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NP NYSE US

Neptune Insurance Holdings Inc. Class A Common Stock

Financials · Insurance Website · IPO Oct 2025
$24.73
▼ $-0.15 (-0.60%)
Vol 184K
Mkt Cap
$3.4B
ROE
-2.9%
Margin
-2.5%
Beta
-0.14
Div Yield
5.68%
52W
$15–$33

Wall Street Consensus

20 analysts · Apr 2026
3
Strong Buy
12
Buy
5
Hold
0
Sell
0
Strong Sell
75.0%
Buy Rating

Price Chart

Earnings

Beat rate: 0.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.10 $0.10 $0.00

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-1…
Revenue $33.8M $31.5M $44.4M $43.8M
Net Income $12.1M $11.6M $11.5M $4.3M

Key Ratios

P/S (TTM)
0.52
P/B
1.8
EPS (TTM)
$-1.65
CF/Share
$1.02
Rev Growth 3Y
-0.2%
52W High
$33.23
52W Low
$14.78
$14.78 52-Week Range $33.23

Financial Health

Free Cash Flow
$11.7M
Net Debt
$232.0M
Cash
$8.0M
Total Debt
$240.0M
As of Dec 31, 2025

How does NP compare to Insurance peers?

Peer group: Peers · Insurance (Peers) · 10 companies

NP valuation vs Insurance peers

P/E ratio
0% below peers (11.2)
vs Peers
vs Industry
Overvalued
P/S ratio
0.5
70% below peers (1.7)
vs Peers
vs Industry
Undervalued
P/B ratio
1.8
30% below peers (2.6)
vs Peers
vs Industry
Undervalued
Div yield
5.7%
365% above peers (1.2%)
vs Peers
vs Industry
Below avg

NP profitability vs Insurance peers

ROE
-2.9%
113% below peers (22.3%)
vs Peers
vs Industry
Weak
Net margin
-2.5%
122% below peers (11.7%)
vs Peers
vs Industry
Weak
Gross margin
14.9%
0% above peers (14.9%)
vs Peers
vs Industry
Weak
ROA
0% below peers (6.7%)
vs Peers
vs Industry
Top tier

NP financial health vs Insurance peers

D/E ratio
0% below peers (8.1)
vs Peers
vs Industry
In line
Current ratio
1.0
314% above peers (0.2)
vs Peers
vs Industry
Below avg
Beta
-0.1
133% below peers (0.4)
vs Peers
vs Industry
More volatile

NP fundamentals radar

NP Peer median Industry

NP profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

NP vs peers: key metrics

Insider Activity

Bullish
Buys
2
$1429760
Sells
0
BURGESS TREVOR R
Chief Executive Officer · Mar 13
purchase
50000 shs
VOSTRIZANSKY MICHAEL WARREN
Director · Feb 20
purchase
23000 shs
Last 90 days

Insider Buy Returns

BURGESS TREVOR R
Mar 13, 2026
$935345 +32.18%
VOSTRIZANSKY MICHAEL WARREN
Feb 20, 2026
$494415 +15.02%
BURGESS TREVOR R
Oct 02, 2025
$1422500 -13.08%
STEINER JAMES
Oct 02, 2025
$3386972 -13.08%
CARLON JONATHAN WINANT
Oct 02, 2025
$142250 -13.08%

Top Holders

Top 5: 52.09%
Ftv Management Company, L.P…
23.60%
$552.7M
Bregal Sagemount IV General…
20.62%
$483.0M
T. Rowe Price Investment Ma…
4.83%
$113.2M
Vanguard Group Inc
1.70%
$39.9M
Alliancebernstein L.P.
1.34%
$31.5M
As of Dec 31, 2025