$41.87
▲ +$0.19
(+0.46%)
Vol 867K
9
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$5.4B
P/E
12.5
ROE
8.2%
Margin
36.1%
D/E
8.27
Beta
0.82
Div Yield
3.96%
52W
$31–$41
Wall Street Consensus
11 analysts · Apr 20262
Strong Buy
5
Buy
4
Hold
0
Sell
0
Strong Sell
63.6%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.88 | $0.91 | +$0.03 |
| Sep 2025 | $0.84 | $0.92 | +$0.08 |
| Jun 2025 | $0.78 | $0.85 | +$0.07 |
| Mar 2025 | $0.65 | $0.59 | $-0.06 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 7.7% | 7.6% | 7.6% | 8.2% | 8.2% | 8.2% |
| P/E (TTM) | 13.11 | 13.37 | 13.27 | 11.78 | 12.34 | 12.53 |
| Net Margin | — | 36.1% | 36.1% | 36.1% | 36.1% | 36.1% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 8.61 | 8.61 | 8.61 | 12.86 | 8.27 | 8.27 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.3%
P/S (TTM)
4.21
P/B
1.0
EPS (TTM)
$3.06
Rev Growth 3Y
+9.5%
52W High
$40.52
52W Low
$30.51
$30.51
52-Week Range
$40.52
How does UBSI compare to Banking peers?
Peer group: Mid-cap Banking ($2B+) · 74 companies
UBSI valuation vs Banking peers
P/E ratio
12.5
▼
0%
below
peers
(12.6)
vs Peers
vs Industry
Fair value
P/S ratio
4.2
▲
78%
above
peers
(2.4)
vs Peers
vs Industry
Overvalued
P/B ratio
1.0
▼
15%
below
peers
(1.2)
vs Peers
vs Industry
Undervalued
Div yield
4.0%
▲
8%
above
peers
(3.7%)
vs Peers
vs Industry
In line
UBSI profitability vs Banking peers
ROE
8.2%
▼
18%
below
peers
(9.9%)
vs Peers
vs Industry
Weak
Net margin
36.1%
▲
17%
above
peers
(30.9%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.3%
▲
24%
above
peers
(1.1%)
vs Peers
vs Industry
Top tier
UBSI financial health vs Banking peers
D/E ratio
8.3
▼
47%
below
peers
(15.7)
vs Peers
vs Industry
Low debt
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.8
▼
6%
below
peers
(0.9)
vs Peers
vs Industry
Less volatile
UBSI fundamentals radar
UBSI
Peer median
Industry
UBSI profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio