TRUP logo
TRUP NASDAQ US

Trupanion, Inc. - Common Stock

Financials · Insurance Website · IPO Jul 2014
$25.65
▲ +$0.21 (+0.83%)
Vol 261K
10
Quality Score
ok
Deep Check
1/5 fail
Mkt Cap
$1.6B
P/E
104.4
ROE
4.5%
Margin
1.1%
D/E
31.08
Beta
1.61
52W
$31–$58

Wall Street Consensus

12 analysts · Apr 2026
4
Strong Buy
4
Buy
4
Hold
0
Sell
0
Strong Sell
66.7%
Buy Rating

Price Chart

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Earnings

Beat rate: 75.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.16 $0.13 $-0.03
Sep 2025 $0.10 $0.13 +$0.03
Jun 2025 $-0.03 $0.06 +$0.09
Mar 2025 $-0.05 $-0.03 +$0.02

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 3.3% 3.3% 3.3% 3.3% 4.5% 4.5%
P/E (TTM) 215.06 186.18 167.98 156.15 94.53 104.43
Net Margin 2.7% 0.8% 0.8% 0.8% 1.1% 1.1%
Gross Margin 15.5% 15.3% 15.3% 15.3% 15.6% 15.6%
D/E Ratio 32.20 32.20 32.20 32.20 31.08 31.08
Current Ratio 1.69 1.69 1.69 1.69 1.71 1.71

Key Ratios

ROA (TTM)
1.8%
P/S (TTM)
1.15
P/B
6.3
EPS (TTM)
$0.36
CF/Share
$-0.88
Rev Growth 3Y
+22.5%
52W High
$57.89
52W Low
$31.00
$31.00 52-Week Range $57.89

How does TRUP compare to Insurance peers?

Peer group: Small-cap Insurance ($300M+) · 38 companies

TRUP ABL ABLLL ACGL ACGLN

TRUP valuation vs Insurance peers

P/E ratio
104.4
▲ 748% above peers (12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
1.2
▼ 26% below peers (1.6)
vs Peers
vs Industry
Pricier
P/B ratio
6.3
▲ 278% above peers (1.7)
vs Peers
vs Industry
Overvalued
Div yield
—
▼ 0% below peers (2.1%)
vs Peers
vs Industry
In line

TRUP profitability vs Insurance peers

ROE
4.5%
▼ 73% below peers (16.5%)
vs Peers
vs Industry
Weak
Net margin
1.1%
▼ 91% below peers (11.8%)
vs Peers
vs Industry
Weak
Gross margin
15.6%
▼ 56% below peers (35.3%)
vs Peers
vs Industry
Weak
ROA
1.8%
▼ 43% below peers (3.2%)
vs Peers
vs Industry
Weak

TRUP financial health vs Insurance peers

D/E ratio
31.1
▲ 116% above peers (14.4)
vs Peers
vs Industry
Above avg
Current ratio
1.7
▲ 137% above peers (0.7)
vs Peers
vs Industry
Below avg
Beta
1.6
▲ 236% above peers (0.5)
vs Peers
vs Industry
More volatile

TRUP fundamentals radar

TRUP Peer median Industry

TRUP profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

TRUP vs peers: key metrics

Latest News

Trupanion's CFO Just Sold His Last Share. The Filing Explains Why
Nasdaq · Mar 25