John B Dicus
Insider
First SEC filing: July 9, 2010 · Latest: July 9, 2010
Insider at
Insider transactions
0 buys (P)
0 sells (S)
Net: $0
Price change vs current quote, split-adjusted for corporate actions since the filing — not benchmarked, not annualized, not size-weighted
| Date | Ticker | Code | Shares | Price | Value | Owned after | Δ own | A/D | vs now |
|---|---|---|---|---|---|---|---|---|---|
| Dec. 31, 2025 | CFFN | A | 22,026 | $6.81 | $149,997 | 22,026 Direct | · | Acquired | 26.0% (price as of 2026-10-02) |
| Dec. 31, 2025 | CFFN | M | 17,341 | $8.65 | $150,000 | 0 Direct | -100.00% | Disposed | -0.8% (price as of 2026-10-02) |
| Dec. 31, 2025 | CFFN | D | 17,341 | $6.81 | $118,092 | 1,333,352 Direct | -1.28% | Disposed | 26.0% (price as of 2026-10-02) |
| Dec. 31, 2025 | CFFN | M | 17,341 | $8.65 | $150,000 | 1,350,693 Direct | +1.30% | Acquired | -0.8% (price as of 2026-10-02) |
| July 28, 2025 | CFFN | W | 466,928 | · | · | 0 Indirect | -100.00% | Disposed | (price as of 2026-10-02) |
| July 28, 2025 | CFFN | W | 11,437 | · | · | 0 Indirect | -100.00% | Disposed | (price as of 2026-10-02) |
| July 28, 2025 | CFFN | W | 817,451 | · | · | 0 Indirect | -100.00% | Disposed | (price as of 2026-10-02) |
| July 28, 2025 | CFFN | W | 233,464 | · | · | 233,464 Indirect | · | Acquired | (price as of 2026-10-02) |
| July 28, 2025 | CFFN | W | 414,443 | · | · | 414,443 Indirect | · | Acquired | (price as of 2026-10-02) |
| Dec. 31, 2024 | CFFN | A | 13,830 | $5.91 | $81,735 | 13,830 Direct | · | Acquired | 45.2% (price as of 2026-10-02) |
| Dec. 31, 2024 | CFFN | M | 13,239 | $11.33 | $149,998 | 0 Direct | -100.00% | Disposed | -24.3% (price as of 2026-10-02) |
| Dec. 31, 2024 | CFFN | D | 13,239 | $5.91 | $78,242 | 1,333,352 Direct | -0.98% | Disposed | 45.2% (price as of 2026-10-02) |
| Dec. 31, 2024 | CFFN | M | 13,239 | $11.33 | $149,998 | 1,346,591 Direct | +0.99% | Acquired | -24.3% (price as of 2026-10-02) |
| Dec. 31, 2023 | CFFN | M | 7,093 | $12.50 | $88,662 | 0 Direct | -100.00% | Disposed | -31.4% (price as of 2026-10-02) |
| Dec. 31, 2023 | CFFN | D | 7,093 | $6.45 | $45,750 | 1,300,000 Direct | -0.54% | Disposed | 33.0% (price as of 2026-10-02) |
| Dec. 31, 2023 | CFFN | M | 7,093 | $12.50 | $88,662 | 1,307,093 Direct | +0.55% | Acquired | -31.4% (price as of 2026-10-02) |
| Dec. 31, 2022 | CFFN | A | 17,341 | $8.65 | $150,000 | 17,341 Direct | · | Acquired | -0.8% (price as of 2026-10-02) |
| Dec. 31, 2022 | CFFN | M | 10,924 | $13.73 | $149,987 | 0 Direct | -100.00% | Disposed | -37.5% (price as of 2026-10-02) |
| Dec. 31, 2022 | CFFN | D | 10,924 | $8.65 | $94,493 | 1,300,000 Direct | -0.83% | Disposed | -0.8% (price as of 2026-10-02) |
| Dec. 31, 2022 | CFFN | M | 10,924 | $13.73 | $149,987 | 1,310,924 Direct | +0.84% | Acquired | -37.5% (price as of 2026-10-02) |
| Dec. 31, 2021 | CFFN | A | 13,239 | $11.33 | $149,998 | 13,239 Direct | · | Acquired | -24.3% (price as of 2026-10-02) |
