your badges 52W Range $23–$36 67% of range Analyst Rating BUY 13 analysts Price Target $38 +19% upside P/E 9.4 ROE 9.6% Net Profit Margin 28.4%

FFBC Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $31.87
P/E 9.4
EPS $2.66
ROE 9.6%
Debt/Equity (MRQ) 0.2
52W Range $23–$36

FFBC Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
range
bars

Bar granularity adapts to the selected period — hover the chart to see open/high/low/close for a bar.

Stock splits 10
Ex-date Split Type
March 7, 2001 21-for-20 Forward
Dec. 1, 1999 11-for-10 Forward
Dec. 2, 1998 11-for-10 Forward
June 2, 1998 2-for-1 Forward
Sept. 3, 1997 11-for-10 Forward
Oct. 2, 1996 11-for-10 Forward
Dec. 2, 1994 5-for-4 Forward
Jan. 4, 1994 4-for-3 Forward
Oct. 2, 1987 3-for-2 Forward
Oct. 2, 1986 4-for-3 Forward

About First Financial Bancorp. - Common Stock Company overview from Wikipedia

05 · wikidata

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois.

First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

The company's subsidiary, First Financial Bank, N.A., founded in 1863, provides banking and financial services products through its three lines of business: commercial, consumer and wealth management. The commercial and consumer units provide traditional banking services to business and consumer clients. First Financial Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services and had approximately $15.9 billion in assets as of September 30, 2020.

## History

First Financial Bank, N.A., was founded in 1863 as the First National Bank of Hamilton and was granted charter number 56 on August 10, 1863, under the National Bank Act. The bank opened its first branch in Hamilton, Ohio and started business on August 15, 1863. In 1923, the bank's name was changed to First National Bank and Trust Company of Hamilton when the trust division was created.

In 1980, the First National Bank of Hamilton consolidated operations with the First National Bank of Middletown to form the First National Bank of Southwestern Ohio. The acquisition of smaller institutions allowed it to expand outside Butler County. First Financial Bancorp, a holding company, was formed in 1983.

In 2008, First Financial Bancorp relocated its headquarters to Norwood while the headquarters for the bank remained in Hamilton. The following year, the holding company moved their headquarters to the Atrium One building in Downtown Cincinnati before finally settling into the Chemed Center building, renamed First Financial Center, in 2011.

In July 2017, First Financial agreed to purchase Greensburg, Indiana based MainSource Bank for $1 billion, making First Financial the fourth-largest bank in Cincinnati, and the second-largest local bank. The combined organization will continue to be called First Financial Bancorp. The acquisition was finalized on April 2, 2018. All MainSource computer systems and deposits were transitioned to First Financial on May 29, 2018.

In June 2025, First Financial announced that it has entered into a definitive agreement to acquire Westfield Bancorp, in a cash and stock transaction, from Ohio Farmers Insurance Company.

In December 2025, it was announced that First Financial had received regulatory approval to complete its acquisition of BankFinancial, a Chicago-based financial institution. The all-stock transaction, valued at approximately $142 million and expected to close in early 2026 subject to shareholder approval, expanded First Financial’s operations into the Chicagoland area, where BankFinancial operated 18 financial centres.

Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗

Wikidata ↗

sectorFinancials industryBanking employees2,371 countryUS

10-Year Performance Revenue, net income, margins and EPS trends

06
EPS$2.66
2017-12-31 → 2025-12-31
Free Cash Flow$317M
2017-12-31 → 2025-12-31
Net margin28.4%
2017-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend FFBC 5Y avg Peer Median Verdict
P/E 9.45Y avg ≈10.3 ≈10.3 12.9 Fair value
PEG Ratio ≈0.9 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Payout Ratio37.0%
Annualized Payout≈$1.04Paid quarterly
5Y Div CAGR≈1.3%Per share, split-adjusted
Growth Streak≈2Consecutive years of dividend growth
Ex-dateAmountCurrencyYield
Sep 1, 2026$0.26USD≈3.2%
Jun 1, 2026$0.25USD≈3.3%
Mar 2, 2026$0.25USD≈3.5%
Dec 1, 2025$0.25USD≈3.9%
Sep 2, 2025$0.25USD≈3.7%
Jun 2, 2025$0.24USD≈4.1%
Mar 3, 2025$0.24USD≈3.5%
Dec 2, 2024$0.24USD≈3.2%
Aug 30, 2024$0.24USD≈3.5%
Jun 3, 2024$0.23USD≈4.2%
Feb 29, 2024$0.23USD≈4.2%
Nov 30, 2023$0.23USD≈4.6%
Aug 31, 2023$0.23USD≈4.4%
May 31, 2023$0.23USD≈4.9%
Feb 28, 2023$0.23USD≈3.7%
Nov 30, 2022$0.23USD≈3.5%
Aug 31, 2022$0.23USD≈4.3%
May 31, 2022$0.23USD≈4.4%
Feb 28, 2022$0.23USD≈3.7%
Nov 30, 2021$0.23USD≈4.0%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 0.20%
Next Report Oct 21, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 16, 2026 $0.73 $0.79 -7.3%
March 31, 2026 $0.71 $0.66 8.0%
Dec. 31, 2025 $0.64 $0.57 13.1%
Sept. 30, 2025 $0.75 $0.77 -2.2%
June 30, 2025 $0.73 $0.69 5.2%
March 31, 2025 $0.54 $0.64 -15.7%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 9
Metric Trend 202520242023202220212020201920182017201620152014
Interest Expense ··$275M$66M$31M$68M$123M$91M$50M$33M$23M$19M
Interest Income $1.00B$1.00B$903M$585M$483M$525M$608M$540M$333M$306M$270M$248M
Pretax Income $321M$268M$319M$242M$241M$184M$243M$214M$116M$131M$111M$95M
Income Tax $66M$39M$63M$24M$36M$29M$45M$42M$19M$42M$36M$30M
Net Income $256M$229M$256M$218M$205M$156M$198M$173M$97M$89M$75M$65M
EPS (Basic) $2.68$2.42$2.72$2.33$2.16$1.60$2.01$1.95$1.57$1.45$1.23$1.11
EPS (Diluted) $2.66$2.40$2.69$2.30$2.14$1.59$2.00$1.93$1.56$1.43$1.21$1.09
Shares (Basic) 95,284,55094,404,61793,938,77293,528,71295,034,69097,363,95298,305,57088,582,09061,529,46061,206,09361,062,65758,662,836
Shares (Diluted) 96,157,96495,405,71995,096,06794,586,85195,897,38598,093,09898,851,47189,614,20562,171,59061,985,42261,847,54759,392,667
Balance Sheet 18
Metric Trend 202520242023202220212020201920182017201620152014
Short-term Investments ···········$166M
PP&E (Net) $205M$198M$195M$189M$193M$207M$215M$216M$125M$132M$137M$141M
PP&E (Gross) $352M$334M$324M$315M$314M$322M$329M$321M$223M$228M$226M$234M
Accum. Depreciation $147M$136M$129M$126M$121M$115M$114M$105M$98M$96M$89M$92M
Goodwill $1.10B$1.01B$1.01B$1.00B$1.00B$938M$938M$880M$204M$204M$204M$138M
Intangibles $119M$79M$84M····$41M$4M$6M$8M$8M
Total Assets $21.13B$18.57B$17.53B$17.00B$16.33B$15.97B$14.51B$13.99B$8.90B$8.44B$8.15B$7.22B
Short-term Debt $675M$755M$938M$1.29B$296M$167M$1.32B$1.04B$815M$808M$938M$661M
Capital Leases ·······$68M····
Total Liabilities $18.36B$16.13B$15.26B$14.96B$14.07B$13.69B$12.26B$11.91B$7.97B$7.57B$7.34B$6.43B
Long-term Debt $514M$348M$344M$347M$410M$776M$414M$571M$120M$120M$120M$48M
Total Debt $675M$755M$938M$1.29B$296M$167M$1.32B$1.04B$815M$808M·$661M
Common Stock $1.65B$1.64B$1.64B$1.63B$1.64B$1.64B$1.64B$1.63B$573M$570M$571M$575M
