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PEBK NASDAQ US

Peoples Bancorp of North Carolina, Inc. - Common Stock

Financials · Banking Website · IPO Oct 1985
$39.66
▲ +$0.15 (+0.38%)
Vol 21K
7
Quality Score
fail
Mkt Cap
$197.6M
P/E
11.8
ROE
11.9%
D/E
10.35
Beta
0.36
Div Yield
2.21%
52W
$24–$38

Price Chart

Earnings

Beat rate: 0.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $1.21
Sep 2024 $0.72
Jun 2024 $0.89
Mar 2024 $0.72

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 12.4% 12.4% 12.4% 12.4% 11.9% 11.9%
P/E (TTM) 9.25 9.40 9.83 9.44 10.60 11.79
Net Margin
Gross Margin
D/E Ratio 10.74 10.74 10.74 10.74 10.35 10.35
Current Ratio

Key Ratios

ROA (TTM)
1.0%
P/B
1.3
EPS (TTM)
$3.06
52W High
$38.46
52W Low
$23.74
$23.74 52-Week Range $38.46

How does PEBK compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

PEBK valuation vs Banking peers

P/E ratio
11.8
6% below peers (12.6)
vs Peers
vs Industry
Fair value
P/S ratio
0% below peers (2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.3
24% above peers (1.1)
vs Peers
vs Industry
Overvalued
Div yield
2.2%
26% below peers (3.0%)
vs Peers
vs Industry
Low yield

PEBK profitability vs Banking peers

ROE
11.9%
32% above peers (9.0%)
vs Peers
vs Industry
Top tier
Net margin
0% below peers (28.6%)
vs Peers
vs Industry
Top tier
Gross margin
vs Peers
vs Industry
Weak
ROA
1.0%
4% above peers (1.0%)
vs Peers
vs Industry
In line

PEBK financial health vs Banking peers

D/E ratio
10.4
25% below peers (13.8)
vs Peers
vs Industry
Above avg
Current ratio
0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.4
47% below peers (0.7)
vs Peers
vs Industry
More volatile

PEBK fundamentals radar

PEBK Peer median Industry

PEBK profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

PEBK vs peers: key metrics

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