En esta página
01HNVR precio
02Instantánea
03Gráfico
06Rendimiento
07Valoración y ratios
13Dividendos
14Ganancias
15Fundamentales Completos
16Estados Financieros
17Propietarios institucionales (13F)
18Activistas y propietarios del %+ 5
19Informantes de la empresa
20Propiedad de ETFs
21Consenso
22Pares
26Mis Métricas
HNVR Hanover Bancorp, Inc. - Common Stock
NASDAQ · Banking · Ver en SEC EDGAR ↗ cerrar Oct 2, 2026 10-K/10-Q Ago 7, 2026
$25,64
· % del rango de 52 semanas
· por encima del mínimo
· a alto
$19,91mínimo 52 semanas
$27,94máximo 52 semanas
Capitalización Bursátil (MRQ)
$181M
P/E
25.6
BPA
$1.00
tus insignias
Rango 52S
$20–$28
Calificación del Analista
BUY
Precio Objetivo
$27
P/E
25.6
ROE
3.8%
Margen de Beneficio Neto
10.2%
Tu barra de insignias está vacía — fija una métrica en cualquier lugar de esta página.
HNVR Instantánea de la Acción Precio, capitalización bursátil, P/E, BPA, ROE, deuda/capital, rango de 52 semanas
Precio
$25.64
Capitalización Bursátil (MRQ)
$181M
P/E
25.6
BPA
$1.00
Rendimiento div.
1.6%
ROE
3.8%
Deuda/Capital (MRQ)
0.3
Rango 52S
$20–$28
HNVR Gráfico del Precio de la Acción OHLCV diario con indicadores técnicos — desplace, amplíe y personalice su vista
rango
barras
La granularidad de las barras se adapta al período seleccionado; pase el ratón sobre el gráfico para ver la apertura/máximo/mínimo/cierre de una barra.
Rendimiento a 10 años Tendencias de ingresos, beneficio neto, márgenes y BPA
BPA$1.002020-09-30 → 2025-12-31
Flujo de caja libre$12M2021-09-30 → 2025-12-31
Margen neto10.2%2021-09-30 → 2025-12-31
Valoración y ratios
Valoración Ratios P/E, P/S, P/B, EV/EBITDA: ¿está la acción cara o barata?
| Métrica | Tendencia a 5 años | HNVR | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| P/E | 25.6promedio 5A ≈12.8 | ≈12.8 | 14.3 | Sobrevalorado | |
| P/S | 2.5promedio 5A ≈2.1 | ≈2.1 | 2.7 | Infravalorado | |
| P/C (MRQ) | 0.9promedio 5A ≈0.8 | ≈0.8 | 0.9 | Infravalorado | |
| EV / EBITDA | 37.3promedio 5A ≈49.2 | ≈49.2 | · | · | |
| Precio / FCF (TTM) | 7.0promedio 5A ≈9.8 | ≈9.8 | · | · | |
| Precio / Flujo de Caja (TTM) | 6.7promedio 5A ≈8.7 | ≈8.7 | 11.7 | Valor razonable | |
| EV / Revenue (EV / Ingresos) | 1.0promedio 5A ≈1.3 | ≈1.3 | · | · | |
| EV / FCF | 6.1promedio 5A ≈5.8 | ≈5.8 | · | · | |
| Price / Tangible Book (Precio / Valor Contable Tangible) | 1.0promedio 5A ≈0.9 | ≈0.9 | · | · |
La mediana de empresas comparables se calcula sobre una base estandarizada por métrica y puede no coincidir siempre con la base TTM/MRQ que se muestra para esta acción.
