UFCS United Fire Group, Inc - Common Stock
NASDAQ · Insurance · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 4, 2026
$54.62
· of 52w range
· above low
· to high
$29.8552w low
$56.7452w high
Market Cap (MRQ)
$1.40B
P/E (TTM)
10.2
EPS (TTM)
$5.38
Revenue (TTM)
$1.47B
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52W Range
$30–$57
Analyst Rating
BUY
Price Target
$58
P/E
10.2
ROE
15.5%
Net Profit Margin
9.6%
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UFCS Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$54.62
Market Cap (MRQ)
$1.40B
P/E (TTM)
10.2
EPS (TTM)
$5.38
Revenue (TTM)
$1.47B
Div Yield
1.2%
ROE (TTM)
15.5%
52W Range
$30–$57
UFCS Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| Dec. 16, 2004 | 2-for-1 | Forward |
| Jan. 8, 1996 | 3-for-2 | Forward |
| Jan. 6, 1995 | 3-for-2 | Forward |
| June 16, 1992 | 3-for-2 | Forward |
| March 18, 1986 | 3-for-2 | Forward |
| Jan. 6, 1982 | 5-for-4 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
Revenue$1.39B2016-12-31 → 2025-12-31
EPS$4.482016-12-31 → 2025-12-31
Net margin9.6%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | UFCS | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 10.25Y avg ≈2.0 | ≈2.0 | 12.3 | Undervalued | |
| P/S (TTM) | 1.05Y avg ≈0.6 | ≈0.6 | 1.6 | Undervalued | |
| P/B (MRQ) | 1.45Y avg ≈0.8 | ≈0.8 | 1.8 | Undervalued | |
| Price / Cash Flow | 5.25Y avg ≈7.0 | ≈7.0 | 5.6 | Undervalued | |
| Price / Tangible Book (MRQ) | 1.45Y avg ≈0.8 | ≈0.8 | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | UFCS | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 0.78%5Y avg ≈0.81% | ≈0.81% | 0.46% | Top tier | |
| Pretax Margin (TTM) | 12.0%5Y avg ≈5.6% | ≈5.6% | 17.8% | Weak | |
| Net Profit Margin (TTM) | 9.6%5Y avg ≈4.6% | ≈4.6% | 13.9% | Weak | |
| ROA (TTM) | 3.7%5Y avg ≈1.7% | ≈1.7% | 5.7% | Weak | |
| ROE (TTM) | 15.5%5Y avg ≈6.7% | ≈6.7% | 14.6% | Weak |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | UFCS | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 10.6%5Y avg ≈5.7% | ≈5.7% | · | · | |
| Revenue CAGR 3Y | 12.2%5Y avg ≈6.2% | ≈6.2% | · | · | |
| Revenue CAGR 5Y | 5.3% | · | · | · | |
| EPS YoY | 87.5% | · | · | · | |
| Net Income YoY | 90.8% | · | · | · | |
| EPS CAGR 3Y | 96.5% | · | · | · | |
| Net Income CAGR 3Y | 98.9% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | UFCS | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.45Y avg ≈0.4 | ≈0.4 | 0.5 | Weak | |
| Revenue / Employee | ≈$1.6M | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield1.2%
Payout Ratio13.8%
Annualized Payout≈$0.80
5Y Div CAGR≈-13.5%
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Sep 4, 2026 | $0.20 | USD | ≈1.0% |
| Jun 5, 2026 | $0.20 | USD | ≈1.5% |
| Dec 5, 2025 | $0.16 | USD | ≈1.8% |
| Aug 29, 2025 | $0.16 | USD | ≈2.1% |
| Jun 6, 2025 | $0.16 | USD | ≈2.3% |
| Mar 7, 2025 | $0.16 | USD | ≈2.3% |
| Nov 29, 2024 | $0.16 | USD | ≈2.1% |
| Aug 30, 2024 | $0.16 | USD | ≈3.1% |
| May 31, 2024 | $0.16 | USD | ≈2.9% |
| Mar 7, 2024 | $0.16 | USD | ≈2.9% |
| Nov 30, 2023 | $0.16 | USD | ≈3.1% |
| Aug 31, 2023 | $0.16 | USD | ≈3.2% |
| Jun 1, 2023 | $0.16 | USD | ≈3.0% |
| Mar 9, 2023 | $0.16 | USD | ≈2.4% |
| Dec 1, 2022 | $0.16 | USD | ≈2.2% |
| Sep 1, 2022 | $0.16 | USD | ≈2.1% |
| Jun 2, 2022 | $0.16 | USD | ≈1.9% |
| Mar 3, 2022 | $0.15 | USD | ≈2.1% |
| Dec 2, 2021 | $0.15 | USD | ≈2.7% |
| Sep 2, 2021 | $0.15 | USD | ≈3.6% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
61.0%
Next Report
Nov 02, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Aug 11, 2026 | $1.30 | $0.71 | 82.9% |
| March 31, 2026 | May 12, 2026 | $1.16 | $0.85 | 37.0% |
| Dec. 31, 2025 | $1.50 | $0.92 | 62.5% | |
| Sept. 30, 2025 | $1.50 | $0.70 | 113.1% | |
| June 30, 2025 | $0.90 | $0.55 | 63.4% | |
| March 31, 2025 | $0.70 | $0.65 | 7.2% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.39B | $1.25B | $1.10B | $980M | $1.07B | $1.07B | $1.20B | $1.07B | $1.05B | $996M | $899M | $942M | |
