Lutz Financial Services LLC
CIK 1737112 · View on SEC EDGAR ↗
- Portfolio value
- $1.6B
- Positions
- 112
- As of
- June 30, 2026
#1,745 of 9,443 by 13F value · top 18.5%
Portfolio value QoQ: +10.4% 13F does not disclose cash
- Top 10 holdings weight
- 59.14%
- Top 25 holdings weight
- 82.32%
- Positions above 1%
- 27
- Effective number of positions
- 21.8
Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)
Turnover Q2 2026: 0.23% Est. buys $38,404,627 · sells $3,670,913
Median holding: 7.0 quarters Tracked Q4 2024–Q2 2026 · 95.7% still held
- New positions
- 12
- Increased
- 41
- Decreased
- 41
- Closed
- 2
On this page
- Sector breakdown How the portfolio splits across market sectors.
- Portfolio Every stock this institution reports holding, from its latest 13F.
- High-conviction bets The holdings this manager is most concentrated in.
- Biggest new bets Brand-new positions opened in the latest quarter.
- Top moves The biggest position increases and decreases this quarter.
- Exited positions Positions the manager fully sold out of last quarter.
Sector breakdown
Technology
0.5%
Retail
0.1%
Communication Services
0.1%
Financials
0.0%
Healthcare
0.0%
Consumer Discretionary
0.0%
Industrials
0.0%
Financial Services
0.0%
Other/Unmapped
99.3%
Full portfolio 112 positions
| Type | Streak | 8Q trend | |||||
|---|---|---|---|---|---|---|---|
| VOO | $176,029,355 | 10.72% | 256,299 | $25,424,106 | Up ×1 | ||
| SPYV | $151,782,689 | 9.24% | 2,496,836 | $14,028,720 | Up ×3 | ||
| IJH | $124,562,876 | 7.59% | 1,615,391 | $16,617,912 | Up ×3 | ||
| BND Vanguard Total Bond Market ETF | $108,533,940 | 6.61% | 1,478,462 | $3,144,785 | Up ×3 | ||
| VTEB | $84,160,890 | 5.13% | 1,663,916 | $5,850,368 | Up ×3 | ||
| MDYV | $78,686,283 | 4.79% | 829,586 | $10,067,390 | Up ×3 | ||
| VCSH Vanguard Short-Term Corporate Bond ETF | $71,271,138 | 4.34% | 901,823 | $2,984,361 | Up ×3 | ||
| SCHP | $64,792,874 | 3.95% | 2,445,014 | $2,474,773 | Up ×3 | ||
| MBB iShares MBS ETF | $62,197,395 | 3.79% | 658,034 | $2,203,173 | Up ×3 | ||
| SPY SPY | $49,187,746 | 3.00% | 65,867 | $6,134,046 | Down ×3 | ||
| DFAC | $41,180,355 | 2.51% | 928,322 | $5,444,284 | Up ×3 | ||
| MUB | $38,459,262 | 2.34% | 357,361 | $970,950 | Up ×3 | ||
| DFIC | $31,048,552 | 1.89% | 833,294 | $2,957,556 | Up ×1 | ||
| IJR | $28,892,088 | 1.76% | 194,808 | $5,043,327 | Up ×3 | ||
| SCHX | $26,550,397 | 1.62% | 902,154 | $3,710,282 | Up ×2 | ||
| DUHP | $25,416,704 | 1.55% | 609,075 | $4,163,493 | Up ×3 | ||
| IGSB iShares 1-5 Year Investment Grade Corporate Bond ETF | $25,084,228 | 1.53% | 478,615 | $109,310 | Up ×1 | ||
| SCHM | $24,790,056 | 1.51% | 672,364 | $3,787,757 | Down ×1 | ||
| IVE | $23,685,037 | 1.44% | 104,312 | $1,412,799 | Down ×3 | ||
| BSV | $21,419,873 | 1.30% | 274,930 | $719,116 | Up ×1 | ||
| AGG | $20,682,708 | 1.26% | 208,958 | $-79,406 | Down ×2 | ||
| DFAS | $19,623,747 | 1.20% | 238,326 | $2,636,387 | Down ×1 | ||
| VTV | $18,490,466 | 1.13% | 84,845 | $1,848,421 | Up ×2 | ||
| QUAL | $17,695,937 | 1.08% | 80,645 | $2,177,287 | Down ×1 | ||
| IVV | $17,599,682 | 1.07% | 23,501 | $2,070,266 | Down ×2 | ||
| VOE | $17,566,015 | 1.07% | 88,896 | $1,033,970 | Down ×1 | ||
| IJJ | $17,482,116 | 1.06% | 118,338 | $1,737,102 | Down ×3 | ||
| VOOV | $15,724,708 | 0.96% | 71,734 | $991,805 | Down ×3 | ||
| AVUV | $15,340,730 | 0.93% | 122,961 | $2,256,021 | Up ×3 | ||
