PNFP Pinnacle Financial Partners, Inc. - Common Stock
$95.26
Price · May 20, 2026
Fundamentals as of May 6, 2026
52W Range
$81–$120
36% of range
Analyst Rating
BUY
24 analysts
Price Target
$117
+23% upside
P/E (TTM)
11.8
ROE
9.5%
Net Profit Margin
31.2%
PNFP Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$95.25
Market Cap
$7.41B
P/E (TTM)
11.8
EPS (TTM)
$8.07
Revenue (TTM)
—
Div Yield
1.0%
ROE
9.5%
Debt/Equity
—
52W Range
$81 – $120
PNFP Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
—
EPS
$8.07
2023-12-31
→
2025-12-31
Free Cash Flow
$679M
2025-12-31
→
2025-12-31
Margins
31.2%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
PNFP
Peer Median
P/E (TTM)
11.8
11.9
P/S (TTM)
3.6
2.1
P/B
1.1
1.2
Price / FCF
10.9
—
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
PNFP
Peer Median
Net Profit Margin
31.2%
30.5%
ROA
1.2%
1.2%
ROE
9.5%
10.7%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
PNFP
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
PNFP
Peer Median
Revenue YoY
18.3%
—
EPS YoY
35.4%
—
Net Income YoY
35.1%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
PNFP
Peer Median
Payout Ratio
11.6%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
1.0%
Payout Ratio
11.6%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| May 1, 2026 | $0.5000 |
| Feb. 6, 2026 | $0.5000 |
| Nov. 7, 2025 | $0.2400 |
| Aug. 1, 2025 | $0.2400 |
| May 2, 2025 | $0.2400 |
| Feb. 7, 2025 | $0.2400 |
| Nov. 1, 2024 | $0.2200 |
| Aug. 2, 2024 | $0.2200 |
| May 2, 2024 | $0.2200 |
| Feb. 1, 2024 | $0.2200 |
| Nov. 2, 2023 | $0.2200 |
| Aug. 3, 2023 | $0.2200 |
| May 4, 2023 | $0.2200 |
| Feb. 2, 2023 | $0.2200 |
| Nov. 3, 2022 | $0.2200 |
| Aug. 4, 2022 | $0.2200 |
| May 5, 2022 | $0.2200 |
| Feb. 3, 2022 | $0.2200 |
| Nov. 4, 2021 | $0.1800 |
| Aug. 5, 2021 | $0.1800 |
PNFP Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
24 analysts
- Strong Buy 5 20.8%
- Buy 13 54.2%
- Hold 6 25.0%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
18 analysts · 2026-05-18
Median
$120.00
Mean
$116.89
← Below all targets
$95.25
Low
$100.00
High
$130.00
Median target
$120.00
+26.0%
Mean target
$116.89
+22.7%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.07%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| March 31, 2026 | $2.39 | $2.30 | 0.09% |
| Dec. 31, 2025 | $2.24 | $2.29 | -0.05% |
| Sept. 30, 2025 | $2.27 | $2.09 | 0.18% |
| June 30, 2025 | $2.00 | $1.94 | 0.06% |
| March 31, 2025 | $1.90 | $1.83 | 0.07% |
Peer Comparison Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| PNFP | $7.41B | 11.8 | 18.3% | 31.2% | 9.5% | — |
| MTB | — | 11.9 | 7.5% | 172.1% | 9.9% | — |
| CFG | $25.07B | 15.1 | 5.6% | 22.2% | 7.1% | — |
| RF | — | 11.8 | — | 28.6% | 11.4% | — |
| EWBC | $15.46B | 11.8 | 12.2% | 45.2% | 15.5% | — |
| WBS | — | 10.7 | 11.9% | — | — | — |
| FHN | $11.59B | 12.8 | 7.2% | 28.7% | 11.1% | — |
| WTFC | $9.36B | 12.3 | 5.9% | 310.1% | 11.4% | — |
| UMBF | $8.74B | 12.4 | 62.8% | 26.5% | 9.4% | — |
| SSB | $9.33B | 12.0 | 56.1% | 29.8% | 8.9% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 8
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Interest Income | $2.80B | $2.70B | |
| Income Tax | $138M | $106M | |
| Net Income | $642M | $475M | |
| EPS (Basic) | $8.15 | $6.01 | |
| EPS (Diluted) | $8.07 | $5.96 | |
| Shares (Basic) | 76,863,389 | 76,460,926 | |
| Shares (Diluted) | 77,688,626 | 77,131,330 | |
| EBITDA | $37M | · |
Balance Sheet 14
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| PP&E (Net) | $340M | $311M | |
| PP&E (Gross) | $527M | $482M | |
| Accum. Depreciation | $187M | $170M | |
| Goodwill | $1.85B | $1.85B | |
| Intangibles | $30M | $21M | |
| Total Assets | $57.71B | $52.59B | |
| Total Liabilities | $50.66B | $46.16B | |
| Common Stock | $78M | · | |
| Paid-in Capital | $3.14B | $3.13B | |
| Retained Earnings | $3.73B | $3.18B | |
| AOCI | $-123M | $-168M | |
| Stockholders' Equity | $7.04B | $6.43B | |
