Sector breakdown

04
Financials 0.4%
Technology 0.2%
Energy 0.2%
Other/Unmapped 99.2%

Full portfolio 29 positions

05
Type Streak 8Q trend
VTI Vanguard Morningstar Total Stock Market ETF $89,805,659 27.55% 243,871 $13,277,829 Up ×2
VEA Vanguard FTSE Developed Markets ETF $32,105,993 9.85% 456,440 $3,233,258 Up ×1
DFSV Dimensional ETF Trust $29,442,633 9.03% 770,951 $2,719,211 Up ×6
BNDX Vanguard Total International Bond ETF $25,421,548 7.80% 531,498 $-754,361 Down ×1
VCIT Vanguard Intermediate-Term Corporate Bond ETF $22,273,942 6.83% 272,231 $-2,859,753 Down ×2
VGIT Vanguard Intermediate-Term Treasury ETF $18,325,894 5.62% 313,156 $109,563 Up ×6
VCSH Vanguard Short-Term Corporate Bond ETF $17,897,999 5.49% 227,681 $-25,056 Up ×6
DFEM Dimensional ETF Trust $15,863,241 4.87% 402,620 $1,930,932 Down ×1
DFAC Dimensional ETF Trust $14,604,971 4.48% 331,630 $1,644,922 Down ×6
DISV Dimensional ETF Trust $11,214,512 3.44% 276,356 $479,066 Up ×1
DFAX Dimensional ETF Trust $7,297,070 2.24% 200,249 $445,221 Down ×3
ITOT iShares Trust $6,907,938 2.12% 42,227 $904,537 Up ×5
VTEI Vanguard Tax-Managed Funds Vanguard Intermediate-Term Tax-Exempt Bond ETF $5,318,100 1.63% 52,922 $3,919,310 Up ×1
VGSH Vanguard Short-Term Treasury ETF $4,962,887 1.52% 85,552 $2,389,434 Up ×1
MUB iShares Trust $4,881,020 1.50% 45,655 $34,083 Down ×1
SPY SPY $4,058,330 1.24% 5,445 $526,473 Up ×2
VWO Vanguard FTSE Emerging Markets ETF $2,360,025 0.72% 39,886 $813,480 Up ×2
IEFA iShares Core MSCI EAFE ETF $2,215,176 0.68% 23,000 $158,630 Up ×3
DFGX Dimensional Global ex US Core Fixed Income ETF $2,132,518 0.65% 40,202 $1,265,462 Up ×1
VOO Vanguard S&P 500 ETF $1,934,857 0.59% 2,824 $259,243 Up ×2
JPM JP Morgan Chase & Co. Common Stock $1,423,530 0.44% 4,306 $157,292 Up ×6
SPEM State Street SPDR Portfolio Emerging Markets ETF $1,213,635 0.37% 23,662 $103,641
RSP Invesco Exchange-Traded Fund Trust $1,124,918 0.35% 5,301 $19,644 Down ×1
IEMG iShares, Inc. $778,399 0.24% 9,694 $107,386 Up ×3
VTEB Vanguard Tax-Exempt Bond ETF $749,012 0.23% 14,903 $-3,285,369 Down ×1
AAPL Apple Inc. - Common Stock $590,210 0.18% 1,883 $61,213 Down ×1
IVV iShares Trust $485,995 0.15% 649 $60,165 Down ×1
CVX Chevron Corporation Common Stock $326,952 0.10% 1,858 Up ×1
XOM Exxon Mobil Corporation Common Stock $278,593 0.09% 1,974 $-56,319

Conviction holdings

08

Positions increased for 3+ consecutive quarters.

Share counts are as reported in 13F filings (not split-adjusted)

SecurityValue% of portfolioStreak
DFSV $29,442,633 9.03% up ×6
VGIT $18,325,894 5.62% up ×6
VCSH $17,897,999 5.49% up ×6
ITOT $6,907,938 2.12% up ×5
IEFA $2,215,176 0.68% up ×3
JPM $1,423,530 0.44% up ×6
IEMG $778,399 0.24% up ×3

Biggest new bets

09

New positions opened this quarter, largest first.

SecurityValueShares% of portfolio
CVX $326,952 1,858 0.10%

Top movers (QoQ)

10
SecurityActionShares ΔValue Δ
VTI Bought more +5K +$13.3M
VTEI Bought more +39K +$3.9M
VEA Bought more +6K +$3.2M
VCIT Trimmed -31K -$2.9M
DFSV Bought more +8K +$2.7M
VGSH Bought more +42K +$2.4M
DFEM Trimmed -631 +$1.9M
DFAC Trimmed -2K +$1.6M
DFGX Bought more +24K +$1.3M
ITOT Bought more +77 +$905K

1 position hidden — reported move looks larger than the position itself (data completeness check)

Exited positions

11

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

SecurityQuarterShares beforeValue beforePrice since exit
COF March 31, 2026 986 $235,695 7.3%