| Dec. 31, 2021 | CFFN | M | 11,746 | $12.77 | $149,996 | 0 Direct | -100.00% | Disposed | -32.8% (price as of 2026-10-02) |
| Dec. 31, 2021 | CFFN | M | 11,746 | $11.33 | $133,082 | 1,300,000 Direct | -0.90% | Disposed | -24.3% (price as of 2026-10-02) |
| Dec. 31, 2021 | CFFN | D | 11,746 | $12.77 | $149,996 | 1,311,746 Direct | +0.90% | Acquired | -32.8% (price as of 2026-10-02) |
| June 8, 2021 | CFFN | M | 25,188 | $11.91 | $299,989 | 1,314,595 Direct | +1.95% | Acquired | -28.0% (price as of 2026-10-02) |
| June 8, 2021 | CFFN | S | 2,955 | $13.00 | $38,415 | 1,311,640 Direct | -0.22% | Disposed | -34.0% (price as of 2026-10-02) |
| June 8, 2021 | CFFN | S | 100 | $13.00 | $1,300 | 1,311,540 Direct | -0.01% | Disposed | -34.0% (price as of 2026-10-02) |
| June 8, 2021 | CFFN | S | 8,007 | $13.01 | $104,171 | 1,303,533 Direct | -0.61% | Disposed | -34.1% (price as of 2026-10-02) |
| June 8, 2021 | CFFN | S | 3,533 | $13.02 | $46,000 | 1,300,000 Direct | -0.27% | Disposed | -34.1% (price as of 2026-10-02) |
| June 8, 2021 | CFFN | M | 25,188 | $11.91 | $299,989 | 0 Direct | -100.00% | Disposed | -28.0% (price as of 2026-10-02) |
| Dec. 31, 2020 | CFFN | M | 11,185 | $13.41 | $149,991 | 1,300,592 Direct | +0.87% | Acquired | -36.0% (price as of 2026-10-02) |
| Dec. 31, 2020 | CFFN | D | 11,185 | $12.50 | $139,812 | 1,289,407 Direct | -0.86% | Disposed | -31.4% (price as of 2026-10-02) |
| Dec. 31, 2020 | CFFN | M | 11,185 | $13.41 | $149,991 | 0 Direct | -100.00% | Disposed | -36.0% (price as of 2026-10-02) |
| Dec. 31, 2020 | CFFN | A | 7,093 | $12.50 | $88,662 | 7,093 Direct | · | Acquired | -31.4% (price as of 2026-10-02) |
| Dec. 31, 2019 | CFFN | M | 9,113 | $16.46 | $150,000 | 1,298,520 Direct | +0.71% | Acquired | -47.9% (price as of 2026-10-02) |
| Dec. 31, 2019 | CFFN | D | 9,113 | $13.73 | $125,121 | 1,289,407 Direct | -0.70% | Disposed | -37.5% (price as of 2026-10-02) |
| Dec. 31, 2019 | CFFN | M | 9,113 | $16.46 | $150,000 | 0 Direct | -100.00% | Disposed | -47.9% (price as of 2026-10-02) |
| Dec. 31, 2019 | CFFN | A | 10,924 | $13.73 | $149,987 | 10,924 Direct | · | Acquired | -37.5% (price as of 2026-10-02) |
| June 6, 2019 | CFFN | M | 8,396 | $11.91 | $99,996 | 1,289,407 Direct | +0.66% | Acquired | -28.0% (price as of 2026-10-02) |
| June 6, 2019 | CFFN | M | 8,396 | $11.91 | $99,996 | 25,188 Direct | -25.00% | Disposed | -28.0% (price as of 2026-10-02) |
| Jan. 2, 2019 | CFFN | M | 11,427 | $12.56 | $143,523 | 1,292,438 Direct | +0.89% | Acquired | -31.7% (price as of 2026-10-02) |
| Jan. 2, 2019 | CFFN | D | 11,427 | $12.77 | $145,923 | 1,281,011 Direct | -0.88% | Disposed | -32.8% (price as of 2026-10-02) |
| Jan. 2, 2019 | CFFN | A | 11,746 | $12.77 | $149,996 | 23,492 Direct | +100.00% | Acquired | -32.8% (price as of 2026-10-02) |
| Jan. 2, 2019 | CFFN | M | 11,427 | $12.56 | $143,523 | 1,292,438 Direct | +0.89% | Acquired | -31.7% (price as of 2026-10-02) |
| Jan. 2, 2019 | CFFN | D | 11,427 | $12.77 | $145,923 | 1,281,011 Direct | -0.88% | Disposed | -32.8% (price as of 2026-10-02) |