| Liabilities + Equity | $57.71B | $52.59B | |
| Shares Outstanding | 78,000,000 | 77,242,000 |
Cash Flow 15
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| D&A | $37M | $35M | |
| Stock-based Comp | $44M | $41M | |
| Deferred Tax | $-75M | $-19M | |
| Amort. of Intangibles | $6M | $6M | |
| Other Non-cash | $112M | · | |
| Operating Cash Flow | $759M | $904M | |
| CapEx | $80M | $95M | |
| Investing Cash Flow | $-5.03B | $-3.67B | |
| Stock Issued | $-21M | $-14M | |
| Net Stock Activity | $-21M | · | |
| Dividends Paid | $75M | $69M | |
| Financing Cash Flow | $4.40B | $3.97B | |
| Net Change in Cash | $129M | $1.21B | |
| Taxes Paid | $77M | $-31M | |
| Free Cash Flow | $679M | · |
Profitability 4
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Net Margin | 31.2% | · | |
| EBITDA Margin | 1.8% | · | |
| ROA | 1.2% | · | |
| ROE | 9.5% | · |
Efficiency 1
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Asset Turnover | 0.0 | · |
Growth Rates 3
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Revenue YoY | 18.3% | 2.4% | |
| EPS YoY | 35.4% | -16.5% | |
| Net Income YoY | 35.1% | -15.5% |
Valuation (TTM) 13
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Revenue TTM | $2.05B | · | |
| Net Income TTM | $642M | · | |
| Market Cap | $7.41B | · | |
| P/E | 11.8 | · | |
| P/S | 3.6 | · | |
| P/B | 1.1 | · | |
| P / Tangible Book | 1.4 | · | |
| P / Cash Flow | 9.8 | · | |
| P / FCF | 10.9 | · | |
| Dividend Yield | 1.0% | · | |
| Earnings Yield | 8.5% | · | |
| Payout Ratio | 11.6% | · | |
| Annual Payout | $75M | · |
Income Statement 9
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Interest Income | $1.51B | $669M | |
| Pretax Income | $189M | $170M | |
| Income Tax | $39M | $30M | |
| Net Income | $150M | $140M | |
| EPS (Basic) | $0.89 | $1.78 | |
| EPS (Diluted) | $0.89 | $1.77 | |
| Shares (Basic) | 150,998,000 | 76,727,000 | |
| Shares (Diluted) | 151,471,000 | 76,965,000 | |
| EBITDA | $303M | · |
Balance Sheet 11
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Goodwill | $3.48B | · | |
| Intangibles | $1.09B | · | |
| Total Assets | $122.77B | · | |
| Total Liabilities | $108.17B | · | |
| Common Stock | $151M | · | |
| Paid-in Capital | $10.10B | · | |
| Retained Earnings | $3.79B | · | |
| AOCI | $-225M | · | |
| Stockholders' Equity | $14.59B | · | |
| Liabilities + Equity | $122.77B | · | |
| Shares Outstanding | 151,000,000 | · |
Cash Flow 15
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| D&A | $303M | $38M | |
| Stock-based Comp | $89M | $11M | |
| Deferred Tax | $163M | $17M | |
| Amort. of Intangibles | $48M | $1M | |
| Other Non-cash | $221M | · | |
| Operating Cash Flow | $926M | $-22M | |
| CapEx | $15M | $20M | |
| Investing Cash Flow | $-794M | $-1.16B | |
| Debt Issued | $4.10B | $0 | |
| Net Debt Issued | $1.05B | · | |
| Dividends Paid | $75M | $19M | |
| Financing Cash Flow | $2.22B | $1.63B | |
| Net Change in Cash | $2.35B | $443M | |
| Taxes Paid | $-42M | $2M | |
| Free Cash Flow | $911M | · |
Profitability 5
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Net Margin | 12.3% | · | |
| Pretax Margin | 15.5% | · | |
| EBITDA Margin | 24.9% | · | |
| ROA | 0.24% | · | |
| ROE | 2.1% | · |
Efficiency 1
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Asset Turnover | 0.0 | · |
Valuation (TTM) 6
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Market Cap | $13.01B | · | |
| P/B | 0.9 | · | |
| P / Tangible Book | 1.3 | · | |
| P / Cash Flow | 14.0 | · | |
| P / FCF | 14.3 | · | |
| Payout Ratio | 50.0% | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | |
|---|---|---|---|
| Net Income | $642M | $475M | $562M |
| Diluted EPS | $8.07 | $5.96 | $7.14 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | |
|---|---|---|---|
| Free Cash Flow | $679M | — | — |
Latest News Recent headlines mentioning this company
Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
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