En esta página
01COFS precio
02Instantánea
03Gráfico
04Divisiones de acciones
06Rendimiento
07Valoración y ratios
13Dividendos
14Ganancias
15Fundamentales Completos
16Estados Financieros
17Propietarios institucionales (13F)
19Informantes de la empresa
20Propiedad de ETFs
21Consenso
22Pares
25Señales de trading
26Mis Métricas
COFS ChoiceOne Financial Services, Inc. - Common Stock
NASDAQ · Banking · Ver en SEC EDGAR ↗ cerrar Oct 2, 2026 10-K/10-Q Ago 10, 2026
$33,11
· % del rango de 52 semanas
· por encima del mínimo
· a alto
$26,10mínimo 52 semanas
$35,40máximo 52 semanas
Capitalización Bursátil (MRQ)
$495M
P/E (TTM)
8.0
BPA (TTM)
$4.14
Ingresos (TTM)
$240M
tus insignias
Rango 52S
$26–$35
Calificación del Analista
BUY
Precio Objetivo
$37
P/E
8.0
ROE
12.0%
Margen de Beneficio Neto
22.8%
Tu barra de insignias está vacía — fija una métrica en cualquier lugar de esta página.
COFS Instantánea de la Acción Precio, capitalización bursátil, P/E, BPA, ROE, deuda/capital, rango de 52 semanas
Precio
$33.11
Capitalización Bursátil (MRQ)
$495M
P/E (TTM)
8.0
BPA (TTM)
$4.14
Ingresos (TTM)
$240M
Rendimiento div.
3.4%
ROE (TTM)
12.0%
Rango 52S
$26–$35
COFS Gráfico del Precio de la Acción OHLCV diario con indicadores técnicos — desplace, amplíe y personalice su vista
rango
barras
La granularidad de las barras se adapta al período seleccionado; pase el ratón sobre el gráfico para ver la apertura/máximo/mínimo/cierre de una barra.
Divisiones de acciones
| Fecha ex-dividendo | División | Tipo |
|---|---|---|
| 9 de mayo de 2018 | 21-for-20 | Adelante |
| 8 de mayo de 2017 | 21-for-20 | Adelante |
| 5 de mayo de 2005 | 21-for-20 | Adelante |
Rendimiento a 10 años Tendencias de ingresos, beneficio neto, márgenes y BPA
Ingresos$228M2022-12-31 → 2025-12-31
BPA$2.012021-12-31 → 2025-12-31
Flujo de caja libre$25M2021-12-31 → 2025-12-31
Margen neto22.8%2021-12-31 → 2025-12-31
Valoración y ratios
Valoración Ratios P/E, P/S, P/B, EV/EBITDA: ¿está la acción cara o barata?
| Métrica | Tendencia a 5 años | COFS | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| P/E (TTM) | 8.0 | · | 11.6 | Infravalorado | |
| P/S (TTM) | 2.1 | · | 3.1 | Infravalorado | |
| P/C (MRQ) | 1.0 | · | 1.2 | Infravalorado | |
| Precio / FCF (TTM) | 9.7 | · | · | · | |
| Precio / Flujo de Caja (TTM) | 8.4 | · | 11.0 | Sobrevalorado | |
| Precio / Valor Contable Tangible (MRQ) | 1.1 | · | · | · |
La mediana de empresas comparables se calcula sobre una base estandarizada por métrica y puede no coincidir siempre con la base TTM/MRQ que se muestra para esta acción.
Rentabilidad Márgenes brutos, operativos y netos; ROE, ROA, ROIC
| Métrica | Tendencia a 5 años | COFS | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| Margen antes de impuestos (TTM) | 27.8% | · | 43.6% | Débil | |
| Margen de Beneficio Neto (TTM) | 22.8% | · | 35.0% | Débil | |
| ROA (TTM) | 1.2% | · | 0.98% | Débil | |
| ROE (TTM) | 12.0% | · | 8.7% | Débil |
Salud financiera Deuda, liquidez, solvencia — solidez del balance general
Aún no hay datos para este grupo de ratios
Aún no hay datos fundamentales para este ticker.
Crecimiento Crecimiento de ingresos, BPA y beneficio neto: interanual, CAGR a 3 años, CAGR a 5 años
| Métrica | Tendencia a 5 años | COFS | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| Revenue YoY (Ingresos interanuales) | 63.6% | · | · | · | |
| Revenue CAGR 3Y (Ingresos CAGR 3A) | 36.7% | · | · | · | |
| EPS YoY (EPS interanual) | -38.1% | · | · | · | |
| Net Income YoY (Beneficio Neto interanual) | 5.4% | · | · | · | |
| EPS CAGR 3Y (CAGR BPA 3A) | -13.9% | · | · | · | |
| EPS CAGR 5Y (CAGR BPA 5A) | -0.59% | · | · | · | |
| Net Income CAGR 3Y (CAGR Beneficio Neto 3A) | 6.0% | · | · | · | |
| Net Income CAGR 5Y (CAGR Beneficio Neto 5A) | 12.5% | · | · | · |
Eficiencia de capital Rotación de activos, rotación de inventario, rotación de cuentas por cobrar
| Métrica | Tendencia a 5 años | COFS | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| Asset Turnover (Rotación de Activos) | 0.1 | · | 0.0 | De primer nivel | |
| Revenue / Employee (Ingresos / Empleado) | ≈$394.5K | · | · | · |
valor · ≈ promedio 5A · mediana sectorial · veredicto relativo a la mediana
Dividendos Rendimiento, ratio de pago, historial de dividendos, CAGR a 5 años
Rendimiento por Dividendo3.4%
Ratio de Pago60.2%
Pago anualizado≈$1.16
CAGR de Dividendos a 5 años≈7.0%
Racha de Crecimiento≈5
| Fecha ex-dividendo | Monto | Moneda | Rendimiento |
|---|---|---|---|
| Sep 15, 2026 | $0,29 | USD | ≈3.4% |
| Jun 15, 2026 | $0,29 | USD | ≈3.6% |
| Mar 13, 2026 | $0,29 | USD | ≈4.2% |
| Dic 15, 2025 | $0,29 | USD | ≈3.5% |
| Sep 15, 2025 | $0,28 | USD | ≈3.7% |
| Jun 13, 2025 | $0,28 | USD | ≈3.9% |
| Mar 14, 2025 | $0,28 | USD | ≈3.8% |
| Dic 13, 2024 | $0,28 | USD | ≈3.0% |
| Sep 13, 2024 | $0,27 | USD | ≈3.6% |
| Jun 14, 2024 | $0,27 | USD | ≈4.2% |
| Mar 14, 2024 | $0,27 | USD | ≈4.0% |
| Dic 14, 2023 | $0,27 | USD | ≈3.6% |
| Sep 14, 2023 | $0,26 | USD | ≈4.5% |
| Jun 14, 2023 | $0,26 | USD | ≈4.3% |
| Mar 14, 2023 | $0,26 | USD | ≈3.9% |
| Dic 14, 2022 | $0,26 | USD | ≈4.1% |
| Sep 14, 2022 | $0,25 | USD | ≈4.7% |
| Jun 14, 2022 | $0,25 | USD | ≈5.0% |
| Mar 14, 2022 | $0,25 | USD | ≈3.8% |
| Dic 14, 2021 | $0,25 | USD | ≈3.7% |
Historial de Ganancias EPS real vs estimado, sorpresa %, tasa de aciertos, próxima fecha de resultados
Sorpresa Media
5.2%
Próximo informe
Oct 22, 2026
| Período | Informe | EPS Actual | EPS est. | Sorpresa |
|---|---|---|---|---|
| 30 de junio de 2026 | Jul 23, 2026 | $0.83 | $0.90 | -7.5% |
| 31 de marzo de 2026 | $0.91 | $0.86 | 5.5% | |
| 31 de diciembre de 2025 | $0.92 | $0.92 | 0.03% | |
| 30 de septiembre de 2025 | $0.97 | $0.88 | 10.7% | |
| 30 de junio de 2025 | $0.91 | $0.80 | 14.4% | |
| 31 de marzo de 2025 | $0.86 | $0.80 | 8.1% |
Fundamentales Completos Todas las métricas por año — estado de resultados, balance general, flujo de caja
Estado de resultados
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | $228M | $139M | $114M | $89M | |
| Interest Expense | · | · | $33M | $8M | |
| Interest Income | $203M | $121M | $99M | $75M | |
| Pretax Income | $34M | $33M | $26M | $28M | |
| Income Tax | $6M | $6M | $4M | $4M | |
| Net Income | $28M | $27M | $21M | $24M | |
| EPS (Basic) | $2.02 | $3.27 | $2.82 | $3.15 | |
| EPS (Diluted) | $2.01 | $3.25 | $2.82 | $3.15 | |
| Shares (Basic) | 13,941,260 | 8,166,472 | 7,532,998 | 7,504,173 | |
| Shares (Diluted) | 13,992,099 | 8,221,065 | 7,572,290 | 7,527,371 |
Balance general
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Cash & Equivalents | $88M | $97M | $55M | $44M | |
| PP&E (Net) | $48M | $27M | $30M | $28M | |
| PP&E (Gross) | $80M | $49M | $51M | $46M | |
| Accum. Depreciation | $32M | $22M | $21M | $18M | |
| Goodwill | $130M | $60M | $60M | $60M | |
| Intangibles | $31M | $1M | $2M | · | |
| Total Assets | $4.41B | $2.72B | $2.58B | $2.39B | |
| Total Liabilities | $3.95B | $2.46B | $2.38B | $2.22B | |
| Retained Earnings | $103M | $91M | $74M | $68M | |
| AOCI | $-36M | $-38M | $-52M | $-72M | |
| Stockholders' Equity | $465M | $260M | $196M | $161M | |
| Liabilities + Equity | $4.41B | $2.72B | $2.58B | $2.39B | |
| Shares Outstanding | 15,000,939 | 8,965,483 | 7,548,217 | 7,516,098 |
Flujo de Efectivo
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Stock-based Comp | $883.0K | $720.0K | $1M | $958.0K | |
| Deferred Tax | $-113.0K | $-271.0K | $-24.0K | $-15.0K | |
| Amort. of Intangibles | $6M | $757.0K | $955.0K | $1M | |
| Operating Cash Flow | $32M | $47M | $46M | $44M | |
| CapEx | $7M | $2M | $4M | $1M | |
| Investing Cash Flow | $107M | $-96M | $-181M | $-90M | |
| Debt Issued | · | $315M | $420M | $726M | |
| Net Debt Issued | · | $-25M | $150M | $0 | |
| Stock Issued | $892.0K | $674.0K | $231.0K | $172.0K | |
| Stock Repurchased | $3M | $0 | $0 | $682.0K | |
| Net Stock Activity | $-2M | $674.0K | $231.0K | $-595.0K | |
| Dividends Paid | $17M | $9M | $8M | $8M | |
| Financing Cash Flow | $-147M | $91M | $146M | $58M | |
| Net Change in Cash | $-9M | $41M | $11M | $12M | |
| Taxes Paid | $7M | $6M | $4M | $2M | |
| Free Cash Flow | $25M | $47M | $42M | $44M | |
| Levered FCF | · | · | $15M | $37M |
Rentabilidad
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Net Margin | 12.4% | 19.2% | 26.3% | 29.0% | |
| Pretax Margin | 15.0% | 23.8% | 31.6% | 34.0% | |
| ROA | 0.79% | 0.98% | 0.86% | 0.99% | |
| ROE | 6.3% | 10.5% | 11.3% | 14.5% |
Eficiencia
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | 0.0 | 0.0 |
Por Acción
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Book Value / Share | $31.02 | $29.05 | $25.92 | $22.47 | |
| Revenue / Share | $16.27 | $16.92 | $10.67 | $10.81 | |
| Cash Flow / Share | $2.27 | $5.92 | $6.14 | $5.98 | |
| Cash / Share | $5.87 | $10.79 | $7.34 | $5.85 | |
| Dividend / Share | $1.13 | $1.09 | $1.05 | $1.01 | |
| EPS (TTM) | $2.01 | $3.25 | $2.82 | $3.15 |
Tasas de Crecimiento
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue YoY | 63.6% | 22.1% | 27.8% | · | |
| Revenue CAGR 3Y | 36.7% | · | · | · | |
| EPS YoY | -38.1% | 15.2% | -10.5% | 10.1% | |
| EPS CAGR 3Y | -13.9% | 4.3% | 10.9% | · | |
| EPS CAGR 5Y | -0.59% | · | · | · | |
| Net Income YoY | 5.4% | 25.7% | -10.1% | 7.2% | |
| Net Income CAGR 3Y | 6.0% | 6.6% | 10.8% | · | |
| Net Income CAGR 5Y | 12.5% | · | · | · | |
| Dividends Paid CAGR 5Y | 22.4% | · | · | · |
Valoración (TTM)
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue TTM | $228M | $139M | $114M | $89M | |
| Net Income TTM | $28M | $27M | $21M | $24M | |
| Market Cap | $443M | $320M | $221M | $218M | |
| P/E | 14.7 | 11.0 | 10.4 | 9.2 | |
| P/S | 1.9 | 2.3 | 1.9 | 2.4 | |
| P/B | 1.0 | 1.2 | 1.1 | 1.3 | |
| P / Tangible Book | 1.5 | 1.6 | 1.7 | 2.2 | |
| P / Cash Flow | 13.9 | 6.6 | 4.8 | 4.8 | |
| P / FCF | 17.6 | 6.8 | 5.2 | 5.0 | |
| Dividend Yield | 3.8% | 2.8% | 3.6% | 3.5% | |
| Earnings Yield | 6.8% | 9.1% | 9.6% | 10.9% | |
| Payout Ratio | 60.2% | 33.7% | 37.2% | 32.1% | |
| Annual Payout | $17M | $9M | $8M | $8M |
Estado de resultados
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $59M | $59M | $60M | $62M | $60M | $45M | $100M | $3M | $3M | $32M | $105M | $3M | $3M | $3M | $81M | $3M | |
| Interest Expense | · | · | · | · | · | · | · | · | $12M | $12M | · | $10M | $7M | $4M | · | $2M | |
| Interest Income | $54M | $53M | $54M | $55M | $54M | $40M | $31M | $32M | $30M | $28M | $28M | $26M | $23M | $21M | $21M | $19M | |
| Pretax Income | $15M | $17M | $17M | $18M | $17M | $-18M | $9M | $9M | $8M | $7M | $6M | $6M | $6M | $7M | $8M | $7M | |
| Income Tax | $3M | $3M | $3M | $4M | $3M | $-4M | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Net Income | $12M | $14M | $14M | $15M | $14M | $-14M | $7M | $7M | $7M | $6M | $5M | $5M | $5M | $6M | $7M | $6M | |
| EPS (Basic) | $0.83 | $0.91 | $1.44 | $0.98 | $0.90 | $-1.30 | $0.79 | $0.86 | $0.87 | $0.75 | $0.70 | $0.68 | $0.69 | $0.75 | $0.89 | $0.77 | |
| EPS (Diluted) | $0.83 | $0.91 | $1.43 | $0.97 | $0.90 | $-1.29 | $0.79 | $0.85 | $0.87 | $0.74 | $0.70 | $0.68 | $0.69 | $0.75 | $0.89 | $0.77 | |
| Shares (Basic) | 14,962,556 | 14,990,017 | · | 15,014,933 | 14,999,067 | 10,676,068 | · | 8,567,548 | 7,569,241 | 7,552,680 | · | 7,537,996 | 7,529,177 | 7,519,282 | · | 7,507,538 | |
| Shares (Diluted) | 15,006,518 | 15,041,910 | · | 15,061,155 | 15,035,113 | 10,740,084 | · | 8,615,817 | 7,604,963 | 7,600,016 | · | 7,568,034 | 7,551,897 | 7,552,329 | · | 7,520,358 |
Balance general
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $89M | $84M | $88M | $99M | $156M | $139M | $97M | $146M | $101M | $150M | · | $145M | $77M | $55M | · | $51M | |
| PP&E (Net) | $50M | $49M | $48M | $46M | $46M | $44M | $27M | $27M | $27M | $28M | · | $30M | $29M | $29M | · | $29M | |
| PP&E (Gross) | · | · | $80M | · | · | · | $49M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $32M | · | · | · | $22M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $130M | $130M | $130M | $127M | $127M | $127M | $60M | $60M | $60M | $60M | $60M | $60M | $60M | $60M | $60M | $60M | |
| Intangibles | $28M | $29M | $31M | $32M | $33M | $35M | $1M | · | · | · | · | · | · | · | · | · | |
| Total Assets | $4.46B | $4.39B | $4.41B | $4.30B | $4.31B | $4.31B | $2.72B | $2.73B | $2.62B | $2.67B | $2.58B | $2.57B | $2.48B | $2.41B | $2.39B | $2.36B | |
| Total Liabilities | $3.97B | $3.92B | $3.95B | $3.85B | $3.88B | $3.88B | $2.46B | $2.48B | $2.41B | $2.46B | · | $2.39B | $2.30B | $2.24B | · | $2.21B | |
| Retained Earnings | $120M | $112M | $103M | $93M | $83M | $73M | $91M | $87M | $82M | $77M | · | $70M | $67M | $64M | · | $64M | |
| AOCI | $-34M | $-40M | $-36M | $-42M | $-49M | $-44M | $-38M | $-45M | $-41M | $-44M | · | $-62M | $-61M | $-68M | · | $-79M | |
| Stockholders' Equity | $483M | $470M | $465M | $450M | $432M | $427M | $260M | $248M | $215M | $207M | $196M | $181M | $179M | $169M | $169M | $157M | |
| Liabilities + Equity | $4.46B | $4.39B | $4.41B | $4.30B | $4.31B | $4.31B | $2.72B | $2.73B | $2.62B | $2.67B | · | $2.57B | $2.48B | $2.41B | · | $2.36B | |
| Shares Outstanding | 14,950,472 | 14,960,200 | 15,000,939 | 15,017,802 | 15,008,864 | 14,975,034 | 8,965,483 | 8,959,664 | 7,573,618 | 7,556,137 | · | 7,541,187 | 7,534,658 | 7,521,749 | · | 7,510,036 |
Flujo de Efectivo
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $266.0K | $298.0K | $259.0K | $242.0K | $192.0K | $190.0K | $179.0K | $-35.0K | $281.0K | $295.0K | $264.0K | $254.0K | $252.0K | $235.0K | $232.0K | $233.0K | |
| Amort. of Intangibles | $2M | $2M | $2M | $2M | $2M | $680.0K | $153.0K | $198.0K | $203.0K | $203.0K | $203.0K | $247.0K | $253.0K | $252.0K | $252.0K | $297.0K | |
| Operating Cash Flow | $30M | $-177.0K | $14M | $15M | $9M | $-9M | $23M | $-7M | $16M | $15M | $-11M | $32M | $16M | $9M | $12M | $10M | |
| CapEx | $3M | $2M | $2M | $2M | $2M | $835.0K | $659.0K | $253.0K | $483.0K | $311.0K | $780.0K | $1M | $1M | $1M | $-74.0K | $537.0K | |
| Investing Cash Flow | $-65M | $15M | $-118M | $-42M | $10M | $260M | $-41M | $-59M | $-4M | $8M | $-85M | $-29M | $-48M | $-19M | $-29M | $-8M | |
| Stock Issued | $244.0K | $255.0K | $214.0K | $246.0K | $260.0K | $172.0K | $174.0K | $385.0K | $59.0K | $56.0K | $63.0K | $52.0K | $64.0K | $52.0K | $92.0K | $0 | |
| Stock Repurchased | $1M | $1M | · | · | $-2M | $2M | · | · | · | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Net Stock Activity | · | $-1M | · | · | · | $-2M | · | · | · | $56.0K | · | · | · | · | · | · | |
| Dividends Paid | $4M | $4M | $4M | $4M | $4M | $4M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | |
| Financing Cash Flow | $39M | $-18M | $93M | $-30M | $-2M | $-208M | $-32M | $112M | $-61M | $72M | $7M | $65M | $54M | $21M | $9M | $9M | |
| Net Change in Cash | $4M | $-4M | $-11M | $-57M | $17M | $43M | $-49M | $45M | $-49M | $95M | $-89M | $68M | $22M | $11M | $-8M | $11M | |
| Taxes Paid | $0 | $0 | $4M | $0 | $3M | $0 | $2M | $2M | $3M | $0 | $550.0K | $1M | $3M | $0 | $2M | $200.0K | |
| Free Cash Flow | · | $-2M | · | · | · | $-7M | · | · | · | $15M | · | · | · | · | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $5M | · | · | · | · | · | · |
Rentabilidad
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 29.9% | 23.2% | · | 32.8% | 31.6% | -31.0% | · | 219.3% | 207.7% | 190.0% | · | 174.5% | · | · | · | 200.2% | |
| Pretax Margin | 36.1% | 28.2% | · | 41.0% | 38.9% | -39.2% | · | 276.7% | 257.8% | 230.7% | · | 211.2% | · | · | · | 236.6% | |
| ROA | 0.28% | 0.32% | · | 0.42% | 0.39% | -0.40% | · | 0.28% | 0.26% | 0.22% | · | 0.21% | · | · | · | 0.25% | |
| ROE | 2.7% | 3.1% | · | 4.2% | 4.2% | -4.4% | · | 3.4% | 3.4% | 3.0% | · | 3.0% | · | · | · | 3.0% |
Eficiencia
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | · | · | · | 0.0 |
Por Acción
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $32.29 | $31.42 | · | $29.94 | $28.77 | $28.52 | · | $27.65 | $28.32 | $27.36 | · | $24.02 | · | · | · | $20.86 | |
| Revenue / Share | $2.77 | $3.93 | · | $2.97 | $2.85 | $4.18 | · | $0.39 | $0.42 | $0.39 | · | $0.39 | · | · | · | $0.39 | |
| Cash Flow / Share | · | $-0.01 | · | · | · | $-0.60 | · | · | · | $2.02 | · | · | · | · | · | · | |
| Cash / Share | $5.93 | $5.63 | · | $6.59 | $10.41 | $9.31 | · | $16.29 | $13.34 | $19.87 | · | $19.18 | · | · | · | $6.86 | |
| Dividend / Share | $0.29 | $0.29 | $0.29 | $0.28 | $0.28 | $0.28 | $0.28 | $0.27 | $0.27 | $0.27 | $0.27 | $0.26 | $0.26 | $0.26 | $0.26 | $0.25 | |
| EPS (TTM) | $4.14 | $4.21 | · | $1.37 | $1.25 | $1.22 | · | $3.16 | $2.99 | $2.81 | · | $3.01 | $3.10 | $3.16 | · | $2.92 |
Valoración (TTM)
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $240M | $242M | · | $267M | $209M | $151M | · | $144M | $144M | $144M | · | $89M | $89M | $89M | · | · | |
| Net Income TTM | $55M | $56M | · | $21M | $14M | $7M | · | $25M | $23M | $21M | · | $23M | $23M | $24M | · | $22M | |
| Market Cap | $508M | $421M | · | $435M | $431M | $431M | · | $277M | $217M | $207M | · | $148M | · | · | · | $163M | |
| P/E | 8.2 | 6.7 | · | 21.1 | 23.0 | 23.6 | · | 9.8 | 9.6 | 9.7 | · | 6.5 | 7.4 | 8.0 | · | 7.4 | |
| P/S | 2.1 | 1.7 | · | 1.6 | 2.1 | 2.8 | · | 1.9 | 1.5 | 1.4 | · | 1.7 | · | · | · | · | |
| P/B | 1.1 | 0.9 | · | 1.0 | 1.0 | 1.0 | · | 1.1 | 1.0 | 1.0 | · | 0.8 | · | · | · | 1.0 | |
| P / Tangible Book | 1.6 | 1.4 | · | 1.5 | 1.6 | 1.6 | · | 1.5 | 1.4 | 1.4 | · | 1.2 | 1.5 | 1.7 | · | 1.7 | |
| P / Cash Flow | · | -2376.7 | · | · | · | -66.6 | · | · | · | 13.5 | · | · | · | · | · | · | |
| Dividend Yield | 3.4% | 4.1% | · | 3.5% | 3.1% | 2.6% | · | 3.1% | 3.7% | 3.9% | · | 5.3% | · | · | · | 4.6% | |
| Earnings Yield | 12.2% | 15.0% | · | 4.7% | 4.4% | 4.2% | · | 10.2% | 10.4% | 10.3% | · | 15.3% | 13.5% | 12.5% | · | 13.4% | |
| Payout Ratio | · | 31.6% | · | · | · | -30.1% | · | · | · | 36.2% | · | · | · | · | · | · | |
| Annual Payout | $17M | $17M | · | $15M | $13M | $11M | · | $9M | $8M | $8M | · | $8M | $8M | $8M | · | $8M |
Período más reciente a la izquierda · valores nulos mostrados como ·
Estados Financieros Estado de resultados, balance general, flujo de caja — anual, últimos 5 años
| Métrica | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Ingresos | $228M | · | · | $139M | · |
| Beneficio neto | $28M | · | · | $27M | · |
| EPS Diluido | $2.01 | · | · | $3.25 | · |
No hay datos para este estado
Aún no hay suficientes datos fundamentales para generar este estado.
| Métrica | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Flujo de caja libre | $25M | · | · | $47M | · |
Propietarios institucionales (13F) 129 declarantes · $259.6M total · A fecha de 30 de septiembre de 2026
Instituciones que informan tener esta acción en su Formulario 13F trimestral de la SEC. Solo posiciones largas; un solo presentador puede aparecer dos veces para tramos de opciones separados. Las patas de put/call de compensación grandes suelen reflejar la creación de mercado o el inventario cubierto, no la convicción direccional.
Tenedores
129
Valor en tenencia
$259.6M
Nuevas posiciones
25
Posiciones cerradas
15
Actividad institucional — Q2 2026 vs trimestre anterior
| Nuevas posiciones | Posiciones cerradas | Aumentado | Disminuido | Cambio neto de acciones |
|---|---|---|---|---|
| 25 (+2 vs trimestre anterior) | 15 (+4 vs trimestre anterior) | 51 (+12 vs trimestre anterior) | 22 (-10 vs trimestre anterior) | +224K |
Comparado con Q1 2026. Las presentaciones del Formulario 13F de la SEC vencen dentro de los 45 días posteriores al final del trimestre, más un pequeño margen para los presentadores tardíos; los trimestres que aún se encuentran dentro de esa ventana se omiten en favor del par más reciente completamente reportado.