Retained Earnings $1.44B$1.28B$1.14B$968M$837M$720M$711M$600M$492M$437M$388M$353M
Treasury Stock $126M$191M$198M$203M$218M$126M$118M$111M$114M$114M$119M$122M
AOCI $-190M$-290M$-310M$-359M$-433.0K$49M$13M$-44M$-20M$-28M$-31M$-21M
Stockholders' Equity $2.77B$2.44B$2.27B$2.04B$2.26B$2.28B$2.25B$2.08B$931M$865M$809M$784M
Liabilities + Equity $21.13B$18.57B$17.53B$17.00B$16.33B$15.97B$14.51B$13.99B$8.90B$8.44B$8.15B$7.22B
Cash Flow 16
Metric Trend 202520242023202220212020201920182017201620152014
D&A $32M$30M$30M$31M$32M$33M$28M$24M$13M$13M$13M$13M
Stock-based Comp $16M$16M$15M$13M$10M$8M$8M$6M$5M$5M$4M$4M
Deferred Tax $19M$21M$13M$-4M$12M$-8M$13M$6M$-4M$346.0K$4M$-22M
Amort. of Intangibles $11M$9M$10M$11M$10M$11M$10M$7M$1M$2M$2M$2M
Operating Cash Flow $338M$262M$487M$201M$388M$108M$186M$260M$124M$143M$92M$57M
CapEx $21M$21M$24M$14M$15M$16M$21M$18M$7M$10M$7M$11M
Investing Cash Flow $-547M$-1.00B$-701M$-883M$-510M$-1.20B$-252M$-205M$-429M$-313M$-919M$-84M
Net Debt Issued ··$-3M$-64M$-463M$-682M$-160M$-52M$-94.0K$-86.0K$-46M$-33M
Stock Repurchased ··$0$0$108M$17M$66M$0$0$0$4M$697.0K
Net Stock Activity ··$0$0$-108M$-17M$-66M·$0$0$-4M$-697.0K
Dividends Paid $95M$90M$87M$87M$87M$90M$89M$80M$41M$39M$39M$35M
Financing Cash Flow $213M$699M$220M$670M$111M$1.13B$31M$30M$335M$178M$832M$20M
Net Change in Cash $4M$-39M$6M$-13M$-11M$30M$-36M$86M$29M$7M$5M$-7M
Taxes Paid $9M$28M$10M·········
Free Cash Flow $317M$241M$463M$187M$375M$93M$165M$243M$115M$129M$84M$46M
Levered FCF ··$242M$128M$349M$36M$65M$170M$73M$106M$68M$33M
Profitability 4
Metric Trend 202520242023202220212020201920182017201620152014
Net Margin 28.4%27.4%30.4%30.7%32.9%24.1%32.2%31.2%26.9%25.9%23.3%22.2%
Pretax Margin 35.7%32.1%37.9%34.1%38.6%28.6%39.5%38.8%32.3%38.2%34.5%32.5%
ROA 1.3%1.3%1.5%1.3%1.3%1.0%1.4%1.5%2.2%1.1%·0.95%
ROE 9.6%9.4%11.6%10.8%9.1%6.9%8.8%8.4%10.5%10.3%·8.3%
Liquidity & Solvency 1
Metric Trend 202520242023202220212020201920182017201620152014
Debt / Equity 0.20.30.40.60.10.10.60.50.90.9·0.8
Efficiency 1
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 0.00.00.00.00.00.00.00.00.10.0·0.0
Per Share 4
Metric Trend 202520242023202220212020201920182017201620152014
Revenue / Share $9.35$8.76$8.84$7.49$6.50$6.58$6.23$6.17$5.79$5.52$5.20$4.93
Cash Flow / Share $3.51$2.75$5.12$2.12$4.07$1.12$1.88$2.92$1.95$2.23$1.48$0.95
Dividend / Share $0.98$0.94$0.92$0.92$0.92$0.92$0.90$0.78$0.68$0.64$0.64$0.61
EPS (TTM) $2.66$2.40$2.69$2.30$2.14$1.59$2.00$1.93$1.56$1.43$1.21$1.09
Growth Rates 10
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY 7.6%-0.55%18.5%13.7%-3.4%·······
Revenue CAGR 3Y 8.3%10.2%9.2%·········
Revenue CAGR 5Y 6.9%···········
EPS YoY 10.8%-10.8%17.0%7.5%34.6%·······
EPS CAGR 3Y 5.0%3.9%19.2%·········
EPS CAGR 5Y 10.8%···········
Net Income YoY 11.7%-10.6%17.6%6.1%31.7%·······
Net Income CAGR 3Y 5.5%3.7%18.0%·········
Net Income CAGR 5Y 10.4%···········
Dividends Paid CAGR 5Y 1.1%···········
Valuation (TTM) 6
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM $899M$836M$840M$709M$624M$646M$616M$553M$360M$342M$322M$293M
Net Income TTM $256M$229M$256M$218M$205M$156M$198M$173M$97M$89M$75M$65M
P/E 9.411.28.810.511.411.012.712.316.919.914.917.1
Earnings Yield 10.6%8.9%11.3%9.5%8.8%9.1%7.9%8.1%5.9%5.0%6.7%5.9%
Payout Ratio 37.0%39.1%34.1%39.8%42.6%57.6%45.0%46.2%42.5%44.2%52.0%53.6%
Annual Payout $95M$90M$87M$87M$87M$90M$89M$80M$41M$39M$39M$35M