Rentabilidad Márgenes brutos, operativos y netos; ROE, ROA, ROIC
| Métrica | Tendencia a 5 años | HNVR | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| EBITDA Margin (Margen EBITDA) | 2.7%promedio 5A ≈2.7% | ≈2.7% | 48.4% | Débil | |
| Pretax Margin (Margen antes de impuestos) | 13.6%promedio 5A ≈29.6% | ≈29.6% | 47.3% | Débil | |
| Net Profit Margin (Margen de Beneficio Neto) | 10.2%promedio 5A ≈22.6% | ≈22.6% | 34.6% | Débil | |
| ROA | 0.32%promedio 5A ≈0.83% | ≈0.83% | 0.70% | Débil | |
| ROE | 3.8%promedio 5A ≈8.6% | ≈8.6% | 7.1% | Débil |
Salud financiera Deuda, liquidez, solvencia — solidez del balance general
| Métrica | Tendencia a 5 años | HNVR | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| Deuda / Patrimonio (MRQ) | 0.3promedio 5A ≈0.7 | ≈0.7 | · | · |
Crecimiento Crecimiento de ingresos, BPA y beneficio neto: interanual, CAGR a 3 años, CAGR a 5 años
| Métrica | Tendencia a 5 años | HNVR | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| Revenue YoY (Ingresos interanuales) | 7.1%promedio 5A ≈15.3% | ≈15.3% | · | · | |
| Revenue CAGR 3Y (Ingresos CAGR 3A) | 1.5%promedio 5A ≈15.7% | ≈15.7% | · | · | |
| Revenue CAGR 5Y (Ingresos CAGR 5A) | 20.8% | · | · | · | |
| EPS YoY (EPS interanual) | -39.8%promedio 5A ≈-10.4% | ≈-10.4% | · | · | |
| Net Income YoY (Beneficio Neto interanual) | -39.4%promedio 5A ≈5.9% | ≈5.9% | · | · | |
| EPS CAGR 3Y (CAGR BPA 3A) | -35.2%promedio 5A ≈-8.4% | ≈-8.4% | · | · | |
| EPS CAGR 5Y (CAGR BPA 5A) | -3.3% | · | · | · | |
| Net Income CAGR 3Y (CAGR Beneficio Neto 3A) | -31.8%promedio 5A ≈5.9% | ≈5.9% | · | · | |
| Net Income CAGR 5Y (CAGR Beneficio Neto 5A) | 8.5% | · | · | · |
Eficiencia de capital Rotación de activos, rotación de inventario, rotación de cuentas por cobrar
| Métrica | Tendencia a 5 años | HNVR | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| Asset Turnover (Rotación de Activos) | 0.0promedio 5A ≈0.0 | ≈0.0 | 0.0 | Débil |
valor · ≈ promedio 5A · mediana sectorial · veredicto relativo a la mediana
Dividendos Rendimiento, ratio de pago, historial de dividendos, CAGR a 5 años
Rendimiento por Dividendo1.6%
Ratio de Pago40.2%
Pago anualizado≈$0.40
| Fecha ex-dividendo | Monto | Moneda | Rendimiento |
|---|---|---|---|
| Ago 6, 2026 | $0,10 | USD | ≈1.5% |
| May 11, 2026 | $0,10 | USD | ≈1.7% |
| Feb 12, 2026 | $0,10 | USD | ≈1.8% |
| Nov 13, 2025 | $0,10 | USD | ≈1.8% |
| Ago 6, 2025 | $0,10 | USD | ≈1.9% |
| May 7, 2025 | $0,10 | USD | ≈1.8% |
| Feb 12, 2025 | $0,10 | USD | ≈1.6% |
| Nov 6, 2024 | $0,10 | USD | ≈2.0% |
| Ago 7, 2024 | $0,10 | USD | ≈2.3% |
| May 7, 2024 | $0,10 | USD | ≈2.4% |
| Feb 6, 2024 | $0,10 | USD | ≈2.3% |
| Nov 7, 2023 | $0,10 | USD | ≈2.2% |
| Ago 8, 2023 | $0,10 | USD | ≈2.2% |
| May 9, 2023 | $0,10 | USD | ≈2.2% |
| Feb 6, 2023 | $0,10 | USD | ≈2.1% |
| Nov 7, 2022 | $0,10 | USD | ≈1.5% |
| Ago 8, 2022 | $0,10 | USD | ≈1.0% |
| Jun 17, 2022 | $0,10 | USD | ≈0.51% |
Historial de Ganancias EPS real vs estimado, sorpresa %, tasa de aciertos, próxima fecha de resultados
Sorpresa Media
-22.2%
Próximo informe
Oct 28, 2026
| Período | Informe | EPS Actual | EPS est. | Sorpresa |
|---|---|---|---|---|
| 30 de junio de 2026 | Jul 21, 2026 | $0.58 | $0.58 | 0.17% |
| 31 de marzo de 2026 | $0.54 | $0.55 | -1.0% | |
| 31 de diciembre de 2025 | $0.00 | $0.53 | -100.0% | |
| 30 de septiembre de 2025 | $0.47 | $0.49 | -4.7% | |
| 30 de junio de 2025 | $0.33 | $0.56 | -40.9% | |
| 31 de marzo de 2025 | $0.55 | $0.48 | 13.5% |
Fundamentales Completos Todas las métricas por año — estado de resultados, balance general, flujo de caja
Estado de resultados
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | $7M | $7M | $13M | |
| Interest Income | $130M | $133M | · | $68M | $49M | $40M | |
