QFIN
NASDAQ
CN
Qfin Holdings, Inc. - American Depositary Shares
$12.99
▲ +$0.01
(+0.08%)
Vol 886K
10
Quality Score
ok
Deep Check
1/5
fail
Rev ✗
NI ✓
>IPO ✗
Mkt Cap
$2.2B
P/E
2.1
ROE
30.5%
Margin
37.2%
D/E
26.08
Beta
0.55
Div Yield
7.47%
52W
$18–$49
Wall Street Consensus
19 analysts · Apr 20267
Strong Buy
10
Buy
2
Hold
0
Sell
0
Strong Sell
89.5%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Sep 2025 | $12.04 | $11.36 | $-0.68 |
| Jun 2025 | $13.46 | $13.63 | +$0.17 |
| Mar 2025 | $12.77 | $13.53 | +$0.76 |
| Dec 2024 | $12.48 | $13.66 | +$1.18 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 30.8% | 29.8% | 30.8% | 30.8% | 30.5% | 30.5% |
| P/E (TTM) | 5.61 | 4.15 | 3.81 | 2.75 | 2.35 | 2.08 |
| Net Margin | 33.2% | 39.0% | 38.7% | 38.7% | 37.2% | 37.2% |
| Gross Margin | 85.0% | 83.7% | 84.3% | 84.3% | 84.7% | 84.7% |
| D/E Ratio | 26.27 | 26.59 | 26.27 | 26.27 | 26.08 | 26.08 |
| Current Ratio | 3.48 | 3.08 | 3.48 | 3.48 | 2.94 | 2.94 |
Key Ratios
ROA (TTM)
13.0%
P/S (TTM)
0.77
P/B
1.7
EPS (TTM)
$26.35
Rev Growth 3Y
+1.1%
52W High
$48.94
52W Low
$17.61
$17.61
52-Week Range
$48.94
How does QFIN compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
QFIN valuation vs Financial Services peers
P/E ratio
2.1
▼
83%
below
peers
(12.3)
vs Peers
vs Industry
Undervalued
P/S ratio
0.8
▼
76%
below
peers
(3.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.7
▲
6%
above
peers
(1.6)
vs Peers
vs Industry
Fair value
Div yield
7.5%
▲
68%
above
peers
(4.5%)
vs Peers
vs Industry
Below avg
QFIN profitability vs Financial Services peers
ROE
30.5%
▲
149%
above
peers
(12.3%)
vs Peers
vs Industry
Top tier
Net margin
37.2%
▲
97%
above
peers
(18.9%)
vs Peers
vs Industry
Top tier
Gross margin
84.7%
▲
30%
above
peers
(65.1%)
vs Peers
vs Industry
Below avg
ROA
13.0%
▲
351%
above
peers
(2.9%)
vs Peers
vs Industry
Top tier
QFIN financial health vs Financial Services peers
D/E ratio
26.1
▼
75%
below
peers
(103.6)
vs Peers
vs Industry
Low debt
Current ratio
2.9
▲
155%
above
peers
(1.2)
vs Peers
vs Industry
Strong liquidity
Beta
0.6
▼
42%
below
peers
(1.0)
vs Peers
vs Industry
More volatile
QFIN fundamentals radar
QFIN
Peer median
Industry
QFIN profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
QFIN vs peers: key metrics
Related Signals
Latest AI Opinion
Grok
SKIP
Price action shows a prolonged downtrend from highs near $45 in mid-2025 to recent lows around $12.36, with the current price of $12.71 near the yearly bottom but lacking any clear reversal signals like higher lows or increasing volume on …
Mar 31, 2026Latest News
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