BCML BayCom Corp - Common Stock
$31,29
Precio · Ago 19, 2026
Fundamentales a fecha de Ago 10, 2026
Rango 52S
$27–$35
55% of range
Calificación del Analista
HOLD
8 analysts
Precio Objetivo
$32
+2% upside
P/E (TTM)
14.4
ROE
7.1%
Margen de Beneficio Neto
23.8%
BCML Instantánea de la Acción Precio, capitalización bursátil, P/E, BPA, ROE, deuda/capital, rango de 52 semanas
Precio
$31.29
Capitalización Bursátil
$341M
P/E (TTM)
14.4
BPA (TTM)
$2.18
Ingresos (TTM)
—
Rendimiento div.
1.9%
ROE
7.1%
Deuda/Capital
—
Rango 52S
$27 – $35
BCML Gráfico del Precio de la Acción OHLCV diario con indicadores técnicos — desplace, amplíe y personalice su vista
Configure
Rendimiento a 10 años Tendencias de ingresos, beneficio neto, márgenes y BPA
Ingresos y Beneficio Neto
—
BPA
$2.18
2016-12-31
→
2025-12-31
Flujo de caja libre
$30M
2021-12-31
→
2025-12-31
Márgenes
23.8%
Valoración Ratios P/E, P/S, P/B, EV/EBITDA: ¿está la acción cara o barata?
Métrica
Tendencia a 5 años
BCML
Mediana de Pares
P/E (TTM)
14.4
11.1
P/B (P/C)
1.0
1.0
Price / FCF (Precio / FCF)
11.3
—
Rentabilidad Márgenes brutos, operativos y netos; ROE, ROA, ROIC
Métrica
Tendencia a 5 años
BCML
Mediana de Pares
Net Profit Margin (Margen de Beneficio Neto)
23.8%
26.0%
ROA
0.91%
1.1%
ROE
7.1%
11.7%
Salud financiera Deuda, liquidez, solvencia — solidez del balance general
Métrica
Tendencia a 5 años
BCML
Mediana de Pares
Crecimiento Crecimiento de ingresos, BPA y beneficio neto: interanual, CAGR a 3 años, CAGR a 5 años
Métrica
Tendencia a 5 años
BCML
Mediana de Pares
Revenue YoY (Ingresos interanuales)
3.1%
—
Revenue CAGR 3Y (Ingresos CAGR 3A)
-0.74%
—
Revenue CAGR 5Y (Ingresos CAGR 5A)
2.9%
—
EPS YoY (EPS interanual)
3.8%
—
Net Income YoY (Beneficio Neto interanual)
1.3%
—
Eficiencia de capital Rotación de activos, rotación de inventario, rotación de cuentas por cobrar
Métrica
Tendencia a 5 años
BCML
Mediana de Pares
Payout Ratio (Ratio de Pago)
27.6%
—
Dividendos Rendimiento, ratio de pago, historial de dividendos, CAGR a 5 años
Rendimiento por Dividendo
1.9%
Ratio de Pago
27.6%
CAGR de Dividendos a 5 años
—
| Fecha ex-dividendo | Monto |
|---|---|
| 11 de junio de 2026 | $0,3000 |
| 12 de marzo de 2026 | $0,3000 |
| 11 de diciembre de 2025 | $0,3000 |
| 11 de septiembre de 2025 | $0,2500 |
| 12 de junio de 2025 | $0,2000 |
| 13 de marzo de 2025 | $0,1500 |
| 12 de diciembre de 2024 | $0,1500 |
| 19 de septiembre de 2024 | $0,1000 |
| 13 de junio de 2024 | $0,1000 |
| 14 de marzo de 2024 | $0,1000 |
| 13 de diciembre de 2023 | $0,1000 |
| 14 de septiembre de 2023 | $0,1000 |
| 15 de junio de 2023 | $0,1000 |
| 9 de marzo de 2023 | $0,1000 |
| 15 de diciembre de 2022 | $0,0500 |
| 15 de septiembre de 2022 | $0,0500 |
| 16 de junio de 2022 | $0,0500 |
| 10 de marzo de 2022 | $0,0500 |
BCML Consenso de analistas Opiniones de analistas alcistas y bajistas, precio objetivo a 12 meses, potencial alcista
VENTA
8 analistas
- Compra fuerte 0 0,0%
- Compra 0 0,0%
- Mantener 5 62,5%
- Venta 1 12,5%
- Venta fuerte 2 25,0%
Precio objetivo a 12 meses
3 analistas · 2026-08-14
Mín
$32.00
Máx
$32.00
Objetivo mediano
$32.00
+2,3%
Objetivo medio
$32.00
+2,3%
Historial de Ganancias EPS real vs estimado, sorpresa %, tasa de aciertos, próxima fecha de resultados
Sorpresa Media
-0.17%
| Período | EPS Actual | EPS est. | Sorpresa |
|---|---|---|---|
| 30 de junio de 2026 | $-0.64 | $0.43 | -1.1% |
| 31 de marzo de 2026 | $0.75 | $0.61 | 0.14% |
| 31 de diciembre de 2025 | $0.63 | $0.66 | -0.03% |
| 30 de septiembre de 2025 | $0.46 | $0.53 | -0.07% |
| 30 de junio de 2025 | $0.58 | $0.56 | 0.02% |
| 31 de marzo de 2025 | $0.51 | $0.53 | -0.02% |
Comparación de pares (subindustria GICS) Métricas clave frente a competidores del sector
| Ticker | Capitalización Bursátil | P/E | Ingresos interanuales | Margen Neto | ROE | Margen Bruto |
|---|---|---|---|---|---|---|
| BCML | $320M | 13.5 | 3.1% | 23.8% | 7.1% | — |
| AVBH | $291M | -11.8 | -61.9% | -63.2% | -8.1% | — |
| FVCB | $249M | 11.5 | 13.9% | 1238.5% | 8.9% | — |
| JMSB | — | 13.4 | 17.5% | 33.9% | 8.2% | — |
| COSO | — | 10.8 | 6.4% | 1254.0% | 10.6% | — |
Fundamentales Completos Todas las métricas por año — estado de resultados, balance general, flujo de caja
Estado de resultados 10
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | $41M | $28M | $10M | $9M | $9M | $9M | $5M | $4M | $3M | |
| Interest Income | $135M | $132M | $126M | $107M | $82M | $87M | $77M | $57M | $44M | $30M | |
| Pretax Income | $33M | $32M | $38M | $32M | $28M | $18M | $24M | $20M | · | · | |
| Income Tax | $9M | $9M | $11M | $9M | $8M | $5M | $6M | $6M | $9M | $4M | |
| Net Income | $24M | $24M | $27M | $24M | $21M | $14M | $17M | $14M | $5M | $6M | |
| EPS (Basic) | $2.18 | $2.10 | $2.27 | $1.81 | $1.90 | $1.15 | $1.47 | $1.50 | $0.81 | $1.10 | |
| EPS (Diluted) | $2.18 | $2.10 | $2.27 | $1.81 | $1.90 | $1.15 | $1.47 | $1.50 | $0.81 | $1.09 | |
| Shares (Basic) | 10,990,547 | 11,262,409 | 12,074,198 | 13,124,179 | 10,882,344 | 11,965,245 | 11,759,334 | 9,692,009 | 6,520,230 | 5,441,085 | |
| Shares (Diluted) | 10,990,547 | 11,262,409 | 12,074,198 | 13,124,179 | 10,882,344 | 11,965,245 | 11,759,334 | 9,692,009 | 6,520,230 | 5,449,998 | |
| EBITDA | · | · | · | · | · | · | $1M | $935M | · | · |
Balance general 15
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | $295M | $324M | $250M | $129M | |
| PP&E (Net) | $13M | $13M | $14M | $13M | $14M | $15M | $11M | $11M | $8M | · | |
| Accum. Depreciation | $13M | $12M | $9M | $7M | $5M | $6M | $5M | $4M | $3M | · | |
| Goodwill | $39M | $39M | $39M | $39M | $39M | $39M | $35M | $15M | $15M | $0 | |
| Intangibles | $2M | $3M | $4M | $5M | $6M | $8M | $9M | $9M | $7M | $802.0K | |
| Total Assets | $2.59B | $2.66B | $2.55B | $2.51B | $2.35B | $2.20B | $1.99B | $1.48B | $1.25B | · | |
| Total Liabilities | $2.26B | $2.34B | $2.24B | $2.20B | $2.09B | $1.94B | $1.74B | $1.28B | $1.13B | · | |
| Long-term Debt | · | · | · | · | · | · | · | $0 | $6M | · | |
| Common Stock | $166M | $172M | $181M | $204M | $157M | $167M | $184M | $149M | $81M | · | |
| Paid-in Capital | · | · | · | · | · | · | $287.0K | $287.0K | $287.0K | · | |
| Retained Earnings | $179M | $165M | $146M | $124M | $103M | $82M | $69M | $51M | $37M | · | |
| AOCI | $-7M | $-13M | $-15M | $-12M | $2M | $3M | $1M | $-103.0K | $213.0K | · | |
| Stockholders' Equity | $339M | $324M | $313M | $317M | $263M | $253M | $254M | $201M | $119M | $78M | |
| Liabilities + Equity | $2.59B | $2.66B | $2.55B | $2.51B | $2.35B | $2.20B | $1.99B | $1.48B | $1.25B | · | |
| Shares Outstanding | 10,887,681 | 11,121,475 | 11,551,271 | 12,838,462 | 10,680,386 | 11,295,397 | 12,444,632 | 10,869,275 | 7,496,995 | · |
Flujo de Efectivo 16
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | · | · | · | · | · | · | $301M | $935.0K | $762.0K | $498M | |
| Stock-based Comp | $653.0K | $588.0K | $726.0K | $1M | $1M | $1M | $1M | $1M | $423.0K | $334.0K | |
| Deferred Tax | $-503.0K | $801.0K | $1.0K | $-920.0K | $95.0K | $-2M | $-1M | $540.0K | · | · | |
| Amort. of Intangibles | $948.0K | $1M | $1M | $2M | $2M | $2M | $2M | $1M | $850.0K | $398.0K | |
| Other Non-cash | · | · | · | · | · | · | $-13M | $-944M | · | · | |
| Operating Cash Flow | $32M | $30M | $31M | $40M | $10M | $10M | $7M | $6M | $9M | $6M | |
| CapEx | $2M | $2M | $2M | $843.0K | $1M | $3M | $1M | · | · | · | |
| Investing Cash Flow | $-91M | $-62M | $80M | $54M | $-60M | $-74M | $927.0K | $-11M | $90M | $-33M | |
