EGBN Eagle Bancorp, Inc. - Common Stock
NASDAQ · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 6, 2026
$28.38
· of 52w range
· above low
· to high
$15.0352w low
$29.2952w high
Market Cap (MRQ)
$865M
P/E
-6.3
EPS
$-4.55
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52W Range
$15–$29
Analyst Rating
BUY
Price Target
$31
P/E
-6.3
ROE
-11.9%
Net Profit Margin
-46.1%
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EGBN Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$28.38
Market Cap (MRQ)
$865M
P/E
-6.3
EPS
$-4.55
Div Yield
1.8%
ROE
-11.9%
Debt/Equity
0.0
52W Range
$15–$29
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| May 29, 2013 | 11-for-10 | Forward |
| Sept. 16, 2008 | 11-for-10 | Forward |
| July 6, 2006 | 13-for-10 | Forward |
| March 1, 2005 | 13-for-10 | Forward |
| June 18, 2001 | 7-for-5 | Forward |
| April 3, 2000 | 5-for-4 | Forward |
About Eagle Bancorp, Inc. - Common Stock Company overview from Wikipedia
EagleBank is a community bank headquartered in Bethesda, Maryland with operations in the Washington, D.C. metropolitan area including 12 branches and four lending offices in Montgomery and Prince George's Counties, Maryland; Washington, D.C.; and Northern Virginia. The bank has an above average exposure to commercial real estate, with 83% of all loans secured by commercial real estate. The bank owns the naming rights to the EagleBank Arena.
History
The bank was founded in 1998 under the holding company Eagle Bancorp Inc, which was established in 1997 by Ronald D. Paul. Eagle Bancorp, Inc., was incorporated as a bank holding company in Maryland on October 28, 1997. On June 9, 1998, the company became a public company via an initial public offering. On July 20, 1998, EagleBank opened its first office in Rockville, Maryland. In the coming years, the bank opened several branches in the Washington, D.C. area.
In December 2008, the United States Department of the Treasury purchased $38.2 million of assets from EagleBank as part of the Troubled Asset Relief Program. In 2010, EagleBank received $71.9 million funding so it could lend more to small businesses as part of the United States Department of Treasury's Small Business Jobs Act of 2010. The funds were repaid to the US Treasury by EagleBank in 2015 after a stock sale.
In 2013, EagleBank teamed with Graystone Consulting to provide wealth management services.
In March 2019, EagleBank's founder and CEO, Ron Paul, announced his retirement. Susan G. Riel was appointed CEO and President and Norm Pozez was appointed chairman.
During the COVID-19 pandemic, the bank was a lender in the Paycheck Protection Program.
Notable Acquisitions
In September 2008, EagleBank bought Fidelity and Trust Bank in a $13.1 million transaction.
In July 2011, EagleBank announced it would buy Alliance Bank for $31 million, but the transaction was called off five months later because they could not agree on the terms of the deal.
In November 2014, EagleBank acquired Virginia Heritage Bank for $183 million.
Sponsorships
The bank owned the naming rights to the 2008 EagleBank Bowl and the 2009 EagleBank Bowl, later called the Military Bowl, a college football bowl game.
The Bank purchased the naming rights to the EagleBank Arena in May 2015 in a partnership deal with George Mason University.
EagleBank and D.C. United entered into a five-year partnership in 2018 which ended in 2024. During this time period, EagleBank became the official bank of D.C. United and the EagleBank Club at Audi Field was created.
The EagleBank Foundation was founded in 2005. Its mission is to serve as a catalyst for positive change in its community through financial support and other resources to 501(c)(3) organizations in the Washington Metropolitan Area that provide underserved individuals who are in need of medical or social services to treat breast cancer, other types of cancer, or other medical or social needs. The Foundation’s annual Golf Classic has raised over $7.0 million for Cancer Research -- enabling local hospitals and other cancer-focused organizations in the community to continue ongoing research and provide support services — all dedicated to putting an end to cancer.
Controversies
In 2011, the company was reported to be the source of legislation introduced by Council of the District of Columbia member Jack Evans that would require the city's funds to be held at local banks.
On July 18, 2019, the company's stock price fell as much as 25% after it disclosed that it had spent $2.7 million on legal fees related to the relationship between a former director and Council of the District of Columbia member Jack Evans. It had previously been disclosed that Ron Paul had received a subpoena related to his relationship with Evans.
In 2022, the company was ordered to pay $22.9M to the Securities and Exchange Commission (SEC) and the Federal Reserve to settle claims the bank's former CEO had engaged in insider lending. Former EagleBank CEO Ron Paul has been banned permanently from working in the banking industry and he was fined about $521,000. The 2022 settlement ended a 3-year probe by regulators into alleged third-party lending and improper disclosures by EagleBank.
Awards and recognition
In 2020, the bank ranked second on the Women on Public Company Boards in Greater D.C. list by American City Business Journals.
In 2025, the bank ranked in the top 25 public companies in the DC area with most women directors on their boards.
For the past four years, EagleBank has ranked near the top of Washington Business Journal’s list of Top Corporate Philanthropists for DC area’s midsize companies for both for giving and volunteer hours. The Bank financially supports the community and their employees for their commitment to making a difference.
Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗
sectorFinancials
industryBanking
employees475
countryUS
10-Year Performance Revenue, net income, margins and EPS trends
EPS$-4.552016-12-31 → 2025-12-31
Free Cash Flow$21M2016-12-31 → 2025-12-31
Net margin-46.1%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | EGBN | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | -6.35Y avg ≈1.7 | ≈1.7 | · | · | |
| P/S | 2.95Y avg ≈3.3 | ≈3.3 | 3.3 | Undervalued | |
| P/B (MRQ) | 0.85Y avg ≈0.9 | ≈0.9 | 1.3 | Undervalued | |
| Price / FCF (TTM) | 16.45Y avg ≈11.5 | ≈11.5 | · | · | |
| Price / Cash Flow (TTM) | 14.15Y avg ≈9.7 | ≈9.7 | 9.2 | Overvalued | |
| Price / Tangible Book | 0.85Y avg ≈0.9 | ≈0.9 | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | EGBN | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 0.98%5Y avg ≈1.1% | ≈1.1% | 2.5% | Weak | |
| Pretax Margin | -65.6%5Y avg ≈16.8% | ≈16.8% | 36.5% | Weak | |
| Net Profit Margin | -46.1%5Y avg ≈11.8% | ≈11.8% | 29.3% | Weak | |
| ROA | -1.3%5Y avg ≈0.39% | ≈0.39% | 1.0% | Weak | |
| ROE | -11.9%5Y avg ≈3.4% | ≈3.4% | 9.7% | Weak |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | EGBN | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity | 0.05Y avg ≈0.4 | ≈0.4 | 0.2 | Low debt |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | EGBN | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | -3.1%5Y avg ≈-3.9% | ≈-3.9% | · | · | |
| Revenue CAGR 3Y | -5.7%5Y avg ≈-5.5% | ≈-5.5% | · | · | |
| Revenue CAGR 5Y | -4.0% | · | · | · | |
| EPS YoY | -24.6%5Y avg ≈-3.4% | ≈-3.4% | · | · | |
| Net Income YoY | -28.7%5Y avg ≈-5.1% | ≈-5.1% | · | · | |
| EPS CAGR 3Y | -6.8% | · | · | · | |
| Net Income CAGR 3Y | -8.7% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | EGBN | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | Weak |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield1.8%
Payout Ratio-11.1%
Annualized Payout≈$0.04
5Y Div CAGR≈-5.6%
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 6, 2026 | $0.01 | USD | ≈0.74% |
| May 4, 2026 | $0.01 | USD | ≈1.4% |
| Feb 2, 2026 | $0.01 | USD | ≈1.3% |
| Nov 3, 2025 | $0.01 | USD | ≈3.0% |
| Aug 8, 2025 | $0.17 | USD | ≈4.0% |
| May 5, 2025 | $0.17 | USD | ≈5.2% |
| Feb 7, 2025 | $0.17 | USD | ≈4.7% |
| Oct 21, 2024 | $0.17 | USD | ≈6.5% |
| Jul 19, 2024 | $0.45 | USD | ≈8.1% |
| Apr 17, 2024 | $0.45 | USD | ≈8.8% |
| Jan 10, 2024 | $0.45 | USD | ≈6.4% |
| Oct 19, 2023 | $0.45 | USD | ≈9.4% |
| Jul 19, 2023 | $0.45 | USD | ≈7.0% |
| Apr 5, 2023 | $0.45 | USD | ≈5.6% |
| Jan 4, 2023 | $0.45 | USD | ≈4.0% |
| Oct 6, 2022 | $0.45 | USD | ≈3.8% |
| Jul 8, 2022 | $0.45 | USD | ≈3.5% |
| Apr 8, 2022 | $0.40 | USD | ≈3.3% |
| Jan 18, 2022 | $0.40 | USD | ≈2.2% |
| Oct 20, 2021 | $0.40 | USD | ≈2.1% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-304.1%
Next Report
Oct 20, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 21, 2026 | $0.23 | $0.35 | -35.2% |
| March 31, 2026 | $0.48 | $0.33 | 43.8% | |
| Dec. 31, 2025 | $0.25 | $-0.11 | 333.4% | |
| Sept. 30, 2025 | $-2.22 | $-0.14 | -1463.4% | |
| June 30, 2025 | $-2.30 | $0.45 | -615.3% | |
| March 31, 2025 | $0.06 | $0.49 | -87.8% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $335M | $92M | $40M | $68M | $106M | $76M | $40M | $28M | $19M | $13M | |
| Interest Income | $604M | $688M | $625M | $425M | $364M | $390M | $430M | $393M | $324M | $286M | $253M | $192M | |
| Pretax Income | $-196M | $-30M | $128M | $190M | $238M | $176M | $197M | $204M | $186M | $159M | $135M | $86M | |
| Income Tax | $-58M | $17M | $27M | $49M | $61M | $44M | $54M | $52M | $86M | $61M | $51M | $32M | |
| Net Income | $-138M | $-47M | $101M | $141M | $177M | $132M | $143M | $152M | $100M | $98M | $84M | $54M | |
| EPS (Basic) | $-4.55 | $-1.56 | $3.31 | $4.40 | $5.53 | $4.09 | $4.18 | $4.44 | $2.94 | $2.91 | $2.54 | $2.01 | |
| EPS (Diluted) | $-4.55 | $-1.56 | $3.31 | $4.39 | $5.52 | $4.09 | $4.18 | $4.42 | $2.92 | $2.86 | $2.50 | $1.95 | |
| Shares (Basic) | 30,347,000 | 30,157,000 | 30,346,000 | 32,004,000 | 31,936,000 | 32,334,000 | 34,179,000 | 34,306,000 | 34,139,000 | 33,587,000 | 32,836,000 | 26,684,000 | |
| Shares (Diluted) | 30,347,000 | 30,157,000 | 30,393,000 | 32,078,000 | 32,003,000 | 32,362,000 | 34,211,000 | 34,443,000 | 34,321,000 | 34,181,000 | 33,479,000 | 27,551,000 | |
| EBITDA | $3M | $3M | $3M | $3M | $6M | $5M | $6M | $7M | $6M | $6M | $8M | $5M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | $242M | $322M | $190M | $368M | $298M | $256M | |
| PP&E (Net) | $13M | $8M | $10M | $13M | $15M | $14M | $15M | $17M | $21M | $21M | $18M | $19M | |