| Institución | Valor | Acciones | % de 13F rastreadas | Tipo |
|---|---|---|---|---|
| BlackRock, Inc. | $36 956 504 | 1 086 956 | 14,24% | Acciones |
| VANGUARD GROUP INC | $23 857 709 | 808 188 | 9,19% | Acciones |
| NORTHERN TRUST CORP | $22 989 882 | 676 173 | 8,86% | Acciones |
| VANGUARD CAPITAL MANAGEMENT LLC | $21 225 316 | 624 274 | 8,18% | Acciones |
| STATE STREET CORP | $15 213 028 | 447 442 | 5,86% | Acciones |
| GEODE CAPITAL MANAGEMENT, LLC | $12 952 933 | 380 890 | 4,99% | Acciones |
| DIMENSIONAL FUND ADVISORS LP | $9 814 016 | 288 653 | 3,78% | Acciones |
| ALLIANCEBERNSTEIN L.P. | $9 634 896 | 342 635 | 3,71% | Acciones |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $7 727 520 | 227 280 | 2,98% | Acciones |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $7 466 468 | 219 602 | 2,88% | Acciones |
| AQR CAPITAL MANAGEMENT LLC | $6 995 110 | 205 739 | 2,70% | Acciones |
| GOLDMAN SACHS GROUP INC | $6 771 916 | 199 174 | 2,61% | Acciones |
| AMERICAN CENTURY COMPANIES INC | $6 551 426 | 192 689 | 2,52% | Acciones |
| GENDELL JEFFREY L | $5 050 632 | 148 548 | 1,95% | Acciones |
| MORGAN STANLEY | $3 760 416 | 110 600 | 1,45% | Acciones |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $3 464 940 | 101 910 | 1,33% | Acciones |
| MARSHALL WACE, LLP | $3 427 302 | 100 803 | 1,32% | Acciones |
| Nuveen, LLC | $3 154 486 | 92 779 | 1,22% | Acciones |
| VANGUARD FIDUCIARY TRUST CO | $3 143 674 | 92 461 | 1,21% | Acciones |
| TWO SIGMA INVESTMENTS, LP | $3 007 606 | 88 459 | 1,16% | Acciones |
| SEGALL BRYANT & HAMILL, LLC | $2 973 844 | 87 466 | 1,15% | Acciones |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $2 540 106 | 74 709 | 0,98% | Acciones |
| Bank of New York Mellon Corp | $2 215 751 | 65 169 | 0,85% | Acciones |
| LPL Financial LLC | $1 784 743 | 52 492 | 0,69% | Acciones |
| FIRST TRUST ADVISORS LP | $1 738 352 | 51 128 | 0,67% | Acciones |
| RAYMOND JAMES FINANCIAL INC | $1 660 661 | 48 843 | 0,64% | Acciones |
| BANK OF AMERICA CORP /DE/ | $1 650 700 | 48 550 | 0,64% | Acciones |
| Empowered Funds, LLC | $1 571 106 | 46 209 | 0,61% | Acciones |
| BROWN BROTHERS HARRIMAN & CO | $1 556 758 | 45 787 | 0,60% | Acciones |
| JPMORGAN CHASE & CO | $1 500 336 | 44 310 | 0,58% | Acciones |
| D. E. Shaw & Co., Inc. | $1 482 332 | 43 598 | 0,57% | Acciones |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $1 434 324 | 42 186 | 0,55% | Acciones |
| UBS Group AG | $1 199 044 | 35 266 | 0,46% | Acciones |
| Cerity Partners LLC | $1 037 340 | 30 510 | 0,40% | Acciones |
| Quantinno Capital Management LP | $972 400 | 28 600 | 0,37% | Acciones |
| Shakespeare Wealth Management, LLC | $924 732 | 27 198 | 0,36% | Acciones |
| BARCLAYS PLC | $921 536 | 27 104 | 0,36% | Acciones |
| TWO SIGMA ADVISERS, LP | $885 187 | 29 986 | 0,34% | Acciones |
| HSBC HOLDINGS PLC | $845 021 | 25 127 | 0,33% | Acciones |
| HBW ADVISORY SERVICES LLC | $842 486 | 24 779 | 0,32% | Acciones |
| STRS OHIO | $734 400 | 21 600 | 0,28% | Acciones |
| Point72 Asset Management, L.P. | $713 796 | 20 994 | 0,28% | Acciones |
| AMERIPRISE FINANCIAL INC | $707 880 | 20 820 | 0,27% | Acciones |
| Invesco Ltd. | $693 906 | 20 409 | 0,27% | Acciones |
| BNP PARIBAS FINANCIAL MARKETS | $657 322 | 19 333 | 0,25% | Acciones |
| Creative Planning | $640 356 | 18 834 | 0,25% | Acciones |
| HighTower Advisors, LLC | $630 802 | 18 553 | 0,24% | Acciones |
| RHUMBLINE ADVISERS | $618 460 | 18 190 | 0,24% | Acciones |
| CITIGROUP INC | $476 068 | 14 002 | 0,18% | Acciones |
| DEUTSCHE BANK AG\ | $469 676 | 13 814 | 0,18% | Acciones |
Informantes de la empresa 50 insiders · 15 directivos · 36 consejeros
| Insider | Rol | Última actividad | Acciones en propiedad | Compras 12m | Ventas 12m | Neto 12m |
|---|---|---|---|---|---|---|
| Kelly Potes | Chief Executive Officer | 30 de abril de 2026 A | 47 256 | 0 | 0 | $0 |
| Michael J Burke Jr | President | 30 de abril de 2026 A | 13 512 | 1 | 0 | $7 145 |
| Adom Greenland | Secretary | 30 de abril de 2026 A | 17 800 | 1 | 0 | $13 700 |
| Bradley Henion | E.V.P. - ChoiceOne Bank (Sub.) | 30 de abril de 2026 A | 6 313 | 0 | 0 | $0 |