| Stock Repurchased | $7M | $9M | $24M | $18M | $12M | $18M | $11M | $0 | $24.0K | $901.0K | |
| Net Stock Activity | $-7M | $-9M | $-24M | $-18M | $-12M | $-18M | $-11M | $0 | · | · | |
| Dividends Paid | $7M | $3M | $4M | $2M | · | $0 | $0 | $0 | · | · | |
| Financing Cash Flow | $-99M | $88M | $20M | $-296M | $130M | $68M | $-36M | $79M | $21M | $47M | |
| Net Change in Cash | · | · | · | · | · | · | · | $74M | $121M | $21M | |
| Taxes Paid | $9M | $7M | $12M | $8M | $7M | $8M | $5M | $5M | · | · | |
| Free Cash Flow | $30M | $29M | $29M | $39M | $9M | · | · | · | · | · | |
| Levered FCF | · | $-1M | $8M | $31M | $3M | · | · | · | · | · |
Rentabilidad 5
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 23.8% | 24.2% | 26.2% | 23.1% | 24.6% | 15.8% | 22.4% | 24.6% | · | · | |
| Pretax Margin | 32.4% | 32.9% | 36.4% | 31.6% | 33.9% | 20.9% | · | · | · | · | |
| EBITDA Margin | · | · | · | · | · | · | 1.6% | 1584.8% | · | · | |
| ROA | 0.91% | 0.91% | 1.1% | · | 0.91% | 0.66% | 1.0% | 1.1% | · | · | |
| ROE | 7.1% | 7.3% | 8.8% | · | 8.0% | 5.4% | 7.0% | 7.3% | · | · |
Eficiencia 1
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | 0.0 | · | · |
Tasas de Crecimiento 9
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 3.1% | -7.0% | 2.0% | 22.3% | -3.4% | · | · | · | · | · | |
| Revenue CAGR 3Y | -0.74% | 5.1% | 6.4% | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 2.9% | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 3.8% | -7.5% | 25.4% | -4.7% | 65.2% | · | · | · | · | · | |
| EPS CAGR 3Y | 6.4% | 3.4% | 25.4% | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 13.7% | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 1.3% | -13.9% | 15.6% | 14.7% | 50.7% | · | · | · | · | · | |
| Net Income CAGR 3Y | 0.28% | 4.5% | 25.9% | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 11.8% | · | · | · | · | · | · | · | · | · |
Valoración (TTM) 11
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $24M | $24M | $27M | $24M | $21M | $14M | $17M | $14M | · | · | |
| Market Cap | $320M | $299M | $272M | · | $200M | $171M | $283M | $251M | · | · | |
| P/E | 13.5 | 12.8 | 10.4 | 10.5 | 9.9 | 13.2 | 15.5 | 15.4 | · | · | |
| P/B | 0.9 | 0.9 | 0.9 | · | 0.8 | 0.7 | 1.1 | 1.3 | · | · | |
| P / Tangible Book | 1.1 | 1.1 | 1.0 | 0.9 | 0.9 | 0.8 | · | · | · | · | |
| P / Cash Flow | 10.1 | 9.8 | 8.8 | · | 19.2 | 17.1 | 40.7 | 40.2 | · | · | |
| P / FCF | 10.6 | 10.4 | 9.5 | · | 22.0 | · | · | · | · | · | |
| Dividend Yield | 2.1% | 1.1% | 1.3% | · | · | 0.00% | 0.00% | 0.00% | · | · | |
| Earnings Yield | 7.4% | 7.8% | 9.6% | 9.5% | 10.1% | 7.6% | 6.5% | 6.5% | · | · | |
| Payout Ratio | 27.6% | 14.3% | 13.3% | 8.5% | · | 0.00% | · | · | · | · | |
| Annual Payout | $7M | $3M | $4M | $2M | · | $0 | $0 | $0 | · | · |
Estado de resultados 10
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | · | · | · | · | · | · | · | · | · | · | $885.0K | · | $817.0K | |
| Interest Expense | · | · | · | · | · | $10M | · | $11M | $10M | $9M | · | $8M | $7M | $5M | $3M | $2M | |
| Interest Income | $32M | $35M | $34M | $35M | $33M | $33M | $34M | $33M | $32M | $32M | $32M | $33M | $31M | $30M | $30M | $27M | |
| Pretax Income | $-7M | $11M | $9M | $7M | $9M | $8M | $8M | $8M | $8M | $8M | $9M | $9M | $10M | $10M | $10M | $10M | |
| Income Tax | $-223.0K | $3M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $3M | $3M | $3M | |
| Net Income | $-7M | $8M | $7M | $5M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $7M | $7M | $7M | $8M | $7M | |
| EPS (Basic) | $-0.64 | $0.75 | $0.63 | $0.46 | $0.58 | $0.51 | $0.55 | $0.54 | $0.50 | $0.51 | $0.55 | $0.56 | $0.59 | $0.57 | $0.59 | $0.52 | |
