your badges 52W Range $30–$39 70% of range Analyst Rating HOLD 10 analysts Price Target $40 +11% upside P/E 10.6 ROE 14.4% Net Profit Margin 219.8%

IBCP Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $36.37
Market Cap (MRQ) $749M
P/E (TTM) 10.6
EPS (TTM) $3.44
Revenue (TTM) $33M
Div Yield 2.9%
ROE (TTM) 14.4%
52W Range $30–$39

IBCP Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
range
bars

Bar granularity adapts to the selected period — hover the chart to see open/high/low/close for a bar.

Stock splits 14
Ex-date Split Type
Sept. 1, 2010 1-for-10 Reverse
Aug. 31, 2006 21-for-20 Forward
Sept. 1, 2005 21-for-20 Forward
Oct. 2, 2003 11-for-10 Forward
Jan. 2, 2003 3-for-2 Forward
Oct. 2, 2002 21-for-20 Forward
Oct. 3, 2001 21-for-20 Forward
Oct. 3, 2000 21-for-20 Forward
Oct. 1, 1999 21-for-20 Forward
Oct. 1, 1998 21-for-20 Forward
July 1, 1998 3-for-2 Forward
Oct. 1, 1997 21-for-20 Forward
May 1, 1997 3-for-2 Forward
Oct. 2, 1996 21-for-20 Forward