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312023-12-312022-12-312021-12-31
Net Income $256M $229M $256M $218M $205M
Diluted EPS $2.66 $2.40 $2.69 $2.30 $2.14

Institutional owners (13F) 341 filers · $3.2B total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 341
Value held $3.2B
New positions 50
Exited positions 20
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
50 (-10 vs prior Q) 20 (-14 vs prior Q) 119 (-5 vs prior Q) 89 (+20 vs prior Q) +2.0M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $516,719,849 15,274,013 16.06% Shares
VANGUARD GROUP INC $273,448,209 10,929,185 8.50% Shares
DIMENSIONAL FUND ADVISORS LP $224,840,009 6,646,133 6.99% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $215,543,988 6,371,386 6.70% Shares
STATE STREET CORP $196,247,965 5,801,004 6.10% Shares
NOMURA ASSET MANAGEMENT INTERNATIONAL INC. $170,548,000 5,041,306 5.30% Shares
VANGUARD CAPITAL MANAGEMENT LLC $153,436,168 4,535,506 4.77% Shares
FORT WASHINGTON INVESTMENT ADVISORS INC /OH/ $104,511,222 3,089,306 3.25% Shares
GEODE CAPITAL MANAGEMENT, LLC $94,970,023 2,806,791 2.95% Shares
Bahl & Gaynor LLC $64,376,697 1,902,947 2.00% Shares
FULLER & THALER ASSET MANAGEMENT, INC. $63,986,506 1,891,413 1.99% Shares
VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P. $55,505,085 1,640,706 1.73% Shares
JPMORGAN CHASE & CO $54,889,219 1,614,631 1.71% Shares
VICTORY CAPITAL MANAGEMENT INC $51,475,051 1,521,580 1.60% Shares
BANK OF AMERICA CORP /DE/ $48,612,560 1,436,966 1.51% Shares
NORTHERN TRUST CORP $47,889,309 1,415,587 1.49% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $46,185,562 1,365,225 1.44% Shares
MORGAN STANLEY $44,376,056 1,311,735 1.38% Shares
BROWN ADVISORY INC $42,497,529 1,256,208 1.32% Shares
Bank of New York Mellon Corp $40,815,272 1,206,482 1.27% Shares
GOLDMAN SACHS GROUP INC $38,785,097 1,146,470 1.21% Shares
BRIDGEWAY CAPITAL MANAGEMENT, LLC $27,307,204 807,189 0.85% Shares
FIRST FINANCIAL BANK - TRUST DIVISION $25,032,668 799,255 0.78% Shares
Nuveen, LLC $24,125,843 713,150 0.75% Shares
Fisher Asset Management, LLC $23,745,823 701,916 0.74% Shares
MANUFACTURERS LIFE INSURANCE COMPANY, THE $23,568,177 696,665 0.73% Shares
VANGUARD FIDUCIARY TRUST CO $23,309,682 689,024 0.72% Shares
WELLINGTON MANAGEMENT GROUP LLP $20,262,242 598,943 0.63% Shares
PRINCIPAL FINANCIAL GROUP INC $16,986,246 502,106 0.53% Shares
Invesco Ltd. $16,744,868 494,971 0.52% Shares
Empowered Funds, LLC $15,714,881 464,525 0.49% Shares
LOOMIS SAYLES & CO L P $15,508,890 458,436 0.48% Shares
AMERICAN CENTURY COMPANIES INC $13,388,831 395,768 0.42% Shares
Public Sector Pension Investment Board $12,073,318 356,882 0.38% Shares
FIRST TRUST ADVISORS LP $11,877,510 351,094 0.37% Shares
AQR CAPITAL MANAGEMENT LLC $11,241,904 332,306 0.35% Shares
Gator Capital Management, LLC $10,676,410 315,590 0.33% Shares
FEDERATED HERMES, INC. $10,481,583 309,831 0.33% Shares
RHUMBLINE ADVISERS $9,157,826 270,702 0.28% Shares
FRANKLIN RESOURCES INC $8,924,624 263,808 0.28% Shares
NORDEA INVESTMENT MANAGEMENT AB $8,277,309 243,737 0.26% Shares
WELLS FARGO & COMPANY/MN $8,239,714 243,562 0.26% Shares
Legal & General Group Plc $8,216,698 242,882 0.26% Shares
MALTESE CAPITAL MANAGEMENT LLC $8,176,711 241,700 0.25% Shares
UBS Group AG $8,123,429 240,125 0.25% Shares
Squarepoint Ops LLC $7,471,795 220,863 0.23% Shares
Swiss National Bank $7,102,372 209,943 0.22% Shares
RAYMOND JAMES FINANCIAL INC $6,898,797 203,926 0.21% Shares
Universal- Beteiligungs- und Servicegesellschaft mbH $6,673,271 197,259 0.21% Shares
US BANCORP \DE\ $6,645,870 196,449 0.21% Shares

