MCY Mercury General Corporation Common Stock
NYSE · Insurance · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 4, 2026
$102.27
· of 52w range
· above low
· to high
$74.2952w low
$113.0652w high
Market Cap (MRQ)
$5.66B
P/E (TTM)
6.0
EPS (TTM)
$16.92
Revenue (TTM)
$6.34B
your badges
52W Range
$74–$113
Analyst Rating
STRONG BUY
Price Target
$120
P/E
6.0
ROE
39.0%
Net Profit Margin
14.8%
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MCY Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$102.27
Market Cap (MRQ)
$5.66B
P/E (TTM)
6.0
EPS (TTM)
$16.92
Revenue (TTM)
$6.34B
Div Yield
1.2%
ROE (TTM)
39.0%
52W Range
$74–$113
MCY Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| Oct. 10, 1997 | 2-for-1 | Forward |
| Sept. 14, 1992 | 2-for-1 | Forward |
About Mercury General Corporation Common Stock Company overview from Wikipedia
Mercury General Corporation is a multiple-line insurance organization that offers personal automobiles, homeowners, renters, and business insurance. Mercury's primary focus is automobiles and homeowners' insurance.
Founded in 1961 and located in Los Angeles, Mercury has assets of over $4 billion, employs 4,500 people and more than 8,000 independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia.
History
Mercury was founded by George Joseph, who flew 50 World War II missions as a navigator before graduating from Harvard on the G.I. Bill in 1949. Joseph then spent more than a decade in the insurance industry before founding Mercury Insurance in 1961 as a low-cost alternative to larger insurance companies.
Mercury's California expansion began in 1964 with the opening of its first Orange County office. Two years later, the company spread into the San Fernando Valley and also began operations in San Diego. Mercury offices opened in Northern California by 1968. Mercury wrote $1 million in premiums every month by 1970 and sold its first homeowners policy in 1972. The newly created Mercury Insurance Company wrote its first auto policy in 1977.
In 1989, Mercury began expansion outside of California, opening offices in Georgia and Illinois. The company insured more than 1 million vehicles in California by 1998. This led to further expansion to Florida in 1998, New York in 2001, and Virginia in 2001.
Awards
Forbes listed Mercury Insurance on its "100 Most Trustworthy Companies" in 2012 "America’s 50 Most Trusted Financial Companies" in 2014, 2015 and 2016. It has been rated "Excellent" by insurance industry rating agencies AM Best and Fitch. Mercury Insurance was named one of "America’s Best Midsize Employers" by Forbes in 2017.
Products
Mercury provides personal auto insurance from collision, uninsured or underinsured motorist, and roadside assistance. The homeowners insurance includes the structure and belongings coverage. It may provide additional living expenses if policyholders are forced to vacate their homes due to a covered loss or peril. Its umbrella insurance is additional liability protection for personal auto and/or homeowners in the event losses exceed the underlying policy's liability limits.
The dwelling fire insurance is a policy for landlords to protect rental properties. Its extended warranty coverage, also known as mechanical protection, is Mercury's mechanical protection, which pays for covered vehicle repairs after the vehicle manufacturer's warranty expires.
Driver safety program
Mercury Insurance created the Drive Safe Challenge in 2016, promoting teen driver safety. It began as a collaboration between Mercury Insurance, the Anaheim Ducks and the California Highway Patrol in Anaheim, and has since expanded to Florida through a partnership with the Tampa Bay Lightning and Tampa Police Department. Mercury has also developed a free online extension that includes interactive tools and quizzes.
Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗
sectorFinancials
industryInsurance
employees4,380
countryUS
10-Year Performance Revenue, net income, margins and EPS trends
Revenue$5.99B2016-12-31 → 2025-12-31
EPS$9.772016-12-31 → 2025-12-31
Free Cash Flow$1.03B2016-12-31 → 2025-12-31
Net margin14.8%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | MCY | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 6.05Y avg ≈9.4 | ≈9.4 | 10.2 | Undervalued | |
| P/S (TTM) | 0.95Y avg ≈0.6 | ≈0.6 | 1.2 | Undervalued | |
| P/B (MRQ) | 2.05Y avg ≈1.6 | ≈1.6 | 1.8 | Fair value | |
| Price / FCF (TTM) | 4.55Y avg ≈5.2 | ≈5.2 | · | · | |
| Price / Cash Flow (TTM) | 4.35Y avg ≈4.8 | ≈4.8 | 7.6 | Undervalued | |
| Price / Tangible Book (MRQ) | 2.05Y avg ≈1.6 | ≈1.6 | · | · | |
| PEG Ratio | ≈0.8 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | MCY | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 1.2%5Y avg ≈1.7% | ≈1.7% | 1.3% | In line | |
| Pretax Margin (TTM) | 18.3%5Y avg ≈2.6% | ≈2.6% | 18.6% | In line | |
| Net Profit Margin (TTM) | 14.8%5Y avg ≈2.4% | ≈2.4% | 14.8% | In line | |
