$24.70
▲ +$0.30
(+1.23%)
Vol 2K
10
Quality Score
ok
Deep Check
1/5
fail
Rev ✗
NI ✓
>IPO ✗
Mkt Cap
$108.7M
P/E
9.6
ROE
15.9%
Margin
24.0%
D/E
20.98
Beta
0.41
Div Yield
6.07%
52W
$21–$36
Price Chart
Similar Stocks
Earnings
Beat rate: 0.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Jun 2025 | — | $0.53 | — |
| Mar 2025 | — | $0.55 | — |
| Dec 2024 | — | $0.67 | — |
| Sep 2024 | — | $0.29 | — |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 13.2% | 13.0% | 13.2% | 13.2% | 13.2% | 15.9% |
| P/E (TTM) | 13.10 | 13.54 | 12.22 | 11.26 | 11.20 | 9.60 |
| Net Margin | — | 24.0% | 24.0% | 24.0% | 24.0% | 24.0% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 22.86 | 23.23 | 22.86 | 22.86 | 22.86 | 20.98 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.7%
P/S (TTM)
2.62
P/B
2.0
EPS (TTM)
$2.47
CF/Share
$2.94
Rev Growth 3Y
+7.0%
52W High
$36.00
52W Low
$20.65
$20.65
52-Week Range
$36.00
How does UNB compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
UNB valuation vs Banking peers
P/E ratio
9.6
▼
24%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.6
▲
13%
above
peers
(2.3)
vs Peers
vs Industry
Fair value
P/B ratio
2.0
▲
87%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
6.1%
▲
103%
above
peers
(3.0%)
vs Peers
vs Industry
Strong yield
UNB profitability vs Banking peers
ROE
15.9%
▲
76%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
24.0%
▼
16%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.7%
▼
22%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
UNB financial health vs Banking peers
D/E ratio
21.0
▲
52%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.4
▼
41%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
UNB fundamentals radar
UNB
Peer median
Industry
UNB profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio