PNFP Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $96.02
Market Cap (MRQ) $14.50B
P/E 12.0
EPS $8.07
Div Yield 1.00%
ROE 9.5%
52W Range $81–$110

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04
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Stock splits 1
Ex-date Split Type
May 11, 2004 2-for-1 Forward

10-Year Performance Revenue, net income, margins and EPS trends

06
EPS$8.07
2023-12-31 → 2025-12-31
Free Cash Flow$679M
2025-12-31 → 2025-12-31
Net margin31.2%
2025-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend PNFP 5Y avg Peer Median Verdict
P/E 12.0 · 12.0 Fair value
P/S 3.6 · 3.6 Overvalued
P/B (MRQ) 1.0 · 1.1 Undervalued
Price / FCF 11.0 · · ·
Price / Cash Flow 9.9 · 10.6 Undervalued
Price / Tangible Book (MRQ) 1.1 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Dividend Yield1.00%
Payout Ratio11.6%
Annualized Payout≈$2.00Paid quarterly
5Y Div CAGR≈8.4%Per share, split-adjusted
Growth Streak≈1Consecutive years of dividend growth
Ex-dateAmountCurrencyYield
Aug 7, 2026$0.50USD≈1.7%
May 1, 2026$0.50USD≈1.5%
Feb 6, 2026$0.50USD≈1.2%
Nov 7, 2025$0.24USD≈1.1%
Aug 1, 2025$0.24USD≈1.1%
May 2, 2025$0.24USD≈0.87%
Feb 7, 2025$0.24USD≈0.73%
Nov 1, 2024$0.22USD≈0.84%
Aug 2, 2024$0.22USD≈1.00%
May 2, 2024$0.22USD≈1.1%
Feb 1, 2024$0.22USD≈1.1%
Nov 2, 2023$0.22USD≈1.3%
Aug 3, 2023$0.22USD≈1.2%
May 4, 2023$0.22USD≈1.9%
Feb 2, 2023$0.22USD≈1.1%
Nov 3, 2022$0.22USD≈1.1%
Aug 4, 2022$0.22USD≈1.1%
May 5, 2022$0.22USD≈1.0%
Feb 3, 2022$0.22USD≈0.79%
Nov 4, 2021$0.18USD≈0.73%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 2.8%
Next Report Oct 12, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 22, 2026 $2.50 $2.51 -0.34%
March 31, 2026 $2.39 $2.30 3.8%
Dec. 31, 2025 $2.24 $2.29 -2.2%
Sept. 30, 2025 $2.27 $2.09 8.7%
June 30, 2025 $2.00 $1.94 3.3%
March 31, 2025 $1.90 $1.83 3.6%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 8
Metric Trend 20252024
Interest Income $2.80B$2.70B
Income Tax $138M$106M
Net Income $642M$475M
EPS (Basic) $8.15$6.01
EPS (Diluted) $8.07$5.96
Shares (Basic) 76,863,38976,460,926
Shares (Diluted) 77,688,62677,131,330
EBITDA $37M·
Balance Sheet 14
Metric Trend 20252024
PP&E (Net) $340M$311M
PP&E (Gross) $527M$482M
Accum. Depreciation $187M$170M
Goodwill $1.85B$1.85B
Intangibles $30M$21M
Total Assets $57.71B$52.59B
Total Liabilities $50.66B$46.16B
Common Stock $78M·
Paid-in Capital $3.14B$3.13B
Retained Earnings $3.73B$3.18B
AOCI $-123M$-168M
Stockholders' Equity $7.04B$6.43B
Liabilities + Equity $57.71B$52.59B
Shares Outstanding 78,000,00077,242,000
Cash Flow 15
Metric Trend 20252024
D&A $37M$35M
Stock-based Comp $44M$41M
Deferred Tax $-75M$-19M
Amort. of Intangibles $6M$6M
Other Non-cash $112M·
Operating Cash Flow $759M$904M
CapEx $80M$95M
Investing Cash Flow $-5.03B$-3.67B
Stock Issued $-21M$-14M
Net Stock Activity $-21M·
Dividends Paid $75M$69M
Financing Cash Flow $4.40B$3.97B
Net Change in Cash $129M$1.21B
Taxes Paid $77M$-31M
Free Cash Flow $679M·
Profitability 4
Metric Trend 20252024
Net Margin 31.2%·
EBITDA Margin 1.8%·
ROA 1.2%·
ROE 9.5%·
Efficiency 1
Metric Trend 20252024
Asset Turnover 0.0·
Per Share 4
Metric Trend 20252024
Book Value / Share $90.70·
Revenue / Share $26.45·
Cash Flow / Share $9.77·
EPS (TTM) $8.07·
Growth Rates 3
Metric Trend 20252024
Revenue YoY 18.3%2.4%
EPS YoY 35.4%-16.5%
Net Income YoY 35.1%-15.5%
Valuation (TTM) 13
Metric Trend 20252024
Revenue TTM $2.05B·
Net Income TTM $642M·
Market Cap $7.41B·
P/E 11.8·
P/S 3.6·
P/B 1.1·
P / Tangible Book 1.4·
P / Cash Flow 9.8·
P / FCF 10.9·
Dividend Yield 1.0%·
Earnings Yield 8.5%·
Payout Ratio 11.6%·
Annual Payout $75M·

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312023-12-31
Net Income $642M $475M $562M
Diluted EPS $8.07 $5.96 $7.14

Institutional owners (13F) 742 filers · $13.4B total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 742
Value held $13.4B
New positions 139
Exited positions 73
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
139 73 243 220 ·

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair. Change vs prior quarter not shown: filer coverage differs too much between these two quarters for a reliable comparison.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $1,704,708,063 16,898,375 12.71% Shares
WELLINGTON MANAGEMENT GROUP LLP $1,123,944,129 11,141,397 8.38% Shares
FMR LLC $1,058,123,171 10,488,929 7.89% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $696,874,904 6,907,959 5.19% Shares
VANGUARD GROUP INC $668,025,328 7,001,628 4.98% Shares
VANGUARD CAPITAL MANAGEMENT LLC $663,449,627 6,576,622 4.94% Shares
STATE STREET CORP $623,833,244 6,183,914 4.65% Shares
Invesco Ltd. $565,716,780 5,607,819 4.22% Shares
DIMENSIONAL FUND ADVISORS LP $514,643,805 5,101,558 3.84% Shares
NORGES BANK $346,520,984 3,434,982 2.58% Shares
Pinnacle Financial Partners, Inc. $344,659,282 3,416,527 2.57% Shares
AQR CAPITAL MANAGEMENT LLC $343,828,350 3,423,222 2.56% Shares
GEODE CAPITAL MANAGEMENT, LLC $299,833,766 2,980,216 2.23% Shares
BANK OF MONTREAL /CAN/ $183,404,379 1,818,045 1.37% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $166,964,167 1,655,077 1.24% Shares
MORGAN STANLEY $141,890,666 1,406,527 1.06% Shares
NORTHERN TRUST CORP $136,996,452 1,358,014 1.02% Shares
Bank of New York Mellon Corp $133,030,518 1,318,701 0.99% Shares
MANUFACTURERS LIFE INSURANCE COMPANY, THE $117,623,558 1,165,975 0.88% Shares
Impax Asset Management Group plc $115,241,277 1,142,360 0.86% Shares
MILLENNIUM MANAGEMENT LLC $105,790,637 1,048,678 0.79% Shares
CITADEL ADVISORS LLC $105,709,630 1,047,875 0.79% Shares
VANGUARD FIDUCIARY TRUST CO $95,703,948 948,691 0.71% Shares
GOLDMAN SACHS GROUP INC $84,228,932 834,942 0.63% Shares
Fenimore Asset Management Inc $84,172,442 834,382 0.63% Shares
BloombergSen Inc. $75,453,600 747,954 0.56% Shares
North Reef Capital Management LP $73,797,453 731,537 0.55% Shares
D. E. Shaw & Co., Inc. $71,167,310 705,465 0.53% Shares
BANK OF AMERICA CORP /DE/ $70,269,060 696,561 0.52% Shares
EARNEST PARTNERS LLC $69,066,080 684,636 0.51% Shares
SILVERCREST ASSET MANAGEMENT GROUP LLC $66,712,746 661,307 0.50% Shares
PINNACLE FINANCIAL PARTNERS INC $62,660,262 668,091 0.47% Shares
FIRST TRUST ADVISORS LP $61,942,034 614,017 0.46% Shares
Vinva Investment Management Ltd $60,927,930 603,456 0.45% Shares
Point72 Asset Management, L.P. $54,023,560 535,523 0.40% Shares
UBS Group AG $49,375,514 489,448 0.37% Shares
Amundi $44,258,276 438,722 0.33% Shares
RHUMBLINE ADVISERS $44,177,410 437,921 0.33% Shares
12th Street Asset Management Company, LLC $43,444,467 430,655 0.32% Shares
NFJ INVESTMENT GROUP, LLC $42,115,584 417,482 0.31% Shares
BASSWOOD CAPITAL MANAGEMENT, L.L.C. $41,425,161 410,638 0.31% Shares
RAYMOND JAMES FINANCIAL INC $40,300,044 399,485 0.30% Shares
JPMORGAN CHASE & CO $37,114,530 361,577 0.28% Shares
Legal & General Group Plc $36,775,703 364,549 0.27% Shares
Retirement Systems of Alabama $36,362,902 360,457 0.27% Shares
RENAISSANCE TECHNOLOGIES LLC $36,296,624 359,800 0.27% Shares
PRINCIPAL FINANCIAL GROUP INC $34,437,003 341,366 0.26% Shares
Sumitomo Mitsui Trust Group, Inc. $33,652,963 333,594 0.25% Shares
Verition Fund Management LLC $33,405,504 331,141 0.25% Shares
VAN LANSCHOT KEMPEN INVESTMENT MANAGEMENT N.V. $32,613,697 323,292 0.24% Shares