| Robert M Jamula | S.V.P. - ChoiceOne Bank (Sub) | 15 de febrero de 2022 A | 234 | 0 | 0 | $0 |
| Shelly M Childers | S.V.P. - ChoiceOne Bank (Sub.) | 15 de febrero de 2022 A | 950 | 0 | 0 | $0 |
| Peter Batistoni | S.V.P. - ChoiceOne Bank (Sub.) | 15 de febrero de 2022 A | 1 115 | 0 | 0 | $0 |
| Heather D Brolick | S.V.P. - ChoiceOne Bank (Sub.) | 15 de febrero de 2022 A | 4 094 | 0 | 0 | $0 |
| Lee A Braford | S.V.P. - ChoiceOne Bank (Sub.) | 10 de noviembre de 2021 S | 0 | 0 | 0 | $0 |
| Steven M Devolder | S.V.P. - ChoiceOne Bank (Sub.) | 15 de marzo de 2021 A | 414 | 0 | 0 | $0 |
| Mary J Johnson | Secretary | 1 de octubre de 2019 F | 18 691 | 0 | 0 | $0 |
| Sheila R Clark | S.V.P. - ChoiceOne Bank (Sub.) | 2 de enero de 2019 F | 20 986 | 0 | 0 | $0 |
| KNOOIHUIZEN LOUIS D | S.V.P - ChoiceOne Bank (Sub.) | 3 de octubre de 2016 F | 3 992 | 0 | 0 | $0 |
| Linda R Pitsch | Secretary | 1 de febrero de 2011 D | 3 996 | 0 | 0 | $0 |
| Michael E Mchugh | Senior Vice President | 24 de enero de 2008 A | · | 0 | 0 | $0 |
| Steven Theodore Krause | Consejero | 1 de octubre de 2026 A | 18 113 | 0 | 0 | $0 |
| Curt E Coulter | Consejero | 1 de octubre de 2026 A | 11 365 | 0 | 0 | $0 |
| Michelle M Wendling | Consejero | 1 de octubre de 2026 A | 7 690 | 0 | 0 | $0 |
| Harold J Burns | Consejero | 1 de octubre de 2026 A | 26 740 | 0 | 0 | $0 |
| Eric E Burrough | Consejero | 1 de octubre de 2026 A | 181 991 | 2 | 0 | $280 000 |
| Gregory A Mcconnell | Consejero | 1 de octubre de 2026 A | 37 659 | 3 | 0 | $74 342 |
| Bradley F. Mcginnis | Consejero | 1 de octubre de 2026 A | 14 733 | 1 | 0 | $29 150 |
| Greg L. Armock | Consejero | 1 de octubre de 2026 A | 47 142 | 0 | 0 | $0 |
| Keith D. Brophy | Consejero | 1 de octubre de 2026 A | 13 919 | 0 | 0 | $0 |
| Randy D Hicks | Consejero | 1 de octubre de 2026 A | 100 530 | 0 | 0 | $0 |
| Roxanne M Page | Consejero | 1 de octubre de 2026 A | 7 535 | 0 | 0 | $0 |
| Bruce John Essex Jr | Consejero | 1 de octubre de 2026 A | 250 716 | 0 | 0 | $0 |
| Brian P Petty | Consejero | 1 de octubre de 2026 A | 92 701 | 0 | 1 | $-443 400 |
| Jack Hendon | Consejero | 1 de julio de 2025 A | 9 098 | 0 | 0 | $0 |
| David J Churchill | Consejero | 1 de octubre de 2023 A | 3 104 | 0 | 0 | $0 |
| Nels W Nyblad | Consejero | 1 de abril de 2023 A | 23 668 | 0 | 0 | $0 |
| Patrick Cronin | Consejero | 1 de julio de 2022 A | 1 068 | 0 | 0 | $0 |
| David Bush | Consejero | 1 de julio de 2022 A | 108 985 | 0 | 0 | $0 |
| Bruce Cady | Consejero | 1 de abril de 2022 A | 943 | 0 | 0 | $0 |
| Paul L Johnson | Consejero | 1 de octubre de 2021 A | 53 394 | 0 | 0 | $0 |
| James A Bosserd | Consejero | 1 de julio de 2021 A | 14 327 | 0 | 0 | $0 |
| Raymond A. Lanning | Consejero | 23 de enero de 2019 A | 41 626 | 0 | 0 | $0 |
| William F Cutler JR | Consejero | 26 de julio de 2017 A | 67 234 | 0 | 0 | $0 |
| Timothy K Bull | Consejero | 14 de noviembre de 2016 P | 64 575 | 0 | 0 | $0 |
| Frank G Berris | Consejero | 4 de noviembre de 2016 P | 3 932 | 0 | 0 | $0 |
| Stuart Goodfellow | Consejero | 23 de octubre de 2013 A | 71 520 | 0 | 0 | $0 |
| Dennis C Nelson | Consejero | 1 de agosto de 2013 S | 5 202 | 0 | 0 | $0 |
| Jerome B Arends | Consejero | 19 de noviembre de 2012 P | 24 619 | 0 | 0 | $0 |
| Donald Vansingel | Consejero | 1 de noviembre de 2012 P | 3 980 | 0 | 0 | $0 |
| Jon E Pike | Consejero | 27 de enero de 2011 A | 40 232 | 0 | 0 | $0 |
| Robert C Humphreys | Consejero | 22 de mayo de 2008 A | 123 596 | 0 | 0 | $0 |
| Andrew W Zamiara | Consejero | 31 de octubre de 2007 A | 11 407 | 0 | 0 | $0 |
| Richard L Edgar | Consejero | 28 de diciembre de 2006 G | 17 287 | 0 | 0 | $0 |
| Bruce A Johnson | Consejero | 18 de octubre de 2006 A | 8 051 | 0 | 0 | $0 |
| Thomas L Lampen | · | 15 de marzo de 2021 A | 14 586 | 0 | 0 | $0 |
Informantes de las presentaciones SEC Form 3/4/5; neto = solo P/S de mercado abierto
Propiedad de ETFs Mantenido por 23 ETFs
El peso refleja solo las tenencias directas de acciones (N-PORT); los fondos apalancados o basados en derivados pueden tener exposición adicional a swaps no mostrada.