| SLYV | $14,868,574 | 0.91% | 136,271 | $1,773,946 | Down ×3 | ||
| TIP | $14,178,305 | 0.86% | 129,565 | $-227,296 | Down ×3 | ||
| SCHA | $14,107,797 | 0.86% | 390,473 | $2,583,969 | Down ×3 | ||
| IVOV | $13,007,905 | 0.79% | 114,034 | $1,301,441 | Down ×3 | ||
| AVDE | $12,921,639 | 0.79% | 144,861 | $392,044 | Down ×3 | ||
| MDY | $12,784,160 | 0.78% | 18,176 | $1,565,074 | Down ×3 | ||
| IUSV iShares Core S&P U.S. Value ETF | $12,143,506 | 0.74% | 110,245 | $735,354 | Down ×3 | ||
| DFAT | $10,376,777 | 0.63% | 148,452 | $1,039,627 | Down ×2 | ||
| DFEM | $10,337,462 | 0.63% | 254,366 | $1,849,331 | Up ×3 | ||
| STIP | $9,349,785 | 0.57% | 91,521 | $102,936 | Up ×3 | ||
| DFUV | $8,156,799 | 0.50% | 148,278 | $860,781 | Down ×2 | ||
| IEMG | $7,315,551 | 0.45% | 88,309 | $1,112,028 | Down ×2 | ||
| SUB | $5,880,445 | 0.36% | 55,231 | $-226,372 | Down ×3 | ||
| VBR | $5,827,822 | 0.35% | 23,984 | $606,698 | Down ×2 | ||
| IJS | $5,827,602 | 0.35% | 42,637 | $813,496 | Up ×1 | ||
| IWV | $5,054,546 | 0.31% | 11,854 | $660,505 | |||
| VWO | $4,649,510 | 0.28% | 77,894 | $442,785 | Up ×1 | ||
| ISTB iShares Core 1-5 Year USD Bond ETF | $4,643,064 | 0.28% | 96,229 | $43,953 | Up ×3 | ||
| STPZ | $4,084,983 | 0.25% | 76,584 | $-58,717 | |||
| VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares | $3,646,727 | 0.22% | 72,601 | $-130,494 | Down ×3 | ||
| IWB | $2,817,360 | 0.17% | 6,880 | $265,817 | Down ×2 | ||
| NVDA NVIDIA Corporation - Common Stock | $2,225,201 | 0.14% | 11,121 | $431,497 | Up ×2 | ||
| VEA | $2,181,704 | 0.13% | 30,620 | $219,548 | |||
| VMBS Vanguard Mortgage-Backed Securities ETF | $1,861,038 | 0.11% | 39,757 | $-97,713 | Down ×2 | ||
| AAPL Apple Inc. - Common Stock | $1,794,032 | 0.11% | 6,200 | $258,095 | Up ×2 | ||
| FNDF | $1,661,226 | 0.10% | 31,486 | $110,416 | Down ×3 | ||
| VNQ | $1,568,947 | 0.10% | 16,270 | $125,858 | Up ×1 | ||
| DFIV | $1,567,397 | 0.10% | 29,015 | $33,234 | Down ×2 | ||
| VTI | $1,308,658 | 0.08% | 3,537 | $200,757 | Up ×1 | ||
| IWM | $1,261,934 | 0.08% | 4,200 | $220,298 | |||
| VV | $1,247,651 | 0.08% | 3,628 | $149,723 | Down ×1 | ||
| VO | $1,221,365 | 0.07% | 15,159 | $99,051 | Up ×1 | ||
| MSFT Microsoft Corporation - Common Stock | $1,150,394 | 0.07% | 3,084 | $2,867 | Down ×1 | ||
| IWD | $972,144 | 0.06% | 4,010 | $115,327 | |||
| VIG | $958,555 | 0.06% | 4,051 | $87,340 | |||
| AMZN Amazon.com, Inc. - Common Stock | $873,278 | 0.05% | 3,664 | $154,122 | Up ×1 | ||
| DFSD | $871,581 | 0.05% | 18,253 | $-75,868 | Down ×2 | ||
| EFA | $828,867 | 0.05% | 7,979 | $41,232 | Down ×2 | ||
| VB | $770,300 | 0.05% | 2,541 | $104,699 | |||
| BRKA | $748,850 | 0.05% | 1 | $30,710 | |||
| DLN | $718,165 | 0.04% | 7,456 | $52,117 | |||
| BRKB | $718,059 | 0.04% | 1,435 | $71,139 | Up ×1 | ||
| GOOGL Alphabet Inc. - Class A Common Stock | $714,025 | 0.04% | 1,998 | $96,346 | Down ×3 | ||
| SCHG | $654,780 | 0.04% | 19,349 | $91,572 | Up ×1 | ||
| SPMD | $625,876 | 0.04% | 9,264 | $77,262 | |||
| GOOG Alphabet Inc. - Class C Capital Stock | $598,541 | 0.04% | 1,694 | $93,954 | Down ×3 | ||
| MU Micron Technology, Inc. - Common Stock | $588,688 | 0.04% | 510 | Up ×1 | |||
| DBEF | $571,921 | 0.03% | 10,469 | $54,752 | |||
| AVUS | $538,448 | 0.03% | 4,204 | $67,712 | Down ×1 | ||
| AVDV | $532,769 | 0.03% | 5,170 | $21,486 | Up ×1 | ||
