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OPRT NASDAQ US

Oportun Financial Corporation - common stock

Financial Services · Financial Services Website · IPO Sep 2019
$4.61
▲ +$0.04 (+0.88%)
Vol 439K
8
Quality Score
fail
Mkt Cap
$233.4M
P/E
7.6
ROE
8.3%
Margin
7.5%
D/E
711.34
Beta
1.22
52W
$3–$9

Wall Street Consensus

13 analysts · Apr 2026
5
Strong Buy
5
Buy
3
Hold
0
Sell
0
Strong Sell
76.9%
Buy Rating

Price Chart

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Earnings

Beat rate: 100.0%
Next Report May 06, 2026
EPS Estimate: $0.17
Quarter EPS Est EPS Act Surprise
Mar 2026 $0.17 — —
Dec 2025 $0.24 $0.27 +$0.03
Sep 2025 $0.27 $0.39 +$0.12
Jun 2025 $0.23 $0.31 +$0.08

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) -1.3% -1.3% -1.3% -1.3% 8.3% 8.3%
P/E (TTM) — — — — 7.41 7.63
Net Margin 6.6% -1.2% -1.2% -1.2% 7.5% 7.5%
Gross Margin — — — — — —
D/E Ratio 731.01 731.01 731.01 731.01 711.34 711.34
Current Ratio 1.58 1.58 1.58 1.58 1.72 1.72

Key Ratios

ROA (TTM)
1.0%
P/S (TTM)
0.57
P/B
0.4
EPS (TTM)
$0.66
Rev Growth 3Y
-17.8%
52W High
$9.25
52W Low
$3.45
$3.45 52-Week Range $9.25

How does OPRT compare to Financial Services peers?

Peer group: Micro-cap Financial Services (All) · 234 companies

OPRT ACT ACTG AFRM AGMH

OPRT valuation vs Financial Services peers

P/E ratio
7.6
▼ 34% below peers (11.6)
vs Peers
vs Industry
Undervalued
P/S ratio
0.6
▼ 81% below peers (3.0)
vs Peers
vs Industry
Undervalued
P/B ratio
0.4
▼ 70% below peers (1.3)
vs Peers
vs Industry
Undervalued
Div yield
—
▼ 0% below peers (6.0%)
vs Peers
vs Industry
In line

OPRT profitability vs Financial Services peers

ROE
8.3%
▼ 2% below peers (8.4%)
vs Peers
vs Industry
In line
Net margin
7.5%
▼ 17% below peers (9.0%)
vs Peers
vs Industry
Below avg
Gross margin
—
▼ 0% below peers (54.9%)
vs Peers
vs Industry
Top tier
ROA
1.0%
▼ 55% below peers (2.1%)
vs Peers
vs Industry
Weak

OPRT financial health vs Financial Services peers

D/E ratio
711.3
▲ 724% above peers (86.3)
vs Peers
vs Industry
High debt
Current ratio
1.7
▲ 41% above peers (1.2)
vs Peers
vs Industry
Below avg
Beta
1.2
▲ 43% above peers (0.9)
vs Peers
vs Industry
More volatile

OPRT fundamentals radar

OPRT Peer median Industry

OPRT profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

OPRT vs peers: key metrics

Latest News

Oportun Financial Highlights 2025 Profit Gains, Details 2026 Credit and Funding Plan …
Yahoo Finance · Mar 23