| Pretax Income | $10M | $16M | · | $30M | $14M | $6M | |
| Income Tax | $2M | $4M | · | $7M | $3M | $1M | |
| Net Income | $7M | $12M | · | $24M | $11M | $5M | |
| EPS (Basic) | $1.01 | $1.67 | · | $3.74 | $2.32 | $1.20 | |
| EPS (Diluted) | $1.00 | $1.66 | · | $3.68 | $2.28 | $1.18 | |
| Shares (Basic) | 7,256,864 | 7,158,159 | · | 6,065,069 | 4,575,210 | 4,162,280 | |
| Shares (Diluted) | 7,262,780 | 7,187,142 | · | 6,158,046 | 4,664,870 | 4,226,967 | |
| EBITDA | $2M | · | · | $2M | $1M | · |
Balance general
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $209M | $163M | $177M | $150M | $167M | $80M | |
| PP&E (Net) | $14M | $15M | $16M | $14M | $15M | $14M | |
| PP&E (Gross) | $26M | $25M | $24M | $21M | $20M | $19M | |
| Accum. Depreciation | $11M | $10M | $9M | $7M | $5M | $5M | |
| Goodwill | $19M | $19M | $19M | $19M | $19M | $2M | |
| Intangibles | $196.0K | $250.0K | $311.0K | $399.0K | $480.0K | · | |
| Total Assets | $2.38B | $2.31B | $2.27B | $1.84B | $1.48B | $852M | |
| Short-term Debt | $101M | $108M | $129M | $102M | $160M | $85M | |
| Total Liabilities | $2.18B | $2.12B | $2.09B | $1.67B | $1.36B | $774M | |
| Total Debt | $101M | · | · | $102M | $160M | · | |
| Common Stock | $71.0K | $72.0K | $72.0K | $73.0K | $56.0K | $42.0K | |
| Retained Earnings | $72M | $68M | $59M | $46M | $25M | $14M | |
| AOCI | $-680.0K | $-1M | $-2M | $-620.0K | $256.0K | $156.0K | |
| Stockholders' Equity | $200M | $197M | $185M | $173M | $123M | $78M | |
| Liabilities + Equity | $2.38B | $2.31B | $2.27B | $1.84B | $1.48B | $852M | |
| Shares Outstanding | 7,135,403 | 7,152,127 | 7,195,012 | 7,285,648 | 5,563,426 | 4,175,144 |
Flujo de Efectivo
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| D&A | $2M | $2M | · | $2M | $1M | $1M | |
| Stock-based Comp | $2M | $2M | · | $2M | $901.0K | $766.0K | |
| Deferred Tax | $2M | $594.0K | · | $2M | $11.0K | $-1M | |
| Amort. of Intangibles | $54.0K | $61.0K | · | $81.0K | $32.0K | $5.0K | |
| Other Non-cash | $278.0K | · | · | $-4M | $-15.0K | · | |
| Operating Cash Flow | $13M | $5M | · | $25M | $13M | $566.0K | |
| CapEx | $869.0K | $1M | · | $1M | $2M | $1M | |
| Investing Cash Flow | $-28M | $-45M | · | $-374M | $90M | $-7M | |
| Stock Issued | · | · | · | $28M | $113.0K | $112.0K | |
| Stock Repurchased | $2M | $0 | · | · | · | · | |
| Net Stock Activity | $-2M | · | · | $28M | $113.0K | · | |
| Dividends Paid | $3M | $3M | · | $2M | $0 | · | |
| Financing Cash Flow | $61M | $26M | · | $332M | $-17M | $-898.0K | |
| Taxes Paid | $3M | · | · | · | · | · | |
| Free Cash Flow | $12M | · | · | $24M | $11M | · | |
| Levered FCF | · | · | · | $18M | $6M | · |
Rentabilidad
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Net Margin | 10.2% | · | · | 33.6% | 24.1% | · | |
| Pretax Margin | 13.6% | · | · | 43.5% | 31.2% | · | |
| EBITDA Margin | 2.7% | · | · | 2.4% | 3.2% | · | |
| ROA | 0.32% | · | · | 1.4% | 0.93% | · | |
| ROE | 3.8% | · | · | 13.9% | 9.1% | · |
Liquidez y Solvencia
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.5 | · | · | 0.6 | 1.3 | · |
Eficiencia
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | · | 0.0 | 0.0 | · |
Por Acción
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Book Value / Share | $28.07 | · | · | $23.69 | $22.02 | · | |
| Revenue / Share | $10.10 | · | · | $11.39 | $9.47 | · | |
| Cash Flow / Share | $1.80 | · | · | $4.07 | $2.77 | · | |
| Cash / Share | $29.28 | · | · | $20.58 | $29.94 | · | |
| Dividend / Share | $0.10 | $0.10 | · | $0.10 | · | · | |
| EPS (TTM) | $1.00 | $1.66 | · | $3.68 | $2.28 | · |
Tasas de Crecimiento
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue YoY | 7.1% | 8.0% | · | 55.6% | 58.2% | · | |
| Revenue CAGR 3Y | 1.5% | 14.9% | · | · | · | · | |