Show all 341 institutional owners →

Company insiders 72 insiders · 40 officers · 32 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Archie M Brown President & CEO Sept. 14, 2026 A 330,390 0 4 $-1,090,350
James M Anderson Chief Financial Officer Sept. 14, 2026 A 156,392 0 2 $-262,810
Franklin J Hall EVP & CFO Feb. 27, 2013 J 28,053 0 0 $0
Gregory A Harris President, Wealth Management March 7, 2026 F 51,233 0 1 $-53,592
FIRST FINANCIAL BANCORP /OH/ President, Wealth Management March 2, 2023 F 30,637 0 0 $0
Bradley J Ringwald President, Community Banking April 30, 2018 S 29,687 0 0 $0
Paul C Silva President, ICRE Lending May 9, 2017 S 2,051 0 0 $0
Jill A Stanton President - Mortgage Banking March 10, 2016 A 19,231 0 0 $0
Kevin T Langford Community Banking President March 30, 2015 A 10,821 0 0 $0
John M Gavigan EVP, Chief Operating Officer March 7, 2023 F 63,083 0 0 $0
Malcolm A Myers Chief Transformation Officer Sept. 18, 2026 G 60,595 0 0 $0
Matthew David Reckman Chief Comm. Banking Officer Sept. 14, 2026 A 47,470 0 0 $0
Amanda N Neeley EVP, Chief Strategy Officer Sept. 14, 2026 A 69,731 0 0 $0
Karen B Woods General Counsel & CAO Sept. 14, 2026 A 90,234 0 1 $-302,800
Scott T Crawley Controller & Prin Actg Officer Aug. 3, 2026 S 22,711 0 1 $-92,232
James R Shank Chief Internal Auditor March 16, 2026 S 11,140 0 2 $-101,719
William R Harrod Chief Credit Officer March 7, 2026 F 66,912 0 0 $0
Richard S Dennen Chief Corp. Banking Officer March 7, 2026 F 76,508 0 1 $-604,000
Andrew Hauck Commercial Banking Executive March 5, 2021 F 31,345 0 0 $0
Catherine M Myers EVP Consumer Banking March 5, 2021 F 31,573 0 0 $0
Anthony M Stollings EVP Commercial Banking March 8, 2019 F 57,766 0 0 $0
Shannon M Kuhl SVP, Chief Legal Officer & Sec March 10, 2018 A 5,831 0 0 $0
Matthew B Burgess Chief Internal Auditor March 10, 2018 A 14,087 0 0 $0
Douglas C Lefferson Chief Credit Officer July 28, 2017 X 34,170 0 0 $0
William J Sorg SVP, Chief Risk Officer March 10, 2017 A 4,115 0 0 $0
Holly M Foster EVP, Chief Compliance Officer Aug. 5, 2016 S 4,979 0 0 $0
Richard S Barbercheck EVP & CCO May 16, 2016 S 22,300 0 0 $0
Alisa E Poe Chief Talent Officer March 10, 2016 A 17,627 0 0 $0
Gregory A Gehlmann EVP/Corporate General Counsel Nov. 1, 2013 D 0 0 0 $0
Jill L Wyman EVP/Co-Chief Retail Bkg Off Aug. 19, 2013 D 0 0 0 $0
Samuel J Munafo EVP-Banking May 17, 2010 A 23,261 0 0 $0
John C Hoying SVP-Retail Banking Aug. 21, 2006 J 2,338 0 0 $0
Mark W Immelt EVP-Wealth Resource Group June 29, 2006 J 2,771 0 0 $0
David S Harvey EVP & CCO April 24, 2006 A 9,397 0 0 $0
Elizabeth E Fontaine Principal Accounting Officer April 24, 2006 A 2,300 0 0 $0
Iii C Thomas Murrell Executive Officer Nov. 14, 2005 S 7,710 0 0 $0
Robert C Oberg JR Executive Officer April 18, 2005 A 2,175 0 0 $0
Rex A Hockemeyer Executive Officer April 18, 2005 A 10,320 0 0 $0
James C Hall Executive Officer Oct. 27, 2004 S 19,110 0 0 $0
