Michael A. Dubis Financial Planning, LLC

CIK 2052271 · View on SEC EDGAR ↗

Portfolio value
$103.0M
#8,304 of 9,443 by 13F value · top 87.9%
Positions
45
As of
March 31, 2025 Data as of Q1 2025

Portfolio value QoQ: +99513.1% 13F does not disclose cash

Top 10 holdings weight
76.33%
Top 25 holdings weight
92.59%
Positions above 1%
18
Effective number of positions
9.8

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q1 2025: 0.6% Est. buys $1,759,084 · sells $307,258

New positions
1
Increased
21
Decreased
4
Closed
4
On this page

Sector breakdown

Technology
2.1%
Financials
1.3%
Industrials
1.1%
Energy
0.2%
Retail
0.2%
Other/Unmapped
95.0%

Full portfolio 45 positions

Type Streak 8Q trend
VTI $21,771,910 21.13% 79,217 $21,749,282 Up ×1
SGOV iShares 0-3 Month Treasury Bond ETF $14,364,231 13.94% 142,686 $14,349,784 Down ×1
VGIT Vanguard Intermediate-Term Treasury ETF $13,335,282 12.94% 224,500 $13,322,780 Up ×1
VGSH Vanguard Short-Term Treasury ETF $11,896,635 11.55% 202,703 $11,885,068 Up ×1
SPTS $4,934,349 4.79% 168,753 $4,929,477 Up ×1
DFIC $3,580,386 3.48% 128,930 $3,577,220 Up ×1
SPTM $2,809,833 2.73% 41,315 $2,806,883 Up ×1
AAPL Apple Inc. - Common Stock $2,183,982 2.12% 9,832 $2,181,520
VNQ $2,059,539 2.00% 22,747 $2,057,544 Up ×1
ITOT $1,701,118 1.65% 13,942 $1,699,325 Up ×1
VEA $1,670,766 1.62% 32,870 $1,669,218 Up ×1
MGC $1,567,743 1.52% 7,785 $1,566,087
VXUS Vanguard Total International Stock ETF $1,371,336 1.33% 22,083 $1,370,057 Up ×1
DCOR $1,323,808 1.28% 21,585 $1,322,502 Up ×1
VV $1,271,270 1.23% 4,946 $1,269,936
DFAC $1,152,044 1.12% 34,921 $1,150,836
BIL $1,095,609 1.06% 11,944 $1,094,427 Down ×1
VO $1,047,152 1.02% 4,049 $1,046,083
VIG $990,300 0.96% 5,105 $989,301 Up ×1
DFAS $958,270 0.93% 16,038 $957,226
VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares $927,311 0.90% 18,583 $926,460 Up ×1
BSV $894,702 0.87% 11,430 $893,820 Up ×1
LMT Lockheed Martin Corporation Common Stock $893,420 0.87% 2,000 $892,448
ISTB iShares Core 1-5 Year USD Bond ETF $882,146 0.86% 18,245 $881,266 Down ×1
SDY $708,792 0.69% 5,224 $708,102
VEU $659,853 0.64% 10,878 $659,229 Up ×1
IVV $638,880 0.62% 1,137 $638,211
TRV The Travelers Companies, Inc. Common Stock $587,660 0.57% 2,222 $587,125
SUB $557,282 0.54% 5,277 $556,748 Up ×1
SCHF $525,851 0.51% 26,585 $525,359
DFAI $507,072 0.49% 16,237 $506,598 Up ×1
WFC Wells Fargo & Company Common Stock $466,077 0.45% 6,492 $465,621
VWO $458,523 0.45% 10,131 $458,078 Up ×1
ESGD iShares ESG Aware MSCI EAFE ETF $340,647 0.33% 4,170 $340,329
SCHB $314,876 0.31% 14,625 $314,544
DFAU $314,168 0.30% 8,173 $313,837 Up ×1
DFAX $291,345 0.28% 11,120 $291,097 Up ×1
MUB $285,319 0.28% 2,706 $284,955 Down ×1
MMM 3M Company Common Stock $274,312 0.27% 1,868 $274,071
DFSU $259,730 0.25% 7,253 $259,455
USB U.S. Bancorp Common Stock $249,466 0.24% 5,909 $249,183
CVX Chevron Corporation Common Stock $238,746 0.23% 1,427 $238,540 Up ×1
AVDE $229,957 0.22% 3,470 $229,744
BRKB $220,488 0.21% 414 Up ×1
TGT Target Corporation Common Stock $208,681 0.20% 2,000 $208,411

Biggest new bets

New positions opened this quarter, largest first.

Security Value Shares % of portfolio
BRKB $220,488 414 0.21%

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

SecurityQuarter Shares before Value before Price since exit
MSFT March 31, 2025 506 $213 28.4%
GOOG March 31, 2025 1,100 $209 117.0%
ESGU March 31, 2025 1,605 $207
MGEE March 31, 2025 2,125 $200 -13.6%