10-Year Performance Revenue, net income, margins and EPS trends

06
Revenue$32M
2021-12-31 → 2025-12-31
EPS$3.27
2021-12-31 → 2025-12-31
Free Cash Flow$70M
2021-12-31 → 2025-12-31
Net margin219.8%
2021-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend IBCP 5Y avg Peer Median Verdict
P/E (TTM) 10.6 · 11.6 Undervalued
P/S (TTM) 23.0 · 3.3 Overvalued
P/B (MRQ) 1.4 · 1.3 Overvalued
Price / FCF (TTM) 29.0 · · ·
Price / Cash Flow (TTM) 20.2 · 9.2 Fair value
Price / Tangible Book (MRQ) 1.4 · · ·
PEG Ratio ≈2.0 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Dividend Yield2.9%
Payout Ratio31.5%
Annualized Payout≈$1.12Paid quarterly
5Y Div CAGR≈5.4%Per share, split-adjusted
Growth Streak≈10Consecutive years of dividend growth
Ex-dateAmountCurrencyYield
Aug 4, 2026$0.28USD≈2.9%
May 4, 2026$0.28USD≈3.3%
Feb 3, 2026$0.28USD≈2.9%
Nov 4, 2025$0.26USD≈3.4%
Aug 5, 2025$0.26USD≈3.4%
May 5, 2025$0.26USD≈3.2%
Feb 4, 2025$0.26USD≈2.7%
Nov 5, 2024$0.24USD≈2.9%
Aug 5, 2024$0.24USD≈3.0%
May 2, 2024$0.24USD≈3.8%
Feb 2, 2024$0.24USD≈3.7%
Nov 2, 2023$0.23USD≈4.5%
Aug 3, 2023$0.23USD≈4.4%
May 4, 2023$0.23USD≈5.7%
Feb 15, 2023$0.23USD≈3.9%
Nov 3, 2022$0.22USD≈3.9%
Aug 4, 2022$0.22USD≈4.3%
May 4, 2022$0.22USD≈4.2%
Feb 3, 2022$0.22USD≈3.5%
Nov 4, 2021$0.21USD≈3.6%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 1.8%
Next Report Oct 26, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 22, 2026 $0.90 $0.86 4.5%
March 31, 2026 $0.81 $0.80 0.70%
Dec. 31, 2025 $0.89 $0.86 3.5%
Sept. 30, 2025 $0.84 $0.86 -1.9%
June 30, 2025 $0.81 $0.81 0.16%
March 31, 2025 $0.74 $0.71 3.6%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 10
Metric Trend 20252024202320222021202020192018
Revenue $32M$32M$33M$32M$29M$24M$26M$27M
Interest Expense ··$83M$19M$8M$16M$26M$17M
Interest Income $270M$267M$240M$169M$138M$140M$149M$131M
Pretax Income $81M$83M$74M$78M$77M$69M$58M$49M
Income Tax $13M$16M$15M$14M$14M$13M$11M$9M
Net Income $69M$67M$59M$63M$63M$56M$46M$40M
EPS (Basic) $3.30$3.20$2.82$3.00$2.91$2.56$2.03$1.70
EPS (Diluted) $3.27$3.16$2.79$2.97$2.88$2.53$2.00$1.68
Shares (Basic) 20,758,00020,892,00020,976,00021,096,00021,585,00021,977,00022,894,00023,412,000
EBITDA $10M$10M$10M$11M$12M$9M$6M$6M
Balance Sheet 14
Metric Trend 20252024202320222021202020192018
Cash & Equivalents $138M$120M$170M$74M$109M$119M$65M$70M
PP&E (Net) $39M$37M$36M$36M$36M$36M$38M$39M
PP&E (Gross) $168M$161M$156M$154M$151M$147M$146M$143M
Accum. Depreciation $129M$124M$121M$118M$115M$111M$108M$104M
Goodwill $28M$28M$28M$28M$28M$28M$28M$28M
Intangibles $1M$1M$2M$3M$3M$4M$5M$6M
Total Assets $5.51B$5.34B$5.26B$5.00B$4.70B$4.20B$3.56B$3.35B
Total Liabilities $5.00B$4.88B$4.86B$4.65B$4.31B$3.81B$3.21B$3.01B
Common Stock $308M$319M$317M$321M$323M$339M$352M$377M
Retained Earnings $253M$206M$159M$119M$75M$40M$2M$-28M
AOCI $-58M$-70M$-72M$-93M$501.0K$10M$-4M$-10M