Stanleyn Pontius Executive Officer Oct. 2, 2003 P 2,790 0 0 $0
Andre T Porter Director Sept. 30, 2026 A 18,005 0 0 $0
Thomas Murray Obrien Director Sept. 30, 2026 A 5,624 0 1 $-527,204
Anne L Arvia Director Sept. 30, 2026 A 14,049 0 0 $0
Maribeth S Rahe Director Sept. 30, 2026 A 72,402 0 0 $0
Dawn C Morris Director May 29, 2026 S 9,548 0 1 $-22,866
Gary W Warzala Director May 26, 2026 A 14,850 0 0 $0
Vince Berta Director May 26, 2026 A 5,285 0 0 $0
William J Kramer Director May 26, 2026 A 52,479 0 0 $0
Claude E Davis Director May 26, 2026 A 32,738 0 1 $-795,445
Cynthia O Booth Director April 30, 2025 S 19,602 0 0 $0
William G Barron Director March 31, 2024 A 75,580 0 0 $0
Knust Susan L Purkrabek Director March 31, 2024 A 63,843 0 0 $0
Corinne R Finnerty Director May 24, 2022 A 69,127 0 0 $0
Wickliffe J Ach Director March 31, 2021 A 29,714 0 0 $0
John T Neighbours Director Sept. 30, 2020 A 15,407 0 0 $0
Richard E Olszewski Director Jan. 2, 2020 P 53,307 0 0 $0
Erin Hoeflinger Director May 28, 2019 A 9,734 0 0 $0
Kathleen Bardwell Director May 28, 2019 A 27,305 0 0 $0
Jeffrey D Meyer Director Jan. 16, 2018 P 4,336 0 0 $0
David S Barker Director Jan. 16, 2018 P 10,429 0 0 $0
Knapke Murph Director Jan. 16, 2018 P 10,158 0 0 $0
Peter E Geier Director Oct. 10, 2017 P 868 0 0 $0
Mark A Collar Director May 23, 2016 A 14,059 0 0 $0
Donald M Cisle Director May 27, 2014 S 159,890 0 0 $0
Barry S Porter Director July 10, 2009 P 9,110 0 0 $0
Steven C Posey Director Jan. 11, 2008 P 6,999 0 0 $0
Bruce E Leep Director July 26, 2007 G 133,321 0 0 $0
James C Garland Director Aug. 24, 2006 S 1,496 0 0 $0
Carl R Fiora Director April 5, 2005 P 3,709 0 0 $0
Richard L Alderson Director Oct. 2, 2003 P 2,640 0 0 $0
Stephen S Marcum · April 5, 2005 P 3,808 0 0 $0
Martin J Bidwell · July 9, 2003 · 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 59 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
XSVM · Invesco Exchange-Traded Fund Trust 0.81% 149,626 SH Oct. 2, 2026 Daily
XSLV · Invesco Exchange-Traded Fund Trust … 0.80% 58,952 SH Oct. 2, 2026 Daily
PSCF · Invesco Exchange-Traded Fund Trust … 0.77% 6,740 SH Oct. 2, 2026 Daily
HAPS · Harbor ETF Trust 0.64% 32,405 NS July 31, 2026 N-PORT
XSMO · Invesco Exchange-Traded Fund Trust 0.62% 563,139 SH Oct. 2, 2026 Daily
DPST · Direxion Shares ETF Trust 0.54% 68,119 NS July 31, 2026 N-PORT
VIOV · VANGUARD ADMIRAL FUNDS 0.38% 220,425 SH Aug. 19, 2026 Daily
FYT · First Trust Exchange-Traded AlphaDE… 0.36% 20,795 NS July 31, 2026 N-PORT
ROSC · Lattice Strategies Trust 0.30% 5,421 NS July 31, 2026 N-PORT
EBIT · Harbor ETF Trust 0.30% 1,050 NS July 31, 2026 N-PORT
VFVA · VANGUARD WELLINGTON FUND 0.27% 68,035 SH Aug. 19, 2026 Daily
RZV · Invesco Exchange-Traded Fund Trust 0.26% 22,964 SH Oct. 2, 2026 Daily
DFSV · Dimensional ETF Trust 0.25% 603,761 NS July 31, 2026 N-PORT
VTWV · VANGUARD SCOTTSDALE FUNDS 0.23% 93,149 SH Aug. 19, 2026 Daily