| EPS (Diluted) | $-0.64 | $0.75 | $0.63 | $0.46 | $0.58 | $0.51 | $0.55 | $0.54 | $0.50 | $0.51 | $0.55 | $0.56 | $0.59 | $0.57 | $0.59 | $0.52 | |
| Shares (Basic) | 10,909,317 | 10,909,077 | -22,078,257 | 10,929,779 | 11,002,967 | 11,136,058 | -22,666,058 | 11,148,482 | 11,254,233 | 11,525,752 | -24,666,067 | 11,812,583 | 12,228,206 | 12,699,476 | -26,406,352 | 13,307,555 | |
| Shares (Diluted) | 10,909,317 | 10,909,077 | -22,078,257 | 10,929,779 | 11,002,967 | 11,136,058 | -22,666,058 | 11,148,482 | 11,254,233 | 11,525,752 | -24,666,067 | 11,812,583 | 12,228,206 | 12,699,476 | -26,406,352 | 13,307,555 |
Balance general 12
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $13M | $13M | $13M | $14M | $14M | $13M | $13M | $14M | $14M | $14M | · | $13M | $13M | $13M | · | $14M | |
| Accum. Depreciation | $14M | $14M | $13M | $13M | $12M | $12M | $12M | $10M | $9M | $9M | · | $8M | $8M | $7M | · | $6M | |
| Goodwill | $39M | $39M | $39M | $39M | $39M | $39M | $39M | $39M | $39M | $39M | · | $39M | $39M | $39M | · | $39M | |
| Intangibles | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $3M | $4M | $4M | $4M | $5M | $5M | $5M | $6M | |
| Total Assets | $2.58B | $2.65B | $2.59B | $2.60B | $2.62B | $2.56B | $2.66B | $2.56B | $2.59B | $2.56B | · | $2.57B | $2.57B | $2.55B | $2.51B | $2.53B | |
| Total Liabilities | $2.24B | $2.30B | $2.26B | $2.27B | $2.29B | $2.23B | $2.34B | $2.24B | $2.28B | $2.25B | · | $2.27B | $2.26B | $2.23B | · | $2.22B | |
| Common Stock | $167M | $166M | $166M | $167M | $167M | $171M | $172M | $172M | $173M | $177M | · | $183M | $188M | $196M | · | $208M | |
| Retained Earnings | $174M | $184M | $179M | $175M | $173M | $169M | $165M | $160M | $155M | $151M | · | $141M | $136M | $130M | · | $117M | |
| AOCI | $-6M | $-6M | $-7M | $-8M | $-10M | $-11M | $-13M | $-11M | $-14M | $-14M | · | $-17M | $-16M | $-13M | · | $-12M | |
| Stockholders' Equity | $335M | $344M | $339M | $334M | $331M | $329M | $324M | $322M | $315M | $314M | $313M | $307M | $307M | $313M | $317M | $314M | |
| Liabilities + Equity | $2.58B | $2.65B | $2.59B | $2.60B | $2.62B | $2.56B | $2.66B | $2.56B | $2.59B | $2.56B | · | $2.57B | $2.57B | $2.55B | · | $2.53B | |
| Shares Outstanding | 10,909,317 | 10,909,317 | 10,887,681 | 10,916,792 | 10,941,232 | 11,089,682 | 11,121,475 | 11,130,372 | 11,172,323 | 11,377,117 | 11,551,271 | 11,673,830 | 11,900,022 | 12,443,977 | 12,838,462 | 13,075,447 |
Flujo de Efectivo 12
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $1M | $188.0K | $178.0K | $173.0K | $151.0K | $151.0K | $105.0K | $159.0K | $164.0K | $160.0K | $141.0K | $153.0K | $182.0K | $250.0K | $233.0K | $232.0K | |
| Amort. of Intangibles | $113.0K | $114.0K | $201.0K | $242.0K | $242.0K | $263.0K | $307.0K | $305.0K | $305.0K | $305.0K | $307.0K | $305.0K | $305.0K | $369.0K | $517.0K | $516.0K | |
| Operating Cash Flow | $5M | $7M | $9M | $7M | $6M | $9M | $8M | $10M | $8M | $5M | $8M | $3M | $12M | $8M | $16M | $13M | |
| CapEx | $605.0K | $302.0K | $-262.0K | $1M | $749.0K | $143.0K | $58.0K | $255.0K | $245.0K | $1M | $1M | $532.0K | $23.0K | $148.0K | $237.0K | $266.0K | |
| Investing Cash Flow | $-60M | $47M | $-13M | $-44M | $-25M | $-9M | $-43M | $-59M | $8M | $31M | $28M | $42M | $31M | $-21M | $-29M | $6M | |
| Stock Repurchased | · | · | $813.0K | $909.0K | $4M | $1M | $34.0K | $1M | $4M | $4M | $2M | $5M | $9M | $8M | $4M | $8M | |
| Net Stock Activity | · | · | · | · | · | $-1M | · | · | · | $-4M | · | · | · | $-8M | · | · | |
| Dividends Paid | $3M | $3M | $3M | $2M | $0 | $2M | $-59.0K | $1M | $1M | $1M | $1M | $1M | $620.0K | $644.0K | $658.0K | $677.0K | |
| Financing Cash Flow | $-74M | $45M | $-18M | $-26M | $54M | $-108M | $98M | $-41M | $27M | $5M | $-30M | $7M | $9M | $34M | $-35M | $-149M | |
