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UMBF NASDAQ US

UMB Financial Corporation - Common Stock

Financials · Banking Website · IPO Mar 1980
$115.04
▲ +$0.39 (+0.34%)
Vol 424K
10
Quality Score
ok
Deep Check
2/5 ok
Mkt Cap
$8.7B
P/E
14.4
ROE
9.7%
Margin
25.9%
D/E
44.46
Beta
0.82
Div Yield
1.50%
52W
$82–$126

Wall Street Consensus

19 analysts · Apr 2026
4
Strong Buy
12
Buy
3
Hold
0
Sell
0
Strong Sell
84.2%
Buy Rating

Price Chart

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Earnings

Beat rate: 50.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $2.60 $2.74 +$0.14
Sep 2025 $2.50 $2.36 $-0.14
Jun 2025 $2.44 $2.82 +$0.38
Mar 2025 $2.24 $1.94 $-0.30

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 10.1% 10.1% 10.1% 9.7% 9.7% 9.7%
P/E (TTM) 15.11 16.67 16.95 13.37 14.18 14.39
Net Margin — 25.9% 25.9% 25.9% 25.9% 25.9%
Gross Margin — — — — — —
D/E Ratio 49.27 49.27 49.27 44.46 44.46 44.46
Current Ratio — — — — — —

Key Ratios

ROA (TTM)
0.9%
P/S (TTM)
2.37
P/B
1.6
EPS (TTM)
$9.00
CF/Share
$8.99
Rev Growth 3Y
+9.6%
52W High
$126.14
52W Low
$82.00
$82.00 52-Week Range $126.14

How does UMBF compare to Banking peers?

Peer group: Mid-cap Banking ($2B+) · 74 companies

UMBF BANF BANR BOKF BPOP

UMBF valuation vs Banking peers

P/E ratio
14.4
▲ 15% above peers (12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
2.4
▼ 0% below peers (2.4)
vs Peers
vs Industry
Fair value
P/B ratio
1.6
▲ 34% above peers (1.2)
vs Peers
vs Industry
Overvalued
Div yield
1.5%
▼ 59% below peers (3.7%)
vs Peers
vs Industry
Low yield

UMBF profitability vs Banking peers

ROE
9.7%
▼ 2% below peers (9.9%)
vs Peers
vs Industry
In line
Net margin
25.9%
▼ 16% below peers (30.9%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.9%
▼ 14% below peers (1.1%)
vs Peers
vs Industry
Weak

UMBF financial health vs Banking peers

D/E ratio
44.5
▲ 183% above peers (15.7)
vs Peers
vs Industry
High debt
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.8
▼ 6% below peers (0.9)
vs Peers
vs Industry
Less volatile

UMBF fundamentals radar

UMBF Peer median Industry

UMBF profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

UMBF vs peers: key metrics

Related Signals

Bounce Up SL Hit
$115.20 1.50x Oct 13

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