼
84%
below
peers
(103.6)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(1.2)
vs Peers
vs Industry
Strong liquidity
Beta
0.7
▼
30%
below
peers
(1.0)
vs Peers
vs Industry
More volatile
NMIH fundamentals radar
NMIH
Peer median
Industry
NMIH profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
NMIH vs peers: key metrics
Latest AI Opinion
Grok
BUY
Price action shows a recent dip from highs around $41.50 in late December 2025 and early January 2026 down to the current $37.11, which is near the lows of the past few weeks and above prior support levels around $35-36 …
Mar 24, 2026Latest News
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