| Jan. 2, 2019 | CFFN | A | 11,746 | $12.77 | $149,996 | 11,746 Direct | · | Acquired | -32.8% (price as of 2026-10-02) |
| Jan. 2, 2018 | CFFN | M | 11,737 | $12.78 | $149,999 | 1,292,748 Direct | +0.92% | Acquired | -32.9% (price as of 2026-10-02) |
| Jan. 2, 2018 | CFFN | D | 11,737 | $13.41 | $157,393 | 1,281,011 Direct | -0.91% | Disposed | -36.0% (price as of 2026-10-02) |
| Jan. 2, 2018 | CFFN | A | 11,185 | $13.41 | $149,991 | 11,185 Direct | · | Acquired | -36.0% (price as of 2026-10-02) |
| Jan. 1, 2018 | CFFN | M | 0 | $12.78 | · | 11,737 Direct | 0.00% | Acquired | -32.9% (price as of 2026-10-02) |
| Dec. 30, 2016 | CFFN | M | 10,495 | $12.11 | $127,094 | 1,291,506 Direct | +0.82% | Acquired | -29.1% (price as of 2026-10-02) |
| Dec. 30, 2016 | CFFN | D | 10,495 | $16.46 | $172,748 | 1,281,011 Direct | -0.81% | Disposed | -47.9% (price as of 2026-10-02) |
| Dec. 30, 2016 | CFFN | M | 10,495 | $12.11 | $127,094 | 0 Direct | -100.00% | Disposed | -29.1% (price as of 2026-10-02) |
| Dec. 30, 2016 | CFFN | A | 9,113 | $16.46 | $150,000 | 9,113 Direct | · | Acquired | -47.9% (price as of 2026-10-02) |
| Jan. 11, 2016 | CFFN | F | 3,533 | $11.94 | $42,184 | 1,281,011 Direct | -0.28% | Disposed | -28.1% (price as of 2026-10-02) |
| Dec. 31, 2015 | CFFN | M | 12,831 | $11.69 | $149,994 | 1,297,375 Direct | +1.00% | Acquired | -26.6% (price as of 2026-10-02) |
| Dec. 31, 2015 | CFFN | D | 12,831 | $12.56 | $161,157 | 1,284,544 Direct | -0.99% | Disposed | -31.7% (price as of 2026-10-02) |
| Dec. 31, 2015 | CFFN | M | 12,831 | $11.69 | $149,994 | 0 Direct | -100.00% | Disposed | -26.6% (price as of 2026-10-02) |
| Dec. 31, 2015 | CFFN | A | 11,427 | $12.56 | $143,523 | 11,427 Direct | · | Acquired | -31.7% (price as of 2026-10-02) |
| Jan. 9, 2015 | CFFN | F | 3,522 | $12.44 | $43,814 | 1,284,544 Direct | -0.27% | Disposed | -31.0% (price as of 2026-10-02) |
| Dec. 31, 2014 | CFFN | M | 12,998 | $11.54 | $149,997 | 1,301,064 Direct | +1.01% | Acquired | -25.6% (price as of 2026-10-02) |
| Dec. 31, 2014 | CFFN | D | 12,998 | $12.78 | $166,114 | 1,288,066 Direct | -1.00% | Disposed | -32.9% (price as of 2026-10-02) |
| Dec. 31, 2014 | CFFN | M | 12,998 | $11.54 | $149,997 | 0 Direct | -100.00% | Disposed | -25.6% (price as of 2026-10-02) |
| Dec. 31, 2014 | CFFN | A | 11,737 | $12.78 | $149,999 | 11,737 Direct | · | Acquired | -32.9% (price as of 2026-10-02) |
| Jan. 10, 2014 | CFFN | F | 3,554 | $11.87 | $42,186 | 1,288,066 Direct | -0.28% | Disposed | -27.7% (price as of 2026-10-02) |
| Dec. 31, 2013 | CFFN | M | 12,594 | $11.91 | $149,995 | 1,304,214 Direct | +0.98% | Acquired | -28.0% (price as of 2026-10-02) |
| Dec. 31, 2013 | CFFN | D | 12,594 | $12.11 | $152,513 | 1,291,620 Direct | -0.97% | Disposed | -29.1% (price as of 2026-10-02) |
| Dec. 31, 2013 | CFFN | M | 12,594 | $12.11 | $152,513 | 0 Direct | -100.00% | Disposed | -29.1% (price as of 2026-10-02) |
| Dec. 31, 2013 | CFFN | A | 10,495 | $12.11 | $127,094 | 10,495 Direct | · | Acquired | -29.1% (price as of 2026-10-02) |