| PP&E (Gross) | $19M | $20M | $20M | $34M | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | $33M | $40M | $38M | $53M | $51M | $52M | $48M | $45M | $40M | $36M | $31M | $25M | |
| Goodwill | · | $0 | $104M | $104M | $104M | $104M | $104M | $104M | $104M | $104M | $104M | · | |
| Intangibles | · | · | $757.0K | $65.0K | $2M | $946.0K | · | · | · | · | $109M | $110M | |
| Total Assets | $10.50B | $11.13B | $11.66B | $11.15B | $11.85B | $11.12B | $8.99B | $8.39B | $7.48B | $6.89B | $6.08B | $5.25B | |
| Short-term Debt | $0 | $490M | $1.37B | $1.01B | $324M | $327M | $281M | $30M | $402M | $402M | $72M | · | |
| Total Liabilities | $9.37B | $9.90B | $10.39B | $9.92B | $10.50B | $9.88B | $7.80B | $7.28B | $6.53B | $6.05B | $5.34B | $4.63B | |
| Long-term Debt | $76M | $76M | $0 | $70M | $70M | $268M | $218M | $217M | $217M | $217M | $70M | $119M | |
| Total Debt | $0 | $490M | · | $1.01B | $324M | $327M | $281M | $30M | $402M | · | · | · | |
| Common Stock | $300.0K | $298.0K | $296.0K | $310.0K | $316.0K | $315.0K | $331.0K | $342.0K | $340.0K | $338.0K | $331.0K | $296.0K | |
| Paid-in Capital | $382M | $385M | $375M | $412M | $435M | $427M | $482M | $528M | $520M | $514M | $504M | $395M | |
| Retained Earnings | $838M | $982M | $1.06B | $1.02B | $930M | $798M | $705M | $584M | $432M | $331M | $234M | $150M | |
| AOCI | $-89M | $-141M | $-162M | $-200M | $-14M | $16M | $3M | $-4M | $-2M | $-2M | $191.0K | $3M | |
| Stockholders' Equity | $1.13B | $1.23B | $1.27B | $1.23B | $1.35B | $1.24B | $1.19B | $1.11B | $950M | $843M | $739M | $621M | |
| Liabilities + Equity | $10.50B | $11.13B | $11.66B | $11.15B | $11.85B | $11.12B | $8.99B | $8.39B | $7.48B | $6.89B | $6.08B | $5.25B | |
| Shares Outstanding | 30,359,632 | 30,202,003 | 29,925,612 | 31,346,903 | 31,950,092 | 31,779,663 | 33,241,496 | 34,387,919 | 34,185,163 | 34,023,850 | 33,467,893 | 30,139,396 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $3M | $3M | $3M | $3M | $6M | $5M | $6M | $7M | $7M | $6M | $8M | $9M | |
| Stock-based Comp | $7M | $10M | $10M | $10M | $8M | $5M | $8M | $6M | $6M | $7M | $5M | $4M | |
| Deferred Tax | $-68M | $3M | $-3M | $7M | $6M | $-8M | $-61.0K | $-3M | $19M | $-6M | $-7M | $-8M | |
| Amort. of Intangibles | · | $741.0K | $542.0K | $89.0K | $132.0K | $292.0K | $1M | $2M | $2M | $2M | $2M | $743.0K | |
| Other Non-cash | $225M | $155M | $85M | $34M | $43M | $-766.0K | $-24M | $2M | $29M | $12M | $8M | $4M | |
| Operating Cash Flow | $28M | $124M | $196M | $195M | $238M | $133M | $133M | $165M | $161M | $117M | $99M | $60M | |
| CapEx | $8M | $326.0K | $70.0K | $2M | $5M | $3M | $3M | $1M | $6M | $7M | $5M | $5M | |
| Investing Cash Flow | $570M | $311M | $-98M | $-927M | $-858M | $-558M | $-637M | $-785M | $-810M | $-751M | $-797M | $-726M | |
| Debt Issued | · | $76M | $0 | $0 | $0 | $50M | $0 | · | · | · | · | · | |
| Net Debt Issued | · | $76M | · | $0 | $-200M | · | · | · | · | · | · | · | |
| Stock Issued | · | · | · | · | · | · | · | · | · | · | $95M | $144M | |
| Stock Repurchased | $0 | $0 | $48M | $33M | $682.0K | $61M | $55M | $0 | · | · | · | · | |
| Net Stock Activity | $0 | $0 | $-48M | $-33M | $-682.0K | $-61M | $-55M | · | · | · | $95M | $144M | |
| Dividends Paid | $15M | $46M | $55M | $56M | $45M | $28M | $22M | $0 | · | · | · | · | |
| Financing Cash Flow | $-537M | $-524M | $313M | $-670M | $545M | $1.97B | $425M | $751M | $472M | $704M | $741M | $615M | |
| Net Change in Cash | · | · | · | · | · | · | · | $131M | $-178M | $70M | $42M | $-51M | |
| Taxes Paid | $1M | $8M | $22M | $23M | $54M | · | · | · | · | · | · | · | |
| Free Cash Flow | $21M | $123M | $196M | $193M | $234M | $130M | $130M | $163M | $155M | $109M | $94M | $54M | |
| Levered FCF | · | · | $-68M | $125M | $205M | $79M | $53M | $106M | $133M | $92M | $82M | $46M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | -46.1% | -15.2% | 32.2% | 39.5% | 48.4% | 36.0% | 40.9% | 44.8% | 32.0% | 34.2% | 32.3% | 27.6% | |
| Pretax Margin | -65.6% | -9.8% | 40.9% | 53.2% | 65.1% | 48.0% | 56.3% | 60.1% | 59.3% | 55.7% | 51.9% | 43.8% | |
| EBITDA Margin | 0.98% | 1.0% | 1.1% | 0.93% | 1.6% | 1.3% | 1.8% | 2.1% | 2.1% | 2.2% | 3.0% | 2.6% | |
| ROA | -1.3% | -0.41% | 0.88% | 1.2% | 1.5% | 1.3% | 1.7% | 1.9% | 1.4% | 1.4% | 1.4% | 1.1% | |
| ROE | -11.9% | -3.8% | 8.1% | 11.5% | 13.2% | 10.7% | 12.0% | 14.0% | 10.6% | 11.8% | 11.0% | 10.2% |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.4 | · | 0.8 | 0.2 | 0.3 | 0.2 | 0.0 | 0.4 | · | · | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $37.26 | $40.60 | $42.58 | $39.18 | $42.28 | $39.05 | $35.82 | $32.25 | $27.80 | · | $24.51 | $20.60 | |