| Taxes Paid | · | · | $2M | $2M | · | · | $1M | $1M | · | · | $9M | $3M | $-3.0K | $10.0K | $2M | $3M | |
| Free Cash Flow | · | $7M | · | · | · | $9M | · | · | · | $4M | · | · | · | $7M | · | · | |
| Levered FCF | · | · | · | · | · | $2M | · | · | · | $-3M | · | · | · | $4M | · | · |
Rentabilidad 4
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | -27.6% | 30.6% | · | 19.5% | 25.8% | 23.4% | · | 23.5% | 23.5% | 24.0% | · | 25.1% | 28.4% | 812.5% | · | 853.1% | |
| Pretax Margin | -28.5% | 40.8% | · | 26.3% | 35.3% | 31.6% | · | 32.4% | 31.9% | 33.3% | · | 35.0% | 39.7% | 1131.5% | · | 1201.6% | |
| ROA | -0.27% | 0.31% | · | 0.19% | 0.24% | 0.22% | · | 0.23% | 0.22% | 0.23% | · | 0.26% | 0.27% | 0.27% | · | 0.28% | |
| ROE | -2.1% | 2.4% | · | 1.5% | 2.0% | 1.8% | · | 1.9% | 1.8% | 1.9% | · | 2.1% | 2.3% | 2.2% | · | 2.4% |
Eficiencia 1
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valoración (TTM) 9
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $13M | $25M | · | $23M | $24M | $23M | · | $24M | $25M | $27M | · | $28M | $25M | $23M | · | $22M | |
| Market Cap | $359M | $324M | · | $314M | $303M | $279M | · | $264M | $227M | $234M | · | $224M | $198M | $213M | · | $230M | |
| P/E | 28.6 | 12.9 | · | 13.8 | 13.0 | 12.2 | · | 11.2 | 9.4 | 9.2 | · | 8.6 | 8.5 | 9.5 | · | 10.2 | |
| P/B | 1.1 | 0.9 | · | 0.9 | 0.9 | 0.8 | · | 0.8 | 0.7 | 0.7 | · | 0.7 | 0.6 | 0.7 | · | 0.7 | |
| P / Tangible Book | 1.2 | 1.1 | · | 1.1 | 1.0 | 1.0 | · | 0.9 | 0.8 | 0.9 | · | 0.8 | 0.8 | 0.8 | · | 0.9 | |
| P / Cash Flow | · | 46.4 | · | · | · | 30.1 | · | · | · | 46.1 | · | · | · | 28.2 | · | · | |
| P / FCF | · | 48.5 | · | · | · | 30.5 | · | · | · | 59.5 | · | · | · | 28.7 | · | · | |
| Earnings Yield | 3.5% | 7.7% | · | 7.3% | 7.7% | 8.2% | · | 8.9% | 10.6% | 10.8% | · | 11.7% | 11.8% | 10.5% | · | 9.8% | |
| Payout Ratio | · | 39.9% | · | · | · | 29.3% | · | · | · | 19.7% | · | · | · | · | · | · |
Estados Financieros Estado de resultados, balance general, flujo de caja — anual, últimos 5 años
Estado de resultados
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Beneficio neto | $24M | $24M | $27M | $24M | $21M |
| EPS Diluido | $2.18 | $2.10 | $2.27 | $1.81 | $1.90 |
Flujo de Efectivo
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Flujo de caja libre | $30M | $29M | $29M | $39M | $9M |
Mis Métricas Tu lista de seguimiento personal — filas seleccionadas de Fundamentales Completos
📊
Elige las métricas que te importan — haz clic en el ➕ junto a cualquier fila en Fundamentales Completos arriba.
Tu selección se guarda y te sigue en todos los tickers.
Propietarios institucionales (13F) 123 declarantes · $177.4M total · A fecha de 30 de junio de 2026
Instituciones que informan tener esta acción en su Formulario 13F trimestral de la SEC. Solo posiciones largas; un solo presentador puede aparecer dos veces para tramos de opciones separados. Las patas de put/call de compensación grandes suelen reflejar la creación de mercado o el inventario cubierto, no la convicción direccional.
Actividad institucional — Q2 2026 vs trimestre anterior
| Nuevas posiciones | Posiciones cerradas | Aumentado | Disminuido | Cambio neto de acciones |
|---|---|---|---|---|
| 29 (+17 vs trimestre anterior) | 5 (-2 vs trimestre anterior) | 43 (+10 vs trimestre anterior) | 27 (-6 vs trimestre anterior) | +17K |
Comparado con Q1 2026. Las presentaciones del Formulario 13F de la SEC vencen dentro de los 45 días posteriores al final del trimestre, más un pequeño margen para los presentadores tardíos; los trimestres que aún se encuentran dentro de esa ventana se omiten en favor del par más reciente completamente reportado.