| Jan. 10, 2013 | CFFN | F | 2,741 | $11.86 | $32,508 | 1,291,620 Direct | -0.21% | Disposed | -27.7% (price as of 2026-10-02) |
| Dec. 31, 2012 | CFFN | M | 6,487 | $13.90 | $90,169 | 1,300,848 Direct | +0.50% | Acquired | -38.3% (price as of 2026-10-02) |
| Dec. 31, 2012 | CFFN | D | 6,487 | $11.69 | $75,833 | 1,294,361 Direct | -0.50% | Disposed | -26.6% (price as of 2026-10-02) |
| Dec. 31, 2012 | CFFN | M | 6,487 | $13.90 | $90,169 | 0 Direct | -100.00% | Disposed | -38.3% (price as of 2026-10-02) |
| Dec. 31, 2012 | CFFN | A | 12,831 | $11.69 | $149,994 | 12,831 Direct | · | Acquired | -26.6% (price as of 2026-10-02) |
| May 16, 2012 | CFFN | A | 44,600 | · | · | 1,294,361 Direct | +3.57% | Acquired | (price as of 2026-10-02) |
| May 16, 2012 | CFFN | A | 33,584 | $11.91 | $399,985 | 33,584 Direct | · | Acquired | -28.0% (price as of 2026-10-02) |
| May 16, 2012 | CFFN | A | 100,116 | $11.91 | $1,192,382 | 100,016 Direct | · | Acquired | -28.0% (price as of 2026-10-02) |
| Jan. 26, 2012 | CFFN | H | 7,445 | $20.14 | $149,942 | 0 Direct | -100.00% | Disposed | -57.4% (price as of 2026-10-02) |
| Jan. 5, 2012 | CFFN | A | 12,998 | $11.54 | $149,997 | 12,998 Direct | · | Acquired | -25.6% (price as of 2026-10-02) |
| Jan. 20, 2011 | CFFN | H | 4,027 | $13.69 | $55,130 | 0 Direct | -100.00% | Disposed | -37.3% (price as of 2026-10-02) |
| Jan. 5, 2011 | CFFN | A | 12,594 | $11.91 | $149,995 | 12,594 Direct | · | Acquired | -28.0% (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | J | 6,487 | · | · | 6,487 Direct | · | Acquired | (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | J | 7,445 | · | · | 7,445 Direct | · | Acquired | (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | J | 4,027 | · | · | 4,027 Direct | · | Acquired | (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | J | 226 | · | · | 226 Indirect | · | Acquired | (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | J | 226 | · | · | 226 Indirect | · | Acquired | (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | J | 226 | · | · | 226 Indirect | · | Acquired | (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | J | 6,791 | · | · | 6,791 Indirect | · | Acquired | (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | J | 6,791 | · | · | 6,791 Indirect | · | Acquired | (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | J | 6,723 | · | · | 6,723 Indirect | · | Acquired | (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | J | 57,921 | · | · | 57,921 Indirect | · | Acquired | (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | J | 1,199,761 | · | · | 1,249,761 Direct | +2399.52% | Acquired | (price as of 2026-10-02) |
| Dec. 21, 2010 | CFFN | P | 50,000 | $10.00 | $500,000 | 50,000 Direct | · | Acquired | 94.2% (price as of 2026-10-02) |
P = Open-market purchase · S = Sale · A = Grant/award · M = Option exercise · G = Gift · F = Tax withholding
Insider transactions are not a recommendation; sales are often driven by liquidity or tax reasons.