| Revenue CAGR 5Y | 20.8% | · | · | · | · | · | |
| EPS YoY | -39.8% | -19.0% | · | 61.4% | 93.2% | · | |
| EPS CAGR 3Y | -35.2% | -10.0% | · | · | · | · | |
| EPS CAGR 5Y | -3.3% | · | · | · | · | · | |
| Net Income YoY | -39.4% | -18.6% | · | 117.1% | 118.2% | · | |
| Net Income CAGR 3Y | -31.8% | 4.4% | · | · | · | · | |
| Net Income CAGR 5Y | 8.5% | · | · | · | · | · |
Valoración (TTM)
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue TTM | $73M | $68M | · | $70M | $45M | · | |
| Net Income TTM | $7M | $12M | · | $24M | $11M | · | |
| Market Cap | $165M | · | · | $139M | · | · | |
| Enterprise Value | $57M | · | · | $91M | · | · | |
| P/E | 23.1 | 13.9 | · | 5.2 | · | · | |
| P/S | 2.2 | · | · | 2.0 | · | · | |
| P/B | 0.8 | · | · | 0.8 | · | · | |
| P / Tangible Book | 0.9 | 0.9 | · | 0.9 | · | · | |
| P / Cash Flow | 12.6 | · | · | 5.6 | · | · | |
| P / FCF | 13.5 | · | · | 5.8 | · | · | |
| EV / EBITDA | 28.3 | · | · | 54.8 | · | · | |
| EV / FCF | 4.7 | · | · | 3.8 | · | · | |
| EV / Revenue | 0.8 | · | · | 1.3 | · | · | |
| Dividend Yield | 1.8% | · | · | 1.5% | · | · | |
| Earnings Yield | 4.3% | 7.2% | · | 19.2% | · | · | |
| Payout Ratio | 40.2% | · | · | 8.7% | · | · | |
| Annual Payout | $3M | $3M | · | $2M | $0 | · |
Estado de resultados
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $19M | · | $15M | $11M | $7M | $3M | |
| Interest Income | $32M | $32M | $33M | $33M | $32M | $33M | $33M | $34M | $33M | $32M | $31M | $28M | $25M | $23M | $20M | |
| Pretax Income | $5M | $3M | $136.0K | $5M | $3M | $2M | $5M | $5M | $1M | $5M | $5M | $4M | $4M | $7M | $8M | |
| Income Tax | $1M | $1M | $103.0K | $1M | $940.0K | $244.0K | $1M | $1M | $315.0K | $1M | $1M | $1M | $972.0K | $2M | $2M | |
| Net Income | $4M | $2M | $33.0K | $3M | $2M | $2M | $4M | $4M | $844.0K | $4M | $4M | $3M | $3M | $5M | $6M | |
| EPS (Basic) | $0.55 | $0.25 | $0.01 | $0.47 | $0.33 | $0.20 | $0.53 | $0.48 | $0.11 | $0.55 | $0.51 | $0.42 | $0.44 | $0.73 | $0.73 | |
| EPS (Diluted) | $0.55 | $0.25 | $0.00 | $0.47 | $0.33 | $0.20 | $0.52 | $0.48 | $0.11 | $0.55 | $0.51 | $0.42 | $0.43 | $0.72 | $0.72 | |
| Shares (Basic) | 7,220,418 | 7,229,591 | · | 7,274,461 | 7,287,237 | 7,223,608 | · | 7,168,850 | 7,155,382 | 7,118,460 | 7,078,448 | 7,069,890 | 7,010,573 | 7,008,913 | · | |
| Shares (Diluted) | 7,220,418 | 7,234,488 | · | 7,280,133 | 7,292,950 | 7,229,560 | · | 7,193,854 | 7,204,676 | 7,163,159 | 7,137,794 | 7,145,413 | 7,102,806 | 7,103,911 | · | |
| EBITDA | · | $509.0K | · | · | · | $494.0K | · | · | · | $546.0K | · | · | · | $421.0K | · |
Balance general
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $141M | $194M | $209M | $168M | $165M | $160M | $163M | $141M | $141M | $136M | · | $212M | $204M | $152M | $150M | |
| PP&E (Net) | $14M | $14M | $14M | $15M | $14M | $15M | $15M | $16M | $17M | $16M | · | $16M | $16M | $15M | $14M | |
| PP&E (Gross) | · | · | $26M | · | · | · | $25M | · | · | · | · | · | · | · | $21M | |
| Accum. Depreciation | · | · | $11M | · | · | · | $10M | · | · | · | · | · | · | · | $7M | |
| Goodwill | $19M | $19M | $19M | $19M | $19M | $19M | $19M | $19M | $19M | $19M | · | $19M | $19M | $19M | $19M | |
| Intangibles | · | · | $196.0K | · | · | · | · | · | · | · | · | · | · | · | · | |
| Total Assets | $2.34B | $2.37B | $2.38B | $2.33B | $2.31B | $2.29B | $2.31B | $2.33B | $2.33B | $2.31B | · | $2.12B | $2.07B | $1.98B | $1.84B | |
| Short-term Debt | $60M | $60M | $101M | $101M | $108M | $108M | $108M | $126M | $149M | $149M | · | $294M | $137M | $238M | $102M | |
| Total Liabilities | $2.13B | $2.17B | $2.18B | $2.13B | $2.11B | $2.09B | $2.12B | $2.14B | $2.14B | $2.12B | · | $1.94B | $1.89B | $1.81B | $1.67B | |
| Total Debt | $60M | $60M | · | $101M | $108M | $108M | · | $126M | $149M | $149M | · | $294M | $137M | $238M | · | |
| Common Stock | $71.0K | $72.0K | $71.0K | $72.0K | $72.0K | $72.0K | $72.0K | $72.0K | $71.0K | $72.0K | · | $72.0K | $72.0K | $71.0K | $73.0K | |
| Retained Earnings | $77M | $74M | $72M | $73M | $70M | $69M | $68M | $65M | $62M | $62M | · | $56M | $54M | $51M | $46M | |
| AOCI | $-571.0K | $-664.0K | $-680.0K | $-778.0K | $-1M | $-1M | $-1M | $-2M | $-1M | $-1M | · | $-1M | $-941.0K | $-715.0K | $-620.0K | |
| Stockholders' Equity | $203M | $201M | $200M | $202M | $199M | $197M | $197M | $192M | $190M | $190M | · | $183M | $181M | $178M | $173M | |
| Liabilities + Equity | $2.34B | $2.37B | $2.38B | $2.33B | $2.31B | $2.29B | $2.31B | $2.33B | $2.33B | $2.31B | · | $2.12B | $2.07B | $1.98B | $1.84B | |
| Shares Outstanding | 7,055,424 | 7,156,661 | 7,135,403 | 7,192,390 | 7,224,243 | 7,228,731 | 7,152,127 | 7,153,366 | 7,127,163 | 7,242,412 | · | 7,184,120 | 7,181,092 | 7,149,000 | 7,285,648 |
Flujo de Efectivo
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $500.0K | $509.0K | $531.0K | $502.0K | $480.0K | $494.0K | $496.0K | $497.0K | $551.0K | $546.0K | $527.0K | $455.0K | $429.0K | $421.0K | $420.0K | |
| Stock-based Comp | $441.0K | $358.0K | $363.0K | $323.0K | $392.0K | $494.0K | $388.0K | $417.0K | $401.0K | $381.0K | $360.0K | $756.0K | $794.0K | $439.0K | $441.0K | |
| Deferred Tax | · | · | · | · | · | · | · | · | · | · | $-19.0K | · | · | · | · | |
| Amort. of Intangibles | $13.0K | $12.0K | $13.0K | $13.0K | $14.0K | $14.0K | $15.0K | $14.0K | $16.0K | $16.0K | $16.0K | $19.0K | $19.0K | $18.0K | $19.0K | |
| Other Non-cash | · | $-5M | · | · | · | $2M | · | · | · | $-1M | · | · | · | $-123.0K | · | |
| Operating Cash Flow | $18M | $-3M | $8M | $3M | $-2M | $284.0K | $5M | $-2M | $-3M | $4M | $4M | $3M | $1M | $6M | $8M | |
| CapEx | $442.0K | $184.0K | $234.0K | $317.0K | $90.0K | $228.0K | $-789.0K | $329.0K | $1M | $308.0K | $356.0K | $1M | $1M | $845.0K | $191.0K | |
| Investing Cash Flow | $-34M | $2M | $-18M | $-15M | $-8M | $17M | $38M | $11M | $-16M | $-76M | $-137M | $49M | $-37M | $-129M | $-215M | |
| Stock Issued | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Stock Repurchased | · | · | $1M | · | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid | $742.0K | $746.0K | $762.0K | $748.0K | $750.0K | $749.0K | $742.0K | $741.0K | $740.0K | $737.0K | $731.0K | $738.0K | $734.0K | $729.0K | $720.0K | |
| Financing Cash Flow | $-38M | $-14M | $51M | $15M | $14M | $-20M | $-22M | $-8M | $24M | $32M | $118M | $5M | $88M | $126M | $223M | |
| Free Cash Flow | · | $-3M | · | · | · | $4M | · | · | · | $3M | · | · | · | $5M | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-11M | · | · | · | $-420.4K | · |
Rentabilidad
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 20.8% | 9.8% | · | 19.4% | 13.3% | 8.3% | · | 20.8% | 5.0% | 24.6% | · | 20.0% | 20.5% | 32.0% | · | |
| Pretax Margin | 27.7% | 15.5% | · | 25.9% | 18.4% | 9.6% | · | 27.1% | 6.9% | 32.8% | · | 28.5% | 26.7% | 41.4% | · | |
| EBITDA Margin | · | 2.7% | · | · | · | 2.7% | · | · | · | 3.3% | · | · | · | 2.5% | · | |
| ROA | 0.17% | 0.08% | · | 0.15% | 0.11% | 0.07% | · | 0.16% | 0.04% | 0.19% | · | 0.17% | 0.18% | 0.31% | · | |
| ROE | 2.0% | 0.94% | · | 1.8% | 1.3% | 0.79% | · | 1.9% | 0.46% | 2.2% | · | 1.8% | 2.0% | 3.5% | · |
Liquidez y Solvencia
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.3 | 0.3 | · | 0.5 | 0.5 | 0.5 | · | 0.7 | 0.8 | 0.8 | · | 1.6 | 0.8 | 1.3 | · |
Eficiencia
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · |
Por Acción
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $28.74 | $28.15 | · | $28.06 | $27.53 | $27.20 | · | $26.89 | $26.67 | $26.17 | · | $25.45 | $25.14 | $24.85 | · | |