Stockholders' Equity $503M$455M$404M$348M$398M$390M$350M$339M
Liabilities + Equity $5.51B$5.34B$5.26B$5.00B$4.70B$4.20B$3.56B$3.35B
Shares Outstanding 20,548,89320,895,71420,835,63321,063,97121,171,03621,853,80022,481,64323,579,725
Cash Flow 16
Metric Trend 20252024202320222021202020192018
D&A $10M$10M$10M$11M$12M$9M$6M$6M
Stock-based Comp $3M$2M$2M$2M$2M$2M$2M$2M
Deferred Tax $-4M$-1M$215.0K$-359.0K$2M$-2M$1M$9M
Amort. of Intangibles $500.0K$500.0K$500.0K$800.0K$1M$1M$1M$1M
Other Non-cash $-970.0K$-15M$4M$19M$31M$-7M$-21M$-12M
Operating Cash Flow $77M$63M$76M$95M$110M$59M$34M$45M
CapEx $6M$8M$6M$6M$6M$4M$5M$4M
Investing Cash Flow $-122M$-118M$-163M$-425M$-563M$-554M$-182M$-183M
Stock Issued $0$13.0K$70.0K$77.0K$61.0K$15.0K$284.0K$267.0K
Stock Repurchased $12M$0$5M$4M$17M$14M$26M$13M
Net Stock Activity $-12M$13.0K$-5M$-4M$-17M$-14M$-26M$-12M
Dividends Paid $22M$20M$19M$19M$18M$18M$17M$14M
Financing Cash Flow $64M$5M$183M$295M$444M$549M$143M$154M
Net Change in Cash ·······$16M
Free Cash Flow $70M$55M$70M$89M$104M$54M$29M$41M
Levered FCF ··$3M$73M$98M$41M$8M$27M
Profitability 5
Metric Trend 20252024202320222021202020192018
Net Margin 213.7%208.9%179.5%200.2%216.2%233.7%178.9%146.9%
Pretax Margin 253.4%259.7%223.9%245.8%265.7%289.2%222.6%181.1%
EBITDA Margin 30.9%31.3%30.4%34.2%41.7%38.1%23.4%22.2%
ROA 1.3%1.3%1.1%1.3%1.4%1.5%1.3%1.3%
ROE 14.1%14.7%15.2%18.6%15.8%14.7%13.5%11.7%
Efficiency 1
Metric Trend 20252024202320222021202020192018
Asset Turnover 0.00.00.00.00.00.00.00.0
Per Share 4
Metric Trend 20252024202320222021202020192018
Book Value / Share $24.48$21.76$19.41$16.50$18.82$17.82$15.58$14.38
Cash / Share $6.73$5.74$8.15$3.53$5.17$5.43$2.90$2.98
Dividend / Share $1.04$0.96$0.92$0.88$0.84$0.80$0.72$0.60
EPS (TTM) $3.27$3.16$2.79$2.97$2.88$2.53$2.00$1.68
Growth Rates 10
Metric Trend 20252024202320222021202020192018
Revenue YoY 0.30%-2.8%4.0%8.8%21.1%···
Revenue CAGR 3Y 0.45%3.2%11.1%·····
Revenue CAGR 5Y 5.9%·······
EPS YoY 3.5%13.3%-6.1%3.1%13.8%···
EPS CAGR 3Y 3.3%3.1%3.3%·····
EPS CAGR 5Y 5.3%·······
Net Income YoY 2.6%13.1%-6.8%0.73%12.0%···
Net Income CAGR 3Y 2.7%2.0%1.7%·····
Net Income CAGR 5Y 4.1%·······
Dividends Paid CAGR 5Y 4.2%·······
Valuation (TTM) 13
Metric Trend 20252024202320222021202020192018
Revenue TTM $32M$32M$33M$32M$29M$24M$26M$27M
Net Income TTM $69M$67M$59M$63M$63M$56M$46M$40M
Market Cap $668M$728M$542M$504M$505M$404M$509M$496M
P/E 9.911.09.38.18.37.311.312.5
P/S 20.822.816.515.917.416.819.618.3
P/B 1.31.61.31.41.31.01.51.5
P / Tangible Book 1.41.71.41.61.41.1··
P / Cash Flow 8.711.57.25.34.66.915.011.0
P / FCF 9.513.27.85.74.87.517.512.1
Dividend Yield 3.2%2.8%3.6%3.7%3.6%4.4%3.2%2.8%
Earnings Yield 10.1%9.1%10.7%12.4%12.1%13.7%8.8%8.0%
Payout Ratio 31.5%30.0%32.7%29.3%28.9%31.4%35.6%35.3%
Annual Payout $22M$20M$19M$19M$18M$18M$17M$14M