| ROA (TTM) | 9.5%5Y avg ≈1.9% | ≈1.9% | 6.5% | In line | |
| ROE (TTM) | 39.0%5Y avg ≈6.8% | ≈6.8% | 22.6% | In line |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | MCY | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 9.4%5Y avg ≈10.3% | ≈10.3% | · | · | |
| Revenue CAGR 3Y | 18.0%5Y avg ≈12.0% | ≈12.0% | · | · | |
| Revenue CAGR 5Y | 9.6% | · | · | · | |
| EPS YoY | 15.6%5Y avg ≈122.5% | ≈122.5% | · | · | |
| Net Income YoY | 15.6%5Y avg ≈122.5% | ≈122.5% | · | · | |
| EPS CAGR 3Y | 23.5% | · | · | · | |
| EPS CAGR 5Y | 7.6% | · | · | · | |
| Net Income CAGR 3Y | 23.6% | · | · | · | |
| Net Income CAGR 5Y | 7.6% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | MCY | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.75Y avg ≈0.6 | ≈0.6 | 0.4 | Top tier | |
| Revenue / Employee | ≈$1.4M | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield1.2%
Payout Ratio13.0%
Annualized Payout≈$1.27
5Y Div CAGR≈-12.8%
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Sep 10, 2026 | $0.32 | USD | ≈1.2% |
| Jun 11, 2026 | $0.32 | USD | ≈1.3% |
| Mar 12, 2026 | $0.32 | USD | ≈1.5% |
| Dec 10, 2025 | $0.32 | USD | ≈1.4% |
| Sep 11, 2025 | $0.32 | USD | ≈1.6% |
| Jun 12, 2025 | $0.32 | USD | ≈2.0% |
| Mar 13, 2025 | $0.32 | USD | ≈2.3% |
| Dec 12, 2024 | $0.32 | USD | ≈1.8% |
| Sep 12, 2024 | $0.32 | USD | ≈2.2% |
| Jun 13, 2024 | $0.32 | USD | ≈2.5% |
| Mar 12, 2024 | $0.32 | USD | ≈2.7% |
| Dec 13, 2023 | $0.32 | USD | ≈3.2% |
| Sep 13, 2023 | $0.32 | USD | ≈4.4% |
| Jun 14, 2023 | $0.32 | USD | ≈6.5% |
| Mar 14, 2023 | $0.32 | USD | ≈7.3% |
| Dec 14, 2022 | $0.32 | USD | ≈5.5% |
| Sep 14, 2022 | $0.32 | USD | ≈6.5% |
| Jun 15, 2022 | $0.64 | USD | ≈5.6% |
| Mar 15, 2022 | $0.64 | USD | ≈4.9% |
| Dec 15, 2021 | $0.64 | USD | ≈4.8% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
51.5%
Next Report
Nov 02, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 27, 2026 | $3.52 | $2.55 | 38.0% |
| March 31, 2026 | $3.50 | $2.17 | 61.2% | |
| Dec. 31, 2025 | $3.66 | $2.59 | 41.6% | |
| Sept. 30, 2025 | $3.86 | $2.17 | 77.8% | |
| June 30, 2025 | $2.67 | $1.67 | 60.2% | |
| March 31, 2025 | $-2.29 | $-3.28 | 30.2% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.99B | $5.48B | $4.63B | $3.64B | $3.99B | $3.78B | $3.97B | $3.38B | $3.42B | $3.23B | $3.01B | $3.01B | |
| Cost of Revenue | $15M | $13M | $11M | $11M | $13M | $12M | $10M | $10M | $10M | · | · | · | |
| Interest Expense | · | · | $24M | $17M | $17M | $17M | $17M | $17M | $15M | $4M | $3M | $3M | |
| Interest Income | $329M | $280M | $235M | $168M | $130M | $135M | $141M | $136M | $125M | $122M | $126M | $126M | |
| Pretax Income | $664M | $575M | $99M | $-671M | $299M | $459M | $378M | $-31M | $167M | $71M | $71M | $247M | |
| Income Tax | $123M | $107M | $3M | $-158M | $51M | $84M | $58M | $-25M | $22M | $-2M | $-4M | $69M | |
| Net Income | $541M | $468M | $96M | $-513M | $248M | $375M | $320M | $-6M | $145M | $73M | $74M | $178M | |
| EPS (Basic) | $9.77 | $8.45 | $1.74 | $-9.26 | $4.48 | $6.77 | $5.78 | $-0.10 | $2.62 | $1.32 | $1.35 | $3.23 | |
| EPS (Diluted) | $9.77 | $8.45 | $1.74 | $-9.26 | $4.48 | $6.77 | $5.78 | $-0.10 | $2.62 | $1.32 | $1.35 | $3.23 | |
| Shares (Basic) | 55,389,000 | 55,373,000 | 55,371,000 | 55,371,000 | 55,368,000 | 55,358,000 | 55,351,000 | 55,335,000 | 55,316,000 | 55,249,000 | 55,157,000 | 55,008,000 | |
| Shares (Diluted) | 55,389,000 | 55,377,000 | 55,371,000 | 55,371,000 | 55,374,000 | 55,358,000 | 55,360,000 | 55,335,000 | 55,327,000 | 55,302,000 | 55,209,000 | 55,020,000 | |
| EBITDA | $75M | $73M | $72M | $82M | $79M | $68M | $65M | $59M | $55M | $26M | $26M | $28M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.32B | $720M | $551M | $290M | $336M | $348M | $294M | $314M | $291M | $220M | $264M | $290M | |
| Short-term Investments | · | · | · | · | · | $376M | $494M | $253M | $303M | $376M | $185M | $373M | |
| PP&E (Net) | $147M | $138M | $151M | $171M | $191M | $179M | $169M | $153M | $145M | $156M | $157M | $159M | |
| PP&E (Gross) | $493M | $460M | $454M | $489M | $500M | $465M | $481M | $512M | $486M | $475M | $456M | $436M | |
| Accum. Depreciation | $346M | $321M | $303M | $318M | $309M | $286M | $312M | $359M | $341M | $319M | $299M | $277M | |
| Goodwill | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | |
| Intangibles | $7M | $8M | $8M | $9M | $10M | $11M | $11M | $16M | $21M | $26M | $32M | $36M | |
| Total Assets | $9.56B | $8.31B | $7.10B | $6.51B | $6.77B | $6.33B | $5.89B | $5.43B | $5.10B | $4.79B | $4.63B | $4.60B | |
| Deferred Tax | · | · | · | $0 | $54M | $41M | $28M | $0 | $23M | $0 | · | · | |
| Total Liabilities | $7.14B | $6.36B | $5.56B | $4.99B | $4.63B | $4.30B | $4.09B | $3.82B | $3.34B | $3.04B | $2.81B | $2.72B | |
| Long-term Debt | $575M | $575M | $575M | $400M | $375M | $375M | $375M | $375M | $375M | · | · | · | |
| Common Stock | $100M | $100M | $99M | $99M | $99M | $99M | $99M | $98M | $98M | $96M | $91M | $89M | |