| Interest Expense | $11M | $7M | $3M | $3M | $3M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Pretax Income | $148M | $77M | $-40M | $12M | $97M | $-170M | $17M | $-9M | $16M | $57M | $115M | $76M | |
| Income Tax | $30M | $15M | $-10M | $-3M | $16M | $-57M | $2M | $-11M | $-29M | $8M | $30M | $17M | |
| Net Income | $118M | $62M | $-30M | $15M | $81M | $-113M | $15M | $28M | $51M | $50M | $89M | $59M | |
| EPS (Basic) | $4.64 | $2.45 | $-1.18 | $0.60 | · | $-4.50 | $0.59 | $1.11 | $2.03 | $1.97 | $3.56 | $2.34 | |
| EPS (Diluted) | $4.48 | $2.39 | $-1.18 | $0.59 | · | $-4.50 | $0.58 | $1.08 | $1.99 | $1.93 | $3.53 | $2.32 | |
| Shares (Basic) | 25,470,451 | 25,319,973 | 25,249,269 | 25,160,809 | 25,092,297 | 25,027,358 | 25,138,039 | 25,006,211 | 25,103,720 | 25,335,706 | 25,047,405 | 25,230,854 | |
| Shares (Diluted) | 26,352,913 | 25,917,760 | 25,249,269 | 25,318,196 | 25,519,726 | 25,027,358 | 25,582,527 | 25,622,812 | 25,640,604 | 25,804,678 | 25,235,996 | 25,493,663 | |
| EBITDA | $11M | $11M | $11M | · | $7M | $7M | $11M | $5M | $5M | $6M | $6M | $7M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $156M | $201M | $102M | $97M | $132M | $88M | $121M | $64M | $96M | $89M | $89M | $67M | |
| PP&E (Net) | $133M | $136M | $134M | $133M | $138M | $130M | $117M | $97M | $69M | $56M | $53M | $49M | |
| Accum. Depreciation | $86M | $76M | $68M | $60M | $60M | $55M | $50M | $40M | $52M | $51M | $47M | $41M | |
| Goodwill | · | · | $0 | $0 | $0 | $0 | $15M | $15M | $15M | $15M | $15M | $15M | |
| Intangibles | $3M | $4M | $5M | $5M | $6M | $7M | $7M | $8M | $9M | $10M | $10M | $11M | |
| Total Assets | $3.84B | $3.49B | $3.14B | $2.88B | $3.01B | $3.07B | $3.01B | $2.82B | $4.18B | $4.05B | $3.89B | $3.86B | |
| Deferred Tax | · | · | · | $0 | $27M | $25M | $21M | $0 | $6M | $8M | · | · | |
| Total Liabilities | $2.90B | $2.71B | $2.41B | $2.14B | $2.13B | $2.24B | $2.10B | $1.93B | $3.21B | $3.11B | $3.01B | $3.04B | |
| Long-term Debt | $146M | · | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | |
| Retained Earnings | $722M | $620M | $575M | $621M | $621M | $556M | $697M | $715M | $609M | $616M | $591M | $524M | |
| AOCI | $-5M | $-55M | $-51M | $-87M | $54M | $67M | $13M | $-30M | $168M | $109M | $80M | $91M | |
| Stockholders' Equity | $941M | $782M | $734M | $740M | $879M | $825M | $910M | $888M | $973M | $942M | $879M | $817M | |
| Liabilities + Equity | $3.84B | $3.49B | $3.14B | $2.88B | $3.01B | $3.07B | $3.01B | $2.82B | $4.18B | $4.05B | $3.89B | $3.86B | |
| Shares Outstanding | 25,522,051 | 25,378,291 | 25,269,842 | 25,210,541 | 25,082,104 | 25,055,479 | 25,015,963 | 25,097,408 | 24,916,806 | 25,429,769 | 25,151,428 | 25,019,415 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $11M | $11M | $11M | $8M | $7M | $7M | $11M | $5M | $5M | $6M | $6M | $7M | |
| Stock-based Comp | $9M | $6M | $3M | $3M | $3M | $5M | $6M | $5M | $5M | $4M | $3M | $2M | |
| Deferred Tax | $-6M | $-8M | $-8M | $-4M | $6M | $-17M | $10M | $-16M | $-6M | $3M | $-6M | $2M | |
| Amort. of Intangibles | $709.0K | $709.0K | $709.0K | $709.0K | $709.0K | $709.0K | · | · | · | · | · | · | |
| Other Non-cash | $137M | $270M | $196M | · | $-66M | $160M | $51M | $88M | $116M | $150M | $96M | $81M | |
| Operating Cash Flow | $270M | $340M | $172M | $-1M | $30M | $41M | $94M | $110M | $170M | $214M | $190M | $151M | |
| Investing Cash Flow | $-326M | $-292M | $-150M | $-19M | $32M | $-93M | $5M | $-19M | $-62M | $-112M | $-36M | $-59M | |
| Debt Issued | · | · | $0 | $0 | $0 | $50M | $0 | $0 | · | · | · | · | |
| Net Debt Issued | · | · | $0 | · | $0 | $50M | · | · | · | · | · | $0 | |
| Stock Issued | $-993.0K | $348.0K | $-290.0K | $828.0K | $-421.0K | $-71.0K | $2M | $7M | $5M | $10M | $5M | $2M | |
| Stock Repurchased | · | · | $0 | $0 | $2M | $3M | $12M | $5M | $30M | $4M | $2M | $13M | |