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312025-06-302025-03-312024-12-312024-09-30
Revenue $32M · · $32M ·
Net Income $69M · · $67M ·
Diluted EPS $3.27 · · $3.16 ·

Institutional owners (13F) 199 filers · $646.6M total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 199
Value held $646.6M
New positions 36
Exited positions 21
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
36 (+5 vs prior Q) 21 (-4 vs prior Q) 68 (+3 vs prior Q) 40 (-4 vs prior Q) +324K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $107,666,747 2,984,939 16.65% Shares
VANGUARD GROUP INC $43,567,526 1,339,303 6.74% Shares
DIMENSIONAL FUND ADVISORS LP $32,118,386 890,443 4.97% Shares
VANGUARD CAPITAL MANAGEMENT LLC $31,728,074 879,625 4.91% Shares
STATE STREET CORP $29,738,380 824,463 4.60% Shares
AMERICAN CENTURY COMPANIES INC $28,170,406 780,992 4.36% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $25,166,905 697,724 3.89% Shares
RENAISSANCE TECHNOLOGIES LLC $22,273,225 617,500 3.44% Shares
GEODE CAPITAL MANAGEMENT, LLC $19,398,070 537,677 3.00% Shares
GOLDMAN SACHS GROUP INC $15,004,651 415,987 2.32% Shares
MANUFACTURERS LIFE INSURANCE COMPANY, THE $13,718,215 380,322 2.12% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $12,502,728 346,624 1.93% Shares
JPMORGAN CHASE & CO $12,402,012 344,118 1.92% Shares
Qube Research & Technologies Ltd $12,214,492 338,633 1.89% Shares
Nuveen, LLC $11,885,570 329,514 1.84% Shares
PL Capital Advisors, LLC $11,505,789 318,985 1.78% Shares
TWO SIGMA INVESTMENTS, LP $11,493,273 318,638 1.78% Shares
PRINCIPAL FINANCIAL GROUP INC $9,851,871 273,132 1.52% Shares
MORGAN STANLEY $9,106,609 252,470 1.41% Shares
Allspring Global Investments Holdings, LLC $7,932,731 219,926 1.23% Shares
NORTHERN TRUST CORP $7,909,574 219,284 1.22% Shares
CITADEL ADVISORS LLC $7,616,577 211,161 1.18% Shares
FJ Capital Management LLC $7,344,104 203,607 1.14% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $7,312,038 202,718 1.13% Shares
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC $6,916,423 191,750 1.07% Shares
ProShare Advisors LLC $6,902,427 191,362 1.07% Shares
Foundry Partners, LLC $6,522,708 211,845 1.01% Shares
AQR CAPITAL MANAGEMENT LLC $6,454,984 178,957 1.00% Shares
FEDERATED HERMES, INC. $6,046,162 167,623 0.94% Shares
Bank of New York Mellon Corp $5,393,978 149,542 0.83% Shares
Ategra Capital Management, LLC $5,021,774 139,223 0.78% Shares
VANGUARD FIDUCIARY TRUST CO $4,862,344 134,803 0.75% Shares
SEI INVESTMENTS CO $3,902,159 108,183 0.60% Shares
MALTESE CAPITAL MANAGEMENT LLC $3,859,491 107,000 0.60% Shares
BNP PARIBAS FINANCIAL MARKETS $3,719,971 103,132 0.58% Shares
JACOBS LEVY EQUITY MANAGEMENT, INC $3,673,333 101,839 0.57% Shares
TWO SIGMA ADVISERS, LP $3,575,047 109,900 0.55% Shares
UBS Group AG $3,565,520 98,850 0.55% Shares
Russell Investments Group, Ltd. $3,066,324 85,017 0.47% Shares
AMERIPRISE FINANCIAL INC $2,950,672 81,804 0.46% Shares
BARCLAYS PLC $2,813,532 78,002 0.44% Shares
BANK OF AMERICA CORP /DE/ $2,749,580 76,229 0.43% Shares
HSBC HOLDINGS PLC $2,665,693 74,150 0.41% Shares
Point72 Asset Management, L.P. $2,539,725 70,411 0.39% Shares
FRANKLIN RESOURCES INC $2,453,760 68,028 0.38% Shares
MILLENNIUM MANAGEMENT LLC $2,212,209 61,331 0.34% Shares
VICTORY CAPITAL MANAGEMENT INC $2,125,749 58,934 0.33% Shares
BRIDGEWAY CAPITAL MANAGEMENT, LLC $2,105,478 58,372 0.33% Shares
Man Group plc $2,080,049 57,667 0.32% Shares
Quantinno Capital Management LP $1,930,161 53,511 0.30% Shares

