Earnings History
EPS actual vs estimate, surprise %, beat rate, next earnings date
14
Avg Surprise4.9%
Next ReportOct 27, 2026
Period
Report
EPS Actual
EPS Est
Surprise
June 30, 2026
$0.19
$0.18
5.4%
March 31, 2026
$0.16
$0.17
-4.9%
Dec. 31, 2025
$0.16
$0.15
6.3%
Sept. 30, 2025
$0.14
$0.14
-0.57%
June 30, 2025
$0.14
$0.12
16.3%
March 31, 2025
$0.12
$0.11
7.0%
Full Fundamentals
All metrics by year — income statement, balance sheet, cash flow
15
Income Statement10
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Revenue
$16M
$15M
$18M
$18M
$16M
$15M
$17M
$16M
$15M
Interest Expense
·
·
$207M
$87M
$83M
$116M
$124M
$123M
$118M
Interest Income
$400M
$377M
$360M
$280M
$258M
$305M
$330M
$322M
$313M
Pretax Income
$83M
$54M
$-139M
$107M
$96M
$81M
$121M
$124M
$128M
Income Tax
$15M
$16M
$-37M
$23M
$20M
$16M
$26M
$25M
$44M
Net Income
$68M
$38M
$-102M
$84M
$76M
$65M
$94M
$99M
$84M
EPS (Basic)
$0.52
$0.29
$-0.76
$0.62
$0.56
$0.47
$0.68
$0.73
$0.63
EPS (Diluted)
$0.52
$0.29
$-0.76
$0.62
$0.56
$0.47
$0.68
$0.73
$0.63
Shares (Basic)
129,988,031
130,670,780
133,556,864
135,700,447
135,481,232
137,896,704
137,676,923
134,698,344
134,082,420
Shares (Diluted)
129,988,031
130,670,780
133,556,864
135,700,447
135,495,595
137,901,188
137,735,401
134,758,991
134,243,862
Balance Sheet15
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Cash & Equivalents
$252M
$217M
$246M
$49M
$42M
$185M
$220M
$139M
$352M
PP&E (Net)
$89M
$91M
$92M
$95M
$99M
$102M
$97M
$96M
$85M
PP&E (Gross)
$203M
$199M
$192M
$188M
$193M
$191M
$177M
$170M
$151M
Accum. Depreciation
$113M
$108M
$101M
$93M
$94M
$89M
$80M
$74M
$67M
Goodwill
$9M
$9M
$9M
$9M
$9M
·
·
·
·
Intangibles
$223.0K
$746.0K
$2M
$3M
$4M
·
·
·
·
Total Assets
$9.78B
$9.53B
$10.18B
$9.62B
$9.63B
$9.49B
$9.34B
$9.45B
$9.19B
Deferred Tax
$2M
$0
·
$0
$6M
$8M
$14M
·
·
Total Liabilities
$8.73B
$8.50B
$9.13B
$8.53B
$8.39B
$8.20B
$8.00B
$8.06B
$7.82B
Common Stock
$1M
$1M
$1M
$1M
$1M
$1M
$1M
$1M
$1M
Retained Earnings
$-87M
$-111M
$-105M
$80M
$99M
$143M
$174M
$215M
$235M
AOCI
$16M
$22M
$9M
$-146M
$-16M
$-17M
$-15M
$4M
$3M
Stockholders' Equity
$1.05B
$1.03B
$1.04B
$1.10B
$1.24B
$1.28B
$1.34B
$1.39B
$1.37B
Liabilities + Equity
$9.78B
$9.53B
$10.18B
$9.62B
$9.63B
$9.49B
$9.34B
$9.45B
$9.19B
Shares Outstanding
132,204,305
132,735,565
135,936,375
138,858,884
138,832,284
138,956,296
141,440,030
141,225,516
138,223,835
Cash Flow13
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Stock-based Comp
$400.0K
$358.0K
$327.0K
$498.0K
$496.0K