| Paid-in Capital | · | · | · | · | · | · | · | · | · | · | $9M | $4M | |
| Retained Earnings | $2.32B | $1.85B | $1.45B | $1.42B | $2.04B | $1.93B | $1.70B | $1.52B | $1.66B | $1.66B | $1.72B | $1.78B | |
| Stockholders' Equity | $2.42B | $1.95B | $1.55B | $1.52B | $2.14B | $2.03B | $1.80B | $1.62B | $1.76B | $1.75B | $1.82B | $1.88B | |
| Liabilities + Equity | $9.56B | $8.31B | $7.10B | $6.51B | $6.77B | $6.33B | $5.89B | $5.43B | $5.10B | $4.79B | $4.63B | $4.60B | |
| Shares Outstanding | 55,389,000 | 55,389,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,358,000 | 55,358,000 | 55,340,000 | 55,332,000 | 55,289,000 | 55,164,000 | 55,121,000 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $75M | $73M | $72M | $82M | $79M | $68M | $65M | $59M | $55M | $53M | $48M | $28M | |
| Stock-based Comp | · | · | · | · | $141.0K | $142.0K | $123.0K | $145.0K | $60.0K | $142.0K | $142.0K | $4M | |
| Deferred Tax | $15M | $-13M | $10M | $-96M | $12M | $13M | $41M | $-41M | $10M | $-22M | $-27M | $21M | |
| Amort. of Intangibles | $900.0K | $900.0K | $900.0K | $1M | $1M | $1M | $5M | $6M | $5M | $6M | $6M | $6M | |
| Other Non-cash | $456M | $509M | $275M | $879M | $162M | $149M | $93M | $371M | $131M | $210M | $111M | $16M | |
| Operating Cash Flow | $1.09B | $1.04B | $453M | $353M | $502M | $606M | $520M | $383M | $341M | $292M | $190M | $247M | |
| CapEx | $58M | $46M | $37M | $36M | $41M | $40M | $40M | $28M | $19M | $17M | $20M | $26M | |
| Investing Cash Flow | $-420M | $-797M | $-295M | $-316M | $-374M | $-411M | $-401M | $-222M | $-186M | $-227M | $-82M | $-194M | |
| Dividends Paid | $70M | $70M | $70M | $105M | $140M | $140M | $139M | $138M | $138M | $137M | $136M | $135M | |
| Financing Cash Flow | $-72M | $-71M | $104M | $-82M | $-141M | $-140M | $-138M | $-138M | $-85M | $-109M | $-134M | $-29M | |
| Net Change in Cash | · | · | · | · | · | · | $-20M | $23M | $71M | $-44M | $-26M | $23M | |
| Taxes Paid | $97M | $95M | $-58M | $-27M | $69M | $53M | $-15M | $-11M | $25M | $-183.0K | · | · | |
| Free Cash Flow | $1.03B | $991M | $416M | $317M | $460M | $566M | $480M | $355M | $322M | $270M | $170M | $220M | |
| Levered FCF | · | · | $393M | $304M | $446M | $552M | $465M | $352M | $309M | $266M | $167M | $219M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 9.0% | 8.6% | 2.1% | -14.1% | 6.2% | 9.9% | 8.1% | -0.17% | 4.2% | 2.3% | 2.5% | 5.9% | |
| Pretax Margin | 11.1% | 10.5% | 2.1% | -18.4% | 7.5% | 12.1% | 9.5% | -0.91% | 4.9% | 2.2% | 2.3% | 8.2% | |
| EBITDA Margin | 1.2% | 1.3% | 1.6% | 2.3% | 2.0% | 1.8% | 1.6% | 1.7% | 1.6% | 0.82% | 0.88% | 0.93% | |
| ROA | 6.1% | 6.1% | 1.4% | -7.7% | 3.8% | 6.1% | 5.7% | -0.11% | 2.9% | 1.6% | 1.6% | 4.0% | |
| ROE | 24.8% | 24.6% | 6.6% | -33.4% | 11.6% | 19.1% | 17.8% | -0.34% | 8.2% | 4.1% | 4.0% | 9.6% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.7 | 0.7 | 0.7 | 0.5 | 0.6 | 0.6 | 0.7 | 0.6 | 0.7 | 0.7 | 0.7 | 0.7 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $43.64 | $35.14 | $27.96 | $27.49 | $38.65 | $36.72 | $32.51 | $29.23 | $31.83 | $31.70 | $33.01 | $34.02 | |
| Revenue / Share | $108.19 | $98.88 | $83.61 | $65.79 | $72.12 | $68.36 | $71.76 | $61.08 | $61.74 | $58.36 | $54.51 | $54.74 | |
| Cash Flow / Share | $19.63 | $18.73 | $8.18 | $6.37 | $9.06 | $10.94 | $9.39 | $6.93 | $6.17 | $5.20 | $3.45 | $4.48 | |
| Cash / Share | $23.75 | $13.00 | $9.95 | $5.23 | $6.06 | $6.29 | $5.32 | $5.68 | $5.27 | $3.98 | $4.79 | $5.26 | |
| Dividend / Share | $1.27 | $1.27 | $1.27 | $1.91 | · | · | · | · | · | · | · | · | |
| Dividend Paid / Share | · | · | $1.27 | $1.91 | $2.53 | $2.52 | $2.51 | $2.50 | $2.49 | $2.48 | $2.47 | $2.46 | |
| EPS (TTM) | $9.77 | $8.45 | $1.74 | $-9.26 | $4.48 | $6.77 | $5.78 | $-0.10 | $2.62 | $1.32 | $1.35 | $3.23 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 9.4% | 18.3% | 27.1% | -8.8% | 5.5% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 18.0% | 11.1% | 7.0% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 9.6% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 15.6% | 385.6% | · | · | -33.8% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | · | 23.5% | -36.4% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 7.6% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 15.6% | 385.8% | · | · | -33.8% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | · | 23.6% | -36.4% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 7.6% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | -12.8% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $5.99B | $5.48B | $4.63B | $3.64B | $3.99B | $3.78B | $3.97B | $3.38B | $3.42B | $3.23B | $3.01B | $3.01B | |
| Net Income TTM | $541M | $468M | $96M | $-513M | $248M | $375M | $320M | $-6M | $145M | $73M | $74M | $178M | |
| Market Cap | $5.21B | $3.68B | $2.07B | $1.89B | $2.94B | $2.89B | $2.70B | $2.86B | $2.96B | $3.33B | $2.57B | $3.12B | |