| Revenue / Share | $2.71 | $2.64 | · | $2.47 | $2.52 | $2.54 | · | $2.37 | $2.34 | $2.31 | · | $2.17 | $2.21 | $2.35 | · | |
| Cash Flow / Share | · | $-0.35 | · | · | · | $0.57 | · | · | · | $0.50 | · | · | · | $0.86 | · | |
| Cash / Share | $20.02 | $27.17 | · | $23.30 | $22.78 | $22.17 | · | $19.74 | $19.80 | $18.84 | · | $29.44 | $28.46 | $21.30 | · | |
| Dividend / Share | $0.10 | $0.10 | $-0.20 | $0.10 | $0.10 | $0.10 | $-0.20 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.00 | |
| EPS (TTM) | $1.27 | $1.05 | · | $1.52 | $1.53 | $1.31 | · | $1.65 | $1.65 | · | · | · | · | $3.24 | · |
Valoración (TTM)
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $75M | $74M | · | $73M | $72M | $70M | · | $66M | $65M | · | · | · | · | $69M | · | |
| Net Income TTM | $9M | $8M | · | $11M | $11M | $10M | · | $12M | $12M | · | · | · | · | $22M | · | |
| Market Cap | $165M | $155M | · | $161M | $165M | $159M | · | $128M | $118M | $107M | · | $127M | $129M | $146M | · | |
| Enterprise Value | $83M | $20M | · | $95M | $109M | $106M | · | $113M | $125M | $120M | · | $209M | $62M | $232M | · | |
| P/E | 18.4 | 20.6 | · | 14.8 | 15.0 | 16.7 | · | 10.8 | 10.0 | · | · | · | · | 6.3 | · | |
| P/S | 2.2 | 2.1 | · | 2.2 | 2.3 | 2.3 | · | 1.9 | 1.8 | · | · | · | · | 2.1 | · | |
| P/B | 0.8 | 0.8 | · | 0.8 | 0.8 | 0.8 | · | 0.7 | 0.6 | 0.6 | · | 0.7 | 0.7 | 0.8 | · | |
| P / Tangible Book | 0.9 | 0.8 | · | 0.9 | 0.9 | 0.9 | · | 0.7 | 0.7 | 0.6 | · | 0.8 | 0.8 | 0.9 | · | |
| P / Cash Flow | · | -61.5 | · | · | · | 38.5 | · | · | · | 29.9 | · | · | · | 24.0 | · | |
| EV / Revenue | 1.1 | 0.3 | · | 1.3 | 1.5 | 1.5 | · | 1.7 | 1.9 | · | · | · | · | 3.4 | · | |
| Dividend Yield | 1.8% | 1.9% | · | 1.8% | 1.8% | 1.9% | · | 2.3% | 2.5% | · | · | · | · | · | · | |
| Earnings Yield | 5.5% | 4.9% | · | 6.8% | 6.7% | 6.0% | · | 9.2% | 10.0% | · | · | · | · | 15.9% | · | |
| Payout Ratio | · | 39.8% | · | · | · | 49.2% | · | · | · | 18.1% | · | · | · | 13.7% | · | |
| Annual Payout | $3M | $3M | · | $3M | $3M | $3M | · | $3M | $3M | · | · | · | · | · | · |
Período más reciente a la izquierda · valores nulos mostrados como ·
Estados Financieros Estado de resultados, balance general, flujo de caja — anual, últimos 5 años
| Métrica | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|---|
| Beneficio neto | $7M | $12M | · | $15M | $24M |
| EPS Diluido | $1.00 | $1.66 | · | $2.05 | $3.68 |
| Métrica | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|---|
| Deuda / Patrimonio | 0.5 | · | · | 1.0 | 0.6 |
| Métrica | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|---|
| Flujo de caja libre | $12M | · | · | $13M | $24M |
Propietarios institucionales (13F) 72 declarantes · $49.6M total · A fecha de 30 de junio de 2026
Instituciones que informan tener esta acción en su Formulario 13F trimestral de la SEC. Solo posiciones largas; un solo presentador puede aparecer dos veces para tramos de opciones separados. Las patas de put/call de compensación grandes suelen reflejar la creación de mercado o el inventario cubierto, no la convicción direccional.
Tenedores
72
Valor en tenencia
$49.6M
Nuevas posiciones
19
Posiciones cerradas
4
Actividad institucional — Q2 2026 vs trimestre anterior
| Nuevas posiciones | Posiciones cerradas | Aumentado | Disminuido | Cambio neto de acciones |
|---|---|---|---|---|
| 19 (+10 vs trimestre anterior) | 4 (-1 vs trimestre anterior) | 26 (+6 vs trimestre anterior) | 12 (-4 vs trimestre anterior) | -13K |
Comparado con Q1 2026. Las presentaciones del Formulario 13F de la SEC vencen dentro de los 45 días posteriores al final del trimestre, más un pequeño margen para los presentadores tardíos; los trimestres que aún se encuentran dentro de esa ventana se omiten en favor del par más reciente completamente reportado.