| AVGO Broadcom Inc. - Common Stock | $531,494 | 0.03% | 1,407 | $106,846 | Up ×1 | ||
| META Meta Platforms, Inc. - Class A Common Stock | $517,100 | 0.03% | 918 | $64,545 | Up ×1 | ||
| VT | $486,196 | 0.03% | 3,098 | $45,954 | Down ×1 | ||
| DFSV | $479,097 | 0.03% | 12,351 | $47,614 | Up ×3 | ||
| JPM JP Morgan Chase & Co. Common Stock | $461,863 | 0.03% | 1,411 | $45,038 | Down ×1 | ||
| IWN | $449,257 | 0.03% | 2,031 | $-11,636 | Down ×3 | ||
| DFCF | $446,329 | 0.03% | 10,574 | $-24,551 | Down ×2 | ||
| IWR | $435,697 | 0.03% | 3,949 | $40,419 | Down ×1 | ||
| SCHF | $413,783 | 0.03% | 14,938 | $44,067 | |||
| LLY Eli Lilly and Company Common Stock | $407,806 | 0.02% | 340 | $93,245 | Down ×1 | ||
| QEMM | $400,795 | 0.02% | 5,015 | $53,005 | |||
| AVLV | $399,135 | 0.02% | 4,376 | $34,536 | Down ×1 | ||
| QQQ Invesco QQQ Trust, Series 1 | $396,920 | 0.02% | 539 | $85,820 | |||
| ILCB | $342,683 | 0.02% | 3,306 | $45,592 | |||
| VCIT Vanguard Intermediate-Term Corporate Bond ETF | $304,627 | 0.02% | 3,686 | $6,168 | Up ×1 | ||
| ONEY | $293,990 | 0.02% | 2,295 | $18,476 | |||
| VUG | $290,184 | 0.02% | 3,369 | $44,901 | Up ×2 | ||
| SCHV | $288,045 | 0.02% | 8,275 | $35,665 | |||
| SPEM | $278,110 | 0.02% | 5,371 | $51,629 | Up ×1 | ||
| AVEM | $267,032 | 0.02% | 2,767 | $44,150 | Up ×1 | ||
| AMD Advanced Micro Devices, Inc. - Common Stock | $257,343 | 0.02% | 443 | Up ×1 | |||
| No matches | |||||||
Conviction holdings
Positions increased for 3+ consecutive quarters.
Share counts are as reported in 13F filings (not split-adjusted)
| Security | Value | % of portfolio | Streak |
|---|---|---|---|
| SPYV | $151,782,689 | 9.24% | up ×3 |
| IJH | $124,562,876 | 7.59% | up ×3 |
| BND | $108,533,940 | 6.61% | up ×3 |
| VTEB | $84,160,890 | 5.13% | up ×3 |
| MDYV | $78,686,283 | 4.79% | up ×3 |
| VCSH | $71,271,138 | 4.34% | up ×3 |
| SCHP | $64,792,874 | 3.95% | up ×3 |
| MBB | $62,197,395 | 3.79% | up ×3 |
| DFAC | $41,180,355 | 2.51% | up ×3 |
| MUB | $38,459,262 | 2.34% | up ×3 |
| IJR | $28,892,088 | 1.76% | up ×3 |
| DUHP | $25,416,704 | 1.55% | up ×3 |
| AVUV | $15,340,730 | 0.93% | up ×3 |
| DFEM | $10,337,462 | 0.63% | up ×3 |
| STIP | $9,349,785 | 0.57% | up ×3 |
Biggest new bets
New positions opened this quarter, largest first.
| Security | Value | Shares | % of portfolio |
|---|---|---|---|
| MU | $588,688 | 510 | 0.04% |
| AMD | $257,343 | 443 | 0.02% |
| WDC | $243,991 | 382 | 0.01% |
| INTC | $238,348 | 1,707 | 0.01% |
| TSLA | $237,218 | 564 | 0.01% |
| DFLV | $236,133 | 5,972 | 0.01% |
| LRCX | $235,732 | 544 | 0.01% |
| CAT | $221,499 | 208 | 0.01% |
| AMAT | $217,623 | 301 | 0.01% |
| V | $217,519 | 634 | 0.01% |
| SNDK | $216,004 | 95 | 0.01% |
| IVOO | $213,596 | 1,638 | 0.01% |
Top movers (QoQ)
| Security | Action | Shares Δ | Value Δ |
|---|---|---|---|
| VOO | Bought more | +4K | +$25.4M |
| IJH | Bought more | +17K | +$16.6M |
| SPYV | Bought more | +62K | +$14.0M |
| MDYV | Bought more | +24K | +$10.1M |
| SPY | Trimmed | -335 | +$6.1M |
| VTEB | Bought more | +94K | +$5.9M |
| DFAC | Bought more | +9K | +$5.4M |
| IJR | Bought more | +3K | +$5.0M |
| DUHP | Bought more | +31K | +$4.2M |
| SCHM | Trimmed | -6K | +$3.8M |
Exited positions
Includes corporate events (mergers, delistings) — not all exits are sells
Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.