| P/E | 9.6 | 7.9 | 21.4 | -3.7 | 11.8 | 7.7 | 8.4 | -517.1 | 20.4 | 45.6 | 34.5 | 17.5 | |
| P/S | 0.9 | 0.7 | 0.4 | 0.5 | 0.7 | 0.8 | 0.7 | 0.8 | 0.9 | 1.0 | 0.9 | 1.0 | |
| P/B | 2.2 | 1.9 | 1.3 | 1.2 | 1.4 | 1.4 | 1.5 | 1.8 | 1.7 | 1.9 | 1.4 | 1.7 | |
| P / Tangible Book | 2.2 | 1.9 | 1.4 | 1.3 | 1.4 | 1.5 | · | · | · | · | · | · | |
| P / Cash Flow | 4.8 | 3.6 | 4.6 | 5.4 | 5.9 | 4.8 | 5.2 | 7.5 | 8.7 | 11.6 | 13.5 | 12.7 | |
| P / FCF | 5.1 | 3.7 | 5.0 | 6.0 | 6.4 | 5.1 | 5.6 | 8.1 | 9.2 | 12.3 | 15.1 | 14.2 | |
| Dividend Yield | 1.4% | 1.9% | 3.4% | 5.6% | 4.8% | 4.8% | 5.2% | 4.8% | 4.7% | 4.1% | 5.3% | 4.3% | |
| Earnings Yield | 10.4% | 12.7% | 4.7% | -27.1% | 8.4% | 13.0% | 11.9% | -0.19% | 4.9% | 2.2% | 2.9% | 5.7% | |
| Payout Ratio | 13.0% | 15.0% | 73.0% | -20.6% | 56.6% | 37.3% | 43.5% | -2417.6% | 95.2% | 187.8% | 183.1% | 76.1% | |
| Annual Payout | $70M | $70M | $70M | $105M | $140M | $140M | $139M | $138M | $138M | $137M | $136M | $135M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.68B | $1.54B | $1.54B | $1.58B | $1.48B | $1.39B | $1.37B | $1.53B | $1.30B | $1.27B | $1.07B | $1.08B | $1.11B | $900M | $786M | $805M | |
| Cost of Revenue | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $3M | $3M | $3M | $3M | $3M | $3M | $2M | $3M | $3M | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $8M | $6M | $6M | $5M | $4M | $4M | $4M | |
| Interest Income | $90M | $86M | $84M | $84M | $79M | $81M | $73M | $73M | $69M | $65M | $61M | $58M | $52M | $45M | $39M | $35M | |
| Pretax Income | $327M | $236M | $249M | $350M | $207M | $-142M | $123M | $287M | $75M | $89M | $-15M | $-61M | $-62M | $-129M | $-271M | $-253M | |
| Income Tax | $64M | $45M | $46M | $70M | $40M | $-34M | $22M | $56M | $13M | $16M | $-7M | $-20M | $-17M | $-31M | $-61M | $-56M | |
| Net Income | $264M | $190M | $203M | $280M | $166M | $-108M | $101M | $231M | $63M | $73M | $-8M | $-42M | $-45M | $-98M | $-211M | $-197M | |
| EPS (Basic) | $4.76 | $3.44 | $3.66 | $5.06 | $3.01 | $-1.96 | $1.82 | $4.17 | $1.13 | $1.33 | $-0.15 | $-0.75 | $-0.82 | $-1.78 | $-3.80 | $-3.56 | |
| EPS (Diluted) | $4.76 | $3.44 | $3.66 | $5.06 | $3.01 | $-1.96 | $1.82 | $4.17 | $1.13 | $1.33 | $-0.15 | $-0.75 | $-0.82 | $-1.78 | $-3.80 | $-3.56 | |
| Shares (Basic) | 55,389,000 | 55,389,000 | · | 55,389,000 | 55,389,000 | 55,389,000 | · | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | |
| Shares (Diluted) | 55,389,000 | 55,389,000 | · | 55,389,000 | 55,389,000 | 55,389,000 | · | 55,376,000 | 55,375,000 | 55,372,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | |
| EBITDA | · | $20M | · | · | · | $17M | · | · | · | $17M | · | · | $17M | · | · | $22M |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.70B | $1.35B | $1.32B | $1.25B | $1.12B | $1.28B | $720M | $616M | $609M | $530M | $454M | $358M | $270M | $336M | $290M | $296M | |
| PP&E (Net) | $151M | $151M | $147M | $147M | $146M | $142M | $138M | $136M | $134M | $152M | $149M | $160M | $159M | $190M | $190M | $191M | |
| PP&E (Gross) | · | · | $493M | · | · | · | $460M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | $376M | $360M | $346M | $332M | $319M | $332M | $321M | $311M | $303M | $331M | $315M | $307M | $324M | $325M | $318M | $316M | |
| Goodwill | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | $43M | |
| Intangibles | $6M | $7M | $7M | $7M | $7M | $7M | $8M | $8M | $8M | $8M | $9M | $9M | $9M | $9M | $10M | $10M | |
| Total Assets | $10.54B | $9.87B | $9.56B | $9.37B | $9.08B | $9.03B | $8.31B | $8.15B | $7.73B | $7.40B | $6.92B | $6.69B | $6.59B | $6.45B | $6.50B | $6.67B | |
| Deferred Tax | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | $0 | $8M | |
| Total Liabilities | $7.71B | $7.28B | $7.14B | $7.14B | $7.11B | $7.21B | $6.36B | $6.29B | $6.08B | $5.79B | $5.55B | $5.29B | $5.13B | $4.91B | $4.84B | $4.76B | |
| Long-term Debt | $944M | · | $575M | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | $100M | $100M | $100M | $100M | $100M | $100M | $100M | $99M | $99M | $99M | $99M | $99M | $99M | $99M | $99M | $99M | |
| Retained Earnings | $2.74B | $2.49B | $2.32B | $2.13B | $1.87B | $1.72B | $1.85B | $1.76B | $1.55B | $1.51B | $1.28B | $1.30B | $1.36B | $1.45B | $1.56B | $1.81B | |
| Stockholders' Equity | $2.84B | $2.59B | $2.42B | $2.23B | $1.97B | $1.82B | $1.95B | $1.86B | $1.65B | $1.60B | $1.37B | $1.40B | $1.46B | $1.55B | $1.66B | $1.91B | |
| Liabilities + Equity | $10.54B | $9.87B | $9.56B | $9.37B | $9.08B | $9.03B | $8.31B | $8.15B | $7.73B | $7.40B | $6.92B | $6.69B | $6.59B | $6.45B | $6.50B | $6.67B | |
| Shares Outstanding | 55,389,000 | 55,389,000 | 55,389,000 | 55,389,000 | 55,389,000 | 55,389,000 | 55,389,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 | 55,371,000 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $21M | $20M | $21M | $19M | $18M | $17M | $20M | $19M | $17M | $17M | $18M | $19M | $17M | $19M | $23M | $22M | |