$570.0K
$552.0K
$372.0K
$506.0K
Deferred Tax
$2M
$4M
$-46M
$2M
$-2M
$-6M
$-361.0K
$-5M
$922.0K
Amort. of Intangibles
$523.0K
$774.0K
$1M
$1M
$2M
$2M
$2M
$234.0K
$0
Operating Cash Flow
$55M
$31M
$48M
$97M
$74M
$93M
$81M
$124M
$85M
CapEx
$5M
$7M
$6M
$6M
$9M
$15M
$12M
$12M
$9M
Investing Cash Flow
$-207M
$629M
$-329M
$-168M
$-327M
$-151M
$233M
$-22M
$146M
Stock Repurchased
$4M
$19M
$23M
$0
$5M
$21M
$0
$0
$0
Net Stock Activity
$-4M
$-19M
$-23M
$0
$-5M
$-21M
·
·
$0
Dividends Paid
$44M
$45M
$83M
$103M
$118M
$94M
$135M
$118M
$118M
Financing Cash Flow
$187M
$-689M
$478M
$49M
$83M
$44M
$-200M
$-315M
$-162M
Net Change in Cash
·
·
·
·
·
·
·
$-213M
$70M
Free Cash Flow
$50M
$24M
$41M
$92M
$65M
$78M
$69M
$112M
$76M
Levered FCF
·
·
$-110M
$23M
$-845.7K
$-14M
$-27M
$14M
$-1M
Profitability4
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Net Margin
417.3%
248.4%
-577.6%
466.6%
461.1%
436.1%
567.7%
44.8%
38.7%
Pretax Margin
509.3%
353.6%
-789.5%
592.3%
582.0%
544.8%
726.8%
56.1%
58.8%
ROA
0.70%
0.39%
-1.0%
0.88%
0.80%
0.69%
1.0%
1.1%
0.91%
ROE
6.5%
3.7%
-9.7%
7.6%
6.1%
5.0%
7.1%
7.2%
6.2%
Efficiency1
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Asset Turnover
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Per Share6
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Book Value / Share
$7.92
$7.78
$7.68
$7.90
$8.95
$9.25
$9.45
$9.85
$9.90
Revenue / Share
$0.13
$0.12
$0.13
$0.13
$0.12
$0.11
$0.12
$1.64
$1.62
Cash Flow / Share
$0.42
$0.24
$0.36
$0.72
$0.55
$0.67
$0.59
$0.92
$0.64
Cash / Share
$1.91
$1.64
$1.81
$0.35
$0.30
$1.33
$1.56
$0.98
$2.54
Dividend / Share
$0.34
$0.34
$0.62
$0.76
$0.87
$0.68
$0.98
$0.88
$0.88
EPS (TTM)
$0.52
$0.29
$-0.76
$0.62
$0.56
$0.47
$0.68
$0.73
$0.63
Growth Rates10
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Revenue YoY
6.5%
-13.1%
-2.8%
9.7%
11.5%
·
·
·
·
Revenue CAGR 3Y
-3.4%
-2.5%
5.9%
·
·
·
·
·
·
Revenue CAGR 5Y
1.9%
·
·
·
·
·
·
·
·
EPS YoY
79.3%
·
·
10.7%
19.1%
·
·
·
·
EPS CAGR 3Y
-5.7%
-19.7%
·
·
·
·
·
·
·
EPS CAGR 5Y
2.0%
·
·
·
·
·
·
·
·
Net Income YoY
79.0%
·
·
11.0%
17.9%
·
·
·
·
Net Income CAGR 3Y
-7.0%
-20.6%
·
·
·
·
·
·
·
Net Income CAGR 5Y
1.1%
·
·
·
·
·
·
·
·
Dividends Paid CAGR 5Y
-14.0%
·
·
·
·
·
·
·
·
Valuation (TTM)13
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Revenue TTM
$16M
$15M
$18M
$18M
$16M
$15M
$17M
$16M
$15M
Net Income TTM
$68M
$38M
$-102M
$84M
$76M
$65M
$94M
$99M
$84M
Market Cap
$839M
$775M
$648M
$1.15B
$1.60B
$1.29B
$1.95B
$1.80B
$2.03B
P/E
12.2
20.1
-6.3
13.4
20.5