| Institución | Valor | Acciones | % de 13F rastreadas | Tipo |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | $33 425 676 | 1 015 978 | 18,84% | Acciones |
| ROYCE & ASSOCIATES LP | $26 486 178 | 805 051 | 14,93% | Acciones |
| DIMENSIONAL FUND ADVISORS LP | $20 196 488 | 613 875 | 11,38% | Acciones |
| VANGUARD CAPITAL MANAGEMENT LLC | $15 222 534 | 462 691 | 8,58% | Acciones |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $8 743 932 | 265 773 | 4,93% | Acciones |
| GEODE CAPITAL MANAGEMENT, LLC | $7 495 352 | 227 752 | 4,22% | Acciones |
| STATE STREET CORP | $7 070 914 | 213 187 | 3,98% | Acciones |
| AMERICAN CENTURY COMPANIES INC | $5 588 394 | 169 860 | 3,15% | Acciones |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $4 025 085 | 122 343 | 2,27% | Acciones |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $3 927 997 | 119 392 | 2,21% | Acciones |
| Qube Research & Technologies Ltd | $3 231 175 | 98 212 | 1,82% | Acciones |
| TWO SIGMA INVESTMENTS, LP | $2 650 621 | 80 566 | 1,49% | Acciones |
| CALDWELL SUTTER CAPITAL, INC. | $2 632 329 | 80 010 | 1,48% | Acciones |
| FIRST MANHATTAN CO. LLC. | $2 433 911 | 73 350 | 1,37% | Acciones |
| VANGUARD FIDUCIARY TRUST CO | $2 365 247 | 71 892 | 1,33% | Acciones |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2 288 491 | 69 559 | 1,29% | Acciones |
| Empowered Funds, LLC | $1 983 311 | 60 283 | 1,12% | Acciones |
| MARSHALL WACE, LLP | $1 448 291 | 44 021 | 0,82% | Acciones |
| RENAISSANCE TECHNOLOGIES LLC | $1 325 870 | 40 300 | 0,75% | Acciones |
| VICTORY CAPITAL MANAGEMENT INC | $1 316 000 | 40 000 | 0,74% | Acciones |
| Quantinno Capital Management LP | $1 133 602 | 34 456 | 0,64% | Acciones |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $1 080 568 | 32 844 | 0,61% | Acciones |
| Saratoga Research & Investment Management | $1 053 952 | 32 035 | 0,59% | Acciones |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $997 594 | 30 322 | 0,56% | Acciones |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $955 581 | 29 045 | 0,54% | Acciones |
| AQR CAPITAL MANAGEMENT LLC | $921 791 | 28 018 | 0,52% | Acciones |
| ALGERT GLOBAL LLC | $868 264 | 26 391 | 0,49% | Acciones |
| AMERIPRISE FINANCIAL INC | $834 743 | 25 371 | 0,47% | Acciones |
| PRUDENTIAL FINANCIAL INC | $831 383 | 25 270 | 0,47% | Acciones |
| MERCER GLOBAL ADVISORS INC /ADV | $826 119 | 25 110 | 0,47% | Acciones |
| LAZARD ASSET MANAGEMENT LLC | $712 121 | 21 645 | 0,40% | Acciones |
| CAPTRUST FINANCIAL ADVISORS | $709 752 | 21 573 | 0,40% | Acciones |
| STRS OHIO | $690 900 | 21 000 | 0,39% | Acciones |
| GOLDMAN SACHS GROUP INC | $620 988 | 18 875 | 0,35% | Acciones |
| MILLENNIUM MANAGEMENT LLC | $601 445 | 18 281 | 0,34% | Acciones |
| BARCLAYS PLC | $497 448 | 15 120 | 0,28% | Acciones |
| WOODWARD DIVERSIFIED CAPITAL, LLC | $493 500 | 15 000 | 0,28% | Acciones |
| XTX Topco Ltd | $479 583 | 14 577 | 0,27% | Acciones |
| TWO SIGMA ADVISERS, LP | $467 460 | 15 900 | 0,26% | Acciones |
| RHUMBLINE ADVISERS | $464 508 | 14 119 | 0,26% | Acciones |
| IMC-Chicago, LLC | $418 093 | 12 708 | 0,24% | Acciones |
| COLDSTREAM CAPITAL MANAGEMENT INC | $374 875 | 11 349 | 0,21% | Acciones |
| MARTINGALE ASSET MANAGEMENT L P | $368 908 | 11 213 | 0,21% | Acciones |
| JANE STREET GROUP, LLC | $338 146 | 10 278 | 0,19% | Acciones |
| DEUTSCHE BANK AG\ | $332 553 | 10 108 | 0,19% | Acciones |
| BANK OF AMERICA CORP /DE/ | $332 553 | 10 108 | 0,19% | Acciones |
| marrick wealth, LLC | $329 000 | 10 000 | 0,19% | Acciones |
| ALLIANCEBERNSTEIN L.P. | $321 922 | 10 830 | 0,18% | Acciones |
| SEI INVESTMENTS CO | $318 900 | 9 693 | 0,18% | Acciones |
| MORGAN STANLEY | $292 305 | 8 884 | 0,16% | Acciones |
| FRANKLIN RESOURCES INC | $286 362 | 8 704 | 0,16% | Acciones |
| WELLS FARGO & COMPANY/MN | $285 210 | 8 669 | 0,16% | Acciones |
| NewEdge Advisors, LLC | $268 564 | 8 163 | 0,15% | Acciones |
| EntryPoint Capital, LLC | $255 107 | 7 754 | 0,14% | Acciones |
| MetLife Investment Management, LLC | $241 091 | 7 328 | 0,14% | Acciones |
