THFF
NASDAQ
US
First Financial Corporation - Common Stock
$63.94
▲ +$0.49
(+0.77%)
Vol 86K
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$716.0M
P/E
9.7
ROE
12.7%
Margin
30.4%
D/E
29.33
Beta
0.44
Div Yield
3.71%
52W
$42–$66
Wall Street Consensus
9 analysts · Apr 20262
Strong Buy
4
Buy
3
Hold
0
Sell
0
Strong Sell
66.7%
Buy Rating
Price Chart
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Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.75 | $1.81 | +$0.06 |
| Sep 2025 | $1.62 | $1.75 | +$0.13 |
| Jun 2025 | $1.44 | $1.57 | +$0.13 |
| Mar 2025 | $1.32 | $1.55 | +$0.23 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 10.9% | 10.9% | 10.9% | 12.7% | 12.7% | 12.7% |
| P/E (TTM) | 10.36 | 10.64 | 10.67 | 8.54 | 9.52 | 9.68 |
| Net Margin | — | 30.4% | 30.4% | 30.4% | 30.4% | 30.4% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 28.28 | 25.44 | 28.28 | 29.33 | 29.33 | 29.33 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.3%
P/S (TTM)
2.10
P/B
1.0
EPS (TTM)
$6.25
CF/Share
$5.93
Rev Growth 3Y
+7.1%
52W High
$65.79
52W Low
$42.05
$42.05
52-Week Range
$65.79
How does THFF compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
THFF valuation vs Banking peers
P/E ratio
9.7
▼
23%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.1
▼
9%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.0
▼
5%
below
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
3.7%
▲
24%
above
peers
(3.0%)
vs Peers
vs Industry
Below avg
THFF profitability vs Banking peers
ROE
12.7%
▲
41%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
30.4%
▲
6%
above
peers
(28.6%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.3%
▲
39%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
THFF financial health vs Banking peers
D/E ratio
29.3
▲
112%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.4
▼
36%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
THFF fundamentals radar
THFF
Peer median
Industry
THFF profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
THFF vs peers: key metrics
Related Signals
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