19.7
20.3
17.5
23.3
P/S
51.5
50.7
36.8
63.7
96.7
87.0
117.4
115.1
135.0
P/B
0.8
0.8
0.6
1.1
1.3
1.0
1.5
1.3
1.5
P / Tangible Book
0.8
0.8
0.6
1.1
1.3
1.0
·
·
·
P / Cash Flow
15.3
24.9
13.6
11.8
21.4
13.9
24.1
14.5
23.8
P / FCF
16.8
32.3
15.7
12.6
24.5
16.5
28.2
16.0
26.6
Dividend Yield
5.3%
5.7%
12.8%
8.9%
7.4%
7.3%
6.9%
6.6%
5.8%
Earnings Yield
8.2%
5.0%
-15.9%
7.5%
4.9%
5.1%
4.9%
5.7%
4.3%
Payout Ratio
65.0%
117.1%
-81.8%
122.1%
155.0%
145.4%
143.2%
119.6%
140.2%
Annual Payout
$44M
$45M
$83M
$103M
$118M
$94M
$135M
$118M
$118M
Income Statement9
Metric
Trend
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Interest Expense
·
·
·
·
·
·
·
·
$55M
$52M
$52M
·
$56M
$48M
$46M
·
Interest Income
$105M
$105M
$106M
$104M
$100M
$98M
$98M
$97M
$95M
$93M
$92M
$88M
$91M
$90M
$91M
$83M
Pretax Income
$29M
$25M
$25M
$23M
$22M
$19M
$19M
$19M
$16M
$17M
$2M
$-186M
$10M
$18M
$20M
$25M
Income Tax
$6M
$5M
$5M
$4M
$3M
$4M
$4M
$7M
$6M
$3M
$-475.0K
$-46M
$2M
$3M
$4M
$5M
Net Income
$24M
$20M
$20M
$19M
$18M
$15M
$15M
$12M
$10M
$14M
$3M
$-140M
$8M
$14M
$16M
$19M
EPS (Basic)
$0.19
$0.16
$0.16
$0.14
$0.14
$0.12
$0.12
$0.09
$0.07
$0.11
$0.02
$-1.05
$0.06
$0.11
$0.12
$0.14
EPS (Diluted)
$0.19
$0.16
$0.16
$0.14
$0.14
$0.12
$0.12
$0.09
$0.07
$0.11
$0.02
$-1.05
$0.06
$0.11
$0.12
$0.14
Shares (Basic)
124,009,429
126,631,125
128,953,166
·
130,081,065
130,025,900
129,972,969
·
129,866,397
130,536,246
132,353,313
·
133,198,755
133,150,224
134,640,932
·
Shares (Diluted)
124,009,429
126,631,125
128,953,166
·
130,081,065
130,025,900
129,972,969
·
129,866,397
130,536,246
132,353,313
·
133,198,755
133,150,224
134,640,932
·
Balance Sheet15
Metric
Trend
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Cash & Equivalents
$136M
$331M
$233M
$252M
$175M
$340M
$170M
$217M
$318M
$444M
$320M
·
$329M
$60M
$50M
·
PP&E (Net)
$88M
$88M
$89M
$89M
$89M
$89M
$90M
$91M
$92M
$91M
$91M
·
$92M
$92M
$94M
·
PP&E (Gross)
·
·
·
$203M
·
·
·
$199M
·
·
·
·
·
·
·
·
Accum. Depreciation
·
·
·
$113M
·
·
·
$108M
·
·
·
·
·
·
·
·
Goodwill
·
·
·
$9M
·
·
·
$9M
·
·
·
$9M
·
·
·
$9M
Intangibles
·
·
·
$223.0K
·
·
·
$746.0K
·
·
·
$2M
·
·
·
$3M
Total Assets
$9.66B
$9.83B
$9.78B
$9.78B
$9.69B
$9.72B
$9.54B
$9.53B
$9.60B
$9.72B
$9.58B
·
$10.29B
$10.09B
$9.93B
·
Deferred Tax
$3M
$3M
$2M
$2M
·
·
·
$0
·
·
·
·
·
·
·
·
Total Liabilities
$8.64B
$8.80B
$8.74B
$8.73B
$8.65B
$8.68B
$8.51B
$8.50B
$8.58B
$8.70B
$8.54B
·
$9.23B
$9.01B
$8.87B
·
Common Stock
$1M
$1M
$1M
$1M
$1M
$1M
$1M
$1M
$1M
$1M
$1M
·
$1M
$1M
$1M
·
Retained Earnings
