WSBK Winchester Bancorp, Inc. - Common Stock
$12.75
Price · May 20, 2026
Fundamentals as of May 13, 2026
52W Range
$9–$13
88% of range
Analyst Rating
—
Price Target
—
P/E (TTM)
-99.4
ROE
-0.89%
Net Profit Margin
-4.5%
WSBK Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$12.75
Market Cap
$83M
P/E (TTM)
-99.4
EPS (TTM)
$-0.09
Revenue (TTM)
—
Div Yield
—
ROE
-0.89%
Debt/Equity
—
52W Range
$9 – $13
WSBK Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
—
EPS
$-0.09
2025-06-30
→
2025-06-30
Free Cash Flow
—
Margins
-4.5%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
WSBK
Peer Median
P/E (TTM)
-99.4
16.5
P/S (TTM)
4.3
2.1
P/B
0.7
0.8
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
WSBK
Peer Median
Net Profit Margin
-4.5%
22.8%
ROA
-0.10%
0.80%
ROE
-0.89%
6.5%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
WSBK
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
WSBK
Peer Median
Revenue YoY
19.6%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
WSBK
Peer Median
Peer Comparison Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| WSBK | $83M | -99.4 | 19.6% | -4.5% | -0.89% | — |
| RVSB | $119M | 24.6 | 4.7% | 9.7% | 3.1% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 8
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Interest Income | $43M | $35M | |
| Pretax Income | $-2M | $754.0K | |
| Income Tax | $-656.0K | $-32.0K | |
| Net Income | $-874.0K | $786.0K | |
| EPS (Basic) | $-0.09 | · | |
| EPS (Diluted) | $-0.09 | · | |
| Shares (Basic) | 9,247,571 | · | |
| Shares (Diluted) | 9,247,571 | · |
Balance Sheet 15
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Cash & Equivalents | $55M | $44M | |
| Short-term Investments | $0 | · | |
| PP&E (Net) | $6M | $7M | |
| PP&E (Gross) | $15M | $14M | |
| Accum. Depreciation | $8M | $8M | |
| Total Assets | $949M | $853M | |
| Deferred Tax | · | $70.0K | |
| Total Liabilities | $834M | $773M | |
| Common Stock | $93.0K | · | |
| Paid-in Capital | $40M | · | |
| Retained Earnings | $81M | $82M | |
| AOCI | $-2M | $-2M | |
| Stockholders' Equity | $115M | $80M | |
| Liabilities + Equity | $949M | $853M | |
| Shares Outstanding | 9,295,376 | 0 |
Cash Flow 10
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| D&A | $847.0K | $750.0K | |
| Deferred Tax | $-1M | $-159.0K | |
| Operating Cash Flow | $2M | $231.0K | |
| Investing Cash Flow | $-87M | $-105M | |
| Stock Issued | $38M | · | |
| Stock Repurchased | $3M | · | |
| Net Stock Activity | $34M | · | |
| Financing Cash Flow | $95M | $97M | |
| Net Change in Cash | $11M | $-8M | |
| Taxes Paid | $-439.0K | $-478.0K |
Profitability 4
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Net Margin | -4.5% | · | |
| Pretax Margin | -7.9% | · | |
| ROA | -0.10% | · | |
| ROE | -0.89% | · |
Efficiency 1
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Asset Turnover | 0.0 | · |
Growth Rates 1
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Revenue YoY | 19.6% | · |
Valuation (TTM) 9
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Revenue TTM | $19M | · | |
| Net Income TTM | $-874.0K | · | |
| Market Cap | $83M | · | |
| P/E | -99.4 | · | |
| P/S | 4.3 | · | |
| P/B | 0.7 | · | |
| P / Tangible Book | 0.7 | · | |
| P / Cash Flow | 33.7 | · | |
| Earnings Yield | -1.0% | · |
Income Statement 10
| Metric | Trend | Q3 2026 | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q4 2024 |
|---|---|---|---|---|---|---|---|---|
| Operating Expenses | · | · | · | · | $4M | $4M | · | |
| Interest Income | $13M | $12M | $12M | $11M | $11M | $11M | $10M | |
| Other Non-op | · | · | · | · | $299.0K | $388.0K | · | |