| Net Stock Activity | $-993.0K | $348.0K | $-290.0K | · | $-2M | $-3M | $-9M | $2M | $-25M | $6M | $3M | $-11M | |
| Dividends Paid | $16M | $16M | $16M | $16M | $15M | $29M | $33M | $105M | $27M | $25M | $22M | $20M | |
| Financing Cash Flow | $12M | $51M | $-16M | $-15M | $-17M | $19M | $-42M | $-115M | $-108M | $-98M | $-138M | $-94M | |
| Net Change in Cash | $-45M | $99M | $5M | $-35M | $44M | $-33M | $56M | $-24M | $560.0K | $4M | $16M | $-2M | |
| Taxes Paid | $24M | $16M | $1M | · | · | · | · | · | · | · | · | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 8.5% | 4.9% | -2.7% | · | 7.6% | -10.5% | 1.2% | 2.6% | 4.9% | 4.4% | 8.6% | 6.3% | |
| Pretax Margin | 10.7% | 6.2% | -3.6% | · | 9.1% | -15.9% | 1.4% | -0.86% | 1.5% | 5.2% | 11.7% | 8.1% | |
| EBITDA Margin | 0.78% | 0.87% | 0.96% | · | 0.62% | 0.62% | 0.93% | 0.48% | 0.43% | 0.53% | 0.63% | 0.73% | |
| ROA | 3.2% | 1.9% | -0.99% | · | 2.6% | -3.7% | 0.51% | 0.79% | 1.2% | 1.2% | 2.3% | 1.5% | |
| ROE | 13.7% | 7.9% | -4.3% | · | 9.5% | -13.7% | 1.6% | 3.1% | 5.3% | 5.5% | 10.5% | 7.4% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.4 | 0.4 | 0.4 | · | 0.4 | 0.4 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $36.88 | $30.80 | $29.04 | · | $35.05 | $32.93 | $36.40 | $35.40 | $39.06 | $37.04 | $34.94 | $32.67 | |
| Revenue / Share | $52.61 | $48.36 | $43.39 | · | $41.78 | $42.70 | $46.95 | $41.77 | $41.06 | $44.06 | $41.01 | $36.95 | |
| Cash Flow / Share | $10.24 | $13.13 | $6.80 | · | $1.17 | $1.66 | $3.66 | $4.30 | $6.63 | $8.31 | $7.53 | $5.93 | |
| Cash / Share | $6.13 | $7.92 | $4.04 | · | $5.27 | $3.51 | $4.83 | $2.57 | $3.84 | $4.36 | $4.23 | $3.62 | |
| Dividend / Share | $0.64 | $0.64 | $0.64 | $0.63 | $0.60 | $1.14 | $1.30 | $4.21 | $1.09 | $0.97 | $0.86 | $0.78 | |
| EPS (TTM) | $4.48 | $2.39 | $-1.18 | $0.59 | $-0.59 | $-4.50 | $0.58 | $1.08 | $1.99 | $1.93 | $3.53 | $2.32 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 10.6% | 14.4% | 11.8% | -8.1% | -0.23% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 12.2% | 5.5% | 0.83% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 5.3% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 87.5% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 96.5% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 90.8% | · | · | -81.3% | · | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 98.9% | -8.4% | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | -10.6% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.39B | $1.25B | $1.10B | $980M | $1.07B | $1.07B | $1.20B | $1.07B | $1.05B | $996M | $899M | $942M | |
| Net Income TTM | $118M | $62M | $-30M | $15M | $81M | $-113M | $15M | $28M | $51M | $50M | $89M | $59M | |
| Market Cap | $928M | $722M | $508M | · | $582M | $629M | $1.09B | $1.39B | $1.14B | $1.25B | $964M | $744M | |
| P/E | 8.1 | 11.9 | -17.1 | 46.4 | -39.3 | -5.6 | 75.4 | 51.3 | 22.9 | 25.5 | 10.9 | 12.8 | |
| P/S | 0.7 | 0.6 | 0.5 | · | 0.5 | 0.6 | 0.9 | 1.3 | 1.1 | 1.3 | 1.1 | 0.8 | |
| P/B | 1.0 | 0.9 | 0.7 | · | 0.7 | 0.8 | 1.2 | 1.6 | 1.2 | 1.3 | 1.1 | 0.9 | |
| P / Tangible Book | 1.0 | 0.9 | 0.7 | 0.9 | 0.7 | 0.8 | · | · | · | · | · | · | |
| P / Cash Flow | 3.4 | 2.1 | 3.0 | · | 19.4 | 15.2 | 11.7 | 12.6 | 6.7 | 5.8 | 5.1 | 4.9 | |
| Dividend Yield | 1.8% | 2.2% | 3.2% | · | 2.6% | 4.5% | 3.0% | 7.6% | 2.4% | 2.0% | 2.2% | 2.6% | |
| Earnings Yield | 12.3% | 8.4% | -5.9% | 2.2% | -2.5% | -17.9% | 1.3% | 1.9% | 4.4% | 3.9% | 9.2% | 7.8% | |
| Payout Ratio | 13.8% | 26.2% | -54.4% | · | 18.7% | -25.3% | 220.4% | 381.2% | 53.6% | 49.3% | 24.3% | 33.3% | |
| Annual Payout | $16M | $16M | $16M | $16M | $15M | $29M | $33M | $105M | $27M | $25M | $22M | $20M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $384M | $369M | $366M | $354M | $335M | $331M | $333M | $323M | $301M | $296M | $287M | $274M | $267M | $267M | $280M | $236M | |
| Interest Expense | $3M | $3M | $3M | $3M | $2M | $2M | $2M | $2M | $1M | $859.0K | $869.0K | $797.0K | $797.0K | $797.0K | $797.0K | $797.0K | |
