$33.90
▼ $-0.05
(-0.15%)
Vol 412K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$2.7B
P/E
15.9
ROE
7.6%
Margin
24.2%
D/E
12.91
Beta
0.81
Div Yield
3.24%
52W
$29–$38
Wall Street Consensus
10 analysts · Apr 20262
Strong Buy
6
Buy
2
Hold
0
Sell
0
Strong Sell
80.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.73 | $0.70 | $-0.03 |
| Sep 2025 | $0.80 | $0.83 | +$0.03 |
| Jun 2025 | $0.66 | $0.81 | +$0.15 |
| Mar 2025 | $0.63 | $0.68 | +$0.05 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 8.0% | 8.0% | 8.0% | 7.6% | 7.6% | 7.6% |
| P/E (TTM) | 14.84 | 15.33 | 16.11 | 15.53 | 16.20 | 15.94 |
| Net Margin | — | 24.2% | 24.2% | 24.2% | 24.2% | 24.2% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 12.61 | 12.61 | 12.61 | 12.91 | 12.91 | 12.91 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.9%
P/S (TTM)
2.78
P/B
1.2
EPS (TTM)
$2.24
CF/Share
$2.06
Rev Growth 3Y
+3.5%
52W High
$38.01
52W Low
$29.43
$29.43
52-Week Range
$38.01
How does TOWN compare to Banking peers?
Peer group: Mid-cap Banking ($2B+) · 74 companies
TOWN valuation vs Banking peers
P/E ratio
15.9
▲
27%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
2.8
▲
17%
above
peers
(2.4)
vs Peers
vs Industry
Overvalued
P/B ratio
1.2
▲
1%
above
peers
(1.2)
vs Peers
vs Industry
Fair value
Div yield
3.2%
▼
12%
below
peers
(3.7%)
vs Peers
vs Industry
In line
TOWN profitability vs Banking peers
ROE
7.6%
▼
24%
below
peers
(9.9%)
vs Peers
vs Industry
Weak
Net margin
24.3%
▼
21%
below
peers
(30.9%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.9%
▼
13%
below
peers
(1.1%)
vs Peers
vs Industry
Weak
TOWN financial health vs Banking peers
D/E ratio
12.9
▼
18%
below
peers
(15.7)
vs Peers
vs Industry
Above avg
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.8
▼
7%
below
peers
(0.9)
vs Peers
vs Industry
Less volatile
TOWN fundamentals radar
TOWN
Peer median
Industry
TOWN profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
TOWN vs peers: key metrics
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