| Pretax Income | $1M | $1M | $1M | $-1M | $372.0K | $414.0K | $-5.0K | |
| Income Tax | $349.0K | $276.0K | $356.0K | $-566.0K | $67.0K | $41.0K | $-113.0K | |
| Net Income | $1M | $1M | $962.0K | $-920.0K | $305.0K | $373.0K | $108.0K | |
| EPS (Basic) | $0.13 | $0.12 | $0.11 | · | · | · | · | |
| EPS (Diluted) | $0.13 | $0.12 | $0.11 | · | · | · | · | |
| Shares (Basic) | 8,973,154 | 8,969,031 | 8,964,893 | · | · | · | · | |
| Shares (Diluted) | 8,973,154 | 8,969,031 | 8,964,893 | · | · | · | · |
Balance Sheet 15
| Metric | Trend | Q3 2026 | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q4 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $54M | $55M | $58M | $55M | $67M | $42M | $44M | |
| Short-term Investments | · | · | · | $0 | · | · | · | |
| PP&E (Net) | $6M | $6M | $6M | $6M | $7M | $7M | $7M | |
| PP&E (Gross) | · | · | · | $15M | · | · | $14M | |
| Accum. Depreciation | · | · | · | $8M | · | · | $8M | |
| Total Assets | $1.06B | $1.02B | $1.01B | $949M | $923M | $894M | $853M | |
| Deferred Tax | · | · | · | · | $235.0K | $154.0K | $70.0K | |
| Total Liabilities | $938M | $898M | $888M | $834M | $842M | $814M | $773M | |
| Common Stock | $93.0K | $93.0K | $93.0K | $93.0K | · | · | · | |
| Paid-in Capital | $40M | $40M | $40M | $40M | · | · | · | |
| Retained Earnings | $84M | $83M | $82M | $81M | $82M | $82M | $82M | |
| AOCI | $-1M | $-928.0K | $-1M | $-2M | $-1M | $-2M | $-2M | |
| Stockholders' Equity | $119M | $118M | $117M | $115M | $81M | $80M | $80M | |
| Liabilities + Equity | $1.06B | $1.02B | $1.01B | $949M | $923M | $894M | $853M | |
| Shares Outstanding | 9,295,376 | 9,295,376 | 9,295,376 | 9,295,376 | · | · | 0 |
Cash Flow 7
| Metric | Trend | Q3 2026 | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q4 2024 |
|---|---|---|---|---|---|---|---|---|
| D&A | $213.0K | $321.0K | $223.0K | $220.0K | $206.0K | $212.0K | $210.0K | |
| Deferred Tax | $-225.0K | $224.0K | $64.0K | $-1M | $0 | · | · | |
| Operating Cash Flow | $1M | $2M | $1M | $2M | $848.0K | $57.0K | $-216.0K | |
| Investing Cash Flow | $-43M | $-14M | $-53M | $-39M | $-3M | $-17M | $-30M | |
| Financing Cash Flow | $41M | $10M | $54M | $26M | $28M | $21M | $33M | |
| Net Change in Cash | $-833.0K | $-3M | $2M | $-11M | $25M | $4M | $3M | |
| Taxes Paid | $305.0K | $270.0K | $641.0K | $-671.0K | $202.0K | $15.0K | $-953.0K |
Profitability 4
| Metric | Trend | Q3 2026 | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q4 2024 |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 17.2% | 16.7% | 16.6% | · | 7.0% | 9.2% | · | |
| Pretax Margin | 22.4% | 20.9% | 22.8% | · | 8.5% | 10.3% | · | |
| ROA | 0.12% | 0.11% | 0.19% | · | 0.07% | 0.08% | · | |
| ROE | 1.1% | 1.1% | 1.6% | · | 0.75% | 0.93% | · |
Efficiency 1
| Metric | Trend | Q3 2026 | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q4 2024 |
|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | · |
Valuation (TTM) 7
| Metric | Trend | Q3 2026 | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q4 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $24M | $21M | $19M | · | $17M | $16M | · | |
| Net Income TTM | $3M | $3M | $1M | · | $238.0K | $205.0K | · | |
| Market Cap | $118M | $97M | $89M | · | · | · | · | |
| P/S | 5.0 | 4.6 | 4.7 | · | · | · | · | |
| P/B | 1.0 | 0.8 | 0.8 | · | · | · | · | |
| P / Tangible Book | 1.0 | 0.8 | 0.8 | · | · | · | · | |
| P / Cash Flow | · | · | 65.4 | · | · | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-06-30 | 2024-06-30 | |
|---|---|---|
| Net Income | $-874.0K | $786.0K |
| Diluted EPS | $-0.09 | — |
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