| Pretax Income | $42M | $38M | $48M | $49M | $29M | $22M | $40M | $25M | $-4M | $16M | $24M | $8M | $-72M | $-1.0K | $23M | $-31M | |
| Income Tax | $9M | $8M | $10M | $9M | $6M | $4M | $8M | $5M | $-1M | $3M | $5M | $2M | $-16M | $-695.0K | $3M | $-8M | |
| Net Income | $33M | $30M | $38M | $39M | $23M | $18M | $31M | $20M | $-3M | $14M | $20M | $6M | $-56M | $694.0K | $20M | $-23M | |
| EPS (Basic) | $1.30 | $1.18 | $1.50 | $1.54 | $0.90 | $0.70 | $1.25 | $0.78 | $-0.11 | $0.53 | $0.77 | $0.25 | $-2.23 | $0.03 | $0.80 | $-0.91 | |
| EPS (Diluted) | $1.29 | $1.15 | $1.45 | $1.49 | $0.87 | $0.67 | $1.22 | $0.76 | $-0.11 | $0.52 | $0.77 | $0.25 | $-2.23 | $0.03 | $0.80 | $-0.91 | |
| Shares (Basic) | 25,676,853 | 25,560,813 | · | 25,501,551 | 25,471,114 | 25,391,281 | · | 25,337,147 | 25,314,456 | 25,274,941 | · | 25,263,523 | 25,249,073 | 25,220,437 | · | 25,188,958 | |
| Shares (Diluted) | 25,895,535 | 26,098,592 | · | 26,367,501 | 26,390,660 | 26,237,647 | · | 25,912,313 | 25,314,456 | 25,834,494 | · | 25,579,334 | 25,249,073 | 25,500,115 | · | 25,188,958 | |
| EBITDA | · | $3M | · | · | · | $2M | · | · | · | $3M | · | · | · | $3M | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $139M | $162M | $156M | $234M | $202M | $184M | $201M | $197M | $153M | $218M | · | $69M | $80M | $53M | · | $53M | |
| PP&E (Net) | $128M | $130M | $133M | $135M | $136M | $136M | $136M | $135M | $135M | $134M | · | $134M | $134M | $133M | · | $133M | |
| Accum. Depreciation | $87M | $87M | $86M | $83M | $80M | $78M | $76M | $74M | $73M | $71M | · | $66M | $64M | $62M | · | $62M | |
| Intangibles | $3M | $3M | $3M | $3M | $4M | $4M | $4M | $4M | $4M | $4M | · | $5M | $5M | $5M | · | $6M | |
| Total Assets | $4.01B | $3.91B | $3.84B | $3.75B | $3.66B | $3.53B | $3.49B | $3.55B | $3.41B | $3.24B | · | $3.05B | $3.02B | $2.90B | · | $2.82B | |
| Deferred Tax | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Total Liabilities | $3.04B | $2.96B | $2.90B | $2.86B | $2.82B | $2.71B | $2.71B | $2.76B | $2.68B | $2.51B | · | $2.41B | $2.34B | $2.15B | · | $2.12B | |
| Long-term Debt | $146M | $146M | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | $26.0K | $26.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | · | $25.0K | $25.0K | $25.0K | · | $25.0K | |
| Retained Earnings | $775M | $747M | $722M | $688M | $653M | $634M | $620M | $593M | $577M | $584M | · | $559M | $557M | $617M | · | $604M | |
| AOCI | $-25M | $-21M | $-5M | $-11M | $-26M | $-33M | $-55M | $-21M | $-63M | $-58M | · | $-124M | $-89M | $-73M | · | $-111M | |
| Stockholders' Equity | $977M | $951M | $941M | $899M | $846M | $818M | $782M | $786M | $727M | $737M | $734M | $645M | $676M | $752M | $740M | $701M | |
| Liabilities + Equity | $4.01B | $3.91B | $3.84B | $3.75B | $3.66B | $3.53B | $3.49B | $3.55B | $3.41B | $3.24B | · | $3.05B | $3.02B | $2.90B | · | $2.82B | |
| Shares Outstanding | 25,704,420 | 25,652,596 | 25,522,051 | 25,514,329 | 25,490,955 | 25,446,516 | 25,378,291 | 25,341,248 | 25,336,103 | 25,293,156 | 25,269,842 | 25,263,742 | 25,262,949 | 25,231,553 | 25,210,541 | 25,191,414 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $3M | $3M | $3M | $3M | $2M | $2M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $-409.0K | $5M | |
| Stock-based Comp | $3M | $3M | $3M | $2M | $2M | $2M | $2M | $1M | $2M | $1M | $122.0K | $949.0K | $1M | $1M | $236.0K | $828.0K | |
| Deferred Tax | $-4M | $6M | $-424.0K | $1M | $-4M | $-2M | $219.0K | $1M | $-3M | $-7M | $3M | $-5M | $-4M | $-2M | $5M | $-3M | |
| Other Non-cash | · | $16M | · | · | · | $16M | · | · | · | $26M | · | · | · | $-9M | · | · | |
| Operating Cash Flow | $34M | $57M | $120M | $61M | $53M | $36M | $156M | $57M | $91M | $36M | $22M | $112M | $45M | $-7M | $29M | $-14M | |
| Investing Cash Flow | $-52M | $-43M | $-192M | $-55M | $-30M | $-48M | $-149M | $-8M | $-218M | $84M | $15M | $-118M | $-14M | $-33M | $19M | $-21M | |