| SmartHarvest Portfolios, LLC | $231 123 | 7 025 | 0,13% | Acciones |
| D. E. Shaw & Co., Inc. | $225 727 | 6 861 | 0,13% | Acciones |
| Bank of New York Mellon Corp | $222 305 | 6 757 | 0,13% | Acciones |
| PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | $202 894 | 6 167 | 0,11% | Acciones |
| STATE OF WISCONSIN INVESTMENT BOARD | $200 690 | 6 100 | 0,11% | Acciones |
| OSAIC HOLDINGS, INC. | $179 907 | 5 468 | 0,10% | Acciones |
| Nuveen Asset Management, LLC | $176 849 | 6 589 | 0,10% | Acciones |
| JPMORGAN CHASE & CO | $172 067 | 5 262 | 0,10% | Acciones |
| BlackRock, Inc. | $168 185 | 5 112 | 0,09% | Acciones |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $156 867 | 4 768 | 0,09% | Acciones |
| Vanguard Global Advisers, LLC | $149 662 | 4 549 | 0,08% | Acciones |
| NEW YORK STATE COMMON RETIREMENT FUND | $147 787 | 4 492 | 0,08% | Acciones |
| CITIGROUP INC | $144 267 | 4 385 | 0,08% | Acciones |
| Nuveen, LLC | $141 832 | 4 311 | 0,08% | Acciones |
| Invesco Ltd. | $135 680 | 4 124 | 0,08% | Acciones |
| VANGUARD GROUP INC | $133 741 | 4 549 | 0,08% | Acciones |
| FMR LLC | $112 913 | 3 432 | 0,06% | Acciones |
| Police & Firemen's Retirement System of New Jersey | $109 162 | 3 318 | 0,06% | Acciones |
| BNP PARIBAS FINANCIAL MARKETS | $61 984 | 1 884 | 0,03% | Acciones |
| PNC Financial Services Group, Inc. | $56 424 | 1 715 | 0,03% | Acciones |
| NORTHERN TRUST CORP | $53 792 | 1 635 | 0,03% | Acciones |
| CITADEL ADVISORS LLC | $44 086 | 1 340 | 0,02% | Acciones |
| Winch Advisory Services, LLC | $35 060 | 1 066 | 0,02% | Acciones |
| CWM, LLC | $34 155 | 1 149 | 0,02% | Acciones |
| Legal & General Group Plc | $33 328 | 1 013 | 0,02% | Acciones |
| Ameritas Investment Partners, Inc. | $31 716 | 964 | 0,02% | Acciones |
| ASSETMARK, INC | $29 149 | 886 | 0,02% | Acciones |
| Tower Research Capital LLC (TRC) | $28 228 | 858 | 0,02% | Acciones |
| GAMMA Investing LLC | $23 359 | 710 | 0,01% | Acciones |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $16 468 | 554 | 0,01% | Acciones |
| Larson Financial Group LLC | $16 450 | 500 | 0,01% | Acciones |
| ROYAL BANK OF CANADA | $12 000 | 356 | 0,01% | Acciones |
| Arax Advisory Partners | $10 495 | 319 | 0,01% | Acciones |
| Versant Capital Management, Inc | $9 048 | 275 | 0,01% | Acciones |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | $8 799 | 296 | 0,00% | Acciones |
| ACADIAN ASSET MANAGEMENT LLC | $7 647 | 232 644 | 0,00% | Acciones |
| Sterling Capital Management LLC | $6 876 | 209 | 0,00% | Acciones |
| Silver Grove Financial Group, Inc. | $6 409 | 195 | 0,00% | Acciones |
| Russell Investments Group, Ltd. | $5 769 | 175 | 0,00% | Acciones |
| Cerity Partners LLC | $5 527 | 168 | 0,00% | Acciones |
| SBI Securities Co., Ltd. | $5 165 | 157 | 0,00% | Acciones |
| UBS Group AG | $4 639 | 141 | 0,00% | Acciones |
| North Star Investment Management Corp. | $3 487 | 106 | 0,00% | Acciones |
| Integrated Wealth Concepts LLC | $3 426 | 104 | 0,00% | Acciones |
| LSV ASSET MANAGEMENT | $2 751 | 83 611 | 0,00% | Acciones |
Informantes de la empresa 23 insiders · 9 directivos · 12 consejeros
| Insider | Rol | Última actividad | Acciones en propiedad | Compras 12m | Ventas 12m | Neto 12m |
|---|---|---|---|---|---|---|
| George J. Guarini | President and CEO | 11 de junio de 2021 G | 113 542 | 0 | 0 | $0 |
| Kevin L Thompson | EVP, Chief Financial Officer | 21 de julio de 2026 A | 532 | 0 | 0 | $0 |
| William J Black | Executive Vice Chair | 21 de julio de 2026 A | 34 079 | 0 | 0 | $0 |
| Mary Therese Curley | EVP and Labor Services Div. | 21 de julio de 2026 A | 4 339 | 0 | 0 | $0 |
| Felix Antonio Miranda Jr | Chief Lending Officer | 2 de enero de 2026 A | 2 038 | 0 | 0 | $0 |
| Rick Pak | EVP and Chief Lending Officer | 1 de enero de 2021 A | 4 237 | 0 | 0 | $0 |
| Izabella Lin Zhu | EVP and Chief Risk Officer | 1 de enero de 2021 A | 4 320 | 0 | 0 | $0 |
| David John Funkhouser | EVP and Chief Credit Officer | 1 de enero de 2021 A | 4 410 | 0 | 0 | $0 |