| Revenue / Share | $9.86 | $10.23 | $10.27 | $11.11 | $11.40 | $11.35 | $10.22 | $9.86 | $9.13 | $8.35 | $7.78 | $7.14 | |
| Cash Flow / Share | $0.94 | $4.10 | $6.44 | $6.08 | $7.48 | $4.11 | $3.88 | $4.77 | $4.68 | $3.42 | $2.94 | $2.16 | |
| Cash / Share | · | · | · | · | · | · | $7.28 | $9.36 | $5.57 | · | $9.90 | $8.49 | |
| Dividend Paid / Share | $0.51 | $1.07 | $1.80 | $1.75 | $1.40 | $0.88 | $0.66 | · | · | · | · | · | |
| EPS (TTM) | $-4.55 | $-1.56 | $3.31 | $4.39 | $5.52 | $4.09 | $4.18 | $4.42 | $2.92 | $2.86 | $2.50 | $1.95 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | -3.1% | -1.1% | -12.5% | -2.3% | -0.64% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | -5.7% | -5.4% | -5.3% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | -4.0% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | · | · | -24.6% | -20.5% | 35.0% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | · | · | -6.8% | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | · | · | -28.7% | -20.2% | 33.6% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | · | · | -8.7% | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | -11.6% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $299M | $309M | $312M | $357M | $365M | $367M | $350M | $340M | $313M | $285M | $261M | $197M | |
| Net Income TTM | $-138M | $-47M | $101M | $141M | $177M | $132M | $143M | $152M | $100M | $98M | $84M | $54M | |
| Market Cap | $650M | $786M | $902M | $1.38B | $1.86B | $1.31B | $1.62B | $1.68B | $1.98B | · | $1.52B | $1.07B | |
| Enterprise Value | · | · | · | · | · | · | $1.66B | $1.38B | $2.19B | · | · | · | |
| P/E | -4.7 | -16.7 | 9.1 | 10.0 | 10.6 | 10.1 | 11.6 | 11.0 | 19.8 | 21.3 | 20.2 | 18.2 | |
| P/S | 2.2 | 2.5 | 2.9 | 3.9 | 5.1 | 3.6 | 4.6 | 4.9 | 6.3 | · | 5.8 | 5.4 | |
| P/B | 0.6 | 0.6 | 0.7 | 1.1 | 1.4 | 1.1 | 1.4 | 1.5 | 2.1 | · | 2.1 | 1.7 | |
| P / Tangible Book | 0.6 | 0.6 | 0.8 | 1.2 | 1.5 | 1.2 | · | · | · | · | · | · | |
| P / Cash Flow | 22.8 | 6.4 | 4.6 | 7.1 | 7.8 | 9.9 | 12.2 | 10.2 | 12.3 | · | 15.4 | 18.0 | |
| P / FCF | 31.3 | 6.4 | 4.6 | 7.2 | 8.0 | 10.1 | 12.4 | 10.3 | 12.8 | · | 16.2 | 19.8 | |
| EV / EBITDA | · | · | · | · | · | · | 268.1 | 198.5 | 337.4 | · | · | · | |
| EV / FCF | · | · | · | · | · | · | 12.8 | 8.5 | 14.2 | · | · | · | |
| EV / Revenue | · | · | · | · | · | · | 4.7 | 4.1 | 7.0 | · | · | · | |
| Dividend Yield | 2.4% | 5.8% | 6.1% | 4.0% | 2.4% | 2.2% | 1.4% | 0.00% | · | · | · | · | |
| Earnings Yield | -21.2% | -6.0% | 11.0% | 10.0% | 9.5% | 9.9% | 8.6% | 9.1% | 5.0% | 4.7% | 5.0% | 5.5% | |
| Payout Ratio | -11.1% | -97.0% | 54.7% | 39.6% | 25.3% | 21.4% | 15.6% | · | · | · | · | · | |
| Annual Payout | $15M | $46M | $55M | $56M | $45M | $28M | $22M | $0 | · | · | · | · |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | $98M | $101M | · | $90M | $85M | $65M | · | $28M | |
| Interest Income | $127M | $132M | $149M | $150M | $151M | $154M | $168M | $174M | $170M | $176M | $167M | $161M | $157M | $140M | $129M | $112M | |
| Pretax Income | $8M | $16M | $-5M | $-84M | $-109M | $2M | $20M | $27M | $-79M | $3M | $25M | $35M | $37M | $31M | $52M | $49M | |
| Income Tax | $707.0K | $1M | $-3M | $-17M | $-39M | $772.0K | $5M | $5M | $4M | $3M | $5M | $7M | $8M | $7M | $10M | $12M | |
| Net Income | $7M | $15M | $-2M | $-68M | $-70M | $2M | $15M | $22M | $-84M | $-338.0K | $20M | $27M | $29M | $24M | $42M | $37M | |
| EPS (Basic) | $0.23 | $0.48 | $-0.09 | $-2.22 | $-2.30 | $0.06 | $0.51 | $0.72 | $-2.78 | $-0.01 | $0.68 | $0.91 | $0.94 | $0.78 | $1.32 | $1.16 | |
| EPS (Diluted) | $0.23 | $0.48 | $-0.09 | $-2.22 | $-2.30 | $0.06 | $0.51 | $0.72 | $-2.78 | $-0.01 | $0.68 | $0.91 | $0.94 | $0.78 | $1.32 | $1.16 | |
| Shares (Basic) | 30,495,000 | 30,422,000 | · | 30,368,000 | 30,375,000 | 30,275,000 | · | 30,174,000 | 30,186,000 | 30,068,000 | · | 29,910,000 | 30,455,000 | 31,109,000 | · | 32,084,000 | |
| Shares (Diluted) | 30,570,000 | 30,540,000 | · | 30,368,000 | 30,375,000 | 30,404,000 | · | 30,242,000 | 30,186,000 | 30,068,000 | · | 29,944,000 | 30,505,000 | 31,180,000 | · | 32,155,000 | |
| EBITDA | · | $606.0K | · | · | · | $826.0K | · | · | · | $786.0K | · | · | · | $890.0K | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $13M | $13M | $13M | $11M | $7M | $7M | $8M | $8M | $9M | $10M | · | $11M | $12M | $13M | · | $14M | |
| PP&E (Gross) | · | · | $19M | · | · | · | $20M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $33M | · | · | · | $40M | · | · | · | · | · | · | · | · | · | |
| Goodwill | · | · | · | · | · | · | · | $0 | $0 | · | · | · | · | · | · | · | |
| Total Assets | $9.66B | $9.95B | $10.50B | $10.82B | $10.60B | $11.32B | $11.13B | $11.29B | $11.30B | $11.61B | · | $11.16B | $11.03B | $11.09B | · | $10.71B | |