| Stock Issued | $203.0K | $-2M | $-760.0K | $985.0K | $-486.0K | $-732.0K | $758.0K | $-40.0K | $-114.0K | $-256.0K | $-67.0K | $-5.0K | $-122.0K | $-96.0K | $-18.0K | $-182.0K | |
| Stock Repurchased | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Net Stock Activity | · | $-2M | · | · | · | $-732.0K | · | · | · | $-256.0K | · | · | · | $-96.0K | · | · | |
| Dividends Paid | $5M | $5M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | |
| Financing Cash Flow | $-5M | $-8M | $-5M | $26M | $-5M | $-5M | $-3M | $-4M | $63M | $-4M | $-4M | $-4M | $-4M | $-4M | $-4M | $-4M | |
| Net Change in Cash | $-23M | $6M | $-77M | $32M | $18M | $-17M | $4M | $44M | $-64M | $116M | $33M | $-11M | $26M | $-43M | $44M | $-39M |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 8.7% | 8.1% | · | 11.1% | 6.8% | 5.3% | · | 6.1% | -0.91% | 4.6% | · | 2.3% | -21.1% | 0.26% | · | -9.8% | |
| Pretax Margin | 10.9% | 10.3% | · | 13.8% | 8.7% | 6.6% | · | 7.7% | -1.2% | 5.5% | · | 3.1% | -27.0% | 0.00% | · | -13.3% | |
| EBITDA Margin | · | 0.79% | · | · | · | 0.75% | · | · | · | 0.90% | · | · | · | 0.99% | · | · | |
| ROA | 0.87% | 0.81% | · | 1.1% | 0.65% | 0.52% | · | 0.60% | -0.09% | 0.44% | · | 0.22% | -1.9% | 0.02% | · | -0.79% | |
| ROE | 3.7% | 3.4% | · | 4.7% | 2.9% | 2.3% | · | 2.8% | -0.39% | 1.8% | · | 0.95% | -7.7% | 0.09% | · | -3.0% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $38.02 | $37.06 | · | $35.22 | $33.18 | $32.13 | · | $31.01 | $28.68 | $29.13 | · | $25.53 | $26.77 | $29.80 | · | $27.82 | |
| Revenue / Share | $14.82 | $14.16 | · | $13.43 | $12.71 | $12.62 | · | $12.46 | $11.90 | $11.46 | · | $10.71 | $10.58 | $10.47 | · | $9.35 | |
| Cash Flow / Share | · | $2.17 | · | · | · | $1.36 | · | · | · | $1.40 | · | · | · | $-0.27 | · | · | |
| Cash / Share | $5.42 | $6.32 | · | $9.16 | $7.93 | $7.22 | · | $7.79 | $6.06 | $8.61 | · | $2.74 | $3.15 | $2.11 | · | $2.10 | |
| Dividend / Share | $0.20 | $0.20 | $0.16 | $0.16 | $0.16 | $0.16 | $0.16 | $0.16 | $0.16 | $0.16 | $0.16 | $0.16 | $0.16 | $0.16 | $0.18 | $0.15 | |
| EPS (TTM) | $5.38 | $4.96 | · | $4.25 | $3.52 | $2.54 | · | $1.94 | $1.43 | $-0.69 | · | $-1.15 | $-2.31 | $-0.50 | · | · |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.47B | $1.42B | · | $1.35B | $1.32B | $1.29B | · | $1.21B | $1.16B | $1.12B | · | $1.09B | $1.05B | $1.00B | · | $973M | |
| Net Income TTM | $141M | $131M | · | $111M | $92M | $66M | · | $50M | $37M | $-17M | · | $-29M | $-59M | $-13M | · | $53M | |
| Market Cap | $1.35B | $951M | · | $776M | $732M | $750M | · | $530M | $544M | $551M | · | $499M | $572M | $670M | · | $724M | |
| P/E | 9.7 | 7.5 | · | 7.2 | 8.2 | 11.6 | · | 10.8 | 15.0 | -31.6 | · | -17.2 | -9.8 | -53.1 | · | · | |
| P/S | 0.9 | 0.7 | · | 0.6 | 0.6 | 0.6 | · | 0.4 | 0.5 | 0.5 | · | 0.5 | 0.5 | 0.7 | · | 0.7 | |
| P/B | 1.4 | 1.0 | · | 0.9 | 0.9 | 0.9 | · | 0.7 | 0.7 | 0.7 | · | 0.8 | 0.8 | 0.9 | · | 1.0 | |
| P / Tangible Book | 1.4 | 1.0 | · | 0.9 | 0.9 | 0.9 | · | 0.7 | 0.8 | 0.8 | · | 0.8 | 0.9 | 0.9 | · | 1.0 | |
| P / Cash Flow | · | 16.8 | · | · | · | 21.0 | · | · | · | 15.2 | · | · | · | -98.7 | · | · | |
| Dividend Yield | 1.4% | 1.8% | · | 2.1% | 2.2% | 2.2% | · | 3.0% | 3.0% | 2.9% | · | 3.2% | 2.8% | 2.4% | · | 2.1% | |
| Earnings Yield | 10.3% | 13.4% | · | 14.0% | 12.3% | 8.6% | · | 9.3% | 6.7% | -3.2% | · | -5.8% | -10.2% | -1.9% | · | · | |
| Payout Ratio | · | 17.0% | · | · | · | 22.9% | · | · | · | 30.0% | · | · | · | 581.7% | · | · | |
| Annual Payout | $18M | $17M | · | $16M | $16M | $16M | · | $16M | $16M | $16M | · | $16M | $16M | $16M | · | $16M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $1.39B | $1.25B | $1.10B | $980M | $1.07B |
| Net Income | $118M | $62M | $-30M | $15M | $81M |
| Diluted EPS | $4.48 | $2.39 | $-1.18 | $0.59 | · |
No data for this statement
Not enough fundamentals data to build this statement yet.