$-61M
$-74M
$-78M
$-87M
$-95M
$-102M
$-107M
$-111M
$-112M
$-111M
$-113M
·
$47M
$50M
$47M
·
AOCI
$8M
$12M
$16M
$16M
$18M
$17M
$12M
$22M
$11M
$15M
$19M
·
$-127M
$-119M
$-133M
·
Stockholders' Equity
$1.02B
$1.03B
$1.04B
$1.05B
$1.05B
$1.04B
$1.03B
$1.03B
$1.02B
$1.02B
$1.03B
$1.04B
$1.06B
$1.07B
$1.05B
$1.10B
Liabilities + Equity
$9.66B
$9.83B
$9.78B
$9.78B
$9.69B
$9.72B
$9.54B
$9.53B
$9.60B
$9.72B
$9.58B
·
$10.29B
$10.09B
$9.93B
·
Shares Outstanding
125,857,559
127,688,691
129,836,672
132,204,305
132,800,865
132,786,365
132,774,365
132,735,565
132,733,765
132,685,065
133,908,375
·
136,158,569
136,144,725
136,134,225
·
Cash Flow11
Metric
Trend
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Stock-based Comp
$97.0K
$94.0K
$99.0K
$100.0K
$96.0K
$103.0K
$101.0K
$92.0K
$97.0K
$82.0K
$87.0K
$89.0K
$75.0K
$74.0K
$89.0K
$125.0K
Amort. of Intangibles
$64.0K
$64.0K
$63.0K
$112.0K
$137.0K
$137.0K
$137.0K
$185.0K
$210.0K
$180.0K
$199.0K
$248.0K
$273.0K
$274.0K
$274.0K
$323.0K
Operating Cash Flow
$17M
$21M
$17M
$22M
$12M
$16M
$6M
$-3M
$19M
$21M
$-5M
$13M
$9M
$10M
$15M
$34M
CapEx
$2M
$1M
$2M
$2M
$2M
$756.0K
$1M
$2M
$3M
$1M
$1M
$2M
$2M
$1M
$1M
$1M
Investing Cash Flow
$-26M
$37M
$-19M
$5M
$-138M
$-8M
$-66M
$-1M
$-44M
$-4M
$678M
$42M
$53M
$-133M
$-291M
$-179M
Stock Repurchased
$14M
$16M
$16M
$4M
$0
$0
$0
$-1.0K
$0
$8M
$12M
$1M
$0
$0
$22M
$0
Net Stock Activity
·
·
$-16M
·
·
·
$0
·
·
·
$-12M
·
·
·
$-22M
·
Dividends Paid
$11M
$16M
$11M
$11M
$11M
$11M
$11M
$11M
$11M
$11M
$11M
$11M
$11M
$11M
$49M
$12M
Financing Cash Flow
$-187M
$40M
$-18M
$51M
$-40M
$163M
$13M
$-96M
$-101M
$107M
$-598M
$-140M
$207M
$134M
$277M
$139M
Free Cash Flow
·
·
$16M
·
·
·
$4M
·
·
·
$-7M
·
·
·
$14M
·
Levered FCF
·
·
·
·
·
·
·
·
·
·
$-71M
·
·
·
$-24M
·
Profitability4
Metric
Trend
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Net Margin
39.2%
34.9%
35.8%
·
36.2%
31.6%
32.9%
·
21.4%
29.9%
8.3%
·
20.5%
30.2%
31.7%
·
Pretax Margin
48.6%
43.5%
44.4%
·
42.6%
39.5%
40.7%
·
34.7%
37.5%
6.7%
·
24.4%
37.2%
38.6%
·
ROA
0.24%
0.21%
0.21%
·
0.19%
0.16%
0.16%
·
0.10%
0.14%
0.03%
·
0.08%
0.14%
0.17%
·
ROE
2.3%
1.9%
2.0%
·
1.8%
1.5%
1.5%
·
0.93%
1.3%
0.24%
·
0.76%
1.3%
1.4%
·
Efficiency1
Metric
Trend
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Asset Turnover
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
Per Share6
Metric
Trend
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Book Value / Share
$8.11
$8.03
$8.02
·
$7.88
$7.81
$7.73
·
$7.69
$7.72
$7.72
·
$7.79
$7.87