Show all 742 institutional owners →

Company insiders 23 insiders · 10 officers · 13 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Kevin S. Blair Chief Executive Officer Sept. 1, 2026 P 152,397 1 0 $250,036
Andrew J. Gregory JR. Chief Financial Officer Sept. 10, 2026 G 40,742 1 0 $94,520
Daniel Zachary Bishop Chief Operating Officer March 30, 2026 F 33,186 0 0 $0
Robert A Mccabe JR Chief Banking Officer July 24, 2026 P 324,233 1 0 $1,000,299
Jennifer Spinks Upshaw Chief Administrative Officer March 30, 2026 F 12,525 0 0 $0
Shellie Creson Chief Risk Officer March 30, 2026 F 24,036 0 0 $0
Jill K Hurley Chief Accounting Officer March 30, 2026 F 2,662 0 0 $0
Allan E Kamensky Chief Legal Officer Feb. 16, 2026 M 48,940 0 0 $0
Charissa D Sumerlin Chief Credit Officer Jan. 14, 2026 A 17,247 0 0 $0
Dana M. Sanders Chief Audit Executive Jan. 14, 2026 A 15,696 0 0 $0
Gregory G Montana Director Sept. 10, 2026 P 4,959 1 0 $49,305
Abney S Boxley III Director Aug. 3, 2026 J 13,473 0 0 $0
John H. Irby Director May 21, 2026 A 12,933 0 0 $0
Decosta Jenkins Director May 21, 2026 A 5,350 0 0 $0
Pedro P. Cherry Director May 21, 2026 A 11,291 0 0 $0
Thomas C Farnsworth III Director May 21, 2026 A 29,767 0 0 $0
Tim E Bentsen Director May 21, 2026 A 23,347 0 0 $0
Barry L. Storey Director May 21, 2026 A 28,041 0 0 $0
Teresa L White Director May 21, 2026 A 13,628 0 0 $0
David B Ingram Director May 21, 2026 A 65,182 0 0 $0
Kennedy G Thompson Director May 21, 2026 A 34,862 0 0 $0
Terry M Turner · Aug. 17, 2026 S 248,123 0 4 $-19,153,713
Gregory L Burns · May 21, 2026 A 22,874 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 86 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IAT · iShares Trust 2.48% 163,162 SH Sept. 11, 2026 Daily
KBWB · Invesco Exchange-Traded Fund Trust … 1.81% 1,190,044 SH Oct. 2, 2026 Daily
EPMV · Harbor ETF Trust 1.71% 761 NS July 31, 2026 N-PORT
EPSV · Harbor ETF Trust 1.45% 838 NS July 31, 2026 N-PORT
ESLV · Strategy Shares 1.11% 1,503 NS July 31, 2026 N-PORT
PAMC · Pacer Funds Trust 1.10% 5,604 NS July 31, 2026 N-PORT
QUVU · Hartford Funds Exchange-Traded Trust 1.08% 18,433 NS July 31, 2026 N-PORT
DPST · Direxion Shares ETF Trust 0.96% 38,811 NS July 31, 2026 N-PORT
IVOV · VANGUARD ADMIRAL FUNDS 0.87% 129,146 SH Aug. 19, 2026 Daily
FFSM · FIDELITY COVINGTON TRUST 0.83% 118,519 NS July 31, 2026 N-PORT
CVY · Invesco Exchange-Traded Fund Trust 0.66% 8,167 SH Oct. 2, 2026 Daily
FXO · First Trust Exchange-Traded AlphaDE… 0.63% 67,137 NS July 31, 2026 N-PORT
QVMM · Invesco Exchange-Traded Fund Trust … 0.46% 20,197 SH Oct. 2, 2026 Daily
RFV · Invesco Exchange-Traded Fund Trust 0.45% 15,540 SH Oct. 2, 2026 Daily
PTMC · Pacer Funds Trust 0.44% 16,539 NS July 31, 2026 N-PORT
SDVD · First Trust Exchange-Traded Fund IV 0.43% 36,978 NS July 31, 2026 N-PORT