No data for this statement
Not enough fundamentals data to build this statement yet.
Institutional owners (13F) 238 filers · $959.3M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
238
Value held
$959.3M
New positions
33
Exited positions
22
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 33 (-2 vs prior Q) | 22 (+7 vs prior Q) | 89 (+9 vs prior Q) | 62 (+3 vs prior Q) | +831K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $183,136,497 | 3,492,305 | 19.09% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $78,932,462 | 1,505,183 | 8.23% | Shares |
| VANGUARD GROUP INC | $54,944,515 | 1,511,541 | 5.73% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $50,619,231 | 965,279 | 5.28% | Shares |
| STATE STREET CORP | $45,131,595 | 860,633 | 4.70% | Shares |
| AMERICAN CENTURY COMPANIES INC | $37,822,207 | 721,246 | 3.94% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $37,249,563 | 710,198 | 3.88% | Shares |
| SYSTEMATIC FINANCIAL MANAGEMENT LP | $30,568,912 | 582,930 | 3.19% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $29,294,505 | 558,629 | 3.05% | Shares |
| BANK OF AMERICA CORP /DE/ | $24,936,112 | 475,517 | 2.60% | Shares |
| Invesco Ltd. | $22,719,264 | 433,243 | 2.37% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $21,280,020 | 405,797 | 2.22% | Shares |
| MORGAN STANLEY | $16,659,228 | 317,680 | 1.74% | Shares |
| ROYCE & ASSOCIATES LP | $13,118,862 | 250,169 | 1.37% | Shares |
| Hillsdale Investment Management Inc. | $12,667,826 | 241,568 | 1.32% | Shares |
| NORTHERN TRUST CORP | $12,651,413 | 241,255 | 1.32% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $11,021,629 | 210,176 | 1.15% | Shares |
| Allianz Asset Management GmbH | $10,830,014 | 206,522 | 1.13% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $9,973,249 | 190,184 | 1.04% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $9,720,226 | 185,359 | 1.01% | Shares |
| Bank of New York Mellon Corp | $9,688,775 | 184,759 | 1.01% | Shares |
| EARNEST PARTNERS LLC | $8,311,058 | 158,487 | 0.87% | Shares |
| PANAGORA ASSET MANAGEMENT INC | $7,859,969 | 149,885 | 0.82% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $7,617,854 | 145,268 | 0.79% | Shares |
| PRINCIPAL FINANCIAL GROUP INC | $7,038,340 | 134,217 | 0.73% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $6,865,183 | 130,915 | 0.72% | Shares |
| PRUDENTIAL FINANCIAL INC | $6,153,677 | 117,347 | 0.64% | Shares |
| Empowered Funds, LLC | $5,935,369 | 113,184 | 0.62% | Shares |
| ENVESTNET ASSET MANAGEMENT INC | $5,912,060 | 112,740 | 0.62% | Shares |
| GOLDMAN SACHS GROUP INC | $5,874,647 | 112,026 | 0.61% | Shares |
| RAYMOND JAMES FINANCIAL INC | $5,508,087 | 105,036 | 0.57% | Shares |
| ZACKS INVESTMENT MANAGEMENT | $5,437,088 | 103,681 | 0.57% | Shares |
| WELLS FARGO & COMPANY/MN | $5,305,484 | 101,172 | 0.55% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $5,211,277 | 99,376 | 0.54% | Shares |
| ROYAL BANK OF CANADA | $4,647,000 | 88,624 | 0.48% | Shares |
| UBS Group AG | $4,515,923 | 86,116 | 0.47% | Shares |
| Foundry Partners, LLC | $4,396,758 | 149,245 | 0.46% | Shares |
| JPMORGAN CHASE & CO | $4,351,418 | 82,648 | 0.45% | Shares |
| AMERIPRISE FINANCIAL INC | $4,311,829 | 82,224 | 0.45% | Shares |
| FIRST TRUST ADVISORS LP | $4,233,166 | 80,724 | 0.44% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $4,085,076 | 77,900 | 0.43% | Shares |
| Trexquant Investment LP | $4,081,510 | 77,832 | 0.43% | Shares |
| Public Sector Pension Investment Board | $3,972,540 | 75,754 | 0.41% | Shares |
| FRANKLIN RESOURCES INC | $3,578,559 | 68,241 | 0.37% | Shares |
| Qube Research & Technologies Ltd | $3,512,484 | 66,981 | 0.37% | Shares |
| NORGES BANK | $3,471,528 | 66,200 | 0.36% | Shares |
| BARCLAYS PLC | $3,317,826 | 63,269 | 0.35% | Shares |
| RHUMBLINE ADVISERS | $2,752,873 | 52,496 | 0.29% | Shares |
| Legal & General Group Plc | $2,679,055 | 51,088 | 0.28% | Shares |
| Russell Investments Group, Ltd. | $2,653,493 | 50,601 | 0.28% | Shares |
Activists & 5%+ owners 5 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| United Fire & Casualty Company | Dec. 9, 2010 | · | Initial filing | M&A / sale | SEC |