QVMS · Invesco Exchange-Traded Fund Trust … 0.21% 15,892 SH Oct. 2, 2026 Daily
FYX · First Trust Exchange-Traded AlphaDE… 0.19% 77,358 NS July 31, 2026 N-PORT
VIOO · VANGUARD ADMIRAL FUNDS 0.19% 363,153 SH Aug. 19, 2026 Daily
DFAT · Dimensional ETF Trust 0.16% 672,241 NS July 31, 2026 N-PORT
JPSE · J.P. Morgan Exchange-Traded Fund Tr… 0.15% 26,822 NS July 31, 2026 N-PORT
BKSE · BNY Mellon ETF Trust 0.15% 3,913 NS July 31, 2026 N-PORT
OMFS · Invesco Exchange-Traded Self-Indexe… 0.13% 11,160 SH Oct. 2, 2026 Daily
BBSC · J.P. Morgan Exchange-Traded Fund Tr… 0.13% 26,428 NS July 31, 2026 N-PORT
PRFZ · Invesco Exchange-Traded Fund Trust 0.12% 105,392 SH Oct. 2, 2026 Daily
RSSL · Global X Funds 0.12% 51,038 NS July 31, 2026 N-PORT
IWM · iShares Trust 0.11% 2,704,985 SH Sept. 11, 2026 Daily
VTWO · VANGUARD SCOTTSDALE FUNDS 0.11% 613,450 SH Aug. 19, 2026 Daily
DFAS · Dimensional ETF Trust 0.09% 408,945 NS July 31, 2026 N-PORT
RWJ · Invesco Exchange-Traded Fund Trust … 0.09% 54,079 SH Oct. 2, 2026 Daily
FAB · First Trust Exchange-Traded AlphaDE… 0.07% 3,595 NS July 31, 2026 N-PORT
VBR · VANGUARD INDEX FUNDS 0.07% 1,451,216 SH Aug. 19, 2026 Daily
ESML · iShares Trust 0.06% 52,104 SH Sept. 11, 2026 Daily
DXUV · Dimensional ETF Trust 0.04% 6,835 NS July 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.04% 1,190,750 SH Aug. 19, 2026 Daily
VB · VANGUARD INDEX FUNDS 0.04% 2,287,226 SH Aug. 19, 2026 Daily
VFH · VANGUARD WORLD FUND 0.04% 170,451 SH Aug. 19, 2026 Daily
FNCL · FIDELITY COVINGTON TRUST 0.04% 27,512 NS July 31, 2026 N-PORT
WSML · iShares Trust 0.03% 6,272 SH Sept. 11, 2026 Daily
TILT · FlexShares Trust 0.03% 17,179 NS July 31, 2026 N-PORT
SMDX · Tidal Trust III 0.02% 867 NS July 31, 2026 N-PORT
DFUV · Dimensional ETF Trust 0.02% 90,154 NS July 31, 2026 N-PORT
DFAC · Dimensional ETF Trust 0.02% 236,897 NS July 31, 2026 N-PORT
DCOR · Dimensional ETF Trust 0.01% 13,447 NS July 31, 2026 N-PORT
VYM · VANGUARD WHITEHALL FUNDS 0.01% 410,075 SH Aug. 19, 2026 Daily
ESGV · VANGUARD WORLD FUND 0.01% 23,389 SH Aug. 19, 2026 Daily
DFAU · Dimensional ETF Trust 0.01% 25,034 NS July 31, 2026 N-PORT
DFUS · Dimensional ETF Trust 0.01% 33,456 NS July 31, 2026 N-PORT
ITOT · iShares Trust 0.00% 133,597 SH Sept. 11, 2026 Daily
IWV · iShares Trust 0.00% 24,808 SH Sept. 3, 2026 Daily
DFSU · Dimensional ETF Trust 0.00% 526 NS July 31, 2026 N-PORT
VTI · VANGUARD INDEX FUNDS 0.00% 3,169,775 SH Aug. 19, 2026 Daily
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.00% 72,788 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 8,716 SH Aug. 19, 2026 Daily
IJR · iShares Trust · 6,232,031 SH Sept. 8, 2026 Daily
IJS · iShares Trust · 904,666 SH Aug. 31, 2026 Daily
IWN · iShares Trust · 983,657 SH Sept. 11, 2026 Daily
XJR · iShares Trust · 10,142 SH Aug. 31, 2026 Daily
SVAL · iShares Trust · 20,077 SH Sept. 3, 2026 Daily
ISCB · iShares Trust · 4,051 SH Sept. 11, 2026 Daily
ISCV · iShares Trust · 21,172 SH Sept. 11, 2026 Daily