Show all 199 institutional owners →

Activists & 5%+ owners 1 position

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
PL Capital Advisors, LLC, Richard J. Lashley, John W. Palmer ×3 filings May 22, 2019 · Initial filing · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 42 insiders · 20 officers · 21 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
William B Kessel President & CEO Sept. 15, 2026 S 157,836 0 9 $-74,558
Stephen A. Erickson Executive Vice President & CFO June 23, 2020 D 0 0 0 $0
Ronald L Long President of Affiliate Bank April 24, 2007 A 6,708 0 0 $0
Edward B Swanson President of Affiliate Bank Dec. 15, 2005 A 42,125 0 0 $0
Kristopher Kreter First Vice Pres. & Controller Aug. 19, 2026 S 2,207 0 1 $-11,133
Patrick J Ervin Executive Vice President June 9, 2026 S 34,720 0 6 $-192,424
Stefanie M Kimball Executive Vice President May 29, 2026 S 64,327 0 1 $-48,188
Gavin A. Mohr Executive Vice President April 6, 2026 F 27,396 0 0 $0
Michael Joseph Stodolak Executive Vice President Feb. 6, 2026 F 15,095 0 0 $0
Larry R Daniel Jr Executive Vice President Feb. 6, 2026 F 23,379 0 0 $0
Christopher S Michaels Executive Vice President Feb. 6, 2026 F 11,399 0 0 $0
Dennis J Mack Executive Vice President Jan. 23, 2021 M 38,060 0 0 $0
Robert N Shuster Executive Vice President Jan. 31, 2020 F 36,044 0 0 $0
David C Reglin Executive Vice President Jan. 22, 2019 A 76,817 0 0 $0
Mark L Collins Executive Vice President March 16, 2017 S 56,682 0 0 $0
Richard E/ Butler Senior Vice President Jan. 21, 2016 A 3,545 0 0 $0
Peter R Graves Senior Vice President Jan. 21, 2016 A 4,484 0 0 $0
Shelby L Reno Senior Vice President April 24, 2007 A 1,220 0 0 $0
Dean M Morse Senior Vice President April 24, 2007 A 4,780 0 0 $0
Laurinda M Neve Senior Vice President April 24, 2007 A 1,033 0 0 $0
Nathaniel Ernest Tagg Director Oct. 1, 2026 A · 0 0 $0
Ronia F Kruse Director Oct. 1, 2026 A 2,200 1 0 $42,324
Michael J Cok Director Oct. 1, 2026 A · 0 0 $0
Christina Keller Director Oct. 1, 2026 A 4,163 0 0 $0
Michael G. Wooldridge Director Oct. 1, 2026 A · 0 0 $0
William J Boer Director Oct. 1, 2026 A 17,488 0 0 $0
Dennis W. Archer Jr Director Aug. 14, 2026 A 11,500 2 0 $15,788
Joan A Budden Director Aug. 14, 2026 A 5,703 0 0 $0
GULIS STEPHEN L JR Director Aug. 14, 2026 A 0 0 0 $0
Terance L Beia Director June 13, 2025 P 40,001 0 0 $0
Michael M Magee JR Director April 29, 2025 S 8,381 0 0 $0
Matthew J Missad Director April 1, 2024 A 7,326 0 0 $0
Terry L Haske Director Nov. 15, 2019 A 30,538 0 0 $0
James E Mccarty Director Feb. 15, 2018 A 19,188 0 0 $0
Charles C Van Loan Director March 1, 2017 S 43,299 0 0 $0
Robert L Hetzler Director Dec. 8, 2014 S 1,000 0 0 $0
Charles A Palmer Director Oct. 1, 2014 A 71,885 0 0 $0
Jeffrey A Bratsburg Director Oct. 1, 2013 A 6,450 0 0 $0
Donna J Banks Director July 1, 2013 A 46,339 0 0 $0
Arch V Wright JR Director Jan. 20, 2004 M 95,106 0 0 $0
James J Twarozynski · Aug. 10, 2026 S 8,195 0 2 $-33,798
Joel F Rahn · April 6, 2026 M 29,526 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 34 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IWC · iShares Trust 0.18% 68,186 SH Sept. 11, 2026 Daily
DPST · Direxion Shares ETF Trust 0.14% 15,216 NS July 31, 2026 N-PORT
VFQY · VANGUARD WELLINGTON FUND 0.13% 16,558 SH Aug. 19, 2026 Daily
VFMF · VANGUARD WELLINGTON FUND 0.13% 24,435 SH Aug. 19, 2026 Daily
ROSC · Lattice Strategies Trust 0.10% 1,578 NS July 31, 2026 N-PORT
ESML · iShares Trust 0.08% 60,124 SH Sept. 11, 2026 Daily
VFVA · VANGUARD WELLINGTON FUND 0.05% 11,742 SH Aug. 19, 2026 Daily
VTWV · VANGUARD SCOTTSDALE FUNDS 0.05% 17,494 SH Aug. 19, 2026 Daily
DFAT · Dimensional ETF Trust 0.03% 115,085 NS July 31, 2026 N-PORT
PRFZ · Invesco Exchange-Traded Fund Trust 0.03% 20,175 SH Oct. 2, 2026 Daily
RSSL · Global X Funds 0.02% 9,570 NS July 31, 2026 N-PORT
IWM · iShares Trust 0.02% 514,789 SH Sept. 11, 2026 Daily
OMFS · Invesco Exchange-Traded Self-Indexe… 0.02% 1,766 SH Oct. 2, 2026 Daily
NUSC · Nushares ETF Trust 0.02% 7,901 NS July 31, 2026 N-PORT
VTWO · VANGUARD SCOTTSDALE FUNDS 0.02% 115,451 SH Aug. 19, 2026 Daily
DFAS · Dimensional ETF Trust 0.02% 68,427 NS July 31, 2026 N-PORT
DFSV · Dimensional ETF Trust 0.01% 27,214 NS July 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.01% 237,297 SH Aug. 19, 2026 Daily
VFH · VANGUARD WORLD FUND 0.01% 32,251 SH Aug. 19, 2026 Daily
FNCL · FIDELITY COVINGTON TRUST 0.01% 5,148 NS July 31, 2026 N-PORT
DFAC · Dimensional ETF Trust 0.00% 45,168 NS July 31, 2026 N-PORT
DXUV · Dimensional ETF Trust 0.00% 420 NS July 31, 2026 N-PORT
PFM · Invesco Exchange-Traded Fund Trust 0.00% 586 SH Sept. 25, 2026 Daily
WSML · iShares Trust 0.00% 447 SH Sept. 11, 2026 Daily
DCOR · Dimensional ETF Trust 0.00% 2,017 NS July 31, 2026 N-PORT
DFAU · Dimensional ETF Trust 0.00% 5,402 NS July 31, 2026 N-PORT
DFUS · Dimensional ETF Trust 0.00% 7,643 NS July 31, 2026 N-PORT
ITOT · iShares Trust 0.00% 33,746 SH Sept. 11, 2026 Daily
IWV · iShares Trust 0.00% 5,081 SH Sept. 3, 2026 Daily
DFSU · Dimensional ETF Trust 0.00% 522 NS July 31, 2026 N-PORT
VTI · VANGUARD INDEX FUNDS 0.00% 622,500 SH Aug. 19, 2026 Daily
VIG · VANGUARD SPECIALIZED FUNDS 0.00% 116,425 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 1,623 SH Aug. 19, 2026 Daily
IWN · iShares Trust · 187,047 SH Sept. 11, 2026 Daily