| Institución | Valor | Acciones | % de 13F rastreadas | Tipo |
|---|---|---|---|---|
| VANGUARD GROUP INC | $6 962 697 | 301 285 | 14,03% | Acciones |
| BlackRock, Inc. | $6 620 175 | 283 884 | 13,34% | Acciones |
| ALLIANCEBERNSTEIN L.P. | $5 576 438 | 258 288 | 11,24% | Acciones |
| VANGUARD CAPITAL MANAGEMENT LLC | $5 176 340 | 221 970 | 10,43% | Acciones |
| Fourthstone LLC | $3 393 743 | 144 216 | 6,84% | Acciones |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $3 025 793 | 129 751 | 6,10% | Acciones |
| GEODE CAPITAL MANAGEMENT, LLC | $2 476 022 | 106 163 | 4,99% | Acciones |
| STATE STREET CORP | $1 697 206 | 72 779 | 3,42% | Acciones |
| DIMENSIONAL FUND ADVISORS LP | $1 025 959 | 43 995 | 2,07% | Acciones |
| Corient Private Wealth LP | $989 934 | 42 450 | 1,99% | Acciones |
| GOLDMAN SACHS GROUP INC | $870 093 | 37 311 | 1,75% | Acciones |
| NORTHERN TRUST CORP | $783 738 | 33 608 | 1,58% | Acciones |
| AQR CAPITAL MANAGEMENT LLC | $732 085 | 31 393 | 1,48% | Acciones |
| RENAISSANCE TECHNOLOGIES LLC | $718 256 | 30 800 | 1,45% | Acciones |
| VANGUARD FIDUCIARY TRUST CO | $707 179 | 30 325 | 1,42% | Acciones |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $699 647 | 30 002 | 1,41% | Acciones |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $644 192 | 27 624 | 1,30% | Acciones |
| STRS OHIO | $629 640 | 27 000 | 1,27% | Acciones |
| GABELLI FUNDS LLC | $583 000 | 25 000 | 1,17% | Acciones |
| TWO SIGMA INVESTMENTS, LP | $578 546 | 24 809 | 1,17% | Acciones |
| CITADEL ADVISORS LLC | $477 080 | 20 458 | 0,96% | Acciones |
| Wealthspire Advisors, LLC | $438 217 | 18 791 | 0,88% | Acciones |
| GM Advisory Group, Inc. | $403 944 | 18 710 | 0,81% | Acciones |
| Nuveen, LLC | $320 650 | 13 750 | 0,65% | Acciones |
| Teton Advisors, Inc. | $320 460 | 14 000 | 0,65% | Acciones |
| Teton Advisors, LLC | $314 820 | 13 500 | 0,63% | Acciones |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $303 300 | 13 006 | 0,61% | Acciones |
| Trexquant Investment LP | $302 880 | 12 988 | 0,61% | Acciones |
| BARCLAYS PLC | $286 090 | 12 268 | 0,58% | Acciones |
| OCCUDO QUANTITATIVE STRATEGIES LP | $273 474 | 11 727 | 0,55% | Acciones |
| AMERICAN CENTURY COMPANIES INC | $269 603 | 11 561 | 0,54% | Acciones |
| Bank of New York Mellon Corp | $258 215 | 11 073 | 0,52% | Acciones |
| STATE OF WISCONSIN INVESTMENT BOARD | $254 188 | 10 900 | 0,51% | Acciones |
| ALGERT GLOBAL LLC | $231 801 | 9 940 | 0,47% | Acciones |
| MORGAN STANLEY | $225 201 | 9 657 | 0,45% | Acciones |
| XTX Topco Ltd | $201 811 | 8 654 | 0,41% | Acciones |
| RHUMBLINE ADVISERS | $102 740 | 4 406 | 0,21% | Acciones |
| DEUTSCHE BANK AG\ | $101 069 | 4 334 | 0,20% | Acciones |
| WELLS FARGO & COMPANY/MN | $96 615 | 4 143 | 0,19% | Acciones |
| Russell Investments Group, Ltd. | $89 102 | 3 820 | 0,18% | Acciones |
| NEW YORK STATE COMMON RETIREMENT FUND | $83 952 | 3 600 | 0,17% | Acciones |
| Vanguard Global Advisers, LLC | $56 085 | 2 405 | 0,11% | Acciones |
| CITIGROUP INC | $47 876 | 2 053 | 0,10% | Acciones |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $47 689 | 2 045 | 0,10% | Acciones |
| JPMORGAN CHASE & CO | $44 779 | 1 921 | 0,09% | Acciones |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $31 156 | 1 336 | 0,06% | Acciones |
| Police & Firemen's Retirement System of New Jersey | $30 712 | 1 317 | 0,06% | Acciones |
| UBS Group AG | $20 941 | 898 | 0,04% | Acciones |
| BNP PARIBAS FINANCIAL MARKETS | $18 446 | 791 | 0,04% | Acciones |
| Tower Research Capital LLC (TRC) | $15 018 | 644 | 0,03% | Acciones |
Activistas y propietarios del %+ 5 1 tenencia
Inversores que presentaron el Anexo 13D de la SEC — propiedad beneficiosa superior al % 5 con la intención de influir en el emisor (participaciones activistas, campañas de la junta directiva, M&A). Cada fila muestra el estado conocido más reciente de la posición de ese declarante.