| Short-term Debt | · | $0 | $0 | $0 | $50M | $490M | $490M | $1.24B | · | · | · | · | · | · | · | · | |
| Total Liabilities | $8.51B | $8.81B | $9.37B | $9.69B | $9.42B | $10.07B | $9.90B | $10.06B | $10.13B | $10.35B | · | $9.95B | $9.81B | $9.85B | · | $9.49B | |
| Long-term Debt | $77M | $77M | $76M | $76M | $76M | $76M | $76M | $76M | · | · | · | $70M | $70M | $70M | · | $70M | |
| Total Debt | · | $0 | · | $0 | $50M | $490M | · | $1.24B | · | · | · | · | · | · | · | · | |
| Common Stock | $302.0K | $302.0K | $300.0K | $300.0K | $300.0K | $300.0K | $298.0K | $298.0K | $297.0K | $297.0K | · | $296.0K | $296.0K | $308.0K | · | $318.0K | |
| Paid-in Capital | $385M | $383M | $382M | $389M | $389M | $387M | $385M | $382M | $380M | $377M | · | $372M | $370M | $397M | · | $443M | |
| Retained Earnings | $859M | $852M | $838M | $832M | $904M | $979M | $982M | $967M | $950M | $1.05B | · | $1.05B | $1.04B | $1.03B | · | $987M | |
| AOCI | $-93M | $-90M | $-89M | $-98M | $-108M | $-121M | $-141M | $-124M | $-161M | $-166M | · | $-212M | $-192M | $-181M | · | $-211M | |
| Stockholders' Equity | $1.15B | $1.15B | $1.13B | $1.12B | $1.19B | $1.24B | $1.23B | $1.23B | $1.17B | $1.26B | $1.27B | $1.22B | $1.22B | $1.24B | $1.23B | $1.22B | |
| Liabilities + Equity | $9.66B | $9.95B | $10.50B | $10.82B | $10.60B | $11.32B | $11.13B | $11.29B | $11.30B | $11.61B | · | $11.16B | $11.03B | $11.09B | · | $10.71B | |
| Shares Outstanding | 30,490,409 | 30,494,659 | 30,359,632 | 30,366,555 | 30,364,983 | 30,368,843 | 30,202,003 | 30,173,200 | 30,180,482 | 30,185,732 | 29,925,612 | 29,917,982 | 29,912,082 | 31,111,647 | 31,346,903 | 32,082,321 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $564.0K | $606.0K | $636.0K | $700.0K | $785.0K | $826.0K | $1M | $670.0K | $706.0K | $786.0K | $831.0K | $871.0K | $888.0K | $890.0K | $836.0K | $826.0K | |
| Stock-based Comp | $2M | $2M | $2M | $1M | $2M | $2M | $3M | $2M | $3M | $2M | $2M | $2M | $3M | $3M | $2M | $2M | |
| Amort. of Intangibles | · | · | · | · | · | · | · | · | · | · | · | · | $7.0K | · | · | · | |
| Other Non-cash | · | $-2M | · | · | · | $39M | · | · | · | $30.0K | · | · | · | $33M | · | · | |
| Operating Cash Flow | $32M | $15M | $-6M | $20M | $-29M | $43M | $10M | $56M | $55M | $3M | $57M | $47M | $31M | $61M | $55M | $15M | |
| CapEx | $857.0K | $587.0K | $3M | $4M | $726.0K | $138.0K | $143.0K | $153.0K | $-41.0K | $71.0K | · | · | · | · | · | · | |
| Investing Cash Flow | $321M | $412M | $195M | $295M | $221M | $-140M | $176M | $103M | $25M | $6M | $-15M | $-74M | $50M | $-59M | $-264M | $-105M | |
| Stock Issued | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Stock Repurchased | · | · | · | · | · | · | $0 | $0 | $0 | $0 | $-2.0K | $-2.0K | $30M | $18M | $33M | $0 | |
| Net Stock Activity | · | · | · | · | · | · | · | · | · | $0 | · | · | · | $-18M | · | · | |
| Dividends Paid | $305.0K | $303.0K | $308.0K | $5M | $5M | $5M | $5M | $14M | $14M | $13M | $14M | $13M | $13M | $14M | $14M | $14M | |
| Financing Cash Flow | $-307M | $-543M | $-344M | $278M | $-611M | $140M | $-164M | $-91M | $-255M | $-14M | $423M | $97M | $-66M | $-141M | $376M | $-191M | |
| Net Change in Cash | · | · | · | · | · | · | · | $68M | $-175M | $-5M | · | $70M | $15M | $-139M | · | $-281M | |
| Taxes Paid | · | · | $0 | $0 | · | · | $2M | $6M | · | · | $5M | $7M | $10M | $0 | $7M | $10M | |
| Free Cash Flow | · | $14M | · | · | · | $43M | · | · | · | · | · | · | · | · | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 9.5% | 19.3% | · | -95.5% | -94.0% | 2.3% | · | 27.7% | -109.3% | -0.43% | · | 35.5% | 35.7% | 30.8% | · | 41.8% | |
| Pretax Margin | 10.4% | 21.0% | · | -119.5% | -147.2% | 3.3% | · | 33.9% | -103.5% | 3.4% | · | 44.9% | 45.9% | 39.5% | · | 55.2% | |
| EBITDA Margin | · | 0.79% | · | · | · | 1.1% | · | · | · | 1.0% | · | · | · | 1.1% | · | · | |
| ROA | 0.07% | 0.14% | · | -0.61% | -0.64% | 0.01% | · | 0.19% | -0.75% | 0.00% | · | 0.25% | 0.26% | 0.22% | · | 0.33% | |
| ROE | 0.59% | 1.2% | · | -5.8% | -5.9% | 0.13% | · | 1.8% | -7.0% | -0.03% | · | 2.2% | 2.3% | 1.9% | · | 2.9% |
Liquidity & Solvency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | 0.0 | · | 0.0 | 0.0 | 0.4 | · | 1.0 | · | · | · | · | · | · | · | · |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $37.73 | $37.56 | · | $37.00 | $39.03 | $40.99 | · | $40.61 | $38.75 | $41.72 | · | $40.64 | $40.78 | $39.92 | · | $38.02 | |
| Revenue / Share | $2.39 | $2.50 | · | $2.33 | $2.44 | $2.43 | · | $2.61 | $2.54 | $2.60 | · | $2.57 | $2.64 | $2.52 | · | $2.77 | |
| Cash Flow / Share | · | $0.49 | · | · | · | $1.42 | · | · | · | $0.09 | · | · | · | $1.95 | · | · | |