FFBC Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 13 analysts BUY
Median target $38.00 +19.2%
3 23.1% Strong Buy
5 38.5% Buy
5 38.5% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

7 analysts · 2026-10-02

Mean target $37.86 +18.8%

← Below all targets Current price $31.87
Low$36.00 Mean$37.86 High$40.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
FFBC · 9.4 7.6% 28.4% 9.6% ·
RNST · 17.0 37.7% · · ·
BANF · · · · · ·
NIC $1.80B 12.4 11.9% 38.4% 12.3% ·
MCHB · 11.5 3.3% 534.4% 9.4% ·
FIBK $3.50B 11.8 5.9% 28.5% 8.8% ·
TOWN · · · · · ·
SFNC $2.73B -6.4 -86.7% -385.1% -11.4% ·
CBU $3.03B 14.5 9.6% 25.7% 10.8% ·
SBCF $3.08B 20.0 26.6% 22.2% 5.8% ·

Trading Signals Recent buy/sell signals with entry price and risk/reward ratio

25
BOUNCE_UP Stopped out Sep 16
risk 1 reward 1.50
entry $25.06 R:R 1.50

No open signal right now — no card is filled, and that's honest.

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

Pick the metrics that matter to you — click the + next to any row in Full Fundamentals above.

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Source: SEC 10-Q filed Aug 6, 2026