Derivative holdings (Form 4 Table II) Options, RSUs and convertible securities reported on Form 4 Table II.
| Date | Ticker | Security | Underlying | Exercise price | Expiration | Shares | A/D |
|---|---|---|---|---|---|---|---|
| Dec. 31, 2025 | CFFN | CFFN Phantom Stock 2025 | CFFN common stock | $6.81 | Dec. 31, 2028 | 22,026 | Acquired |
| Dec. 31, 2025 | CFFN | CFFN Phantom Stock 2022 | CFFN common stock | $8.65 | Dec. 31, 2025 | 17,341 | Disposed |
| Dec. 31, 2024 | CFFN | CFFN Phantom Stock 2024 | CFFN common stock | $5.91 | Dec. 31, 2027 | 13,830 | Acquired |
| Dec. 31, 2024 | CFFN | CFFN Phantom Stock 2021 | CFFN common stock | $11.33 | Dec. 31, 2024 | 13,239 | Disposed |
| Dec. 31, 2023 | CFFN | CFFN Phantom Stock 2020 | CFFN common stock | $12.50 | Dec. 31, 2023 | 7,093 | Disposed |
| Dec. 31, 2022 | CFFN | CFFN Phantom Stock 2022 | CFFN common stock | $8.65 | Dec. 31, 2025 | 17,341 | Acquired |
| Dec. 31, 2022 | CFFN | CFFN Phantom Stock 2019 | CFFN common stock | $13.73 | Dec. 31, 2022 | 10,924 | Disposed |
| Dec. 31, 2021 | CFFN | CFFN Phantom Stock 2021 | CFFN common stock | $11.33 | Dec. 31, 2024 | 13,239 | Acquired |
| Dec. 31, 2021 | CFFN | CFFN Phantom Stock 2018 | CFFN common stock | $12.77 | Dec. 31, 2021 | 11,746 | Disposed |
| June 8, 2021 | CFFN | CFFN Incentive Stock Option | CFFN common stock | $11.91 | May 14, 2022 | 25,188 | Disposed |
| Dec. 31, 2020 | CFFN | CFFN Phantom Stock 2017 | CFFN common stock | $13.41 | Dec. 31, 2020 | 11,185 | Disposed |
| Dec. 31, 2020 | CFFN | CFFN Phantom Stock 2020 | CFFN common stock | $12.50 | Dec. 31, 2023 | 7,093 | Acquired |
| Dec. 31, 2019 | CFFN | CFFN Phantom Stock 2016 | CFFN common stock | $16.46 | Dec. 31, 2019 | 9,113 | Disposed |
| Dec. 31, 2019 | CFFN | CFFN Phantom Stock 2019 | CFFN commnon stock | $13.73 | Dec. 31, 2022 | 10,924 | Acquired |
| June 6, 2019 | CFFN | CFFN Incentive Stock Option | CFFN common stock | $11.91 | May 14, 2022 | 8,396 | Disposed |
| Jan. 2, 2019 | CFFN | CFFN Phantom Stock 2018 | CFFN commnon stock | $12.77 | Jan. 2, 2022 | 11,746 | Acquired |
| Jan. 2, 2019 | CFFN | CFFN Phantom Stock 2018 | CFFN commnon stock | $12.77 | Jan. 2, 2022 | 11,746 | Acquired |
| Jan. 2, 2018 | CFFN | CFFN Phantom Stock 2017 | CFFN common stock | $13.41 | Jan. 2, 2021 | 11,185 | Acquired |
| Jan. 1, 2018 | CFFN | CFFN phantom stock 2014 | CFFN common stock | $12.78 | Dec. 31, 2017 | 0 | Acquired |
| Dec. 30, 2016 | CFFN | CFFN phantom stock 2014 | CFFN common stock | $12.11 | Dec. 31, 2016 | 10,495 | Disposed |
| Dec. 30, 2016 | CFFN | CFFN Phantom Stock | CFFN Phantom Stock | $16.46 | Dec. 31, 2019 | 9,113 | Acquired |
| Dec. 31, 2015 | CFFN | CFFN phantom stock 2013 | CFFN common stock | $11.69 | Dec. 31, 2015 | 12,831 | Disposed |