| Declarante | Presentado | Participación | Estado | Propósito | Presentación |
|---|---|---|---|---|---|
| Castle Creek Capital Partners VIII, LP, Castle Creek Capital VIII LLC | 26 de agosto de 2024 | · | Presentación inicial | Inversión pasiva | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Informantes de la empresa 18 insiders · 3 directivos · 1 consejeros
| Insider | Rol | Última actividad | Acciones en propiedad | Compras 12m | Ventas 12m | Neto 12m |
|---|---|---|---|---|---|---|
| Kevin M O'Connor | President | 1 de septiembre de 2026 A | 22 300 | 1 | 0 | $268 800 |
| Brian K Finneran | President | 11 de mayo de 2022 P | 87 029 | 0 | 0 | $0 |
| Alice T Rouse | EVP & Chief Risk Officer | 20 de febrero de 2023 F | 25 807 | 0 | 0 | $0 |
| Robert Golden | Consejero | 15 de junio de 2026 S | 182 515 | 0 | 11 | $-628 453 |
| Lisa A Diiorio | · | 1 de mayo de 2026 M | 17 899 | 0 | 0 | $0 |
| Joseph F Burns | · | 20 de febrero de 2026 F | 11 505 | 0 | 0 | $0 |
| John P Vivona | · | 20 de febrero de 2026 F | 5 152 | 0 | 0 | $0 |
| Kevin Corbett | · | 20 de febrero de 2026 F | 27 936 | 0 | 0 | $0 |
| Mcclelland W Wilcox | · | 20 de febrero de 2026 F | 97 697 | 0 | 0 | $0 |
| Lance P Burke | · | 20 de febrero de 2026 F | 27 931 | 0 | 0 | $0 |
| PUORRO MICHAEL P | · | 20 de febrero de 2026 F | 321 663 | 0 | 0 | $0 |
| Michael David Katz M.D. | · | 5 de febrero de 2026 A | 152 202 | 0 | 0 | $0 |
| John R Sorrenti | · | 5 de febrero de 2026 A | 47 209 | 0 | 0 | $0 |
| Elena Sisti | · | 5 de febrero de 2026 A | 105 016 | 0 | 0 | $0 |
| Metin Negrin | · | 5 de febrero de 2026 A | 238 647 | 0 | 0 | $0 |
| Philip A Okun | · | 5 de febrero de 2026 A | 42 669 | 0 | 0 | $0 |
| Varkey Abraham | · | 5 de febrero de 2026 A | 45 670 | 0 | 0 | $0 |
| Ahron H Haspel | · | 5 de febrero de 2026 A | 29 035 | 0 | 0 | $0 |
Informantes de las presentaciones SEC Form 3/4/5; neto = solo P/S de mercado abierto
Propiedad de ETFs Mantenido por 16 ETFs
El peso refleja solo las tenencias directas de acciones (N-PORT); los fondos apalancados o basados en derivados pueden tener exposición adicional a swaps no mostrada.
| Fondo | Ponderación | Unidades | A fecha de | Fuente |
|---|---|---|---|---|
| IWC · iShares Trust | 0,03% | 15 402 SH | 11 de septiembre de 2026 | Diario |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,01% | 4 224 SH | 19 de agosto de 2026 | Diario |
| DFSV · Dimensional ETF Trust | 0,01% | 20 822 NS | 31 de julio de 2026 | N-PORT |
| IWM · iShares Trust | 0,00% | 108 345 SH | 11 de septiembre de 2026 | Diario |
| RSSL · Global X Funds | 0,00% | 2 139 NS | 31 de julio de 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 523 NS | 31 de julio de 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 411 NS | 31 de julio de 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,00% | 1 859 NS | 31 de julio de 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 422 NS | 31 de julio de 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,00% | 1 201 NS | 31 de julio de 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 55 444 SH | 19 de agosto de 2026 | Diario |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 160 631 SH | 19 de agosto de 2026 | Diario |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,00% | 25 332 SH | 19 de agosto de 2026 | Diario |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 446 SH | 19 de agosto de 2026 | Diario |
| DFAC · Dimensional ETF Trust | 0,00% | 210 NS | 31 de julio de 2026 | N-PORT |
| IWN · iShares Trust | · | 52 554 SH | 11 de septiembre de 2026 | Diario |
HNVR Consenso de analistas Opiniones de analistas alcistas y bajistas, precio objetivo a 12 meses, potencial alcista
calificación · 10 analistas
COMPRA
Objetivo mediano
$27.00
+5,3%
2 20,0%
Compra fuerte
4 40,0%
Compra
4 40,0%
Mantener
0 0,0%
Venta
0 0,0%
Venta fuerte
Precio objetivo a 12 meses
3 analistas · 2026-10-02Objetivo medio $27.33 +6,6%
Ahora
Precio Actual $25.64
Mín$25.00
Media$27.33
Máx$30.00
Comparación de pares (subindustria GICS) Métricas clave frente a competidores del sector
Base del ejercicio fiscal, precios al cierre del último ejercicio fiscal de cada empresa.
Mis Métricas Tu lista de seguimiento personal — filas seleccionadas de Fundamentales Completos
Seleccione las métricas que le importan: haga clic en el + junto a cualquier fila en Fundamentales completos arriba.
Tu selección se guarda y te sigue en todos los tickers.
Fuente: SEC 10-Q presentada el Ago 7, 2026