ORRF
NASDAQ
US
Orrstown Financial Services, Inc. - Common Stock
$36.47
▲ +$0.18
(+0.50%)
Vol 120K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$690.6M
P/E
9.5
ROE
13.5%
Margin
28.6%
D/E
12.15
Beta
0.83
Div Yield
3.05%
52W
$26–$38
Wall Street Consensus
10 analysts · Apr 20262
Strong Buy
7
Buy
1
Hold
0
Sell
0
Strong Sell
90.0%
Buy Rating
Price Chart
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Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.08 | $1.11 | +$0.03 |
| Sep 2025 | $1.07 | $1.13 | +$0.06 |
| Jun 2025 | $1.00 | $1.04 | +$0.04 |
| Mar 2025 | $0.94 | $1.00 | +$0.06 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 8.2% | 8.2% | 8.2% | 13.5% | 13.5% | 13.5% |
| P/E (TTM) | 14.35 | 15.06 | 15.18 | 8.88 | 9.69 | 9.45 |
| Net Margin | — | 28.6% | 28.6% | 28.6% | 28.6% | 28.6% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 18.06 | 18.06 | 18.06 | 12.15 | 12.15 | 12.15 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.3%
P/S (TTM)
1.90
P/B
1.4
EPS (TTM)
$3.78
CF/Share
$4.00
Rev Growth 3Y
+5.3%
52W High
$38.38
52W Low
$25.57
$25.57
52-Week Range
$38.38
How does ORRF compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
ORRF valuation vs Banking peers
P/E ratio
9.5
▼
25%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
1.9
▼
18%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.4
▲
31%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
3.1%
▲
2%
above
peers
(3.0%)
vs Peers
vs Industry
In line
ORRF profitability vs Banking peers
ROE
13.5%
▲
50%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
28.6%
▼
0%
below
peers
(28.6%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.3%
▲
41%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
ORRF financial health vs Banking peers
D/E ratio
12.2
▼
12%
below
peers
(13.8)
vs Peers
vs Industry
In line
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.8
▲
21%
above
peers
(0.7)
vs Peers
vs Industry
More volatile
ORRF fundamentals radar
ORRF
Peer median
Industry
ORRF profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
ORRF vs peers: key metrics
Related Signals
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