| Stock-based Comp | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | $0 | $15.0K | |
| Amort. of Intangibles | $200.0K | $200.0K | $300.0K | $200.0K | $200.0K | $200.0K | $300.0K | $200.0K | $200.0K | $200.0K | $200.0K | $200.0K | $200.0K | $300.0K | $300.0K | $300.0K | |
| Other Non-cash | · | $115M | · | · | · | $22M | · | · | · | $102M | · | · | $46M | · | · | $281M | |
| Operating Cash Flow | $218M | $326M | $288M | $496M | $372M | $-69M | $248M | $318M | $278M | $193M | $122M | $87M | $18M | $90M | $88M | $107M | |
| CapEx | $16M | $17M | $14M | $17M | $14M | $13M | $12M | $12M | $12M | $10M | $8M | $10M | $9M | $9M | $9M | $8M | |
| Investing Cash Flow | $-219M | $-272M | $-207M | $-349M | $-516M | $652M | $-127M | $-294M | $-181M | $-195M | $-133M | $18M | $-70M | $-26M | $-59M | $-110M | |
| Financing Cash Flow | $351M | $-18M | $-18M | $-18M | $-18M | $-18M | $-17M | $-18M | $-18M | $-19M | $107M | $-18M | $32M | $-18M | $-35M | $-36M | |
| Taxes Paid | $130M | $5.0K | $100M | $62.0K | $341.0K | $-3M | $51M | $19M | $21M | $3M | $1.0K | $-65.0K | $0 | $4.0K | $147.0K | $28.0K | |
| Free Cash Flow | · | $309M | · | · | · | $-82M | · | · | · | $182M | · | · | $9M | · | · | $98M | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $176M | · | · | $6M | · | · | $95M |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 15.7% | 12.4% | · | 17.7% | 11.3% | -7.8% | · | 15.1% | 4.8% | 5.8% | -0.77% | -3.8% | -4.1% | -10.9% | -26.8% | -24.4% | |
| Pretax Margin | 19.5% | 15.3% | · | 22.1% | 14.0% | -10.2% | · | 18.8% | 5.8% | 7.0% | -1.4% | -5.7% | -5.6% | -14.3% | -34.5% | -31.4% | |
| EBITDA Margin | · | 1.3% | · | · | · | 1.2% | · | · | · | 1.4% | · | · | 1.6% | · | · | 2.8% | |
| ROA | 2.7% | 2.0% | · | 3.2% | 2.0% | -1.3% | · | 3.1% | 0.87% | 1.1% | -0.12% | -0.63% | -0.68% | -1.5% | -3.2% | -3.0% | |
| ROE | 11.0% | 8.6% | · | 13.7% | 9.2% | -6.3% | · | 14.3% | 4.1% | 4.8% | -0.56% | -2.7% | -2.7% | -5.3% | -11.0% | -9.8% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.2 | 0.2 | · | 0.2 | 0.2 | 0.2 | · | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $51.20 | $46.76 | · | $40.30 | $35.56 | $32.87 | · | $33.63 | $29.78 | $28.97 | $24.82 | $25.29 | $26.35 | $27.93 | $30.02 | $34.46 | |
| Revenue / Share | $30.36 | $27.80 | · | $28.61 | $26.68 | $25.17 | · | $27.64 | $23.57 | $23.01 | $19.24 | $19.56 | $19.98 | $16.26 | $14.19 | $14.55 | |
| Cash Flow / Share | · | $5.88 | · | · | · | $-1.24 | · | · | · | $3.48 | · | · | $0.33 | · | · | $1.92 | |
| Cash / Share | $30.71 | $24.39 | · | $22.61 | $20.26 | $23.20 | · | $11.13 | $11.00 | $9.57 | $8.20 | $6.46 | $4.88 | $6.07 | $5.24 | $5.34 | |
| Dividend / Share | $0.32 | $0.32 | $0.32 | $0.32 | $0.32 | $0.32 | $0.32 | $0.32 | $0.32 | $0.32 | $0.32 | $0.32 | $0.32 | $0.32 | $0.64 | $0.64 | |
| EPS (TTM) | $16.92 | $15.17 | · | $7.93 | $7.04 | $5.16 | · | $10.09 | $5.77 | $3.89 | $-1.84 | $-3.47 | $-6.52 | $-8.58 | $-6.78 | $-1.01 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $6.34B | $6.14B | · | $5.82B | $5.77B | $5.60B | · | $5.48B | $5.02B | $4.80B | $4.41B | $4.24B | $3.94B | $3.54B | $3.57B | $3.81B | |
| Net Income TTM | $937M | $840M | · | $440M | $390M | $286M | · | $558M | $319M | $215M | $-102M | $-192M | $-361M | $-475M | $-376M | $-56M | |
| Market Cap | $5.91B | $4.88B | · | $4.70B | $3.73B | $3.10B | · | $3.49B | $2.94B | $2.86B | $1.55B | $1.68B | $1.76B | $1.57B | $2.45B | $3.05B | |
| P/E | 6.3 | 5.8 | · | 10.7 | 9.6 | 10.8 | · | 6.2 | 9.2 | 13.3 | -15.2 | -8.7 | -4.9 | -3.3 | -6.5 | -54.5 | |
| P/S | 0.9 | 0.8 | · | 0.8 | 0.6 | 0.6 | · | 0.6 | 0.6 | 0.6 | 0.4 | 0.4 | 0.4 | 0.4 | 0.7 | 0.8 | |
| P/B | 2.1 | 1.9 | · | 2.1 | 1.9 | 1.7 | · | 1.9 | 1.8 | 1.8 | 1.1 | 1.2 | 1.2 | 1.0 | 1.5 | 1.6 | |
| P / Tangible Book | 2.1 | 1.9 | · | 2.2 | 1.9 | 1.7 | · | 1.9 | 1.8 | 1.8 | 1.2 | 1.2 | 1.2 | 1.1 | 1.5 | 1.6 | |
| P / Cash Flow | · | 15.0 | · | · | · | -45.1 | · | · | · | 14.8 | · | · | 96.7 | · | · | 28.6 | |
| Dividend Yield | 2.4% | 2.9% | · | 3.0% | 3.7% | 4.5% | · | 4.0% | 4.7% | 4.9% | 9.0% | 8.3% | 7.9% | 8.8% | 5.7% | 4.6% | |
| Earnings Yield | 15.9% | 17.2% | · | 9.3% | 10.4% | 9.2% | · | 16.0% | 10.9% | 7.5% | -6.6% | -11.5% | -20.5% | -30.2% | -15.3% | -1.8% | |
| Annual Payout | $139M | $139M | · | $139M | $139M | $139M | · | $139M | $139M | $139M | $139M | $139M | $139M | $139M | $139M | $139M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $5.99B | $5.48B | $4.63B | $3.64B | $3.99B |
| Net Income | $541M | $468M | $96M | $-513M | $248M |
| Diluted EPS | $9.77 | $8.45 | $1.74 | $-9.26 | $4.48 |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $1.03B | $991M | $416M | $317M | $460M |
Institutional owners (13F) 366 filers · $3.1B total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
366
Value held
$3.1B
New positions
71
Exited positions
28
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 71 (+15 vs prior Q) | 28 (-18 vs prior Q) | 147 (+26 vs prior Q) | 76 (-2 vs prior Q) | +471K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $479,604,077 | 4,498,256 | 15.45% | Shares |