| Fondo | Ponderación | Unidades | A fecha de | Fuente |
|---|---|---|---|---|
| IWC · iShares Trust | 0,12% | 49 638 SH | 11 de septiembre de 2026 | Diario |
| DPST · Direxion Shares ETF Trust | 0,05% | 6 476 NS | 31 de julio de 2026 | N-PORT |
| EBIT · Harbor ETF Trust | 0,04% | 151 NS | 31 de julio de 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,03% | 12 537 SH | 19 de agosto de 2026 | Diario |
| IWM · iShares Trust | 0,02% | 389 998 SH | 11 de septiembre de 2026 | Diario |
| RSSL · Global X Funds | 0,02% | 6 856 NS | 31 de julio de 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0,01% | 1 212 SH | 1 de octubre de 2026 | Diario |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0,01% | 12 239 SH | 1 de octubre de 2026 | Diario |
| DFAS · Dimensional ETF Trust | 0,01% | 48 863 NS | 31 de julio de 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0,01% | 24 281 NS | 31 de julio de 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,01% | 158 105 SH | 19 de agosto de 2026 | Diario |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,01% | 82 731 SH | 19 de agosto de 2026 | Diario |
| DFAT · Dimensional ETF Trust | 0,00% | 18 935 NS | 31 de julio de 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 484 NS | 31 de julio de 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 828 NS | 31 de julio de 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 1 167 NS | 31 de julio de 2026 | N-PORT |
| IWV · iShares Trust | 0,00% | 5 582 SH | 3 de septiembre de 2026 | Diario |
| DFAU · Dimensional ETF Trust | 0,00% | 2 746 NS | 31 de julio de 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0,00% | 3 519 NS | 31 de julio de 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 451 102 SH | 19 de agosto de 2026 | Diario |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 1 119 SH | 19 de agosto de 2026 | Diario |
| DFAC · Dimensional ETF Trust | 0,00% | 500 NS | 31 de julio de 2026 | N-PORT |
| IWN · iShares Trust | · | 143 266 SH | 11 de septiembre de 2026 | Diario |
COFS Consenso de analistas Opiniones de analistas alcistas y bajistas, precio objetivo a 12 meses, potencial alcista
calificación · 9 analistas
COMPRA
Objetivo mediano
$38.00
+14,8%
2 22,2%
Compra fuerte
5 55,6%
Compra
2 22,2%
Mantener
0 0,0%
Venta
0 0,0%
Venta fuerte
Precio objetivo a 12 meses
3 analistas · 2026-10-01Objetivo medio $37.00 +11,7%
← Por Debajo de Todos los Objetivos
Precio Actual $33.11
Mín$35.00
Media$37.00
Máx$38.00
Comparación de pares (subindustria GICS) Métricas clave frente a competidores del sector
Base del ejercicio fiscal, precios al cierre del último ejercicio fiscal de cada empresa.
| Ticker | Capitalización Bursátil | P/E | Ingresos interanuales | Margen Neto | ROE | Margen Bruto |
|---|---|---|---|---|---|---|
| COFS | $443M | 14.7 | 63.6% | 12.4% | 6.3% | · |
| BSRR | $434M | 10.5 | 2.5% | 27.3% | 11.8% | · |
| OBT | $382M | 8.6 | 18.1% | 32.7% | 15.5% | · |
| PBAM | · | · | · | · | · | · |
| PDLB | $395M | 13.6 | 30.5% | 26.3% | 5.4% | · |
| FMAO | $340M | 10.2 | 19.6% | 27.4% | 9.2% | · |
| WTBA | $376M | 11.6 | 19.4% | 34.2% | 12.8% | · |
| CZNC | $359M | 12.3 | 13.3% | 19.1% | 7.5% | · |
| BMRC | $419M | -11.6 | -58.1% | -121.4% | -8.6% | · |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | · |
Señales de trading Señales recientes de compra/venta con precio de entrada y ratio riesgo/recompensa
Ninguna señal abierta en este momento — ninguna tarjeta está completada, y eso es honesto.
Mis Métricas Tu lista de seguimiento personal — filas seleccionadas de Fundamentales Completos
Seleccione las métricas que le importan: haga clic en el + junto a cualquier fila en Fundamentales completos arriba.
Tu selección se guarda y te sigue en todos los tickers.
Fuente: SEC 10-Q presentada el Ago 10, 2026