| Dec. 31, 2015 | CFFN | CFFN Phantom Stock | CFFN Phantom Stock | $12.56 | Dec. 31, 2018 | 11,427 | Acquired |
| Dec. 31, 2014 | CFFN | CFFN phantom stock 2011 | CFFN common stock | $11.54 | Dec. 31, 2014 | 12,998 | Disposed |
| Dec. 31, 2014 | CFFN | CFFN phantom stock 2015 | CFFN common stock | $12.78 | Dec. 31, 2017 | 11,737 | Acquired |
| Dec. 31, 2013 | CFFN | CFFN phantom stock 2011 | CFFN common stock | $11.91 | Dec. 31, 2013 | 12,594 | Disposed |
| Dec. 31, 2013 | CFFN | CFFN phantom stock 2014 | CFFN common stock | $12.11 | Dec. 31, 2016 | 10,495 | Acquired |
| Dec. 31, 2012 | CFFN | CFFN phantom stock 2010 | CFFN common stock | $13.90 | Dec. 31, 2012 | 6,487 | Disposed |
| Dec. 31, 2012 | CFFN | CFFN phantom stock 2013 | CFFN common stock | $11.69 | Dec. 31, 2015 | 12,831 | Acquired |
| May 16, 2012 | CFFN | CFFN Incentive Stock Option May, 2012 | CFFN common stock | $11.91 | May 14, 2022 | 33,584 | Acquired |
| May 16, 2012 | CFFN | CFFN Non-qualified Stock Option May, 2012 | CFFN common stock | $11.91 | May 14, 2027 | 100,116 | Acquired |
| Jan. 26, 2012 | CFFN | Phantom stock 2009 | CFFN common stock | $20.14 | Jan. 26, 2012 | 7,445 | Disposed |
| Jan. 5, 2012 | CFFN | CFFN phantom stock 2012 | CFFN common stock | $11.54 | Dec. 31, 2014 | 12,998 | Acquired |
| Jan. 20, 2011 | CFFN | CFFN phantom stock 2008 | CFFN common stock | $13.69 | Jan. 20, 2011 | 4,027 | Disposed |
| Jan. 5, 2011 | CFFN | CFFN phantom stock 2011 | CFFN common stock | $11.91 | Dec. 31, 2013 | 12,594 | Acquired |
| Dec. 21, 2010 | CFFN | Phantom Stock 2010 | Common Stock | $13.90 | Dec. 31, 2012 | 6,487 | Acquired |
| Dec. 21, 2010 | CFFN | Phantom Stock 2009 | Common Stock | $20.14 | Jan. 25, 2012 | 7,445 | Acquired |
| Dec. 21, 2010 | CFFN | Phantom Stock 2008 | Common Stock | $13.69 | Jan. 25, 2011 | 4,027 | Acquired |
Exercise/conversion price is blank when not applicable (e.g. RSUs).
Initial ownership (Form 3) 1 holding
Securities held when first becoming an insider, per SEC Form 3.
| Date | Ticker | Security | Shares | Ownership |
|---|---|---|---|---|
| July 9, 2010 | CFFN | Common Stock | 0 | Direct |
Compensation (DEF 14A)
Matched by name from proxy statements (DEF 14A) — verify against the filing.
| Fiscal year | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension change | Other | Total |
|---|---|---|---|---|---|---|---|---|
| 2024 | $765,539 | · | · | · | $136,233 | · | $112,349 | $1,014,121 |
| 2023 | $742,939 | · | · | · | · | · | $119,092 | $862,031 |
| 2022 | $722,654 | · | · | · | $435,451 | · | $125,901 | $1,284,006 |
Figures from the Summary Compensation Table of the company's proxy statement (DEF 14A). Compensation is not a recommendation.