| VANGUARD GROUP INC | $291,138,369 | 3,095,241 | 9.38% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $230,638,047 | 2,163,143 | 7.43% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $189,937,773 | 1,781,446 | 6.12% | Shares |
| Rubric Capital Management LP | $164,348,333 | 1,541,440 | 5.29% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $131,425,676 | 1,232,655 | 4.23% | Shares |
| STATE STREET CORP | $123,675,148 | 1,159,962 | 3.98% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $102,499,623 | 961,217 | 3.30% | Shares |
| AMERICAN CENTURY COMPANIES INC | $102,406,883 | 960,484 | 3.30% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $83,342,935 | 781,682 | 2.68% | Shares |
| Invesco Ltd. | $68,901,789 | 646,237 | 2.22% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $61,400,006 | 575,877 | 1.98% | Shares |
| DG Capital Management, LLC | $51,461,529 | 482,663 | 1.66% | Shares |
| MORGAN STANLEY | $42,722,403 | 400,696 | 1.38% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $37,558,174 | 352,262 | 1.21% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $36,671,063 | 343,942 | 1.18% | Shares |
| DG Capital Management, LLC | $35,600,418 | 333,900 | 1.15% | Call option |
| NORTHERN TRUST CORP | $31,032,178 | 291,054 | 1.00% | Shares |
| Nuveen, LLC | $28,196,299 | 264,456 | 0.91% | Shares |
| Bank of New York Mellon Corp | $26,294,604 | 246,620 | 0.85% | Shares |
| WESTWOOD HOLDINGS GROUP INC | $24,999,297 | 234,471 | 0.81% | Shares |
| UBS Group AG | $24,167,022 | 226,665 | 0.78% | Shares |
| TWO SIGMA INVESTMENTS, LP | $22,446,282 | 210,526 | 0.72% | Shares |
| JPMORGAN CHASE & CO | $21,964,529 | 203,742 | 0.71% | Shares |
| ALGERT GLOBAL LLC | $21,732,355 | 203,830 | 0.70% | Shares |
| GOLDMAN SACHS GROUP INC | $21,397,227 | 200,687 | 0.69% | Shares |
| PRINCIPAL FINANCIAL GROUP INC | $19,586,733 | 183,706 | 0.63% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $19,287,665 | 180,901 | 0.62% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $19,059,178 | 178,758 | 0.61% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $17,696,681 | 165,979 | 0.57% | Shares |
| PANAGORA ASSET MANAGEMENT INC | $16,206,986 | 152,007 | 0.52% | Shares |
| FEDERATED HERMES, INC. | $16,077,123 | 150,789 | 0.52% | Shares |
| Allianz Asset Management GmbH | $13,899,943 | 130,369 | 0.45% | Shares |
| SEI INVESTMENTS CO | $13,785,754 | 129,298 | 0.44% | Shares |
| TWO SIGMA ADVISERS, LP | $13,187,212 | 140,200 | 0.42% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $13,127,161 | 123,121 | 0.42% | Shares |
| Baird Financial Group, Inc. | $12,243,601 | 114,834 | 0.39% | Shares |
| RAYMOND JAMES FINANCIAL INC | $11,915,293 | 111,755 | 0.38% | Shares |
| Russell Investments Group, Ltd. | $11,826,125 | 110,918 | 0.38% | Shares |
| HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND | $11,610,705 | 108,898 | 0.37% | Shares |
| Public Sector Pension Investment Board | $11,514,427 | 107,995 | 0.37% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $10,262,602 | 96,254 | 0.33% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $10,160,886 | 95,300 | 0.33% | Call option |
| O'SHAUGHNESSY ASSET MANAGEMENT, LLC | $9,904,145 | 92,892 | 0.32% | Shares |
| NORGES BANK | $9,499,842 | 89,100 | 0.31% | Shares |
| PEAK6 LLC | $9,361,023 | 87,798 | 0.30% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $9,229,667 | 86,566 | 0.30% | Shares |
| FRANKLIN RESOURCES INC | $9,067,712 | 85,047 | 0.29% | Shares |
| Candriam S.C.A. | $9,058,774 | 85,045 | 0.29% | Shares |
| DENALI ADVISORS LLC | $8,693,262 | 81,535 | 0.28% | Shares |
Activists & 5%+ owners 1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Vicky Wai Yee Joseph | Sept. 30, 2026 | 35.30% | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 40 insiders · 32 officers · 9 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Mark Allan Ribisi | President and Chief Executive Officer of AIS Management LLC | Feb. 21, 2026 A | 625 | 0 | 0 | $0 |
| Gabriel Tirador | President & CEO | Feb. 21, 2026 A | 48,887 | 0 | 0 | $0 |
| Victor George Joseph | President & COO | Feb. 21, 2026 A | 15,025 | 0 | 0 | $0 |
| Barnaby Joel Nardella | Chief Claims Officer | April 20, 2026 A | · | 0 | 0 | $0 |
| Charles Toney | VP - Actuary | April 20, 2026 A | 13,783 | 0 | 0 | $0 |
| Jenny Dickinson Chan | VP/Chief HR Officer | Feb. 21, 2026 A | · | 0 | 0 | $0 |
| Nicholas Vincent Colby | VP/Chief Sales Officer | Feb. 21, 2026 A | 0 | 0 | 0 | $0 |
| Ximeng Simon Zhang | VP and Chief Data & Analytics Officer | Feb. 21, 2026 A | 1,500 | 0 | 0 | $0 |
| Wei Pang | VP/Chief Technology Officer | Feb. 21, 2026 A | 0 | 0 | 0 | $0 |
| Katelyn Marie Gibbs | VP/Chief Experience Officer | Feb. 21, 2026 A | 0 | 0 | 0 | $0 |
| Kelly Lynn Butler | VP and Chief Underwriting Officer | Feb. 21, 2026 A | 0 | 0 | 0 | $0 |
