Divergent Planning, LLC
CIK 1730787 · View on SEC EDGAR ↗
- Portfolio value
- $391.5M
- Positions
- 36
- As of
- Dec. 31, 2025 Data as of Q4 2025
#4,413 of 9,443 by 13F value · top 46.7%
Portfolio value QoQ: +4.1% 13F does not disclose cash
- Top 10 holdings weight
- 90.43%
- Top 25 holdings weight
- 99.27%
- Positions above 1%
- 13
- Effective number of positions
- 7.9
Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)
Turnover Q4 2025: 0.29% Est. buys $9,254,614 · sells $1,124,844
Median holding: 5.0 quarters Tracked Q4 2024–Q4 2025 · 90.0% still held
- New positions
- 2
- Increased
- 16
- Decreased
- 10
- Closed
- 1
On this page
- Sector breakdown How the portfolio splits across market sectors.
- Portfolio Every stock this institution reports holding, from its latest 13F.
- High-conviction bets The holdings this manager is most concentrated in.
- Biggest new bets Brand-new positions opened in the latest quarter.
- Top moves The biggest position increases and decreases this quarter.
- Exited positions Positions the manager fully sold out of last quarter.
Sector breakdown
Technology
0.9%
Financial Services
0.3%
Consumer Discretionary
0.2%
Retail
0.1%
Industrials
0.1%
Communication Services
0.1%
Health Care
0.0%
Other/Unmapped
98.1%
Full portfolio 36 positions
| Type | Streak | 8Q trend | |||||
|---|---|---|---|---|---|---|---|
| IVV | $102,130,408 | 26.08% | 148,837 | $2,930,517 | Up ×4 | ||
| AVDV | $50,239,259 | 12.83% | 529,894 | $2,336,559 | Down ×1 | ||
| MDY | $46,607,786 | 11.90% | 76,242 | $1,986,589 | Up ×4 | ||
| JMBS | $41,845,471 | 10.69% | 918,067 | $1,944,842 | Up ×4 | ||
| AVUS | $27,264,197 | 6.96% | 242,241 | $1,288,953 | Up ×4 | ||
| DFAS | $25,412,268 | 6.49% | 361,021 | $966,139 | Up ×2 | ||
| JAAA | $21,122,054 | 5.39% | 417,349 | $1,211,239 | Up ×4 | ||
| VTEB | $14,717,663 | 3.76% | 292,191 | $463,567 | Up ×4 | ||
| DFCF | $13,375,678 | 3.42% | 314,352 | $27,975 | Up ×1 | ||
| TBIL F/m US Treasury 3 Month Bill Fund | $11,346,211 | 2.90% | 227,379 | $976,959 | Up ×4 | ||
| VCIT Vanguard Intermediate-Term Corporate Bond ETF | $9,647,937 | 2.46% | 115,213 | $97,460 | Up ×4 | ||
| AVDE | $9,124,581 | 2.33% | 109,710 | $521,852 | Up ×2 | ||
| SCHC | $6,320,659 | 1.61% | 137,675 | $108,712 | Up ×2 | ||
| AAPL Apple Inc. - Common Stock | $2,326,350 | 0.59% | 8,584 | $42,873 | Down ×3 | ||
| VT | $989,584 | 0.25% | 6,964 | $-66,172 | Down ×1 | ||
| MAR Marriott International - Class A Common Stock | $945,558 | 0.24% | 3,017 | $85,588 | Down ×1 | ||
| MS Morgan Stanley Common Stock | $762,707 | 0.19% | 4,193 | Up ×1 | |||
| MSFT Microsoft Corporation - Common Stock | $715,379 | 0.18% | 1,513 | $-154,608 | Down ×3 | ||
| VO | $646,420 | 0.17% | 2,209 | $-58,246 | Down ×2 | ||
| QQQ Invesco QQQ Trust, Series 1 | $635,266 | 0.16% | 1,036 | $54,404 | Up ×2 | ||
| AMZN Amazon.com, Inc. - Common Stock | $579,840 | 0.15% | 2,560 | $17,894 | |||
| V Visa Inc. | $555,754 | 0.14% | 1,604 | $-5,389 | |||
| LMT Lockheed Martin Corporation Common Stock | $501,544 | 0.13% | 1,009 | $-7,486 | |||
| AOA | $454,468 | 0.12% | 5,047 | $13,893 | Up ×4 | ||
| AOR | $408,846 | 0.10% | 6,262 | $15,926 | Up ×1 | ||
| VUG | $384,098 | 0.10% | 790 | $-30,903 | Down ×1 | ||
| GOOG Alphabet Inc. - Class C Capital Stock | $361,987 | 0.09% | 1,148 | $79,062 | |||
| SPLV | $337,582 | 0.09% | 4,741 | $-6,626 | Up ×2 | ||
| VTI | $322,804 | 0.08% | 960 | $-4,442 | Down ×1 | ||
| GLD | $308,667 | 0.08% | 775 | $31,496 | |||
| ACN Accenture plc Class A Ordinary Shares (Ireland) | $302,062 | 0.08% | 1,162 | $17,000 | |||
| VOO | $294,673 | 0.08% | 469 | $6,097 | |||
| AOK | $241,962 | 0.06% | 6,001 | Up ×1 | |||
| NVDA NVIDIA Corporation - Common Stock | $219,633 | 0.06% | 1,163 | $-39,845 | Down ×1 | ||
| FSCO FS Credit Opportunities Corp. Common Stock | $64,427 | 0.02% | 10,146 | $-12,562 | Down ×1 | ||
| HCAT Health Catalyst, Inc - Common stock | $25,075 | 0.01% | 10,998 | $-7,479 | |||
| No matches | |||||||
Conviction holdings
Positions increased for 3+ consecutive quarters.
Share counts are as reported in 13F filings (not split-adjusted)
Biggest new bets
New positions opened this quarter, largest first.
| Security | Value | Shares | % of portfolio |
|---|---|---|---|
| MS | $762,707 | 4,193 | 0.19% |
| AOK | $241,962 | 6,001 | 0.06% |
Top movers (QoQ)
| Security | Action | Shares Δ | Value Δ |
|---|---|---|---|
| IVV | Bought more | +1K | +$2.9M |
| AVDV | Trimmed | -2K | +$2.3M |
| MDY | Bought more | +2K | +$2.0M |
| JMBS | Bought more | +44K | +$1.9M |
| AVUS | Bought more | +4K | +$1.3M |
| JAAA | Bought more | +24K | +$1.2M |
| TBIL | Bought more | +19K | +$977K |
| DFAS | Bought more | +7K | +$966K |
| AVDE | Bought more | +2K | +$522K |
| VTEB | Bought more | +7K | +$464K |
Exited positions
Includes corporate events (mergers, delistings) — not all exits are sells
Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.