$7.75
·
Revenue / Share
$0.49
$0.46
$0.44
·
$0.39
$0.38
$0.36
·
$0.35
$0.35
$0.23
·
$0.30
$0.35
$0.38
·
Cash Flow / Share
·
·
$0.14
·
·
·
$0.04
·
·
·
$-0.04
·
·
·
$0.11
·
Cash / Share
$1.08
$2.59
$1.79
·
$1.32
$2.56
$1.28
·
$2.39
$3.34
$2.39
·
$2.42
$0.44
$0.36
·
Dividend / Share
$0.09
$0.12
$0.09
$0.09
$0.09
$0.09
$0.09
$0.09
$0.09
$0.09
$0.09
$0.09
$0.09
$0.09
$0.36
$0.09
EPS (TTM)
$0.65
$0.60
$0.56
·
$0.47
$0.40
$0.39
·
$-0.85
$-0.86
$-0.86
·
$0.43
$0.53
$0.58
·
Valuation (TTM)12
Metric
Trend
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Revenue TTM
$15M
$15M
$15M
·
$15M
$15M
$15M
·
$15M
$15M
$15M
·
$15M
$15M
$15M
·
Net Income TTM
$83M
$78M
$73M
·
$61M
$53M
$51M
·
$-114M
$-116M
$-115M
·
$58M
$71M
$79M
·
Market Cap
$1.07B
$910M
$884M
·
$810M
$744M
$785M
·
$729M
$791M
$864M
·
$840M
$916M
$1.18B
·
P/E
13.1
11.9
12.2
·
13.0
14.0
15.2
·
-6.5
-6.9
-7.5
·
14.3
12.7
14.9
·
P/S
72.4
61.5
59.7
·
54.7
50.2
53.0
·
49.2
53.4
58.4
·
56.8
61.9
79.6
·
P/B
1.0
0.9
0.8
·
0.8
0.7
0.8
·
0.7
0.8
0.8
·
0.8
0.9
1.1
·
P / Tangible Book
1.0
0.9
0.8
·
0.8
0.7
0.8
·
0.7
0.8
0.8
·
0.8
0.9
1.1
·
P / Cash Flow
·
·
50.7
·
·
·
139.9
·
·
·
-161.9
·
·
·
80.6
·
Dividend Yield
4.5%
5.4%
5.0%
·
5.5%
5.9%
5.6%
·
6.2%
5.7%
5.2%
·
9.9%
12.1%
9.4%
·
Earnings Yield
7.6%
8.4%
8.2%
·
7.7%
7.1%
6.6%
·
-15.5%
-14.4%
-13.3%
·
7.0%
7.9%
6.7%
·
Payout Ratio
·
·
54.3%
·
·
·
71.7%
·
·
·
444.7%
·
·
·
303.0%
·
Annual Payout
$49M
$49M
$44M
·
$44M
$44M
$44M
·
$45M
$45M
$45M
·
$83M
$111M
$111M
·
Most recent period on the left · null values shown as ·
Financial Statements
Income statement, balance sheet, cash flow — annual, last 5 years
16
Metric
2025-09-30
2024-09-30
2023-09-30
2022-09-30
2021-09-30
Revenue
$16M
$15M
$18M
$18M
$16M
Net Income
$68M
$38M
$-102M
$84M
$76M
Diluted EPS
$0.52
$0.29
$-0.76
$0.62
$0.56
No data for this statement
Not enough fundamentals data to build this statement yet.
Metric
2025-09-30
2024-09-30
2023-09-30
2022-09-30
2021-09-30
Free Cash Flow
$50M
$24M
$41M
$92M
$65M
Institutional owners (13F)
257 filers
· $951.8M total
· As of Sept. 30, 2026
17
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders257
Value held$951.8M
New positions23
Exited positions26
Institutional activity — Q2 2026 vs prior quarter
New positions
Exited positions
Increased
Decreased
Net shares change
23 (-17 vs prior Q)
26 (-3 vs prior Q)
79 (-1 vs prior Q)
79 (+2 vs prior Q)
+2.5M
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders
22 insiders
· 11 officers · 8 directors