| Charles Young Yun | EVP and Chief Lending Officer | 2 de enero de 2019 A | 2 497 | 0 | 0 | $0 |
| Michael J Perdue | Consejero | 31 de julio de 2026 P | 8 000 | 2 | 0 | $212 730 |
| Bhupen B Amin | Consejero | 1 de julio de 2026 A | 3 928 | 0 | 0 | $0 |
| Dennis Henry Guida Jr | Consejero | 1 de julio de 2026 A | 3 928 | 0 | 0 | $0 |
| Syvia L. Magid | Consejero | 1 de julio de 2026 A | 10 491 | 0 | 0 | $0 |
| Lloyd W. Kendall Jr. | Consejero | 1 de julio de 2026 A | 84 077 | 0 | 0 | $0 |
| Harpreet S. Chaudhary | Consejero | 1 de julio de 2026 A | 47 101 | 0 | 0 | $0 |
| Robert G. Laverne | Consejero | 1 de julio de 2026 A | 90 628 | 0 | 0 | $0 |
| Jon Rocco Davis | Consejero | 1 de julio de 2021 A | 4 877 | 0 | 0 | $0 |
| James S. Camp | Consejero | 1 de julio de 2021 A | 114 521 | 0 | 0 | $0 |
| David M. Spatz | Consejero | 1 de julio de 2021 A | 52 049 | 0 | 0 | $0 |
| Christopher F Baron | — | 10 de agosto de 2026 P | 9 247 | 1 | 0 | $250 718 |
| Malcolm Flemming Hotchkiss | — | 1 de julio de 2021 A | 17 273 | 0 | 0 | $0 |
| Janet Lee King | — | 1 de enero de 2021 A | 69 148 | 0 | 0 | $0 |
| Keary L. Colwell | — | 1 de enero de 2021 A | 64 148 | 0 | 0 | $0 |
Informantes de las presentaciones SEC Form 3/4/5; neto = solo P/S de mercado abierto
Propiedad de ETFs Mantenido por 32 ETFs
El peso refleja solo las tenencias directas de acciones (N-PORT); los fondos apalancados o basados en derivados pueden tener exposición adicional a swaps no mostrada.
| Fondo | Ponderación | Unidades | A fecha de | Fuente |
|---|---|---|---|---|
| EBIT · Harbor ETF Trust | 0,04% | 154 NS | 30 de abril de 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0,02% | 43 127 NS | 30 de abril de 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0,02% | 15 447 NS | 31 de mayo de 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0,01% | 123 479 NS | 31 de mayo de 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,01% | 59 438 NS | 30 de abril de 2026 | N-PORT |
| RSSL · Global X Funds | 0,01% | 4 558 NS | 30 de abril de 2026 | N-PORT |
| ITWO · ProShares Trust | 0,01% | 482 NS | 31 de mayo de 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,01% | 36 279 NS | 30 de abril de 2026 | N-PORT |
| UWM · ProShares Trust | 0,00% | 377 NS | 31 de mayo de 2026 | N-PORT |
| URTY · ProShares Trust | 0,00% | 380 NS | 31 de mayo de 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0,00% | 399 NS | 31 de mayo de 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 21 979 NS | 30 de abril de 2026 | N-PORT |
| HDG · ProShares Trust | 0,00% | 10 NS | 31 de mayo de 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 577 NS | 30 de abril de 2026 | N-PORT |
| AVSU · AMERICAN CENTURY ETF TRUST | 0,00% | 48 NS | 31 de mayo de 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0,00% | 2 215 NS | 30 de abril de 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0,00% | 535 NS | 31 de mayo de 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0,00% | 548 NS | 30 de abril de 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 8 NS | 30 de abril de 2026 | N-PORT |
| EBI · RBB Fund Trust | 0,00% | 9 NS | 31 de mayo de 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | — | — | 15 de julio de 2026 | Diario |
| VTI · VANGUARD INDEX FUNDS | — | — | 15 de julio de 2026 | Diario |
| VTWO · VANGUARD SCOTTSDALE FUNDS | — | — | 15 de julio de 2026 | Diario |
| VTWV · VANGUARD SCOTTSDALE FUNDS | — | — | 15 de julio de 2026 | Diario |
| VTHR · VANGUARD SCOTTSDALE FUNDS | — | — | 15 de julio de 2026 | Diario |
| ITOT · iShares Trust | — | — | 22 de julio de 2026 | Diario |
| IWV · iShares Trust | — | — | 18 de agosto de 2026 | Diario |
| IWN · iShares Trust | — | — | 17 de agosto de 2026 | Diario |
| IWM · iShares Trust | — | — | 18 de agosto de 2026 | Diario |
| IWC · iShares Trust | — | — | 18 de agosto de 2026 | Diario |
| PRFZ · Invesco Exchange-Traded Fund Trust | — | — | 17 de agosto de 2026 | Diario |
| OMFS · Invesco Exchange-Traded Self-Indexe… | — | — | 13 de julio de 2026 | Diario |