IVOO · VANGUARD ADMIRAL FUNDS 0.41% 242,966 SH Aug. 19, 2026 Daily
DFAT · Dimensional ETF Trust 0.41% 559,507 NS July 31, 2026 N-PORT
DFSV · Dimensional ETF Trust 0.40% 315,577 NS July 31, 2026 N-PORT
ESSC · Strategy Shares 0.39% 1,338 NS July 31, 2026 N-PORT
BKMC · BNY Mellon ETF Trust 0.38% 23,578 NS July 31, 2026 N-PORT
PFF · iShares Trust 0.38% 1,904,822 SH Sept. 11, 2026 Daily
MIDU · Direxion Shares ETF Trust 0.34% 2,209 NS July 31, 2026 N-PORT
BBMC · J.P. Morgan Exchange-Traded Fund Tr… 0.33% 63,757 NS July 31, 2026 N-PORT
ISCG · iShares Trust 0.26% 25,646 SH Sept. 11, 2026 Daily
IYF · iShares Trust 0.23% 100,129 SH Sept. 11, 2026 Daily
DFAS · Dimensional ETF Trust 0.23% 327,757 NS July 31, 2026 N-PORT
PGX · Invesco Exchange-Traded Fund Trust … 0.22% 336,665 Oct. 2, 2026 Daily
SIZE · iShares Trust 0.21% 8,901 SH Sept. 11, 2026 Daily
IYG · iShares Trust 0.21% 45,772 SH Sept. 11, 2026 Daily
SMMD · iShares Trust 0.21% 79,934 SH Sept. 11, 2026 Daily
RWK · Invesco Exchange-Traded Fund Trust … 0.20% 27,456 SH Oct. 2, 2026 Daily
VBK · VANGUARD INDEX FUNDS 0.20% 952,864 SH Aug. 19, 2026 Daily
EUSA · iShares, Inc. 0.20% 38,378 SH Sept. 11, 2026 Daily
VRP · Invesco Exchange-Traded Fund Trust … 0.19% 229,163 Oct. 2, 2026 Daily
VFH · VANGUARD WORLD FUND 0.18% 246,166 SH Aug. 19, 2026 Daily
FNCL · FIDELITY COVINGTON TRUST 0.17% 39,457 NS July 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.17% 1,726,088 SH Aug. 19, 2026 Daily
VB · VANGUARD INDEX FUNDS 0.17% 3,292,961 SH Aug. 19, 2026 Daily
VBR · VANGUARD INDEX FUNDS 0.15% 1,045,277 SH Aug. 19, 2026 Daily
FNK · First Trust Exchange-Traded AlphaDE… 0.15% 3,212 NS July 31, 2026 N-PORT
TILT · FlexShares Trust 0.14% 28,598 NS July 31, 2026 N-PORT
IWS · iShares Trust 0.14% 210,010 SH Sept. 11, 2026 Daily
VFVA · VANGUARD WELLINGTON FUND 0.13% 10,827 SH Aug. 19, 2026 Daily
NEAR · iShares U.S. ETF Trust 0.12% 6,375,000 SH Sept. 11, 2026 Daily
BSCS · Invesco Exchange-Traded Self-Indexe… 0.12% 4,064,000 Oct. 2, 2026 Daily
IWR · iShares Trust 0.11% 611,268 SH Sept. 11, 2026 Daily
FNX · First Trust Exchange-Traded AlphaDE… 0.08% 10,211 NS July 31, 2026 N-PORT
DFUV · Dimensional ETF Trust 0.08% 112,808 NS July 31, 2026 N-PORT
VLUE · iShares Trust 0.07% 68,341 SH Sept. 11, 2026 Daily
DFAC · Dimensional ETF Trust 0.07% 312,729 NS July 31, 2026 N-PORT
GTOS · Invesco Actively Managed Exchange-T… 0.06% 77,000 Oct. 2, 2026 Daily
EQAL · Invesco Exchange-Traded Fund Trust … 0.06% 5,279 SH Oct. 2, 2026 Daily
VYM · VANGUARD WHITEHALL FUNDS 0.06% 595,863 SH Aug. 19, 2026 Daily
GTO · Invesco Actively Managed Exchange-T… 0.06% 1,863,400 Oct. 2, 2026 Daily
DCOR · Dimensional ETF Trust 0.06% 18,153 NS July 31, 2026 N-PORT
DXUV · Dimensional ETF Trust 0.06% 2,927 NS July 31, 2026 N-PORT