| Dividend Paid / Share | $0.01 | $0.01 | $0.17 | $0.01 | $0.17 | $0.17 | $0.01 | $0.17 | $0.45 | $0.45 | $0.45 | $0.45 | $0.45 | $0.45 | $0.45 | $0.45 | |
| EPS (TTM) | $-1.60 | $-4.13 | · | $-3.95 | $-1.01 | $-1.49 | · | $-1.39 | $-1.20 | $2.52 | · | $3.95 | $4.20 | $3.75 | · | $4.37 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $301M | $302M | · | $294M | $302M | $304M | · | $310M | $308M | $312M | · | $327M | $339M | $347M | · | $354M | |
| Net Income TTM | $-48M | $-125M | · | $-120M | $-31M | $-45M | · | $-42M | $-37M | $76M | · | $123M | $132M | $119M | · | $140M | |
| Market Cap | $866M | $758M | · | $614M | $592M | $638M | · | $681M | $570M | $709M | · | $642M | $633M | $1.04B | · | $1.44B | |
| P/E | -17.7 | -6.0 | · | -5.1 | -19.3 | -14.1 | · | -16.2 | -15.8 | 9.3 | · | 5.4 | 5.0 | 8.9 | · | 10.3 | |
| P/S | 2.9 | 2.5 | · | 2.1 | 2.0 | 2.1 | · | 2.2 | 1.9 | 2.3 | · | 2.0 | 1.9 | 3.0 | · | 4.1 | |
| P/B | 0.8 | 0.7 | · | 0.5 | 0.5 | 0.5 | · | 0.6 | 0.5 | 0.6 | · | 0.5 | 0.5 | 0.8 | · | 1.2 | |
| P / Tangible Book | 0.8 | 0.7 | · | 0.5 | 0.5 | 0.5 | · | 0.6 | 0.5 | 0.6 | · | 0.5 | 0.5 | 0.8 | · | 1.2 | |
| P / Cash Flow | · | 51.0 | · | · | · | 14.8 | · | · | · | 249.1 | · | · | · | 17.1 | · | · | |
| Dividend Yield | 0.68% | 1.4% | · | 3.3% | 4.8% | 5.8% | · | 8.0% | 9.6% | 7.7% | · | 8.6% | 8.8% | 5.5% | · | 3.8% | |
| Earnings Yield | -5.6% | -16.6% | · | -19.5% | -5.2% | -7.1% | · | -6.2% | -6.3% | 10.7% | · | 18.4% | 19.9% | 11.2% | · | 9.8% | |
| Payout Ratio | · | 2.1% | · | · | · | 297.5% | · | · | · | -3984.6% | · | · | · | 57.4% | · | · | |
| Annual Payout | $6M | $11M | · | $20M | $29M | $37M | · | $55M | $55M | $55M | · | $55M | $56M | $57M | · | $54M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Net Income | $-138M | $-47M | $101M | $141M | $177M |
| Diluted EPS | $-4.55 | $-1.56 | $3.31 | $4.39 | $5.52 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.4 | · | 0.8 | 0.2 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $21M | $123M | $196M | $193M | $234M |
Institutional owners (13F) 209 filers · $663.1M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
209
Value held
$663.1M
New positions
29
Exited positions
22
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 29 (-11 vs prior Q) | 22 (+5 vs prior Q) | 64 (+5 vs prior Q) | 50 (-12 vs prior Q) | -141K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $119,127,069 | 4,196,093 | 17.97% | Shares |
| North Reef Capital Management LP | $48,647,259 | 1,713,535 | 7.34% | Shares |
| STATE STREET CORP | $44,396,225 | 1,563,798 | 6.70% | Shares |
| VANGUARD GROUP INC | $40,112,078 | 1,872,646 | 6.05% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $35,014,409 | 1,233,336 | 5.28% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $34,572,632 | 1,217,775 | 5.21% | Shares |
| ALLIANCEBERNSTEIN L.P. | $31,622,056 | 1,271,494 | 4.77% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $31,215,947 | 1,099,519 | 4.71% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $21,119,655 | 743,768 | 3.19% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $16,107,464 | 567,364 | 2.43% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $15,719,713 | 553,706 | 2.37% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $15,152,226 | 533,717 | 2.29% | Shares |
| JUPITER ASSET MANAGEMENT LTD | $9,783,591 | 344,614 | 1.48% | Shares |
| AMERICAN CENTURY COMPANIES INC | $9,572,625 | 337,183 | 1.44% | Shares |
| MORGAN STANLEY | $8,747,497 | 308,118 | 1.32% | Shares |
| GOLDMAN SACHS GROUP INC | $8,422,879 | 296,685 | 1.27% | Shares |
| NORTHERN TRUST CORP | $8,332,295 | 293,494 | 1.26% | Shares |
| Quantinno Capital Management LP | $6,656,548 | 234,468 | 1.00% | Shares |
| GAMCO INVESTORS, INC. ET AL | $6,142,177 | 216,350 | 0.93% | Shares |
| TWO SIGMA INVESTMENTS, LP | $6,019,702 | 212,036 | 0.91% | Shares |
| UBS Group AG | $5,830,426 | 205,369 | 0.88% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $5,315,290 | 187,224 | 0.80% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $5,237,671 | 184,490 | 0.79% | Shares |
| Bank of New York Mellon Corp | $4,677,993 | 164,776 | 0.71% | Shares |
| FRANKLIN RESOURCES INC | $4,536,126 | 159,779 | 0.68% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $4,486,500 | 158,031 | 0.68% | Shares |
| JCSD Capital, LLC | $4,482,781 | 157,900 | 0.68% | Shares |
| BANK OF AMERICA CORP /DE/ | $4,462,283 | 157,178 | 0.67% | Shares |
| DEUTSCHE BANK AG\ | $3,874,440 | 136,472 | 0.58% | Shares |
| HENNESSY ADVISORS INC | $3,832,650 | 135,000 | 0.58% | Shares |
| PRINCIPAL FINANCIAL GROUP INC | $3,808,178 | 134,138 | 0.57% | Shares |
| Nuveen, LLC | $3,524,571 | 124,149 | 0.53% | Shares |
| Invesco Ltd. | $3,261,699 | 114,889 | 0.49% | Shares |
| Empowered Funds, LLC | $3,206,963 | 112,961 | 0.48% | Shares |
| Sippican Capital Advisors | $3,137,578 | 110,517 | 0.47% | Shares |
| Curi Capital, LLC | $2,847,461 | 100,298 | 0.43% | Shares |
| MENDON CAPITAL ADVISORS CORP | $2,839,000 | 100,000 | 0.43% | Shares |
| Public Sector Pension Investment Board | $2,707,299 | 95,361 | 0.41% | Shares |
| AMERIPRISE FINANCIAL INC | $2,675,190 | 94,230 | 0.40% | Shares |
| Elizabeth Park Capital Advisors, Ltd. | $2,330,194 | 82,078 | 0.35% | Shares |
| Interval Partners, LP | $2,302,457 | 81,101 | 0.35% | Shares |
| Legal & General Group Plc | $2,027,359 | 71,411 | 0.31% | Shares |
| Ategra Capital Management, LLC | $1,997,861 | 70,372 | 0.30% | Shares |
| RHUMBLINE ADVISERS | $1,993,700 | 70,226 | 0.30% | Shares |
| CITADEL ADVISORS LLC | $1,973,673 | 69,520 | 0.30% | Shares |
| CITIGROUP INC | $1,893,891 | 66,710 | 0.29% | Shares |
| Trexquant Investment LP | $1,730,711 | 60,962 | 0.26% | Shares |
| Swiss National Bank | $1,704,308 | 60,032 | 0.26% | Shares |
| Numerai GP LLC | $1,654,569 | 58,280 | 0.25% | Shares |
| Verition Fund Management LLC | $1,582,061 | 55,726 | 0.24% | Shares |
Activists & 5%+ owners 3 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Sandler O’Neill Asset Management, LLC, SOAM Holdings, LLC, Malta Partners, L.P., Malta Hedge Fund, L.P., Malta Hedge Fund II, L.P., Malta Offshore, Ltd, SOAM Capital Partners, L.P., Terry Maltese ×2 filings | Dec. 14, 2009 | · | Initial filing | Passive investment | SEC |
| Neal R. Gross | May 18, 2007 | · | Initial filing | Passive investment | SEC |
| Undisclosed reporting person | Jan. 10, 2002 | · | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 49 insiders · 20 officers · 22 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Stephen Russell Curley | President/CEO | Aug. 10, 2026 A | 50,289 | 0 | 0 | $0 |
| Ronald D Paul | President & CEO | Jan. 8, 2019 M | 1,466,197 | 0 | 0 | $0 |
| Eric R Newell | Senior EVP, CFO | March 16, 2026 A | 43,007 | 1 | 0 | $50,478 |
| Charles Levingston | EVP/CFO | May 17, 2023 P | 30,371 | 0 | 0 | $0 |
| Michael Thomas Flynn | EVP/COO | June 10, 2015 S | 20,194 | 0 | 0 | $0 |
| Evelyn Lee | EVP, Chief C&I Lending Officer | March 16, 2026 A | 27,630 | 0 | 0 | $0 |
| Ryan Riel | Sr. Executive Vice President | March 16, 2026 A | 46,884 | 0 | 0 | $0 |
| Kevin P Geoghegan | EVP, Chief Credit Officer | Sept. 15, 2025 F | 6,105 | 0 | 0 | $0 |
| Janice L. Williams | EVP/CCO | Feb. 26, 2025 A | 110,510 | 0 | 0 | $0 |
| Lindsey S Rheaume | EVP/CLO-C&I | March 5, 2024 S | 9,075 | 0 | 0 | $0 |
| Norman Robert Pozez | Executive Chairman | Feb. 12, 2024 A | 73,618 | 0 | 0 | $0 |
| Antonio F Marquez | Sr. EVP | May 22, 2023 G | 46,680 | 0 | 0 | $0 |
| Jeffrey Mcpherson Curry | EVP/CRO | Feb. 16, 2023 F | 1,411 | 0 | 0 | $0 |
| James H Langmead | EVP/CRO | Feb. 16, 2021 A | 1,849 | 0 | 0 | $0 |
| Laurence E Bensignor | EVP/General Counsel | Feb. 14, 2017 A | 40,927 | 0 | 0 | $0 |
| Charles C. Brockett | EVP, Director of Operations | Feb. 18, 2016 A | 69,688 | 0 | 0 | $0 |
| Steven A Reeder | EVP/Chief Deposit Officer | Feb. 10, 2015 A | 11,146 | 0 | 0 | $0 |
| Virginia Navas Heine | EVP-Chief Lending C&I | May 15, 2014 F | 13,276 | 0 | 0 | $0 |
| Thomas David Murphy | EVP,Pres-Community Banking | March 29, 2014 F | 57,615 | 0 | 0 | $0 |
| Tonat Martha Foulon | Executive Vice President/CLO | Nov. 4, 2010 S | 1,525 | 0 | 0 | $0 |
| Montano Trevor | Director | May 30, 2026 W | 3,000 | 0 | 0 | $0 |
| Kristen J. Pederson | Director | Feb. 19, 2026 A | 4,536 | 0 | 0 | $0 |
| Louis P. Mathews Jr. | Director | Feb. 19, 2026 A | 19,230 | 2 | 0 | $51,060 |
| Theodore A. Wilm | Director | Feb. 19, 2026 A | 4,536 | 0 | 0 | $0 |
| Steven Freidkin | Director | Feb. 19, 2026 A | 48,972 | 0 | 0 | $0 |
| James A Soltesz | Director | Feb. 19, 2026 A | 64,616 | 0 | 0 | $0 |
| Matthew D Brockwell | Director | Feb. 19, 2026 A | 46,810 | 0 | 0 | $0 |
| Theresa G. Laplaca | Director | Feb. 19, 2026 A | 46,798 | 0 | 0 | $0 |
| Leslie A. Ludwig | Director | Feb. 19, 2026 A | 55,028 | 0 | 0 | $0 |
| Benjamin M. Soto | Director | Feb. 19, 2026 A | 60,644 | 0 | 0 | $0 |
| Kathy A Raffa | Director | Feb. 18, 2025 A | 56,245 | 0 | 0 | $0 |
| Leland M Weinstein | Director | Feb. 10, 2020 A | 76,488 | 0 | 0 | $0 |
| Donald R Rogers | Director | Feb. 11, 2019 A | 62,121 | 0 | 0 | $0 |
| Harvey Michael Goodman | Director | Feb. 11, 2019 A | 123,927 | 0 | 0 | $0 |
| Leslie M Alperstein | Director | Feb. 11, 2019 A | 82,950 | 0 | 0 | $0 |