| Jeffrey Michael Schroeder | VP/Chief Product Officer | Feb. 21, 2026 A | 873 | 0 | 0 | $0 |
| Erik Dahl Thompson | VP/Chief Marketing Officer | Feb. 21, 2026 A | 0 | 0 | 0 | $0 |
| Randall R Petro | VP/Chief Claims Officer | Feb. 21, 2026 M | 0 | 0 | 0 | $0 |
| Christopher Graves | VP and Chief Investment Officer | Feb. 21, 2026 A | 5,400 | 0 | 0 | $0 |
| Heidi C. Sullivan | VP/Chief Human Capital Officer | Dec. 3, 2024 S | 0 | 0 | 0 | $0 |
| George Joseph | Chairman of the Board | Feb. 23, 2023 J | 0 | 0 | 0 | $0 |
| Judy A Walters | Vice President/Corp Secty | Oct. 20, 2021 G | 3,200 | 0 | 0 | $0 |
| Brandt Minnich | VP/Marketing | May 11, 2020 P | 2,632 | 0 | 0 | $0 |
| Allan Lubitz | Senior VP-IT | July 30, 2018 M | 14,540 | 0 | 0 | $0 |
| Robert Houlihan | Vice President - Product Mgmt | Feb. 7, 2018 A | 9,032 | 0 | 0 | $0 |
| Kenneth G Kitzmiller | VP - Underwriting | Feb. 22, 2016 F | 9,645 | 0 | 0 | $0 |
| Douglas S Menges | Senior VP/Chief Claims Officer | Dec. 6, 2013 P | 11,000 | 0 | 0 | $0 |
| John Sutton | Vice President | May 15, 2013 S | 0 | 0 | 0 | $0 |
| Bruce E Norman | Senior Vice President | March 12, 2009 P | 21,158 | 0 | 0 | $0 |
| Ronald Deep | Vice President | Nov. 2, 2007 A | · | 0 | 0 | $0 |
| Richard Mccathron | Vice President | May 29, 2007 S | 190 | 0 | 0 | $0 |
| Randy Farner | Vice President | May 4, 2007 A | · | 0 | 0 | $0 |
| Peter Simon | Vice President | Feb. 15, 2007 M | 0 | 0 | 0 | $0 |
| Ken Vanwagner | Vice President | Oct. 28, 2005 A | · | 0 | 0 | $0 |
| Joanna Y Moore | Claims - Vice President | Oct. 28, 2005 A | 530 | 0 | 0 | $0 |
| Maria Fitzpatrick | VP/Chief Information Officer | Oct. 29, 2004 A | 17,385 | 0 | 0 | $0 |
| George Gwyer Braunegg | Director | Dec. 10, 2025 P | 3,053 | 1 | 0 | $49,912 |
| Joshua Eric Little | Director | Aug. 28, 2023 P | 3,250 | 0 | 0 | $0 |
| Mike Curtius | Director | Nov. 8, 2018 G | 17,544 | 0 | 0 | $0 |
| Donald Spuehler | Director | May 12, 2010 P | 3,200 | 0 | 0 | $0 |
| Donald P Newell | Director | March 12, 2009 P | 12,700 | 0 | 0 | $0 |
| Bruce Bunner | Director | Sept. 5, 2007 S | 500 | 0 | 0 | $0 |
| Theodore R Stalick | · | Feb. 21, 2026 A | 4,343 | 0 | 0 | $0 |
| Abby Hosseini | · | June 11, 2020 P | 667 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 84 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| ENZL · iShares Trust | 4.31% | 862,080 SH | Sept. 11, 2026 | Daily |
| KBWP · Invesco Exchange-Traded Fund Trust … | 1.56% | 43,187 SH | Oct. 1, 2026 | Daily |
| OSCV · ETF Series Solutions | 1.28% | 84,605 NS | July 31, 2026 | N-PORT |
| PFI · Invesco Exchange-Traded Fund Trust | 1.03% | 5,702 SH | Oct. 2, 2026 | Daily |
| PBD · Invesco Exchange-Traded Fund Trust … | 1.01% | 298,863 SH | Oct. 2, 2026 | Daily |
| RZG · Invesco Exchange-Traded Fund Trust | 0.99% | 11,839 SH | Oct. 2, 2026 | Daily |
| XSHQ · Invesco Exchange-Traded Fund Trust … | 0.89% | 25,664 SH | Oct. 2, 2026 | Daily |
| VAMO · Cambria ETF Trust | 0.87% | 8,866 NS | July 31, 2026 | N-PORT |
| XSVM · Invesco Exchange-Traded Fund Trust | 0.85% | 49,482 SH | Oct. 2, 2026 | Daily |
| ROSC · Lattice Strategies Trust | 0.81% | 4,651 NS | July 31, 2026 | N-PORT |
| XSLV · Invesco Exchange-Traded Fund Trust … | 0.80% | 18,522 SH | Oct. 2, 2026 | Daily |
| FNK · First Trust Exchange-Traded AlphaDE… | 0.71% | 15,195 NS | July 31, 2026 | N-PORT |
| PSCF · Invesco Exchange-Traded Fund Trust … | 0.63% | 1,712 SH | Oct. 2, 2026 | Daily |
| XSMO · Invesco Exchange-Traded Fund Trust | 0.60% | 171,251 SH | Oct. 2, 2026 | Daily |
| ESSC · Strategy Shares | 0.54% | 1,830 NS | July 31, 2026 | N-PORT |
| IDLV · Invesco Exchange-Traded Fund Trust … | 0.52% | 420,118 SH | Oct. 2, 2026 | Daily |
| RWJ · Invesco Exchange-Traded Fund Trust … | 0.41% | 79,615 SH | Oct. 2, 2026 | Daily |
| EBIT · Harbor ETF Trust | 0.39% | 437 NS | July 31, 2026 | N-PORT |
| DWAS · Invesco Exchange-Traded Fund Trust … | 0.38% | 15,375 SH | Oct. 2, 2026 | Daily |
| FNX · First Trust Exchange-Traded AlphaDE… | 0.38% | 48,302 NS | July 31, 2026 | N-PORT |
| VIOG · VANGUARD ADMIRAL FUNDS | 0.31% | 31,645 SH | Aug. 19, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.31% | 8,119 SH | Oct. 2, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.27% | 358,139 NS | July 31, 2026 | N-PORT |
| IPKW · Invesco Exchange-Traded Fund Trust … | 0.26% | 358,736 SH | Oct. 2, 2026 | Daily |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.21% | 3,360 NS | July 31, 2026 | N-PORT |
| QVMS · Invesco Exchange-Traded Fund Trust … | 0.17% | 4,051 SH | Oct. 2, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.17% | 21,613 SH | Aug. 19, 2026 | Daily |
| VFMF · VANGUARD WELLINGTON FUND | 0.16% | 10,755 SH | Aug. 19, 2026 | Daily |
| VIOO · VANGUARD ADMIRAL FUNDS | 0.15% | 92,941 SH | Aug. 19, 2026 | Daily |
| FSMD · FIDELITY COVINGTON TRUST | 0.13% | 31,418 NS | July 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.13% | 183,153 NS | July 31, 2026 | N-PORT |