IBCP Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 10 analysts HOLD
Median target $40.00 +10.0%
0 0.0% Strong Buy
0 0.0% Buy
7 70.0% Hold
1 10.0% Sell
2 20.0% Strong Sell

12-Month Price Target

5 analysts · 2026-10-03

Mean target $40.20 +10.5%

← Below all targets Current price $36.37
Low$38.00 Mean$40.20 High$42.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
IBCP $668M 9.9 0.30% 213.7% 14.1% ·
CCBG $727M 11.8 8.1% 24.2% 11.4% ·
ORRF $691M 8.5 36.0% 217.7% 14.2% ·
SPFI $632M 11.3 8.6% 27.6% 12.3% ·
SMBC · 11.9 9.9% 35.8% 12.7% ·
PGC $489M 13.3 24.1% 13.2% 5.8% ·
FISI $617M 8.6 109.5% 30.6% 12.2% ·
TFC $62.13B 12.9 53.0% 26.1% 8.2% ·

Latest News Recent headlines mentioning this company

23
Independent Bank Q1 Profit Climbs Nasdaq · 5 months, 1 week ago

Trading Signals Recent buy/sell signals with entry price and risk/reward ratio

25
BOUNCE_UP Expired Oct 2
risk 1 reward 1.50
entry $30.30 R:R 1.50

No open signal right now — no card is filled, and that's honest.

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 10-Q filed Aug 5, 2026