| Dudley D Dworken | Director | Feb. 11, 2019 A | 44,477 | 0 | 0 | $0 |
| Robert P Pincus | Director | June 13, 2016 S | 122,611 | 0 | 0 | $0 |
| David Preston Summers | Director | June 19, 2015 S | 1,020 | 0 | 0 | $0 |
| Neal R Gross | Director | Feb. 7, 2012 A | 138,669 | 0 | 0 | $0 |
| Paul Saltzman | · | March 16, 2026 A | 27,626 | 0 | 0 | $0 |
| Susan G Riel | · | Feb. 26, 2026 F | 321,245 | 0 | 0 | $0 |
| Ernie Jarvis | · | Feb. 14, 2022 A | 4,060 | 0 | 0 | $0 |
| John C Rudolf | · | Feb. 11, 2016 P | 455,745 | 0 | 0 | $0 |
| Philip N Margolius | · | Sept. 16, 2009 P | 12,195 | 0 | 0 | $0 |
| Barry C Watkins | · | Jan. 8, 2009 A | · | 0 | 0 | $0 |
| Leonard L Abel | · | Oct. 30, 2008 S | 264,267 | 0 | 0 | $0 |
| Wilmer L Tinley JR | · | March 29, 2007 M | 47,443 | 0 | 0 | $0 |
| Eugene F Ford SR | · | June 10, 2005 G | 29,747 | 0 | 0 | $0 |
| H L Ward | · | Jan. 12, 2004 M | 45,701 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 38 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| PSCF · Invesco Exchange-Traded Fund Trust … | 0.18% | 1,786 SH | Oct. 1, 2026 | Daily |
| DPST · Direxion Shares ETF Trust | 0.16% | 24,357 NS | July 31, 2026 | N-PORT |
| XSMO · Invesco Exchange-Traded Fund Trust | 0.15% | 159,487 SH | Oct. 1, 2026 | Daily |
| VIOV · VANGUARD ADMIRAL FUNDS | 0.08% | 58,886 SH | Aug. 19, 2026 | Daily |
| VFVA · VANGUARD WELLINGTON FUND | 0.07% | 22,156 SH | Aug. 19, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.05% | 49,445 SH | Oct. 1, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.05% | 24,954 SH | Aug. 19, 2026 | Daily |
| QVMS · Invesco Exchange-Traded Fund Trust … | 0.05% | 4,182 SH | Sept. 30, 2026 | Daily |
| VIOO · VANGUARD ADMIRAL FUNDS | 0.04% | 96,752 SH | Aug. 19, 2026 | Daily |
| RWJ · Invesco Exchange-Traded Fund Trust … | 0.04% | 27,538 SH | Oct. 1, 2026 | Daily |
| IWM · iShares Trust | 0.03% | 734,681 SH | Sept. 11, 2026 | Daily |
| RSSL · Global X Funds | 0.03% | 13,713 NS | July 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.02% | 62,166 NS | July 31, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.02% | 165,305 SH | Aug. 19, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.02% | 106,758 NS | July 31, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.02% | 1,761 SH | Sept. 30, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 318,203 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 48,581 SH | Aug. 19, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.01% | 7,597 NS | July 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.01% | 1,879 SH | Sept. 11, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.01% | 1,378 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 77,116 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 2,589 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 7,896 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 12,449 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 1,404 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 43,482 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 8,049 SH | Sept. 3, 2026 | Daily |
| DFUV · Dimensional ETF Trust | 0.00% | 2,452 NS | July 31, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 872,289 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 2,326 SH | Aug. 19, 2026 | Daily |
| IJR · iShares Trust | · | 1,698,981 SH | Sept. 10, 2026 | Daily |
| IJS · iShares Trust | · | 246,372 SH | Sept. 8, 2026 | Daily |
| IWN · iShares Trust | · | 270,969 SH | Sept. 11, 2026 | Daily |
| XJR · iShares Trust | · | 3,873 SH | Aug. 31, 2026 | Daily |
| ISCB · iShares Trust | · | 1,259 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 6,914 SH | Sept. 11, 2026 | Daily |
| SMLF · iShares Trust | · | 73,171 SH | Sept. 11, 2026 | Daily |
EGBN Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 11 analysts
BUY
Median target
$30.00
+5.7%
3 27.3%
Strong Buy
4 36.4%
Buy
4 36.4%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
5 analysts · 2026-09-30Mean target $30.80 +8.5%
Now
Current price $28.38
Low$27.00
Mean$30.80
High$35.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| EGBN | $650M | -4.7 | -3.1% | -46.1% | -11.9% | · |
| MPB | $715M | 12.2 | 26.1% | 24.9% | 7.1% | · |
| SBSI | · | 13.3 | -8.1% | 29.2% | 8.4% | · |
| NBBK | $907M | 14.8 | 23.0% | 23.5% | 6.3% | · |
| FMNB | · | 9.2 | 3.9% | · | · | · |
| FCBC | $618M | 12.7 | 0.99% | 29.1% | 9.7% | · |
| SMBK | $630M | 12.4 | 16.9% | 25.1% | 9.7% | · |
| GSBC | $681M | 9.9 | 4.4% | 30.9% | 11.5% | · |
| CCBG | $727M | 11.8 | 8.1% | 24.2% | 11.4% | · |
| ORRF | $691M | 8.5 | 36.0% | 217.7% | 14.2% | · |
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Source: SEC 10-Q filed Aug 6, 2026