USIO
NASDAQ
US
Usio, Inc. - Common Stock
$1.13
▼ $-0.03
(-2.59%)
Vol 15K
6
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$37.1M
ROE
-2.1%
Margin
-0.5%
D/E
4.48
Beta
1.40
52W
$1–$3
Wall Street Consensus
11 analysts · Apr 20263
Strong Buy
6
Buy
1
Hold
0
Sell
1
Strong Sell
81.8%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 40.0%
Next Report
May 12, 2026
EPS Estimate: $0.00
| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Mar 2026 | $0.00 | — | — |
| Dec 2025 | $0.01 | $-0.05 | $-0.06 |
| Sep 2025 | $0.01 | $-0.02 | $-0.03 |
| Jun 2025 | $-0.01 | $-0.01 | +$0.00 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 15.2% | 15.2% | 15.2% | 15.2% | -2.1% | -2.1% |
| P/E (TTM) | 14.09 | 13.35 | 12.94 | 13.53 | — | — |
| Net Margin | -1.8% | 3.4% | 3.4% | 3.4% | -0.5% | -0.5% |
| Gross Margin | 25.8% | 23.7% | 23.7% | 23.7% | 23.8% | 23.8% |
| D/E Ratio | 3.45 | 3.45 | 3.45 | 3.45 | 4.48 | 4.48 |
| Current Ratio | 1.11 | 1.11 | 1.11 | 1.11 | 1.13 | 1.13 |
Key Ratios
ROA (TTM)
-0.4%
P/S (TTM)
0.44
P/B
2.1
EPS (TTM)
$-0.01
CF/Share
$0.06
Rev Growth 3Y
+10.2%
52W High
$2.92
52W Low
$1.24
$1.24
52-Week Range
$2.92
How does USIO compare to Financial Services peers?
Peer group: Micro-cap Financial Services (All) · 234 companies
USIO valuation vs Financial Services peers
P/E ratio
—
▼
0%
below
peers
(11.6)
vs Peers
vs Industry
Overvalued
P/S ratio
0.4
▼
85%
below
peers
(3.0)
vs Peers
vs Industry
Undervalued
P/B ratio
2.1
▲
58%
above
peers
(1.3)
vs Peers
vs Industry
Pricier
Div yield
—
▼
0%
below
peers
(6.0%)
vs Peers
vs Industry
In line
USIO profitability vs Financial Services peers
ROE
-2.1%
▼
124%
below
peers
(8.4%)
vs Peers
vs Industry
Weak
Net margin
-0.5%
▼
105%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Gross margin
23.8%
▼
57%
below
peers
(54.9%)
vs Peers
vs Industry
Weak
ROA
-0.4%
▼
118%
below
peers
(2.1%)
vs Peers
vs Industry
Weak
USIO financial health vs Financial Services peers
D/E ratio
4.5
▼
95%
below
peers
(86.3)
vs Peers
vs Industry
Low debt
Current ratio
1.1
▼
8%
below
peers
(1.2)
vs Peers
vs Industry
In line
Beta
1.4
▲
65%
above
peers
(0.9)
vs Peers
vs Industry
More volatile
USIO fundamentals radar
USIO
Peer median
Industry
USIO profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
USIO vs peers: key metrics
Latest News
Stocks Rally on Optimism that the War in Iran is Near a …
Yahoo Finance · Apr 03
Crypto One Step Closer To 401(k) Inclusion As Proposal Passes White House …
Yahoo Finance · Mar 30
Marriage over, €100,000 down the drain: the AI users whose lives were …
The Guardian · Mar 26
OpenAI in Talks with Helion to Secure Fusion Energy
Yahoo Finance · Mar 25
The Guardian view on the Iran war: energy, markets and a dangerous …
The Guardian · Mar 24