| Joseph H. Moss ×3 filings | March 25, 2005 | · | Initial filing | Passive investment | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | March 17, 2003 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person | Oct. 19, 2001 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person | May 23, 2001 | · | Initial filing | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 48 insiders · 25 officers · 24 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Kevin James Leidwinger | Director, CEO | March 20, 2026 F | 82,064 | 0 | 0 | $0 |
| Randy A. Ramlo | President/CEO | Oct. 31, 2022 D | 78,295 | 0 | 0 | $0 |
| Eric J Martin | Chief Financial Officer | March 20, 2026 F | 33,686 | 0 | 0 | $0 |
| Randy L Patten | Interim CFO | Feb. 18, 2022 A | 1,243 | 0 | 0 | $0 |
| Kevin W. Helbing | Interim Co-CFO/Asst VP | Feb. 18, 2022 A | 1,212 | 0 | 0 | $0 |
| Dawn M Jaffray | EVP & CFO | Feb. 23, 2021 F | 30,237 | 0 | 0 | $0 |
| Dianne M Lyons | Senior Vice President/CFO | Sept. 16, 2014 J | 13,218 | 0 | 0 | $0 |
| Julie A Stephenson | Executive VP & COO | March 20, 2026 F | 54,484 | 0 | 0 | $0 |
| Michael T Wilkins | EVP & COO | Sept. 30, 2022 F | 47,354 | 0 | 0 | $0 |
| Michael J. Sheeley | VP/COO - United Life Ins. Co. | Feb. 23, 2018 A | 8,730 | 0 | 0 | $0 |
| Kent J Hutchins | VP/COO - United Life Ins. Co. | Aug. 13, 2010 P | 1,151 | 0 | 0 | $0 |
| Adam M Vogt | VP - Chief Accounting Officer | July 1, 2026 F | 6,928 | 0 | 0 | $0 |
| Steven Dennis Hernandez | Chief Human Resources Officer | May 15, 2026 F | 19,979 | 0 | 0 | $0 |
| Sarah E Madsen | Chief Legal Officer | March 20, 2026 F | 13,481 | 0 | 0 | $0 |
| Brian Keith Rawlins | SVP - Chief Claim Officer | March 2, 2026 F | 7,391 | 0 | 0 | $0 |
| Corey Lynn Ruehle | SVP & Chief Claims Officer | March 24, 2025 L | 15,744 | 0 | 0 | $0 |
| Micah G Woolstenhulme | SVP & Chief Risk Officer | Aug. 14, 2024 P | 39,940 | 0 | 0 | $0 |
| Kelly A Walsh | Chief Underwriting Officer | June 10, 2024 S | 16,189 | 0 | 0 | $0 |
| Lindsay E Lovvorn | Chief Administrative Officer | May 1, 2024 F | 4,713 | 0 | 0 | $0 |
| Kenneth W Rupert Jr | Chief Actuary | May 1, 2024 F | 4,997 | 0 | 0 | $0 |
| Jeremy Bahl | VP, Field Operations | March 20, 2024 A | 8,665 | 0 | 0 | $0 |
| Robert Francis Cataldo | VP & Chief Investment Officer | Feb. 23, 2024 F | 11,441 | 0 | 0 | $0 |
| Neal R Scharmer | VP/General Counsel/Corp Sec | March 31, 2022 F | 17,904 | 0 | 0 | $0 |
| Barrie W Ernst | VP | May 19, 2020 F | 15,570 | 0 | 0 | $0 |
| Scott J. Mcintyre Jr. | Chairman of the Board | Sept. 15, 2009 P | 3,545,301 | 0 | 0 | $0 |
| Scott L Carlton | Director | Sept. 3, 2026 S | 200,552 | 0 | 1 | $-542,819 |
| George D Milligan | Director | June 5, 2026 P | 90,034 | 1 | 0 | $203,535 |
| Gilda Livingston Spencer | Director | May 20, 2026 A | 4,506 | 0 | 0 | $0 |
| Matthew R Foran | Director | May 20, 2026 A | 15,264 | 0 | 0 | $0 |
| Lura E Mcbride | Director | May 20, 2026 A | 18,463 | 0 | 0 | $0 |
| Brenda Kay Clancy | Director | May 20, 2026 A | 22,140 | 0 | 0 | $0 |
| Mark A. Green | Director | May 20, 2026 A | 16,064 | 0 | 0 | $0 |
| Susan E Voss | Director | May 20, 2026 A | 26,140 | 0 | 0 | $0 |
| Christopher R Drahozal | Director | May 20, 2026 A | 53,775 | 0 | 3 | $-489,897 |
| James Noyce | Director | May 20, 2026 A | 32,818 | 0 | 0 | $0 |
| John Paul E Besong | Director | Sept. 18, 2025 S | 24,494 | 0 | 0 | $0 |
| Kyle D. Skogman | Director | May 17, 2022 M | 36,240 | 0 | 0 | $0 |
| Mary K. Quass | Director | May 10, 2022 M | 22,181 | 0 | 0 | $0 |
| Jack Evans | Director | May 20, 2020 A | 54,183 | 0 | 0 | $0 |
| Sarah Fisher Gardial | Director | May 15, 2019 A | 5,309 | 0 | 0 | $0 |
| Casey D. Mahon | Director | Dec. 13, 2016 S | 12,042 | 0 | 0 | $0 |
| Michael Wayne Phillips | Director | May 20, 2015 A | 5,449 | 0 | 0 | $0 |
| Douglas M Hultquist | Director | May 20, 2015 A | 7,726 | 0 | 0 | $0 |
| John A Rife | Director | March 16, 2015 A | 8,448 | 0 | 0 | $0 |
| Frank S Wilkinson JR | Director | March 16, 2012 M | 11,893 | 0 | 0 | $0 |
| Thomas W. Hanley | Director | Feb. 18, 2011 A | 5,000 | 0 | 0 | $0 |
| Dee Ann Mcintyre | 10% owner | March 4, 2025 S | 429,113 | 0 | 3 | $-489,897 |
| David E Conner | · | April 23, 2019 M | 8,141 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 49 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| XSVM · Invesco Exchange-Traded Fund Trust | 1.11% | 120,042 SH | Oct. 2, 2026 | Daily |
| ROSC · Lattice Strategies Trust | 0.86% | 10,250 NS | July 31, 2026 | N-PORT |
| DWAS · Invesco Exchange-Traded Fund Trust … | 0.38% | 28,431 SH | Oct. 2, 2026 | Daily |
| XSMO · Invesco Exchange-Traded Fund Trust | 0.34% | 181,449 SH | Oct. 2, 2026 | Daily |
| IWC · iShares Trust | 0.28% | 73,600 SH | Sept. 11, 2026 | Daily |
| PSCF · Invesco Exchange-Traded Fund Trust … | 0.27% | 1,363 SH | Oct. 2, 2026 | Daily |
| XSHQ · Invesco Exchange-Traded Fund Trust … | 0.26% | 13,713 SH | Oct. 2, 2026 | Daily |
| FSMD · FIDELITY COVINGTON TRUST | 0.13% | 63,935 NS | July 31, 2026 | N-PORT |
| SMDX · Tidal Trust III | 0.10% | 2,621 NS | July 31, 2026 | N-PORT |
| RWJ · Invesco Exchange-Traded Fund Trust … | 0.10% | 34,792 SH | Oct. 2, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.08% | 3,991 SH | Oct. 2, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.08% | 125,983 NS | July 31, 2026 | N-PORT |
| QVMS · Invesco Exchange-Traded Fund Trust … | 0.08% | 3,342 SH | Oct. 2, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.07% | 18,894 SH | Aug. 19, 2026 | Daily |
| VIOO · VANGUARD ADMIRAL FUNDS | 0.06% | 76,936 SH | Aug. 19, 2026 | Daily |
| VIOG · VANGUARD ADMIRAL FUNDS | 0.06% | 12,867 SH | Aug. 19, 2026 | Daily |
| VIOV · VANGUARD ADMIRAL FUNDS | 0.06% | 23,877 SH | Aug. 19, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.06% | 158,177 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.04% | 571,117 SH | Sept. 11, 2026 | Daily |
| VFVA · VANGUARD WELLINGTON FUND | 0.04% | 6,794 SH | Aug. 19, 2026 | Daily |
| RSSL · Global X Funds | 0.04% | 10,387 NS | July 31, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.03% | 16,216 SH | Oct. 2, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.03% | 124,964 SH | Aug. 19, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.03% | 84,621 NS | July 31, 2026 | N-PORT |
| VFMF · VANGUARD WELLINGTON FUND | 0.02% | 3,117 SH | Aug. 19, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.01% | 5,718 NS | July 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.01% | 1,340 SH | Sept. 11, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 252,770 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 35,403 SH | Aug. 19, 2026 | Daily |
| TILT · FlexShares Trust | 0.01% | 3,402 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.01% | 2,929 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.01% | 60,778 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 2,611 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 416 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 6,236 NS | July 31, 2026 | N-PORT |
| IWV · iShares Trust | 0.00% | 6,163 SH | Sept. 11, 2026 | Daily |
| DFUS · Dimensional ETF Trust | 0.00% | 6,922 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 26,349 SH | Sept. 11, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 690,721 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 1,661 SH | Aug. 19, 2026 | Daily |
| IJR · iShares Trust | · | 1,349,543 SH | Sept. 10, 2026 | Daily |
| IJT · iShares Trust | · | 102,672 SH | Sept. 9, 2026 | Daily |
| IJS · iShares Trust | · | 100,871 SH | Sept. 8, 2026 | Daily |
| IWN · iShares Trust | · | 205,936 SH | Sept. 11, 2026 | Daily |
| IAK · iShares Trust | · | 11,793 SH | Sept. 11, 2026 | Daily |
| XJR · iShares Trust | · | 3,037 SH | Aug. 31, 2026 | Daily |
| SVAL · iShares Trust | · | 15,077 SH | Sept. 3, 2026 | Daily |
| ISCB · iShares Trust | · | 936 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 4,996 SH | Sept. 11, 2026 | Daily |
UFCS Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 9 analysts
BUY
Median target
$58.50
+7.1%
2 22.2%
Strong Buy
5 55.6%
Buy
2 22.2%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
2 analysts · 2026-09-30Mean target $58.50 +7.1%
← Below all targets
Current price $54.62
Low$57.00
Mean$58.50
High$60.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| UFCS | $928M | 8.1 | 10.6% | 8.5% | 13.7% | · |
| HCI | $2.49B | 8.4 | 20.1% | 33.2% | 40.0% | · |
| STC | $2.12B | 17.3 | 17.3% | 4.0% | 7.6% | · |
| SAFT | · | 11.6 | 12.8% | 7.8% | 11.2% | · |
| KMPR | · | · | · | · | · | · |
| XZO | $2.20B | 24.5 | 62.0% | 38.1% | 61.4% | 60.4% |
| ASIC | $1.01B | 13.3 | 23.4% | 17.4% | 14.6% | · |
| UVE | $947M | 5.3 | 5.5% | 11.4% | 36.3% | · |
| BOW | $936M | 17.9 | 29.6% | 9.8% | 13.1% | · |
| TRUP | $1.62B | 83.0 | 11.9% | · | · | · |
| HRTG | $902M | 4.6 | 3.7% | 23.1% | 44.0% | · |
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Source: SEC 10-Q filed Aug 4, 2026