IUSV · iShares Trust 0.05% 130,901 SH Sept. 11, 2026 Daily
FAB · First Trust Exchange-Traded AlphaDE… 0.04% 710 NS July 31, 2026 N-PORT
VONV · VANGUARD SCOTTSDALE FUNDS 0.04% 84,711 SH Aug. 19, 2026 Daily
IWD · iShares Trust 0.04% 311,621 SH Sept. 11, 2026 Daily
PRF · Invesco Exchange-Traded Fund Trust 0.03% 34,837 SH Oct. 2, 2026 Daily
DFAU · Dimensional ETF Trust 0.03% 32,517 NS July 31, 2026 N-PORT
DFSU · Dimensional ETF Trust 0.03% 5,946 NS July 31, 2026 N-PORT
IWP · iShares Trust 0.03% 49,713 SH Sept. 11, 2026 Daily
DFUS · Dimensional ETF Trust 0.02% 46,235 NS July 31, 2026 N-PORT
PBUS · Invesco Exchange-Traded Fund Trust … 0.02% 26,218 SH Oct. 2, 2026 Daily
IYY · iShares Trust 0.02% 6,546 SH Sept. 11, 2026 Daily
IWB · iShares Trust 0.02% 101,374 SH Sept. 11, 2026 Daily
IWV · iShares Trust 0.02% 41,180 SH Sept. 11, 2026 Daily
ITOT · iShares Trust 0.02% 194,117 SH Sept. 11, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.02% 4,558,867 SH Aug. 19, 2026 Daily
VONE · VANGUARD SCOTTSDALE FUNDS 0.02% 24,433 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.02% 12,538 SH Aug. 19, 2026 Daily
TOK · iShares Trust 0.02% 411 SH Sept. 11, 2026 Daily
URTH · iShares, Inc. 0.02% 13,317 SH Sept. 11, 2026 Daily
ACWI · iShares Trust 0.01% 48,042 SH Sept. 10, 2026 Daily
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.01% 134,693 SH Aug. 19, 2026 Daily
IWF · iShares Trust 0.00% 32,355 SH Sept. 11, 2026 Daily
VONG · VANGUARD SCOTTSDALE FUNDS 0.00% 14,452 SH Aug. 19, 2026 Daily
IJH · iShares Trust · 5,277,676 SH Sept. 11, 2026 Daily
IJJ · iShares Trust · 767,774 SH Aug. 31, 2026 Daily
XJH · iShares Trust · 20,546 SH Sept. 8, 2026 Daily
ISCB · iShares Trust · 6,548 SH Sept. 11, 2026 Daily
ISCV · iShares Trust · 14,594 SH Sept. 11, 2026 Daily
SMLF · iShares Trust · 28,814 SH Sept. 11, 2026 Daily

PNFP Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 26 analysts BUY
Median target $118.50 +23.4%
6 23.1% Strong Buy
14 53.8% Buy
6 23.1% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

22 analysts · 2026-10-05

Mean target $119.59 +24.5%

← Below all targets Current price $96.02
Low$105.00 Mean$119.59 High$139.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
PNFP $7.41B 11.8 18.3% 31.2% 9.5% ·
HBAN · · · · · ·
CFG $25.07B 15.1 5.6% 22.2% 7.1% ·
RF · 11.8 · 28.6% 11.4% ·
EWBC $15.46B 11.8 12.2% 45.2% 15.5% ·
FHN $11.59B 12.8 7.2% 28.7% 11.1% ·
WTFC $9.36B 12.3 5.9% 310.1% 11.4% ·
ZION $8.64B 9.7 3.6% 135.8% 13.1% ·
UMBF $8.74B 12.4 62.8% 26.5% 9.4% ·
SSB $9.33B 12.0 56.1% 29.8% 8.9% ·

Latest News Recent headlines mentioning this company

23

Trading Signals Recent buy/sell signals with entry price and risk/reward ratio

25

No open signal right now — no card is filled, and that's honest.

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 10-Q filed Aug 4, 2026