| BKSE · BNY Mellon ETF Trust | 0.12% | 994 NS | July 31, 2026 | N-PORT |
| VFQY · VANGUARD WELLINGTON FUND | 0.12% | 5,179 SH | Aug. 19, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.12% | 31,818 SH | Oct. 2, 2026 | Daily |
| BBSC · J.P. Morgan Exchange-Traded Fund Tr… | 0.10% | 6,731 NS | July 31, 2026 | N-PORT |
| SMDX · Tidal Trust III | 0.10% | 1,242 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.10% | 724,027 SH | Sept. 11, 2026 | Daily |
| RSSL · Global X Funds | 0.09% | 13,067 NS | July 31, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.09% | 157,067 SH | Aug. 19, 2026 | Daily |
| SCZ · iShares Trust | 0.07% | 2,428,816 SH | Sept. 11, 2026 | Daily |
| VBR · VANGUARD INDEX FUNDS | 0.06% | 403,029 SH | Aug. 19, 2026 | Daily |
| WSML · iShares Trust | 0.05% | 44,814 SH | Sept. 11, 2026 | Daily |
| ISCG · iShares Trust | 0.05% | 4,500 SH | Sept. 11, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.04% | 2,063 NS | July 31, 2026 | N-PORT |
| VB · VANGUARD INDEX FUNDS | 0.04% | 635,010 SH | Aug. 19, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.03% | 7,320 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.03% | 305,178 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.03% | 45,084 SH | Aug. 19, 2026 | Daily |
| DFUV · Dimensional ETF Trust | 0.03% | 40,779 NS | July 31, 2026 | N-PORT |
| IPAC · iShares Trust | 0.03% | 198,474 SH | Sept. 11, 2026 | Daily |
| PDN · Invesco Exchange-Traded Fund Trust … | 0.03% | 23,309 SH | Oct. 2, 2026 | Daily |
| DFAC · Dimensional ETF Trust | 0.03% | 113,385 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.02% | 5,158 NS | July 31, 2026 | N-PORT |
| TILT · FlexShares Trust | 0.02% | 4,108 NS | July 31, 2026 | N-PORT |
| VPL · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.02% | 711,829 SH | Aug. 19, 2026 | Daily |
| VTWG · VANGUARD SCOTTSDALE FUNDS | 0.02% | 2,656 SH | Aug. 19, 2026 | Daily |
| IWO · iShares Trust | 0.02% | 25,471 SH | Sept. 11, 2026 | Daily |
| DCOR · Dimensional ETF Trust | 0.02% | 5,682 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.01% | 14,207 NS | July 31, 2026 | N-PORT |
| IEFA · iShares Trust | 0.01% | 5,242,111 SH | Sept. 11, 2026 | Daily |
| IMFL · Invesco Exchange-Traded Self-Indexe… | 0.01% | 28,090 SH | Oct. 2, 2026 | Daily |
| IDEV · iShares Trust | 0.01% | 853,440 SH | Sept. 11, 2026 | Daily |
| VXUS · VANGUARD STAR FUNDS | 0.01% | 9,715,348 SH | Aug. 19, 2026 | Daily |
| VEU · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.01% | 1,563,431 SH | Aug. 19, 2026 | Daily |
| VEA · VANGUARD TAX-MANAGED FUNDS | 0.01% | 6,544,530 SH | Aug. 19, 2026 | Daily |
| VYM · VANGUARD WHITEHALL FUNDS | 0.01% | 106,938 SH | Aug. 19, 2026 | Daily |
| VYMI · VANGUARD WHITEHALL FUNDS | 0.01% | 780,438 SH | Aug. 19, 2026 | Daily |
| VSGX · VANGUARD WORLD FUND | 0.01% | 124,891 SH | Aug. 19, 2026 | Daily |
| IXUS · iShares Trust | 0.01% | 1,235,861 SH | Sept. 11, 2026 | Daily |
| DFUS · Dimensional ETF Trust | 0.00% | 9,592 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 35,433 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 7,237 SH | Sept. 11, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 878,493 SH | Aug. 19, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.00% | 538,837 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 2,191 SH | Aug. 19, 2026 | Daily |
| IJR · iShares Trust | · | 1,622,706 SH | Sept. 10, 2026 | Daily |
| IJT · iShares Trust | · | 251,526 SH | Sept. 9, 2026 | Daily |
| IWN · iShares Trust | · | 237,498 SH | Sept. 11, 2026 | Daily |
| IAK · iShares Trust | · | 14,181 SH | Sept. 11, 2026 | Daily |
| XJR · iShares Trust | · | 3,671 SH | Aug. 31, 2026 | Daily |
| SVAL · iShares Trust | · | 6,264 SH | Sept. 3, 2026 | Daily |
| ISCB · iShares Trust | · | 1,124 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 2,604 SH | Sept. 11, 2026 | Daily |
| SMLF · iShares Trust | · | 36,558 SH | Sept. 11, 2026 | Daily |
MCY Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 6 analysts
BUY
Median target
$120.00
+17.3%
2 33.3%
Strong Buy
2 33.3%
Buy
2 33.3%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
1 analysts · 2026-09-28Mean target $120.00 +17.3%
Low$120.00
Mean$120.00
High$120.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| MCY | $5.21B | 9.6 | 9.4% | 9.0% | 24.8% | · |
| ERIE | · | · | 7.2% | 13.8% | 25.0% | · |
| ORI | · | 12.3 | 11.0% | 10.2% | 16.2% | · |
| THG | · | 10.1 | 5.7% | 10.1% | 20.7% | · |
| KNSL | $9.05B | 18.1 | 18.0% | 26.9% | 27.4% | · |
| FAF | $6.27B | 10.2 | 21.6% | 8.3% | 11.9% | · |
| WTM | $5.15B | 4.8 | 66.8% | 29.6% | 22.3% | · |
| RLI | $5.88B | 14.6 | 6.3% | 21.4% | 23.0% | · |
| SIGI | $5.03B | 11.2 | 9.8% | 8.7% | 13.9% | · |
| NP | · | -112.2 | 33.7% | 23.4% | -9.9% | · |
| LMND | $5.40B | -31.8 | 40.2% | -22.4% | -31.2% | · |
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Source: SEC 10-Q filed Aug 4, 2026